Newport News Shipbuilding CU Newport News VA

Introduction

Welcome to the Hidenwood Branch of the Newport News Shipbuilding Employees Credit Union, where our commitment to serving you runs deep. Since opening our doors in 1928, we have proudly supported over 155,000 members with a wide range of financial services tailored to meet your needs. Located at 12512 Warwick Blvd, Newport News, VA 23606, our branch is more than just a place for transactions; it's a community hub where trust and reliability flourish. With total assets exceeding $2.6 billion and deposits reaching $103.4 million, we stand as a pillar of financial strength in the community. Our total loans and leases amount to an impressive 129,745, demonstrating our dedication to helping you achieve your financial goals whether it's buying a car, purchasing a home, or starting a business. Under the leadership of CEO James Mears and Board President Maureen Davis, our team of 495 employees works tirelessly to provide personalized service that makes banking easier for you. We also offer convenient access to services like online banking, mobile payments, and ATMs, ensuring that your finances are always within reach. While members can visit us at our branch location for face-to-face assistance, official correspondence should be directed to our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606. We invite you to explore all that we have to offer by visiting our website at bayportcu.org or by calling us at 757-928-8850. Join us in experiencing a credit union that truly values its members and strives to make a positive impact on the community!

Branch History & Mission

Our Mission

At Newport News Shipbuilding Employees Credit Union, our mission is clear: to provide quality financial services while nurturing relationships within our community. We believe in empowering individuals and families through financial education and support. We are not just about transactions; we aim to make a positive impact on lives by helping members achieve their financial goals. In addition to traditional banking services, we prioritize community engagement through various outreach efforts. We actively partner with local organizations to support initiatives that uplift and enrich the lives of residents in Newport News and surrounding areas. Our operating hours reflect our commitment to being available when you need us: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. For your convenience, we also offer ATM access and drive-thru banking so you can easily manage your finances on your terms. While members can visit us at 12512 Warwick Blvd, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. Join us today and become part of a vibrant community that prioritizes your financial success. Experience firsthand how Newport News Shipbuilding Employees Credit Union can help you navigate your financial journey. Call us at 757-928-8850 or visit us online at www.bayportcu.org for more information. We look forward to serving you!

Branch Location & Accessibility

Convenient Features

We understand that accessibility is essential for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious areas for easy navigation. Plus, we offer ample parking right outside the entrance, so you can stop by with ease. If you're looking for quick banking options, you'll be pleased to know that we provide drive-thru services for deposits and withdrawals. Our ATM is available too, ensuring you can access your funds whenever you need them. For those who might prefer shared services, we also participate in shared branching, allowing members from partner credit unions to conduct basic transactions here.

Operating Hours

Our doors are open Monday through Thursday from 9:00 am to 5:30 pm and Friday until 6:00 pm. We strive to accommodate your schedule, making it simple for you to pop in during your lunch break or after work.

Reach Out

For any questions or assistance, don't hesitate to call us at 757-928-8850. We're excited to help you with personal banking services like checking and savings accounts, auto loans, mortgages, and much more. So why wait? Come visit us at Hidenwood Branch today your community credit union awaits!

Member Eligibility

Becoming a member of Newport News Shipbuilding Employees is like joining a close-knit family that genuinely cares about your financial well-being. If you're looking to enjoy personalized banking services and a supportive community, we welcome you with open arms! At Newport News Shipbuilding Employees, eligibility typically includes anyone who works for or is affiliated with Newport News Shipbuilding, as well as their family members. This means you can share the benefits of membership with those closest to you! For the most accurate and detailed criteria, be sure to check out our eligibility page at . Getting started is simple and inviting. To open an account, just visit us at our branch located at 12512 Warwick Blvd Newport News Va 23606 or give us a call at (757) 928-8850. Our friendly staff is here to help guide you through the process and answer any questions you may have. We can't wait for you to experience all the advantages that come with being part of the Newport News Shipbuilding Employees family!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, we offer merchant services tailored for your daily operations. Imagine having the ability to accept payments seamlessly from your customers, allowing you to focus on what truly matters growing your business. Our merchant solutions provide tools for easy transactions, making it simple for you to manage sales and cash flow effectively. Visit us at 12512 Warwick Blvd Newport News Va 23606 in Newport News, VA, or give us a call at (757) 928-8850 to learn more about how our business banking and commercial services can support your entrepreneurial journey.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We also offer drive-thru banking for simple transactions like deposits and withdrawals if you're on the go. Plus, through our shared service center partnerships, members can enjoy basic transactions even when traveling away from home. With all these services available at one location, we strive to be your one-stop-shop for all things finance in Newport News. If you're interested in learning more about what we offer or how we can assist you further, please reach out at 757-928-8850 or visit us online at BayPort CU. Join us today and experience the difference that community-focused financial services can make!

Business Banking

For entrepreneurs and business owners, we provide comprehensive business banking solutions. Our services include merchant services and business loans tailored to help your business thrive. We understand the unique challenges businesses face, which is why our team is here to support you in every way possible.

Credit Options

Sometimes life requires a little extra financial support. Our personal loans can assist with unexpected expenses or debt consolidation, allowing you to manage your finances more effectively. Additionally, our credit cards with rewards give you the opportunity to earn as you spend perfect for making daily purchases count.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Newport News Shipbuilding Employees, we prioritize online and mobile banking services. Manage your accounts anytime, anywhere with features like mobile payments and person-to-person transfers. Need cash? Our ATMs are readily available for quick withdrawals and balance checks.

Personal Banking

We understand that managing your personal finances is essential. That's why we offer various checking and savings accounts designed to fit your lifestyle. From everyday transactions to long-term savings goals, our accounts provide easy access and flexibility. If you're thinking about buying a car or need assistance with vehicle financing, our auto loans can help make that dream a reality. We offer competitive rates and flexible terms to ensure you find the right fit for your budget. For those considering homeownership or refinancing their current mortgage, our mortgage loans are designed to make the process straightforward and stress-free.

Digital & Online Banking

Key Services for Your Convenience

Explore our comprehensive range of online banking features at https://www.bayportcu.org/. You can access your account 24/7 with our secure online banking platform, making it easy to check balances, pay bills, and transfer funds with ease. For those moments when you need to send money quickly, our person-to-person transfers make it simple to send cash to friends or family in seconds. If you're always on the move, you'll love our mobile application. Not only does it let you manage your accounts from your smartphone, but it also supports mobile payments, so you can shop without needing cash or cards. Plus, with electronic signature authorization available, signing documents is as easy as tapping a button.

Stay Informed and Organized

We know how important it is to keep track of your finances. That's why we offer e-statements that provide a clear view of your transactions without the clutter of paper statements. This way, you can stay organized while being eco-friendly. Our online banking services prioritize both accessibility and user experience. Whether you're a tech-savvy member or someone new to digital banking, you'll find our platform intuitive and straightforward. We ensure that managing your finances is hassle-free so you can focus on what matters most. With Newport News Shipbuilding Employees, enjoy a safe and reliable banking experience tailored to fit your lifestyle!

Financial Strength

Efficient Operations

Our operational efficiency is highlighted by a net income of $11,232,596, enabling us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Investing in You

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support is evident with $27,886 in used auto loans and $2,005,942,557 in total loans and leases, which help fulfill our members' financial goals across various sectors.

Member Savings Secured

Your savings are secure with us through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Growth

Net Shares (Funds available for lending and investments): $0. The total number of share accounts stands at 319,185, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 12512 Warwick Blvd Newport News Va 23606 or call (757) 928-8850 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find an option that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in today's competitive market. Our commitment to our members goes beyond just offering loans; we prioritize your financial well-being by ensuring our products are accessible and beneficial. If you have questions about eligibility or how to apply for any of our loan products, please don't hesitate to reach out. You can contact us at 757-928-8850 or visit us at 12512 Warwick Blvd Newport News Va 23606 during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your journey toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We also offer refinancing options that can help you save on interest over time.

Unsecured Credit Card Loans

We understand that managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. These cards come with benefits designed to suit your lifestyle while providing you with financial flexibility.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in assisting individuals to secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Newport News Shipbuilding Employees