Newport News Shipbuilding CU Newport News VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Newport News Shipbuilding Employees, where your financial well-being is our top priority! Located at 955 Harpersville Rd, Newport News, VA 23601, we have been serving our community since 1928. With over 155,000 members, our credit union is dedicated to fostering a sense of belonging and trust among our members. At Newport News Shipbuilding Employees, we understand that managing finances can be overwhelming. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and business banking solutions. With total assets exceeding $2.6 billion and deposits amounting to $103,377,763, you can rest assured that your money is safe with us. Our leadership team, led by CEO James Mears and Board President Maureen Davis, is committed to ensuring that every member receives personalized support. We pride ourselves on maintaining strong relationships within the community while providing innovative financial solutions. While members can visit us at our branch location, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. If you have any questions or need assistance, don't hesitate to reach out at (757) 928-8850 during our operating hours: Tuesday through Friday from 10:00 AM to 2:00 PM. Join us today and experience the difference a community-focused credit union can make in your financial journey! Visit our website at bayportcu.org for more information on how we can assist you.

Branch History & Mission

Welcome to the Newport News Shipbuilding Employees branch, a cornerstone of our community in Newport News, Virginia. Established in 1928, we have proudly served our members for over 95 years, growing alongside them and adapting to their changing needs. Our branch is located at 955 Harpersville Rd, a convenient spot for those in the area, just a stone's throw from local landmarks that make Newport News a vibrant place to live and work. Over the decades, our membership has flourished, currently standing at an impressive 155,009 members. This growth reflects our commitment to providing exceptional financial services tailored to the unique needs of our community. With total assets reaching $2,667,413,718, we have built a solid foundation that empowers us to support our members with confidence and reliability. At the heart of our mission is a dedication to fostering financial well-being and community support. We believe in providing accessible banking solutions ranging from personal checking and savings accounts to auto loans and business banking services. Our goal is not only to serve our members financially but also to uplift and contribute positively to the communities we call home. While you can visit us at our branch location for all your banking needs during our operating hours Tuesday through Friday from 10:00 AM to 2:00 PM official correspondence should be sent to our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606. We are committed to embracing advancements in technology to make banking easier for you. With options like online banking and mobile payments available, we ensure that your financial transactions are both secure and convenient. Although we currently do not offer ATM or drive-thru services, our focus remains on providing personalized customer service when you visit us in person. Our efforts extend beyond just providing financial products; we actively engage with local organizations and initiatives aimed at improving the quality of life within Newport News. Through partnerships and outreach programs, we strive to make a meaningful impact on those around us. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being a member of Newport News Shipbuilding Employees Credit Union. Together, let's build a brighter tomorrow for ourselves and our community! For more information or assistance, please feel free to call us at 757-928-8850 or visit us online at BayPort Credit Union.

Branch Location & Accessibility

Accessibility and Amenities

Our branch is designed with accessibility in mind. We have ADA-compliant features like ramps and designated parking spaces to ensure everyone can access our services comfortably. While we do not have ATM services or a drive-thru, our lobby is open Tuesday through Friday from 10:00 AM to 2:00 PM, offering ample time for you to stop in and chat with our friendly staff.

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 757-928-8850. We look forward to welcoming you at the Harpersville Branch soon!

Services Offered

At the Harpersville Branch, we pride ourselves on providing a wide range of personal banking services. From checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Our team is also ready to assist with personal loans and credit cards that come with rewards! If you're looking for business banking solutions, we offer merchant services and business loans as well. Plus, you can enjoy the convenience of online and mobile banking, making it easier than ever to manage your accounts on the go.

Member Eligibility

Becoming a member of Newport News Shipbuilding Employees is like joining a close-knit family that truly cares about your financial well-being. Whether you're looking for a checking account, auto loans, or simply a supportive community, we welcome individuals who live, work, worship, or attend school in our area. Our eligibility criteria are designed to be inclusive, so you can easily find your place with us. For detailed information on who qualifies for membership, we encourage you to check out our website at . Joining is straightforward! Once you see that you meet the eligibility requirements, opening an account at Newport News Shipbuilding Employees is a breeze. You can reach us at (757) 928-8850 if you have any questions or need assistance. Our friendly team is here to help guide you through every step of the process. We can't wait to have you as part of our community at 955 Harpersville Rd Newport News Va 23601!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to loans, we offer merchant services that simplify transactions and improve cash flow. Imagine being able to accept payments seamlessly, whether in-store or online. Our services help you focus on what matters most growing your business while ensuring you get paid quickly and efficiently. Visit us at 955 Harpersville Rd Newport News Va 23601 in Newport News, VA, or call us at (757) 928-8850 to learn more about how we can support your business aspirations!

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we provide specialized services through our Business Banking division. This includes essential offerings like Merchant Services & Business Loans, helping you grow and manage your business effectively. Whether you're just starting out or expanding an existing venture, we're here to support you every step of the way.

Online and Mobile Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we offer robust Online & Mobile Banking features. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go with just a few taps on your smartphone. No need to worry about finding an ATM; while we don't have ATMs at this branch, our digital services ensure access whenever you need it. If you have any questions or would like more information about our offerings, don't hesitate to call us at 757-928-8850. Our friendly staff is ready to assist you during lobby hours from Tuesday through Friday from 10:00 AM to 2:00 PM. At Newport News Shipbuilding Employees, we're not just about transactions; we're about building relationships and helping you secure a brighter financial future. Visit us today and discover how we can serve you!

Personal Banking Services

We offer various Personal Banking options that cater to everyday needs. Our Checking & Savings Accounts make it easy for you to manage your finances and save for the future. Imagine having a place where your money not only stays safe but also grows over time! With our accounts, you can set up automatic transfers to reach your savings goals faster. When it's time to purchase a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself driving off in that new car with an affordable monthly payment tailored just for you. We also offer Mortgage Loans & Refinancing solutions, whether you're buying your first home or looking to lower your current mortgage payments.

Personal Loans & Credit Cards

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We help simplify your financial life by offering loans that can combine multiple debts into one manageable payment. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases think of all the things you could treat yourself to!

Digital & Online Banking

At Newport News Shipbuilding Employees, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to bring convenience and security right to your fingertips. Whether you're at home or on the go, managing your finances has never been easier. With our robust online banking platform, available at https://www.bayportcu.org/, you can access your accounts 24/7. From checking balances to transferring funds, everything is just a few clicks away. Plus, our mobile application gives you the freedom to bank anytime, anywhere. You can also enjoy features like person-to-person transfers, making it simple to send money to friends and family without any hassle. Security is our top priority. We provide electronic signature authorization, allowing you to sign documents securely from the comfort of your home. Our e-statements feature offers an eco-friendly way to keep track of your finances while ensuring that your information stays safe and organized. Want to pay for your coffee or groceries quickly? With our mobile payments feature, you can make purchases seamlessly using your smartphone. It's fast, easy, and reliable perfect for those busy days when you're on the move. In today's world, having real-time account management is crucial. That's why we've made sure that all these services are user-friendly and accessible. At Newport News Shipbuilding Employees, we're committed to providing you with the tools you need to manage your money effectively and efficiently. Explore all that digital banking has to offer by visiting us online or through our mobile app today!

Financial Strength

Dedicated Team

We take pride in having 474 full-time employees and 21 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Lending Capacity

We also support your financial goals with our lending capacity. With $27,886 in used auto loans and $2,005,942,557 in total loans and leases, we're here to help you achieve your dreams be it purchasing a vehicle or financing personal projects.

Member Trust

The strength of our community is evident in the number of members who choose us as their trusted credit union. With a total of 319,185 share accounts, we enjoy a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 955 Harpersville Rd Newport News Va 23601 or call (757) 928-8850 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $11,232,596 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that sound management leads to better service for you.

Reinvestment for Growth

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means we're always looking for ways to improve your banking experience.

Secure Savings Opportunities

Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members by focusing resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Newport News Shipbuilding Employees, we understand that everyone has different financial needs. That's why we offer a variety of loan products designed to help you achieve your goals. Whether you're looking to purchase a vehicle, buy a home, or manage expenses, we have options tailored for you. With over 129745 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular if you're considering buying a new car, our rates are among the lowest in the industry. We've already issued $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans to help our members hit the road with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, making buying or refinancing simple. We provide personalized support throughout the process to ensure you understand each step. For those needing flexibility with their finances, we also offer unsecured credit card loans with a total of $110,646,466 already helping our members manage their expenses effectively. These cards come with flexible terms designed to fit various lifestyles. If you're a business owner, our outstanding commercial loans totaling $230,723,722 can provide the capital needed for growth and expansion. We know how essential it is for businesses to have access to funds when opportunities arise. We also recognize that refinancing options can be beneficial for many borrowers. If you're looking to lower your monthly payments or consolidate debt, don't hesitate to reach out for more information on eligibility and refinancing possibilities. If you have questions or want more information about our loan offerings at Newport News Shipbuilding Employees located at 955 Harpersville Rd Newport News Va 23601, please give us a call at 757-928-8850 during our operating hours from Tuesday to Friday between 10:00 AM and 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you find the right loan solution today!

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Newport News Shipbuilding Employees