Newport News Shipbuilding CU Hayes VA | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Newport News Shipbuilding Employees, your trusted financial partner located at 2369 George Washington Memorial Hwy, Hayes, VA 23072. Since our establishment in 1928, we have been dedicated to serving our community and fostering financial growth for all our members. With a total membership of 155,009 and assets exceeding $2.6 billion, we take pride in being a pillar of support for both individuals and businesses. At Newport News Shipbuilding Employees, we understand that banking is more than just numbers; it's about building relationships and enhancing lives. Our commitment is reflected in our total deposits of $103,377,763 and net worth of $275,541,281, showcasing our stability and dedication to your financial well-being. Whether you are looking for personal banking solutions, auto loans, or business services, we have tailored offerings to meet your needs. While members can visit us at our branch location, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. We invite you to experience the difference with a team led by our CEO, James Mears, and Board President, Maureen Davis, who are committed to ensuring you receive personalized service. Our friendly staff of 495 employees is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Feel free to give us a call at 757-928-8850 or visit our website at www.bayportcu.org for more information. Join us today and discover how Newport News Shipbuilding Employees can help you achieve your financial goals!

Branch History & Mission

Join Us Today

As we continue to grow and adapt to the changing landscape of finance while maintaining our community-focused approach, we invite you to be part of this journey. Experience the benefits of membership at Newport News Shipbuilding Employees Credit Union where your financial success is our priority. Reach out today at 757-928-8850 or visit us online at BayPortCU.org to learn more about how we can serve you!

Our Journey

From our humble beginnings nearly a century ago, we have evolved into a thriving credit union with total assets of over $2.6 billion. Our journey reflects our dedication not only to providing excellent financial services but also to fostering strong relationships within our community. We pride ourselves on being more than just a place for transactions; we are a trusted partner in helping our members achieve their financial goals. Over the years, we've expanded our services to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand that every member's needs are unique, which is why we offer personalized assistance and innovative digital banking options that enhance convenience and accessibility.

Our Mission

At Newport News Shipbuilding Employees Credit Union, our mission is simple yet powerful: to improve the financial lives of our members while making a positive impact in our communities. We believe in empowering individuals through education and resources that help them make informed decisions about their finances. Our commitment extends beyond banking; we actively engage in community outreach initiatives, partnering with local organizations to support various causes. While you can visit us at our Hayes branch for all your banking needs, any official correspondence should be directed to our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606. We offer convenient operating hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM along with ATM availability and drive-thru banking services for your ease. Whether you're looking for personal loans or business banking solutions, we stand ready to assist you.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is situated close to several local landmarks, ensuring that you can find us without any hassle. Just a short drive away from popular spots like the York River State Park and historic sites around Hayes, we're ideally positioned for both local residents and visitors alike. For those driving to see us, ample parking is available right outside our doors. We prioritize accessibility, offering features like ADA-compliant entrances and ramps to ensure everyone can visit us comfortably.

Operating Hours and Services

We're here to serve you during convenient hours: Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM. Our friendly staff is ready to assist with a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Plus, with our ATM availability and drive-thru service, banking has never been easier! If you ever need assistance or have questions about our services, feel free to give us a call at 757-928-8850. While members can visit us at 2369 George Washington Memorial Hwy, official correspondence should be sent to our mailing address at 1 BayPort Way, Suite 350 in Newport News, VA.

Visit Us Today!

At Newport News Shipbuilding Employees' Gloucester Point Branch, we are committed to providing personalized financial solutions tailored to your needs. Come by today and experience how easy banking can be! We look forward to welcoming you!

Member Eligibility

At Newport News Shipbuilding Employees, we believe that everyone deserves a chance to be part of a supportive community that prioritizes their financial well-being. If you're looking to join us, you'll find that becoming a member is straightforward and welcoming. Our membership is open to individuals who are employees of Newport News Shipbuilding or those who have family members in the same category. You can also check if you qualify by visiting our eligibility page at for detailed criteria. Once you've confirmed your eligibility, opening an account with us is easy! Just give us a call at (757) 928-8850, and our friendly staff will guide you through the process. You can also visit us at 2369 George Washington Memorial Hwy Hayes Va 23072 to get started on your journey toward better banking. We're excited to help you access all the benefits that come with being a member, from personalized service to competitive rates on loans and savings. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer a range of merchant services that simplify transactions and help you manage cash flow effectively. Picture this: a busy Saturday at your store with customers lined up at the counter. Our point-of-sale solutions make it easy for you to process sales quickly and securely, ensuring you keep your customers happy while maximizing sales potential. Located at 2369 George Washington Memorial Hwy Hayes Va 23072 in Hayes, VA, we're here to partner with you on your path to success. Connect with us today at (757) 928-8850 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For those quick transactions or deposits, enjoy the convenience of basic drive-thru banking and shared branch transactions for partner credit union members. Our basic ATM access allows for simple withdrawals and balance checks without stepping inside the branch. At Newport News Shipbuilding Employees, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve your financial goals. For any questions or to learn more about how we can assist you with these services, feel free to reach out at (757) 928-8850 or visit us in person at our location in Hayes. Let us help you take the next step toward financial success!

Business Banking Services

For our business members, we offer comprehensive banking solutions that can help streamline operations. Our business banking services include merchant services and business loans tailored to support your growth. We understand the importance of having reliable financial support when running a business.

Digital Convenience

In today's fast-paced world, having access to your finances on-the-go is essential. That's where our online and mobile banking platforms come into play. Whether you're making payments from home or checking your balance while out shopping, our user-friendly apps allow you to manage your accounts anytime, anywhere. Plus, with ATM and cash withdrawal services available at numerous locations, accessing your money has never been easier.

Flexible Loan Options

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation services to help you manage those costs effectively. Our credit cards with rewards programs also provide an opportunity for everyday spending to earn you points towards future purchases, making every dollar count.

Personal Banking Solutions

Managing your finances should be straightforward, and that's why our personal banking services are tailored for convenience. With checking and savings accounts that fit various lifestyles, you can choose the right account to help you save and grow your money. Need a new car? Our auto loans and vehicle financing options come with competitive rates, making it easier for you to hit the road in style. If homeownership is on your mind, explore our mortgage loans and refinancing solutions that can help make your dream home a reality.

Digital & Online Banking

Conclusion

Embrace the ease of digital banking with us! With the combination of innovative technology and robust security measures, managing your finances has never been easier or safer. Experience all these features and more by visiting our website today!

Key Features

Our online banking platform offers a variety of features designed to enhance your banking experience. You can view your account balances, make transfers, and pay bills all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer service makes it easy to share funds quickly and securely. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts directly from your smartphone. Plus, with mobile payments enabled, you can make purchases effortlessly without needing cash or cards.

Security and Convenience

We understand that security is a top concern when it comes to online banking. That's why we utilize electronic signature authorization to ensure that all transactions are safe and legitimate. Additionally, e-statements are available for those who want to keep their financial records organized and accessible without the clutter of paper statements. With 24/7 online banking services, you can check your account status or perform transactions whenever it suits you. Whether it's early morning or late at night, Newport News Shipbuilding Employees is here to support you with round-the-clock access.

Financial Strength

Commitment to Growth

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $27,886 in used auto loans and $2,005,942,557 in total loans and leases, we support members' financial goals across various sectors.

Operational Efficiency

Our $11,232,596 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Total Share and Deposit Accounts: 319,185, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 2369 George Washington Memorial Hwy Hayes Va 23072 or call (757) 928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our competitive rates and flexible terms make it easy for you to hit the road without financial stress.

Business Loans

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing operations, we are committed to supporting local businesses. At Newport News Shipbuilding Employees, we prioritize helping our members succeed financially. If you're considering refinancing or exploring eligibility options for any of our products, feel free to reach out. Our dedicated team is ready to assist you with personalized solutions tailored to your specific needs. For more information on our loan offerings or assistance with the application process, please contact us at (757) 928-8850 or visit us at our branch located at 2369 George Washington Memorial Hwy Hayes Va 23072 in Hayes, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We're here to guide you through every step of the mortgage process, ensuring you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. These cards come with various benefits to help you keep track of your spending while offering rewards that fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers without hidden terms or misleading information.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you're being offered. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can compare loans fairly. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the tool is in facilitating better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Newport News Shipbuilding Employees