Newport News Shipbuilding CU Hampton VA | Quick Personal Loans & Top Checking

Introduction

Welcome to Newport News Shipbuilding Employees, where we believe in fostering a strong sense of community and financial empowerment. Located at 22 Lincoln St Fl 3, Hampton, VA 23669, our branch has been serving our valued members since 1928. With a commitment to personalized service, we proudly support over 155,000 members by providing a range of financial services tailored to meet your unique needs. At Newport News Shipbuilding Employees, our total assets amount to an impressive $2,667,413,718, allowing us to offer competitive loan options and secure deposit accounts. Currently, we hold $103,377,763 in deposits and have facilitated 129,745 loans and leases to help our members achieve their financial goals. Our net worth stands strong at $275,541,281, showcasing our stability and reliability as your trusted financial partner. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. Led by CEO James Mears and Board President Maureen Davis, our dedicated team of 495 employees is here to assist you with everything from personal banking services like checking and savings accounts to auto loans and business banking solutions. We take pride in being part of the community and strive to make a positive impact on the lives of our members. Explore the benefits of membership today! For more information about what we offer or to discuss your financial future with one of our friendly representatives, don't hesitate to give us a call at 757-928-8850 or visit our website at BayPort Credit Union. Join us as we continue to build a brighter future together!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial products; we actively engage in community outreach initiatives aimed at uplifting those around us. From financial literacy programs to partnerships with local organizations, we strive to make a positive impact in Hampton and its surrounding areas. While members can visit us at 22 Lincoln St Fl 3 Hampton Va 23669, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. If you're looking for a reliable partner in your financial journey, look no further than Newport News Shipbuilding Employees. We invite you to join us and experience firsthand the benefits of being part of a credit union that truly cares about its members. For any inquiries or assistance, feel free to reach out at (757) 928-8850 during our operating hours from Monday through Friday, 9:00 am to 5:00 pm. Together, let's build a brighter future for you and our community!

Our Mission

At Newport News Shipbuilding Employees, our mission is straightforward: to empower individuals and families through exceptional financial services while actively supporting our community. We believe that everyone deserves access to quality banking options and personalized service. This belief drives us to ensure that each member feels valued and understood. We take pride in offering various services including online and mobile banking for convenience, as well as traditional products like checking and savings accounts. We are also committed to maintaining ADA compliance so that all members can easily access our resources. While we do not have ATM or drive-thru services at this branch, we aim to make every visit enriching and supportive.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated near popular local landmarks, our branch is easily reachable for both residents and visitors alike. Whether you're stopping by after a visit to the nearby waterfront or just running errands in the area, you'll find our location welcoming and accessible. We take pride in ensuring that everyone can visit us without hassle, with features like ADA-compliant access and convenient parking options.

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 5:00 PM, making it simple for you to fit banking into your busy schedule. At the Hampton City Branch, we offer a range of personal and business banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and much more. Although we currently do not have ATM or drive-thru services available at this location, our friendly staff is always ready to assist you inside the branch. Feel free to reach out at 757-928-8850 if you have any questions or need assistance before your visit. We invite you to come by and discover how Newport News Shipbuilding Employees can support your financial journey!

Member Eligibility

At Newport News Shipbuilding Employees, we believe that everyone deserves a place where they can feel supported and valued. Becoming a member is easy and opens the door to a community that's dedicated to your financial well-being. If you're an employee or retiree of Newport News Shipbuilding, or a family member of one, you're already eligible to join us! We welcome anyone who shares our mission and values, so don't hesitate to reach out if you think you might qualify. To get started on your membership journey, just visit us at our branch located at 22 Lincoln St Fl 3, Hampton, VA 23669, or give us a call at 757-928-8850. We're here Monday through Friday from 9:00 am to 5:00 pm. For more details about eligibility criteria, feel free to check out our website at https://www.bayportcu.org/. Joining Newport News Shipbuilding Employees isn't just about opening an account; it's about becoming part of a caring community that offers valuable services like personal banking, auto loans, and more!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner for all your payment processing needs. Our merchant services offer convenient solutions that help streamline transactions, making it easier for you to focus on what you do best running your business. From credit card processing to online payments, we equip you with tools that enhance customer satisfaction and boost sales. Located at 22 Lincoln St Fl 3 Hampton Va 23669 in Hampton, VA, we're here to empower local businesses with the financial resources they need to thrive. Connect with us today at (757) 928-8850 and discover how we can help elevate your business!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are here to help you get on the road quickly. We provide competitive rates that fit within your budget, making it easier for you to drive away in the vehicle of your dreams. Plus, with our streamlined application process, you can apply online or visit us in person.

Business Banking Services

For small business owners, we offer tailored business banking solutions, including merchant services and business loans. We understand the challenges of running a business and are committed to supporting local entrepreneurs with flexible financing options and resources.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services so you can manage your finances anytime, anywhere. Pay bills, transfer money between accounts, or check balances all from the comfort of your home or on-the-go. If you have questions about any of our services or need assistance choosing what's right for you, don't hesitate to reach out! Call us at 757-928-8850 or visit us during lobby hours from Monday through Friday, 9:00 am to 5:00 pm. At Newport News Shipbuilding Employees, we're here to help you navigate your financial journey with ease!

Credit Cards with Rewards

Make everyday spending rewarding with our credit cards featuring rewards programs. Whether you're shopping for groceries or planning a vacation, earn points on every purchase that can be redeemed for travel, merchandise, or cash back. It's a simple way to get more from your spending!

Mortgage Loans & Refinancing

Homeownership is an important milestone, and at Newport News Shipbuilding Employees, we offer comprehensive mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our team is ready to assist you every step of the way.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for the future, our personal banking options cater to all stages of life. We offer checking and savings accounts that make it easy for you to access your funds while earning interest. With our online and mobile banking features, managing your accounts is just a click away. You can view balances, transfer funds, and even deposit checks right from your smartphone.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses? Our personal loans can provide the support you need. If you're juggling multiple debts, consider our debt consolidation services to simplify your payments into one manageable loan. We'll work with you to find a solution that fits your needs.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, so whether you're at home or on the go, you can check balances, pay bills, and transfer funds with ease. You can even send money directly to friends or family using our person-to-person transfer feature. No need to worry about carrying cash our mobile payments option allows you to make purchases quickly and securely using your smartphone. We also understand the importance of keeping your information safe. That's why we offer electronic signature authorization for added security when signing documents online. Plus, with e-statements available, you can review your account statements conveniently without the clutter of paper. For those who prefer managing their finances from their phones, our mobile application makes it simple to stay on top of your accounts. The app is user-friendly and packed with features that let you perform all your banking tasks right from your pocket. At Newport News Shipbuilding Employees, we're committed to making banking easier for you. With real-time account management and a focus on security, our digital services are designed to provide peace of mind while helping you take control of your financial journey. Explore all that we have to offer by visiting us online today!

Financial Strength

A Solid Foundation

With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our net income of $11,232,596 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Growth

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $27,886 in used auto loans and a total of $2,005,942,557 in loans and leases.

Trusted by Many

Total Share Accounts stand at an impressive 319,185, showcasing a strong and growing member base that trusts us with their finances. Our focus remains on building long-term relationships with each member who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 22 Lincoln St Fl 3 Hampton Va 23669 or call 757-928-8850 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. Whether you are considering financing for a brand-new model or a reliable used vehicle, our team is here to assist you throughout the process.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow your business. We are committed to supporting local entrepreneurs with personalized service and competitive rates. At Newport News Shipbuilding Employees, our goal is to ensure that your borrowing experience is straightforward and beneficial. If you're interested in refinancing options or want to check your eligibility for any of our loan products, please feel free to reach out. You can contact us at 757-928-8850 during our operating hours from Monday through Friday - 9:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We provide competitive rates and flexible terms to help you navigate the journey toward owning your dream home.

Unsecured Credit Card Loans

Managing finances can be challenging at times. We also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. This option provides you with the freedom to handle unexpected expenses without the stress of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh empowers users to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to established guidelines guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency throughout the comparison process. Unlike other platforms, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This focus on unbiased results allows users to trust that they are seeing all available options fairly. Another significant advantage is the Real-Time Rate Comparisons provided by LendMesh. The platform updates loan rates from multiple institutions continuously, giving users access to the most current information to help them make educated decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the tool in helping individuals navigate their borrowing options. To start your journey towards securing the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Newport News Shipbuilding Employees