Newport News Shipbuilding CU Hampton VA | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Newport News Shipbuilding Employees, your trusted financial partner located at 199 Fox Hill Rd, Hampton, VA 23669. Since our establishment in 1928, we have been dedicated to providing exceptional banking services tailored to meet the needs of our members. With a strong community focus, we proudly serve over 155,000 members, helping them achieve their financial goals with confidence. As a member-owned credit union, we prioritize your needs above all else. Our total assets exceed an impressive $2.67 billion, reflecting our commitment to maintaining a solid foundation for our members' financial well-being. With total deposits reaching $103,377,763 and a net worth of $275,541,281, you can trust that your savings are secure with us. At Newport News Shipbuilding Employees, we offer a wide range of services including personal and business banking, auto loans, mortgages, and more. Whether you're looking to finance a new vehicle or start a small business, our knowledgeable team is here to guide you every step of the way. Our CEO, James Mears, along with Board President Maureen Davis, leads our dedicated staff of 495 employees who are committed to ensuring you receive top-notch service. While members can visit us at our branch location in Hampton, official correspondence should be sent to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. We invite you to explore all that we offer by visiting our website at bayportcu.org. If you have questions or need assistance, feel free to call us at 757-928-8850 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking services. We actively engage with our community through partnerships and outreach programs designed to give back and support local initiatives. By investing in community development and education, we aim to create a brighter future for everyone in Hampton. As we continue to grow and evolve, we remain dedicated to being a member-focused institution that upholds high standards of service and integrity. If you're looking for a credit union that values your needs and supports your journey towards financial wellness, look no further than Newport News Shipbuilding Employees. Join us today and experience firsthand the benefits of being part of our family-oriented community! Feel free to reach out at 757-928-8850 for any questions or assistance you may need.

Our Mission

At Newport News Shipbuilding Employees, our mission is clear: we are committed to providing exceptional financial services while supporting our community. We believe that banking should be more than just transactions; it should be about building relationships and fostering a sense of belonging. Our team works diligently to offer personalized solutions that help members achieve their financial goals. We take pride in offering modern conveniences like online and mobile banking, ensuring that our members can manage their finances anytime and anywhere. Our ATM availability and drive-thru service provide additional flexibility for those who prefer in-person assistance.

Our Story

Originally established to serve the employees of Newport News Shipbuilding, our branch has witnessed remarkable growth and change over the decades. We have expanded our services and adapted to meet the evolving financial needs of our community. From offering basic savings accounts to providing comprehensive personal and business banking solutions, we strive to empower our members with financial tools that foster success. Located at 199 Fox Hill Rd, Hampton, VA 23669, our branch is easily accessible for those in the area. Whether you're near local landmarks or just passing through, we invite you to stop by and see what we can do for you. For any official correspondence, please send your mail to 1 BayPort Way, Suite 350, Newport News, VA 23606.

Branch Location & Accessibility

Convenient Access and Features

At our Fox Hill Branch, we prioritize accessibility for all members. Our facility is equipped with ADA-compliant features and ramps to ensure everyone can visit us comfortably. Parking is readily available, making it easy for you to pop in for your banking needs. We understand that life can be busy, which is why we offer a drive-thru banking option for quick deposits and withdrawals without leaving your car. If you prefer ATMs, you'll be pleased to know that we provide ATM services right at our location, allowing you quick access to cash whenever you need it.

Operating Hours

Our doors are open Monday through Thursday from 9:00 am to 5:30 pm and on Fridays until 6:00 pm. We strive to accommodate your schedule so that you can visit us at a time that works best for you.

Services Tailored for You

The Fox Hill Branch offers a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For business needs, we provide merchant services and business loans as well. Plus, with online and mobile banking options available, managing your finances has never been easier. If you're looking for shared services or simple transactions like deposits or withdrawals from partner credit unions, we've got you covered too!

Visit Us Today!

We invite you to come by the Fox Hill Branch today! Whether you're interested in opening an account or simply have questions about our services, our friendly staff is here to help. Feel free to give us a call at 757-928-8850 if you have any inquiries before your visit. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Newport News Shipbuilding Employees feels like stepping into a warm and welcoming community where your financial needs are truly understood. If you're looking to join us, you'll be pleased to know that eligibility is designed to be accessible and inclusive. Typically, membership is open to individuals who are employees of Newport News Shipbuilding or related organizations, as well as their family members. This means you can share the benefits with those closest to you! If you want to dive deeper into the specifics of who can join, feel free to check out the detailed criteria at . Joining is straightforward! You can easily open an account by visiting us at our location on 199 Fox Hill Rd Hampton Va 23669 or calling us at (757) 928-8850 for assistance. Our team is here to guide you through the process and answer any questions you might have about membership benefits, from great loan rates to personalized services tailored just for you. We look forward to welcoming you into the Newport News Shipbuilding Employees family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions for your business. Imagine being able to accept payments effortlessly, whether it's through credit cards or mobile payments. Our services make it easy for you to focus on what really matters growing your business. Located conveniently at 199 Fox Hill Rd Hampton Va 23669, Hampton, VA 23669, we invite you to explore how our offerings can empower your business today. For more information, feel free to call us at (757) 928-8850.

Comprehensive List Of Services

Business Banking Solutions

For local business owners, we offer comprehensive business banking services, including merchant services and business loans. Picture yourself expanding your business with the right financial tools at your disposal this is what we strive for at Newport News Shipbuilding Employees.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at any time is crucial. That's why we provide robust online and mobile banking services. You can manage your accounts from anywhere, pay bills, transfer funds, and even send money to friends through person-to-person payments all from the palm of your hand! Need cash? Our ATMs are available for quick withdrawals and balance checks without any hassle. Plus, if you prefer face-to-face interactions, our drive-thru service allows you to complete deposits and simple transactions conveniently.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services are designed to help you manage your finances effectively. For those considering purchasing a vehicle, we offer competitive auto loans and vehicle financing options. Imagine driving home in your dream car with the help of our flexible loan terms! If you're a homeowner or planning to become one, take advantage of our mortgage loans and refinancing options. We understand that life can throw curveballs, which is why we also provide personal loans for debt consolidation and unexpected expenses. Our credit cards come with rewards that can make everyday purchases more rewarding.

Shared Services for Greater Accessibility

We also believe in collaboration; therefore, we offer basic shared branch transactions for members of partner credit unions. This means you can easily make deposits and withdrawals while on the go! With friendly staff ready to assist you during our operating hours Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm we're committed to providing a welcoming atmosphere where all your banking needs are met. If you're ready to explore how we can assist you further or have any questions about our services, please don't hesitate to reach out at 757-928-8850. Join us today at Newport News Shipbuilding Employees; together, we'll build a brighter financial future!

Digital & Online Banking

At Newport News Shipbuilding Employees, we understand that life can get busy, and managing your finances shouldn't add to your stress. That's why we offer a suite of digital and online banking services designed to provide you with convenience and security right at your fingertips. With our 24/7 online banking services available at https://www.bayportcu.org/, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, it's all just a click away. Plus, our user-friendly interface ensures that you can navigate through your banking tasks with ease. For those who prefer mobile banking, our mobile application makes it even simpler to manage your finances on the go. You can make person-to-person transfers quickly and securely, eliminating the hassle of cash or checks. And if you're a fan of contactless payments, our mobile payments feature lets you pay with just a tap of your phone. We prioritize security as much as convenience. With options like electronic signature authorization, you can sign documents safely from home without needing to visit the branch. Additionally, our availability of e-statements allows for easy access to your financial statements while reducing paper clutter. Real-time account management is crucial in today's fast-paced world. At Newport News Shipbuilding Employees, we give you the tools to stay on top of your finances effortlessly. Our digital services empower you to take control, ensuring that whether you're at home or on the move, your banking needs are met swiftly and securely. Experience the ease of modern banking with us today!

Financial Strength

At Newport News Shipbuilding Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain strong financial health to ensure we can provide the best services possible. With a net worth of $275,541,281, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $27,886 in used auto loans and a total of $2,005,942,557 in loans and leases. Our commitment to operational efficiency is reflected in our net income of $11,232,596, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share and Deposit Accounts: 319,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 199 Fox Hill Rd Hampton Va 23669 or call 757-928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your loan even more manageable.

Business Financing

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we're here to help your business thrive. At Newport News Shipbuilding Employees, we pride ourselves on offering personalized service tailored to meet your unique needs. If you're interested in exploring eligibility options or need assistance with refinancing existing loans, please don't hesitate to reach out. For more information about our loan offerings or any other services we provide like online banking and personal assistance feel free to contact us at 757-928-8850 or visit us at 199 Fox Hill Rd Hampton Va 23669. Our team is ready to assist you during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. This can be a great way to build your credit while enjoying benefits like rewards and cash back.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find the right fit for your budget.

Loan Aggregator

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Newport News Shipbuilding Employees