New South Credit Union Maynardville TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to New South Credit Union, your trusted partner in financial well-being since 1952. Located at 4587 Maynardville Hwy, Maynardville, TN 37807, we are proud to serve our community with a commitment to helping our members achieve their financial goals. With a total membership of 6,781 and assets amounting to an impressive $77,492,280, we are more than just a credit union; we're a dedicated team focused on your success. At New South Credit Union, we offer a variety of financial services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans, mortgages, and even business financing solutions our goal is to empower you with the tools you need for financial growth. We understand that each member's journey is unique, which is why we take the time to listen and provide personalized support. Under the leadership of CEO Richard Schulz and Board President Mack Mull, our experienced team of 22 employees is here to guide you every step of the way. Our reputation for reliability and integrity has made us a cornerstone of the Maynardville community. Whether you're looking to save for your future or finance a new vehicle, we're dedicated to providing exceptional service with a personal touch. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 3261 N Mall Rd, Knoxville, TN 37924. Ready to take control of your finances? Give us a call at 865-862-6362 or explore our website at newsouthcu.com for more information on how we can help you thrive financially. Join us today and discover the New South difference!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the New South family. Experience firsthand how we blend financial expertise with genuine care for our community. Whether you're looking for a new account or simply seeking advice on your financial future, we're here for you. Reach out today at (865) 862-6362 or visit us online at New South Credit Union to learn more about becoming a member! Together, let's build a brighter financial future for everyone in Maynardville.

Our Mission

At New South Credit Union, our mission is clear: we strive to provide accessible financial solutions while fostering a sense of belonging within our community. We are dedicated to improving the lives of our members through personalized service and innovative products tailored to meet their unique needs. While members can visit us at 4587 Maynardville Hwy Maynardville Tn 37807, official correspondence should be sent to 3261 N Mall Rd, Knoxville, TN 37924: 3261 N Mall Rd, Knoxville, TN 37924. We take pride in being ADA compliant and ensuring all individuals can access our services comfortably. Our drive-thru banking option offers added convenience for those who prefer quick transactions without leaving their vehicles. Plus, with ATM availability on-site, you can access your funds whenever needed.

Our Story

New South Credit Union was founded with the belief that community matters. From our first day of operation, we have dedicated ourselves to serving the financial needs of the residents in and around Maynardville. Over the decades, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We've also embraced technology by offering online and mobile banking solutions to ensure our members can manage their finances conveniently. Our branch is not just a place for transactions; it's a hub for community engagement. We understand that financial health goes hand-in-hand with community well-being. That's why we've established partnerships with local organizations and participate in outreach efforts that support education and economic growth in our area.

Branch Location & Accessibility

Accessibility Features

At New South Credit Union, we understand the importance of accessibility. Our branch is equipped with features that comply with ADA standards, including ramps and designated parking spaces, ensuring all members can navigate our space comfortably.

Operating Hours

We know your time is valuable! That's why we offer convenient lobby hours Monday through Friday from 8:30 AM to 4:30 PM, with extended hours until 5:30 PM on Fridays. If you prefer drive-thru banking for quick transactions like deposits and withdrawals, you'll be pleased to know that we have a drive-thru service available too!

Services Offered

Our branch provides a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with ATM availability right on-site, cash withdrawals and balance checks are just a few steps away. Feel free to reach out at (865) 862-6362 if you have any questions or need assistance. We invite you to visit us today and experience the friendly service that sets New South Credit Union apart!

Member Eligibility

Joining the community at New South Credit Union is more than just opening an account it's about becoming part of a supportive family that prioritizes your financial well-being. If you're looking to become a member, you'll be happy to know that eligibility is accessible and welcoming. Typically, anyone who lives, works, or worships in the area can apply for membership. This means whether you're a local resident or have strong ties to the community, you're likely eligible. Plus, becoming a member opens up a range of benefits, from competitive loan rates to personalized service tailored to your needs. Ready to take the next step? Opening an account is simple! You can start the process online by visiting https://my.homecu.net/banking/hcuactivate.prg ?cu=newsouth or give us a call at (865) 862-6362 if you have any questions or need assistance. For detailed eligibility criteria and any updates, check out our website at . Join us at New South Credit Union, located at 4587 Maynardville Hwy Maynardville Tn 37807, and experience the difference of being part of a caring credit union community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to streamline your transactions effortlessly. Our merchant services enable you to accept payments securely and efficiently, whether online or in-store. This means more time focusing on what you do best running your business. Visit us at 4587 Maynardville Hwy Maynardville Tn 37807 or call us at (865) 862-6362 to explore how our tailored services can help your business thrive!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick deposits and withdrawals as well as access to ATM services for those times when you're on the go. Our members enjoy straightforward access to their accounts without any hassle. If you're ready to explore what New South Credit Union has to offer or if you have any questions about our services, don't hesitate to reach out! Give us a call at (865) 862-6362, or visit us online at Branch - Maynardville for more information. Your journey towards better financial health starts here!

Business Banking

For local entrepreneurs, we understand that managing finances can be challenging. Our business banking services, including merchant services and business loans, are crafted to support your growth and success. We aim to empower businesses in our community by providing tailored financial products that meet unique needs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our robust online and mobile banking features, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere! Our ATM services allow for quick cash withdrawals or balance checks without stepping into the branch.

Lending Solutions

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We offer solutions that help you regain control of your finances without the stress. Plus, our credit cards with rewards let you earn points on everyday purchases, making it easy to treat yourself when you reach your goals.

Personal Banking

Our personal banking services are designed to make your financial life easier. You can open checking and savings accounts that fit your lifestyle, helping you manage everyday expenses while saving for those special moments. If you're considering purchasing a new car, our auto loans and vehicle financing options offer competitive rates and flexible terms to ensure you drive away happy. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services simplify the process, guiding you every step of the way.

Digital & Online Banking

Key Features

Our online banking platform includes features like e-statements, so you can access your account statements electronically rather than waiting for them to arrive by mail. This not only saves trees but also helps you keep everything organized in one place. Want to sign documents without the hassle? We've got you covered with electronic signature authorization it's quick and secure! Need to send money to a friend? Our person-to-person transfers make it easy to share funds with just a few taps on your smartphone. And if you're looking for a simple way to pay for purchases, our mobile payments feature allows you to make transactions directly from your phone, making shopping easier than ever.

Security and Accessibility

At New South Credit Union, security is our top priority. We implement robust measures to protect your personal information, so you can bank with confidence. You'll have real-time access to all your accounts, allowing you to monitor transactions and manage budgets effectively. Join us at New South Credit Union for an enhanced banking experience that's tailored for today's busy lifestyle! With our online services, you'll always be just a click away from what matters most your financial well-being.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 11,961, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $81,492, allowing us to be an even more effective partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New South Credit Union is your trusted partner. Visit us at 4587 Maynardville Hwy Maynardville Tn 37807 or call (865) 862-6362 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $12,389,385 in share certificates and $6,029,974 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is further highlighted by our $0, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $11,938,450, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,535 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $11,377,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, as reflected in our $788 in used auto loans and $37,002,340 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,654,749 in used vehicle loans and $16,745,000 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make it easier for you to drive away in your desired vehicle.

Contact Us

If you're interested in any of our loan products or want more information about refinancing options available at New South Credit Union, feel free to reach out. You can call us at (865) 862-6362 or visit us at our branch located at 4587 Maynardville Hwy Maynardville Tn 37807 in Maynardville, TN. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM and until 5:30 PM on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution tailored just for you!

Credit Lines and Unsecured Credit Cards

For those who need access to quick funds, we also offer credit lines totaling $2,010,000. This option provides you with the flexibility to borrow as needed without having to apply for a new loan each time. Additionally, we have flexible terms on unsecured credit card loans, with a total of $388,210 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $861,791, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their financial needs. LendMesh guarantees several key benefits that build trust: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike many platforms, LendMesh does not prioritize lenders based on paid promotions. The goal here is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be in helping individuals secure better financial terms.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NEW SOUTH CREDIT UNION - Maynardville, TN