New South Credit Union Knoxville TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to New South Credit Union, your trusted financial partner in Knoxville, TN. Located conveniently at 3261 N Mall Rd, we have been serving our community since 1952. Our commitment to providing exceptional service and personalized financial solutions has helped us grow to a membership base of over 6,781 members, all while managing total assets of $77,492,280. At New South Credit Union, we understand that your financial journey is unique. That's why we offer a range of services tailored to meet your needs whether you're looking for auto loans, savings accounts, or business banking solutions. With total deposits reaching $4,041,952 and a solid net worth of $11,938,450, you can trust that your money is safe with us. Our dedicated team is led by CEO Richard Schulz and Board President Mack Mull, who share a vision of empowering members through sound financial advice and innovative products. We also take pride in our friendly staff of 22 employees, ready to assist you with any questions you may have. While members can visit us at 3261 N Mall Rd, official correspondence should be sent to the same address for your convenience. If you're interested in joining our community or exploring our services further, don't hesitate to reach out! You can contact us at 865-523-0757 or visit our website at New South Credit Union. Experience the difference of being part of a credit union that puts its members first. Whether you're just starting out on your financial journey or looking for ways to enhance your current plans, we're here to help every step of the way!

Branch History & Mission

Growing Together

Over the years, New South Credit Union has achieved remarkable milestones. With total assets exceeding $77 million, we continue to provide stability and growth opportunities for our members. Our team of dedicated professionals is committed to ensuring that each member receives personalized service tailored to their unique needs. As we look toward the future, we remain focused on innovation and accessibility. Our efforts include ensuring compliance with ADA standards and expanding digital services so that every member can access their accounts with ease. While members can visit us at 3261 N Mall Rd for all their banking needs, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to reach out at (865) 523-0757 during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM, except Wednesday when we open at 10:00 AM. Join us at New South Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. We invite you to become part of our family where your success is our priority!

Our Mission

At New South Credit Union, our mission is straightforward yet powerful: to provide exceptional financial services while fostering a supportive community environment. We believe in empowering our members through education and resources that promote financial well-being. Whether you're looking for personal banking solutions like checking and savings accounts or loans for cars and homes, we are here to help you every step of the way. Our dedication extends beyond traditional banking. We actively participate in community outreach programs aimed at enhancing local initiatives and supporting various causes that matter to our members. By investing back into Knoxville, we strive to make a meaningful impact while nurturing strong relationships with our neighbors.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to reach out! You can call us at 865-523-0757 for assistance or simply stop by during our operating hours. We look forward to welcoming you to New South Credit Union!

Getting Here and Parking

We understand that accessibility is key. Our branch features ample parking, including spaces for those with disabilities. You'll find our entrance equipped with ramps to ensure everyone can visit us comfortably. If you're driving through, take advantage of our drive-thru banking, perfect for quick deposits and withdrawals without leaving your car.

Operating Hours

Our friendly staff is ready to assist you during convenient hours. We're open Monday through Friday, starting at 8:30 AM and closing at 4:30 PM, except for Wednesdays when we open at 10:00 AM and extend our hours until 5:30 PM on Fridays. Whether you're looking to open a new account or need help with a loan, we're here for you!

Services Available

At New South Credit Union, we offer a range of financial services designed to meet your needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we've got you covered. Plus, our ATM is available for cash withdrawals and balance checks anytime you need it. While members can visit us at 3261 N Mall Rd, official correspondence should be sent to the same address as our mailing address is also 3261 N Mall Rd in Knoxville.

Member Eligibility

Joining the vibrant community at New South Credit Union is easy and welcoming! To become a member, you'll need to meet a few simple eligibility criteria. Generally, individuals who live, work, worship, or attend school in the area are encouraged to join. This means that if you're part of our Knoxville family or have connections here, you're likely eligible! Membership brings with it a host of benefits, including access to personalized financial services and support that truly cares about your needs. If you're ready to take the next step toward membership, opening an account is straightforward! Just visit us at 3261 N Mall Rd Knoxville Tn 37924 or give us a call at (865) 523-0757 for more details. You can also check out the complete eligibility requirements on our website. We can't wait to welcome you into the New South Credit Union family!

Business Banking & Commercial Services

Business Loans That Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that make accepting payments easier for you. Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our solutions allow you to manage transactions effortlessly, giving you more time to serve your customers and grow your brand. Visit us at 3261 N Mall Rd Knoxville Tn 37924 in Knoxville, TN or call us at (865) 523-0757 to learn how our business banking and commercial services can empower your venture today!

Comprehensive List Of Services

Accessibility and Convenience

At New South Credit Union, we understand that not every transaction requires a trip inside the branch. That's why we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. Our drive-thru service ensures that even during busy times, accessing your funds is quick and hassle-free. Feel free to reach out to us at 865-523-0757 if you have any questions or need assistance with any of our services. We're here for you! Whether you're just starting out on your financial journey or looking to expand your current financial portfolio, New South Credit Union has something for everyone. Visit us today or explore more about our offerings online at New South Credit Union. Let us help you achieve your financial goals!

Business Banking Support

For entrepreneurs and small business owners, our Business Banking services include essential tools like merchant services and business loans tailored to help your venture thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking services let you manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and even make mobile payments right from your smartphone. Plus, we offer ATM & cash withdrawal services for quick access to your money whenever you need it.

Personal Banking Solutions

For individuals and families, we offer various Personal Banking options, including checking and savings accounts that help you manage your finances efficiently. If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it easy to get on the road with competitive rates and flexible terms. Additionally, our Mortgage Loans & Refinancing services are designed to help you secure the home of your dreams or lower your monthly payments. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can provide the relief you need. We also have rewarding Credit Cards with Rewards that allow you to earn points for everyday purchases.

Digital & Online Banking

At New South Credit Union, we understand that banking should be easy and secure, especially in today's fast-paced world. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With just a few clicks, you can manage your finances from the comfort of your home or on the go. One of the standout features is our 24/7 Online Banking service, available at https://www.newsouthcu.com/. This means you can check your account balances, transfer funds, and pay bills anytime you need. Plus, with our Mobile Application, banking is even more convenient. You can access all your accounts right from your smartphone, making it easier than ever to stay on top of your finances. Security is a top priority for us. Our platform includes Electronic Signature Authorization, allowing you to sign documents securely online without any hassle. You can also choose to receive E-Statements, which not only helps the environment but keeps your financial information organized and accessible. We know that sharing money with friends and family is important too. That's why we offer Person-to-Person Transfers, letting you send money quickly and easily without needing cash or checks. If you're on the go, take advantage of our Mobile Payments feature, which allows you to make purchases directly from your phone. At New South Credit Union, we're committed to providing you with user-friendly tools that empower you to manage your finances in real time. Whether it's checking your balance or making payments, our digital services are designed for convenience and peace of mind. Join us today and experience the ease of banking at your fingertips!

Financial Strength

Commitment to Growth

With $11,377,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, supporting your financial goals with $788 in used auto loans and $37,002,340 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 11,961, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $81,492. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New South Credit Union is your trusted partner. Visit us at 3261 N Mall Rd Knoxville Tn 37924 or call (865) 523-0757 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $367,796 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Secure Savings Opportunities

Members' savings are secured through $12,389,385 in share certificates and $6,029,974 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $11,938,450, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This stability is further highlighted by our net worth ratio of 15.35%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these key loan products, we provide personal loans and debt consolidation options. If you're interested in refinancing existing debts or exploring eligibility options for any of our loans, our dedicated team is here to guide you through every step of the process. For more information on our loan offerings or to discuss your specific needs, feel free to contact us at 865-523-0757. Our friendly staff is ready to assist you during business hours: Monday through Friday from 8:30 AM to 4:30 PM (with extended hours until 5:30 PM on Fridays). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At New South Credit Union, we are here to help you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,654,749 in used vehicle loans and $16,745,000 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a dependable used vehicle, our financing options can make it easy and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $861,791, make buying or refinancing simple. We aim to provide you with competitive rates and flexible terms to fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $388,210 in loans helping members manage their finances effectively. These cards come with benefits that allow you to handle unexpected expenses without the burden of high-interest rates.

Loan Aggregator

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NEW SOUTH CREDIT UNION - Knoxville, TN

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