New South Credit Union Blaine TN | Best Auto Loans & Checking

Introduction

At New South Credit Union, we believe in building strong connections with our community. Established in 1952, we have proudly served the Blaine, TN area from our location at 191 Rutledge Pike, Blaine, TN 37709. With a commitment to providing exceptional financial services, we currently support over 6,781 members and manage total assets of $77,492,280. Our focus is on delivering tailored banking solutions that meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgage refinancing, or business banking services, we've got you covered. Our dedicated team of 22 employees, led by CEO Richard Schulz and Board President Mack Mull, is here to ensure you receive the best service possible. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address at 3261 N Mall Rd, Knoxville, TN 37924. With total deposits reaching $4,041,952 and a net worth of $11,938,450, we're not just a credit union; we're a trusted partner in your financial journey. We understand the importance of access and convenience our branch features an ATM and drive-thru service to make your banking experience smoother. Join our growing family today! For more information or to open an account online, visit us at New South Credit Union or call us at 865-828-6100. Let's work together toward achieving your financial goals!

Branch History & Mission

Join Us Today!

We welcome everyone in Blaine and surrounding areas to become part of our family at New South Credit Union. With operating hours Monday through Friday from 8:30 AM to 4:30 PM (and extended hours on Friday until 5:30 PM), it's easy to find time to connect with us. If you're looking for a place where your financial needs are prioritized alongside community values, look no further. Call us at 865-828-6100 or visit our website today! Let's work together towards a brighter financial future!

Our Journey

New South Credit Union was established with a clear vision: to provide accessible financial services that uplift our community. Over the decades, we've expanded our offerings to meet the diverse needs of our members. Today, our total assets amount to an impressive $77,492,280, reflecting our commitment to responsible growth and stability. We take pride in being a member-focused institution that champions financial literacy and empowerment. Our journey has been marked by numerous milestones that have strengthened our ties to the community. We embrace technology and innovation while ensuring our services remain personal and accessible. With features like online banking, mobile payments, and e-statements, we make managing finances easier than ever. Additionally, our drive-thru service offers convenience for those on the go.

Our Mission

At New South Credit Union, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We are dedicated to providing exceptional personal banking services everything from checking and savings accounts to auto loans and credit cards with rewards. We understand that every member has unique needs, which is why we offer tailored solutions designed to help achieve their financial goals. Beyond banking, we believe in giving back. Our team actively engages in local events and partnerships that support educational initiatives and community development. We know that when our community thrives, we all benefit. While you can visit us at our main branch location at 191 Rutledge Pike, official correspondence should be sent to 3261 N Mall Rd in Knoxville if needed. We invite you to experience what makes New South Credit Union special our commitment to you.

Branch Location & Accessibility

Convenient Access and Features

At our Blaine branch, we prioritize accessibility for all our members. Whether you're visiting us for a quick transaction or to discuss your financial goals, you'll find ample parking available right outside our doors. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can bank comfortably. You can visit us during our friendly operating hours: Monday through Friday from 8:30 AM to 4:30 PM, with extended hours on Fridays until 5:30 PM. Need to grab cash or make a quick deposit? We also offer an ATM on-site for your convenience, along with a drive-thru service that makes banking even easier perfect for those busy days when you're on the go!

Stay Connected

While members can visit us at 191 Rutledge Pike, official correspondence should be sent to our mailing address at 3261 N Mall Rd, Knoxville, TN 37924. If you have any questions or would like more information about our services which include personal banking accounts, auto loans, mortgages, and more feel free to give us a call at 865-828-6100. We're excited to welcome you to New South Credit Union in Blaine! Come by today and discover how we can help meet your financial needs.

Member Eligibility

Becoming a member of New South Credit Union means joining a caring community that's dedicated to supporting your financial journey. If you're looking to be part of something special, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 191 Rutledge Pike Blaine Tn 37709. This means that whether you're a long-time resident or new to the neighborhood, you can easily enjoy the benefits of our services. At New South Credit Union, we pride ourselves on being more than just a financial institution; we're here to help you achieve your goals with personalized service and competitive offerings. To start your membership journey, simply visit our website or give us a call at (865) 828-6100. We're excited to welcome you aboard! For detailed eligibility requirements, feel free to check out this resource: Eligibility Information. If you're ready to open an account, you can find all the details you need at Account Opening. Joining us is easy and straightforward let's get started on building your future together!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In today's fast-paced world, effective merchant services can streamline your operations and enhance customer satisfaction. From payment processing solutions to point-of-sale systems, we offer services that help you accept payments easily and securely. Imagine a busy Saturday at your store; with our reliable systems in place, you can focus on serving your customers without worrying about transaction issues. Explore how our tailored business banking and commercial services at New South Credit Union, located at 191 Rutledge Pike Blaine Tn 37709, Blaine, TN, can support your ambitions. Contact us today at (865) 828-6100 to learn more!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our business banking services include essential tools like merchant services and business loans. We understand the unique challenges faced by businesses today, and we're here to support you every step of the way.

Convenient Access

Accessibility is key at New South Credit Union. We offer ATM services for easy cash withdrawals and balance checks. Need assistance? Our basic drive-thru banking allows you to complete simple transactions without stepping inside the branch. Plus, if you're ever in need of help, don't hesitate to call us at 865-828-6100.

Credit Cards

We also have great news for those who love rewards! Our credit cards with rewards allow you to earn points on every purchase, making your spending work for you.

Digital Features

In today's fast-paced world, convenience matters. Our digital features like mobile payments, person-to-person transfers, and electronic statements ensure that managing your finances is as effortless as possible. Sign up today through our website or visit us in person! At New South Credit Union, we are more than just a bank; we are a community partner dedicated to helping you achieve financial success. Come visit us in Blaine or explore our services online we're excited to serve you!

Loans and Financing

Need a new vehicle? Our auto loans and vehicle financing solutions make it easy for you to drive off in the car of your dreams. If you're considering homeownership or want to refinance your current mortgage, we provide competitive rates on mortgage loans and refinancing as well. For those unexpected expenses or consolidating debt, our personal loans can be a lifesaver.

Personal Banking

When it comes to personal banking, we offer a variety of checking and savings accounts designed to help you manage your finances effectively. Whether you're saving for a rainy day or planning for future goals, our accounts can suit any lifestyle. Plus, with our online and mobile banking options, you can access your funds anytime, anywhere.

Digital & Online Banking

Easy Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments, you can pay for purchases directly from your phone no need for cash or cards. At New South Credit Union, we believe that managing your money should be straightforward and efficient. Our user-friendly features empower you to take control of your finances in real-time, giving you peace of mind whether you're at home or out and about. Join us today and experience the convenience of modern banking!

Key Features

Our online banking platform is designed with you in mind. You can visit us at https://www.newsouthcu.com/ to explore all the tools available for your financial needs. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services have you covered. Plus, if you prefer to do things on-the-go, our mobile application ensures that you stay connected to your finances wherever life takes you.

Security and Convenience

Your security is our top priority. We offer electronic signature authorization for quick and secure transactions, allowing you to sign documents digitally without any hassle. Additionally, e-statements are available to help you keep track of your finances while saving paper and ensuring privacy.

Financial Strength

Committed Team at Your Service

We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. When you walk into New South Credit Union, you're greeted by professionals who care about your financial well-being.

Growing Membership Base

Total Share and Deposit Accounts stand at 11,961, showing a strong and growing member base that trusts us with their finances. This growth reflects the trust placed in us by our community members a trust we work hard every day to uphold. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New South Credit Union is your trusted partner. Visit us at 191 Rutledge Pike Blaine Tn 37709 or call (865) 828-6100 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is reflected in how we manage our funds.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency translates into tangible benefits for you more resources available for loans and services.

Reinvesting for Your Benefit

With $11,377,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These earnings allow us to continuously improve our offerings and provide you with the best possible service.

Secure Savings Opportunities

Members' savings are secured through $12,389,385 in share certificates and $6,029,974 in money market shares, offering stable and rewarding financial growth opportunities. This focus on safeguarding your savings allows you to plan for your future with confidence.

Strong Capital Foundation

With a net worth of $11,938,450, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,535 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $788 in used auto loans and $37,002,340 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to buy a car or finance a project, we're here to help make it happen.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,654,749 in used vehicle loans and $16,745,000 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used car, we have financing options that fit your budget.

Credit Lines and Business Financing

For those looking for additional borrowing options, our total credit lines amount to $2,010,000, offering flexibility when you need it most. Although we currently do not have outstanding commercial loans available, we are committed to exploring ways to support local businesses in their growth. If you're interested in any of these loan offerings or want to learn more about refinancing options, please don't hesitate to reach out. You can contact us at (865) 828-6100 or visit us at 191 Rutledge Pike Blaine Tn 37709 in Blaine, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At New South Credit Union, we're dedicated to providing personalized service and solutions that meet your unique financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $861,791, make buying or refinancing simple. We are here to support you every step of the way with competitive rates and flexible terms.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $388,210 in loans, we provide options that help members manage their finances effectively without the burden of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users make informed decisions without the stress of navigating through numerous lenders. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. One of the key advantages of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. Additionally, LendMesh does not feature sponsored listings, meaning it does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect true market conditions. With real-time rate comparisons, users can view up-to-date loan rates from multiple institutions, enabling them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options and see how much you can save, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NEW SOUTH CREDIT UNION - Blaine, TN