New Rising Star Credit Union Detroit MI

Introduction

Welcome to New Rising Star Credit Union, your trusted financial partner located at 10605 Mack Ave, Detroit, MI 48214. Since our establishment in 1983, we've dedicated ourselves to supporting the community with tailored financial services designed to meet your needs. With a total membership of 134 and assets reaching an impressive $110,999, we're proud to offer a personal touch that larger institutions often overlook. Our commitment to you goes beyond just numbers; we aim to build lasting relationships rooted in trust and reliability. Under the leadership of our CEO, Veronica Johnson, and Board President, Christopher Holly, we focus on delivering exceptional service while maintaining a strong financial foundation. Our net worth stands at $8,580, ensuring that we are well-equipped to serve you now and in the future. While members can visit us at our branch location for personalized assistance, all official correspondence should be sent to the same address: 10605 Mack Ave, Detroit, MI 48214. Whether you're looking for loans or deposits like our total deposits of $78,236 we're here to help you navigate your financial journey. At New Rising Star Credit Union, we believe in making a positive impact within our community. With only two employees dedicated to serving you, we prioritize efficiency and responsiveness. If you have any questions or wish to learn more about what we offer, feel free to reach out at (313) 823-5084. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement

As part of our commitment to service, we have embraced digital advancements while ensuring accessibility for all members, including those with disabilities. Although we currently do not offer ATMs or drive-thru services at our branch, our team is always ready to assist you during business hours with any inquiries you may have. While members can visit us at 10605 Mack Ave, official correspondence should be sent to 10605 Mack Ave, Detroit, MI 48214 if different needs arise. You can reach us at 313-823-5084 for any questions or assistance.

Join Us

The journey of New Rising Star Credit Union is one marked by growth, dedication, and community spirit. We invite you to become a part of this inspiring legacy. Join us today and experience firsthand how we can help you achieve your financial goals while contributing positively to our shared community. Together, let's continue building a brighter future!

Our Mission

At New Rising Star Credit Union, our mission is clear: we aim to empower our members through financial education and personalized service. We believe that everyone deserves access to fair and affordable banking solutions. That's why we prioritize not just lending but also educating our members about managing their finances effectively. We understand that financial wellness is crucial for overall well-being. Our focus extends beyond transactions; we actively engage in community outreach efforts, partnering with local organizations to provide resources and support for those who need it most. Whether it's hosting workshops or participating in local events, we strive to make a real impact right here in Detroit.

Branch Location & Accessibility

Accessibility and Features

At New Rising Star, we prioritize accessibility for everyone. Our branch is equipped with ADA-compliant features to ensure that all members can easily navigate our space. Whether you're stopping by to discuss your financial goals or simply need assistance with an account, our friendly staff is here to help. Parking is available nearby, making it easy for you to pop in during your busy day. Though we don't offer drive-thru services or ATMs at this location, we are committed to providing excellent customer service inside the branch.

Operating Hours and Contact Information

While our operating hours are currently not listed, please feel free to reach out to us directly at 313-823-5084 for any inquiries or to confirm our hours. We want to make your visit as smooth as possible! In addition, while members can visit us at 10605 Mack Ave, official correspondence should be sent to the same address: 10605 Mack Ave, Detroit, MI 48214. We invite you to come experience the difference at New Rising Star Credit Union. Whether you're looking for a new account or have questions about our services, we're here for you! Don't hesitate to call or drop by we look forward to seeing you soon!

Member Eligibility

At New Rising Star, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple and welcoming! If you live, work, or worship in the area, or have a family member who is already a member, you're likely eligible to become part of our family. We value every individual and aim to provide opportunities for financial growth and personal connections. For more details on eligibility, feel free to check out our website at . Opening an account with us is straightforward and designed to fit your needs. Whether you're looking for savings options, loans, or just want to be part of a great community, we're here for you. If you have any questions or need assistance, don't hesitate to call us at (313) 823-5084. We're excited to help you take this important step toward your financial future at New Rising Star!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processing. Imagine running a busy café and being able to accept payments quickly and securely this not only improves customer satisfaction but also helps you manage cash flow effectively. Whether you're launching a startup or expanding an established company, New Rising Star at 10605 Mack Ave Detroit Mi 48214 in Detroit, MI is here to partner with you on your journey toward success. Reach out today at (313) 823-5084 to learn more about how we can assist your business!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we are eager to help our members find the right financial solutions to scale their operations. Although there are also no non-member commercial loans available at this time, we believe every business deserves access to flexible financing options.

Comprehensive List Of Services

Banking Made Easy

Navigating your finances can be daunting, but at New Rising Star Credit Union, we simplify the process for you. Whether you're looking to manage your savings or make transactions, our services are designed with convenience in mind. Currently, we offer ATM Services Only, ensuring that you have easy access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without stepping into a bank our ATM services make this possible!

Digital Convenience

In today's fast-paced world, having access to digital banking features is crucial. While we focus on providing essential services like ATMs, our team is continually exploring ways to enhance your banking experience. Although we currently do not offer online banking or mobile payments, we understand the importance of these tools for modern members. We aim to grow and adapt so that you can manage your finances efficiently from anywhere.

Join Us Today

We invite you to visit us at our branch in Detroit or give us a call for more information about how we can help with your financial journey. Your satisfaction is our priority, and we're here to support you with all your banking needs. Choose New Rising Star Credit Union for a reliable and community-focused banking experience!

Personal Touch

At New Rising Star, we believe in building strong relationships with our members. Our friendly staff is always ready to assist you over the phone at 313-823-5084 if you have questions about accessing ATM services or any other inquiries. We want you to feel supported every step of the way.

Digital & Online Banking

Always Available Support

While our branch may not have 24/7 online banking services yet, we're always here to help during business hours. Whether you have questions about your account or need assistance with transactions, our friendly team is just a call away at (313) 823-5084. In summary, at New Rising Star, we aim to provide accessible and user-friendly banking options tailored to your needs. While some digital features may not be available now, we are committed to keeping you updated on improvements and new offerings in the future.

Convenient Online Access

Our online banking platform is a cornerstone of convenience for our members. Although our current offerings don't include mobile applications or e-statements, you can always visit us at for the latest updates. This ensures that even without mobile features, you stay informed about any changes in our service offerings.

Secure Transactions

When it comes to security, we've got you covered. While we currently do not support electronic signature authorization or person-to-person transfers, rest assured that any transactions made through our systems are protected. We prioritize your privacy and work tirelessly to keep your information safe.

Financial Strength

Commitment to Growth

With $4,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and meet the evolving needs of our community. Our lending capacity supports members' financial goals across various sectors, with $0 in used auto loans and $2,844 in total loans and leases available. We believe in empowering our members by providing access to the funds they need when they need them most.

Focused on Service

Our operations reflect efficiency and dedication. Despite facing challenges reflected in our $-705, we remain focused on improving services for our members. We take pride in having 0 full-time employees and 2 part-time employees who are always ready to assist you with personalized service. With total share accounts reaching 134, it is clear that many trust us with their finances. This growing member base speaks volumes about the strength of our community-focused approach. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Rising Star is your trusted partner. Visit us at 10605 Mack Ave Detroit Mi 48214 or call (313) 823-5084 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Secure Savings Options

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. This means your investments with us are not just safe; they are also designed to help you grow your wealth over time. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our approach means that every dollar deposited goes further in helping our community thrive.

Strong Financial Health

With a net worth of $8,580, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices ensures that we can support our members' needs effectively. Our net worth ratio of $773 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our ability to manage risks while maintaining a healthy balance sheet.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. While currently, there are no funds allocated for new or used vehicle loans, our team is ready to assist you in understanding your options when they become available. We aim to support you in getting on the road with confidence.

Mortgage Loans

Thinking about homeownership? While our mortgage options, including Junior Lien 1-4 Family Residential Properties loans, currently total $0, we encourage you to stay connected with us for updates as these offerings may evolve. We strive to make buying or refinancing simple when the time is right for you.

Refinancing and Eligibility Options

If you're considering refinancing or exploring eligibility for any of our future loan products, our friendly staff is here to help you navigate those questions. We believe that having the right information is key to making informed decisions about your finances. Our branch at 10605 Mack Ave, Detroit, MI 48214 is open and ready to assist you. Feel free to reach out at (313) 823-5084 for personalized support regarding any financial inquiries or loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also recognize that managing finances effectively is essential. Our unsecured credit card loans total $0, but we're dedicated to providing flexible terms that work for your budget when they become available.

Loan Aggregator

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NEW RISING STAR FEDERAL CREDIT UNION