New Rising Star Credit Union Detroit MI | Best Auto Loans & Business Banking

Introduction

Welcome to New Rising Star Credit Union, where your financial journey takes center stage! Located at 10605 Mack Ave, Detroit, MI 48214, our branch has been a trusted partner in the community since 1983. We pride ourselves on providing personal banking services that cater to your needs, whether you're looking for checking and savings accounts, auto loans, or even business banking solutions. With a membership base of 134 strong, we are dedicated to supporting each member's financial goals. Our total assets stand at an impressive $110,999, with total deposits amounting to $78,236. This solid foundation allows us to offer competitive rates and personalized services tailored just for you. Led by our committed CEO, Veronica Johnson, and Board President Christopher Holly, our small but passionate team of 2 employees is here to ensure you receive the best support possible. While you can reach us by phone at (313) 823-5084, we also welcome you to visit us in person during our lobby hours on Wednesdays and Thursdays from 5 PM to 7 PM, or Sundays from 9 AM to 1 PM. At New Rising Star Credit Union, we believe in making a positive impact in the community. Our focus is not just on transactions; it's about building relationships that last a lifetime. If you have questions or want to know more about how we can help you achieve your financial dreams, please don't hesitate to reach out! We look forward to serving you and being part of your financial success story!

Branch History & Mission

At New Rising Star Credit Union, we take pride in our rich history and unwavering commitment to our community in Detroit, MI. Established in 1983, our branch has grown alongside the neighborhoods we serve, evolving from a small financial institution into a trusted partner for over 134 members. Located at 10605 Mack Ave, we are easily accessible and proud to be part of a vibrant area filled with local businesses and families. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering community support. We believe that everyone deserves access to quality banking options, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our goal is not just to help you manage your finances but also to empower you to achieve your dreams. Over the years, New Rising Star has remained dedicated to its members by prioritizing customer service and community engagement. We actively participate in local events and initiatives aimed at uplifting our neighbors and making a positive impact. Our leadership team, led by CEO Veronica Johnson and Board President Christopher Holly, works tirelessly to ensure that every member feels valued and supported. In addition to our traditional services, we recognize the importance of adapting to modern needs. While we currently do not offer ATM or drive-thru services, we are committed to ensuring that our branch is accessible to everyone. Our operating hours are designed with your convenience in mind: Sunday from 9 AM to 1 PM and Wednesday through Thursday from 5 PM to 7 PM. As we continue our journey in this ever-changing financial landscape, we remain focused on enhancing our offerings and maintaining the high standards that our members have come to expect. If you're looking for a credit union that prioritizes both your financial success and community well-being, we invite you to visit us at New Rising Star Credit Union. Together, let's build a brighter future for Detroit! While members can visit us at 10605 Mack Ave Detroit Mi 48214, official correspondence should be sent to 10605 Mack, Detroit, MI 48213. For any inquiries or assistance, feel free to reach out at (313) 823-5084. Join us today and experience firsthand the benefits of being part of the New Rising Star family!

Branch Location & Accessibility

Convenience and Accessibility

At New Rising Star Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and parking spaces to ensure everyone can visit us comfortably. While we currently do not offer drive-thru banking or ATM services at this location, our friendly staff is always ready to assist you inside the branch.

Get in Touch

Ready to experience the benefits of being a member? We invite you to visit us at our Detroit branch or give us a call at 313-823-5084 for any questions you may have. Our team looks forward to helping you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why we have convenient operating hours designed to fit your busy schedule. Our lobby is open on Wednesdays and Thursdays from 5 PM to 7 PM, while our drive-thru service welcomes you on Sundays from 9 AM to 1 PM. We're here when you need us!

Services Offered

At New Rising Star Credit Union, we provide a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you're looking for business banking options or credit cards with rewards, you're in the right place!

Member Eligibility

Becoming a member of New Rising Star is like joining a family where your financial well-being is the top priority. If you're looking to be part of a community that values personal service and support, you'll be happy to know that membership is open to anyone who lives, works, or worships in the area around our branch at 10605 Mack Ave Detroit Mi 48214. It's that simple! By joining us, you not only gain access to a range of financial products tailored to meet your needs, but you also become part of a network dedicated to helping each other succeed. Opening an account with us is straightforward and welcoming. Just give us a call at (313) 823-5084 if you have questions or want more details about the process. For comprehensive information about eligibility and how to get started, feel free to check out our website at . We're excited for you to join our community and start enjoying all the benefits that come with being a member of New Rising Star!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Beyond loans, we offer merchant services designed for real-world application. With tools that simplify payment processing and enhance customer experiences, you can focus on what matters most growing your business. Whether you need solutions for point-of-sale transactions or online payments, we're here to provide the support you need for smooth operations. Located conveniently at 10605 Mack Ave Detroit Mi 48214 in Detroit, MI, our team is ready to partner with you on your path to success. Call us at (313) 823-5084 today to learn more about how we can assist your business!

Tailored Loan Solutions

Imagine having the financial support to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to fostering local entrepreneurship and economic development. Our outstanding commercial loan portfolio stands at $0, but this is just the beginning of our journey to empower businesses like yours.

Comprehensive List Of Services

Business Banking Support

For small business owners, we offer essential business banking services, including merchant services and business loans. This means you can focus on growing your business while we handle the financial side. Our goal is to support local businesses in achieving success.

Convenient Digital Services

In today's fast-paced world, convenience is key. Our online and mobile banking services make managing your finances easier than ever. From checking balances to transferring funds from anywhere, you'll find that accessing your accounts has never been simpler. Although we currently do not offer ATM services at our branch, rest assured that our digital platforms provide numerous ways to withdraw cash as needed. At New Rising Star Credit Union, we're more than just a financial institution; we're a community partner dedicated to helping you thrive financially. If you're ready to take control of your finances or learn more about how we can assist you, don't hesitate to reach out! Give us a call at 313-823-5084 today and discover how we can help you achieve your financial dreams!

Financing Your Dreams

When it comes to making larger purchases, like a car or home, we provide flexible auto loans and vehicle financing options tailored to fit your budget. Picture yourself driving off in a new car without the stress of complicated financing terms. Our team works closely with you to find the best loan solution that meets your needs. For those considering homeownership or wanting to refinance their existing mortgage, our mortgage loans and refinancing options ensure that you can find the right terms for your situation. Whether you're buying your first home or looking for ways to reduce monthly payments, we're here to help every step of the way.

Personal Banking Solutions

Whether you are just starting out or looking to expand your financial portfolio, our personal banking services have got you covered. We offer checking and savings accounts designed for everyday needs, making it easy to manage your money while enjoying competitive interest rates. Imagine having a reliable place to save for your future or simply keep track of your daily spending our accounts make this possible.

Personal Loans and Credit Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. We simplify the borrowing process so that you can focus on what matters most your peace of mind. Additionally, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Digital & Online Banking

Convenient Access

Though e-statements and mobile payments are not yet part of our service lineup, members can look forward to updates in the future that may enhance their banking experience. We believe in making banking accessible, so keep an eye out for these exciting features!

Personal Connections

Need to send money to friends or family? While person-to-person transfers are not available right now, we're always looking at ways to improve and expand our services. At New Rising Star, our goal is to help you manage your finances efficiently and effectively. If you have any questions or need assistance, feel free to reach out at (313) 823-5084. We're here to help!

Secure Account Management

Your security is a top priority for us. Although we don't provide electronic signature authorization at this time, rest assured that all transactions and interactions are safeguarded to ensure your peace of mind.

Financial Strength

Commitment to Growth

Our commitment to innovation is evident with $4,660 in undivided earnings that allows us to reinvest in banking tools and stronger lending options. This means more choices for you when it comes to your financial needs. We also support your ambitions with $2,844 in total loans and leases available. While there may be no used auto loans right now, our offerings are designed to help you achieve various goals whether it's buying a vehicle or expanding your personal finances.

Member-Centric Focus

Your savings are safeguarded through our responsible management practices. Currently, we have $0 in share certificates and $0 in money market shares, both designed to provide you with stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-705 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 0 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $8,580, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $773 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share Accounts stand at 134, showcasing a strong and growing member base that trusts us with their finances. Our commitment ensures that your money is not just safe but also working for you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Rising Star is your trusted partner. Visit us at 10605 Mack Ave Detroit Mi 48214 or call (313) 823-5084 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. Although we currently have no outstanding amounts in used vehicle loans or new vehicle loans, we are excited to support you when you decide to hit the road with your next vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. While we currently don't have any Junior Lien 1-4 Family Residential Properties loans available, we encourage you to explore eligibility options with us when you're ready to make your move into homeownership.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. At this time, there are no funds allocated for unsecured credit card loans, but our team is here to help guide you on how these products can fit into your financial plans in the future. At New Rising Star, we pride ourselves on transparency and accessibility. If you're considering refinancing or want more information about eligibility options for any of our products, feel free to ask our team during your visit or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial health starts here at New Rising Star. We look forward to assisting you!

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NEW RISING STAR FEDERAL CREDIT UNION