Affordable Vehicle Loans & Business Banking | New Orleans Public Belt Railroad Metairie LA Credit Union

Introduction

At New Orleans Public Belt Railroad, we believe in building strong relationships with our members and the community. Located at 940 Central Ave, Metairie, LA 70001, our branch has been serving you since 1936. With a commitment to providing personal banking solutions, we pride ourselves on being a trusted financial partner for over 142 members. While our main office is conveniently situated for your visits, please direct any official correspondence to our mailing address: P O BOX 11231, New Orleans, LA 70181-1231. This way, we can ensure your inquiries are handled promptly. We understand that financial decisions can be overwhelming. That's why our dedicated team is here to assist you with a wide range of services, from checking and savings accounts to auto loans and mortgage refinancing. With total assets amounting to $482,629 and total deposits of $48,117, we are well-equipped to support your financial journey. Our net worth stands strong at $99,077, reflecting our stability and commitment to our members' needs. Led by CEO Felicia Gonzalez and Board President Kevin Walters, our small but dedicated team of 1 employee is ready to provide personalized service tailored to you. We offer various loan options with a total of 59 loans and leases already benefiting our members. Whether you're looking for a new vehicle or seeking help with debt consolidation, we've got you covered. Your trust means everything to us. We strive not only to meet your expectations but exceed them by fostering a supportive community environment. We encourage you to visit us or call us at 504-896-7477 for assistance or questions about your banking needs. Join us as we continue to grow together! Your financial success is just around the corner with New Orleans Public Belt Railroad come see how we can help you today!

Branch History & Mission

Community Focus

New Orleans Public Belt Railroad is more than just a financial institution; it is a hub for community engagement. Though we currently do not offer ATM or drive-thru services, our focus remains on providing personalized support during lobby hours. We are committed to ensuring that every member feels valued and understood. As we look ahead, we remain dedicated to enhancing our digital capabilities and customer-centric initiatives while ensuring ADA compliance so all members can access our services easily.

Join Us

We invite you to become part of our growing family at New Orleans Public Belt Railroad. Experience firsthand the benefits of membership where your financial needs come first. Let us help you achieve your goals together we can build a brighter future for our community! For inquiries or assistance, feel free to reach out at (504) 896-7477. Join us today and discover how New Orleans Public Belt Railroad can serve you!

Our Journey

From its humble beginnings, New Orleans Public Belt Railroad has evolved into a trusted financial partner for many. With a current total membership of 142, it offers a variety of services tailored to meet the diverse needs of individuals and families in the area. The branch is located at 940 Central Ave, Metairie, LA 70001, conveniently situated near local landmarks that make it easy for members to access essential banking services. Over the years, New Orleans Public Belt Railroad has achieved significant milestones. Today, it holds total assets amounting to $482,629, reflecting its solid financial foundation. The credit union's growth is not just measured in numbers; it's seen in the lives it touches through community outreach programs and partnerships aimed at improving financial literacy and supporting local initiatives.

Our Mission

The mission of New Orleans Public Belt Railroad is straightforward yet impactful: to provide quality financial services that enhance the lives of our members while contributing positively to our community. We believe that everyone deserves access to affordable financial solutions. This includes personal banking options like checking and savings accounts, auto loans, mortgage loans and refinancing, as well as business banking services. While members can visit us at 940 Central Ave, official correspondence should be sent to our mailing address: P.O. Box 11231, New Orleans, LA 70181-1231. Our operating hours are designed for your convenience: we welcome you on Wednesdays from 2 PM to 5 PM and Thursdays from 6:30 AM to 9:30 AM.

Branch Location & Accessibility

Local Landmarks and Accessibility

Nestled in Jefferson County, our branch is just a stone's throw away from local favorites like Lakeside Shopping Center and Clearview Mall, making it easy for you to combine your errands with a visit to us. Ample parking is available right outside our doors, ensuring that you can pop in without any stress. The branch is designed with accessibility in mind, featuring ADA-compliant ramps so everyone can bank comfortably.

Operating Hours and Services Offered

We understand that life can get busy! That's why we offer flexible hours for your convenience. You can visit us on Wednesdays from 2 PM to 5 PM and Thursdays from 6:30 AM to 9:30 AM. Our friendly staff is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards.

Stay Connected

Have questions? Don't hesitate to reach out! Give us a call at 504-896-7477. We invite you to come visit us soon at the New Orleans Public Belt Railroad branch your trusted partner in financial success awaits!

Member Eligibility

Becoming a member of New Orleans Public Belt Railroad is like joining a close-knit family where your financial well-being is our top priority. To qualify for membership, you'll want to connect with us if you're associated with the New Orleans Public Belt Railroad or its affiliates, including employees and their families. This community-oriented approach means that we truly understand your needs and can provide tailored services just for you. If you're ready to take the next step, opening an account is straightforward! You can find all the details on how to get started by visiting . We are here to help, so feel free to reach out at (504) 896-7477 if you have any questions about eligibility or the application process. For more information on the specific criteria for membership, please check out our eligibility details at . We can't wait to welcome you into our community at 940 Central Ave Metairie La 70001!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Picture this: Your customers can pay easily and securely, while you manage sales and inventory more efficiently. Our solutions are tailored to fit the pace of your business, making it easier for you to focus on what truly matters growing your company. Visit us at 940 Central Ave Metairie La 70001 in Metairie, LA, or give us a call at (504) 896-7477 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're looking to purchase a new car or refinance an existing loan, our auto loans are tailored to meet your needs. With competitive rates and flexible terms, you can drive away in the vehicle you've always wanted without stretching your budget. Picture this: cruising down the road in a car that not only fits your style but also fits comfortably within your financial plan.

Business Banking Services

For small business owners, we offer tailored solutions like merchant services and business loans. We understand the challenges of running a business and strive to provide resources that help you succeed. From opening a business account to securing funding for expansion, we're invested in your growth.

Credit Cards with Rewards

Our credit cards not only provide purchasing power but also reward you for using them. With rewards programs designed for everyday spending, every swipe brings you closer to exciting benefits like cashback or travel perks. It's like getting paid back for things you already buy!

Digital Banking Convenience

In today's fast-paced world, access to banking should be simple and convenient. Our online and mobile banking features allow you to manage your accounts from anywhere at any time. Whether it's checking balances, making transfers, or paying bills, we've got you covered. We invite you to explore all the ways New Orleans Public Belt Railroad can assist with your financial needs. For more information about our services or if you have any questions, feel free to call us at (504) 896-7477. Let us partner with you on your journey towards financial success!

Mortgage Loans & Refinancing

For those dreaming of homeownership, our mortgage loans provide the foundation for making that dream a reality. We guide you through the process, whether you're buying your first home or refinancing an existing mortgage to take advantage of lower rates. We know how important a home is, and we want to make sure you have the best financing options available.

Personal Banking Solutions

When it comes to personal banking, we offer essential services such as checking and savings accounts that fit your lifestyle. Whether you're saving for a rainy day or managing everyday expenses, our accounts come with features that make banking easy and accessible. Imagine being able to check your balance or transfer funds right from your smartphone this is just one way we put convenience at your fingertips.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses our way, and when it does, our personal loans can help bridge the gap. Whether it's for medical bills, education costs, or debt consolidation, we're here to offer financial relief. Think about reducing multiple payments into one manageable monthly payment it's all part of our commitment to helping you regain control over your finances.

Digital & Online Banking

Convenient Online Access

With our online banking platform, available at , you can check your account balances, transfer funds, and manage your finances 24/7. You won't have to worry about rushing to the bank during business hours. Everything is just a few clicks away, allowing you to take control of your money whenever it suits you.

Easy Money Transfers

Need to send money to a friend? Although person-to-person transfers aren't available now, our commitment is to continually enhance our services for better member experiences in the future. In summary, while New Orleans Public Belt Railroad may not have all the digital bells and whistles just yet, we're focused on providing a reliable foundation for online banking that emphasizes security and ease of use. As we look ahead, we're excited about expanding our offerings to serve you even better!

Real-Time Account Management

Stay updated with your finances in real-time! While e-statements and mobile applications aren't available yet, our online platform ensures you can monitor transactions as they happen. This keeps you informed and helps avoid surprises in your account balance.

Secure Transactions

We prioritize your security. Although we currently do not offer electronic signature authorization or mobile payments, rest assured that our existing systems protect your information. Your data remains safe as you navigate through your accounts.

Financial Strength

A Growing Community

The trust placed in us by our members is evident with a total of 142 share accounts. This shows a strong and growing member base that believes in our mission and values the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Orleans Public Belt Railroad is your trusted partner. Visit us at 940 Central Ave Metairie La 70001 or call (504) 896-7477 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our commitment to growth is evident through our $64,152 in undivided earnings. This means we reinvest in innovative banking tools and stronger lending options to serve you better. With $3 in used auto loans and $328,094 in total loans and leases, we support your financial goals across various sectors.

Member-Focused Savings

We prioritize our members above all else. Though our total non-member deposits stand at $0, our focus remains on utilizing resources to benefit you directly. This approach allows us to offer better loan rates and exclusive perks tailored for our members.

Operational Efficiency

Our operational efficiency is reflected in our $24. This figure empowers us to keep offering competitive loan rates and solid financial products that meet your needs. Additionally, we proudly employ 0 full-time employees and 1 part-time employees who are dedicated to providing you with exceptional service.

Solid Financial Health

With a net worth of $99,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,053 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those considering business ventures or personal projects, keep an eye out for future offerings in commercial loans and other financial products. We strive to cater to diverse needs and ensure our members have access to capital when it matters most. We encourage anyone interested in our loan products or those looking for refinancing options to reach out for more details. You can contact us at (504) 896-7477. Our branch located at 940 Central Ave Metairie La 70001 is open during specific hours: Wednesday from 2 PM to 5 PM and Thursday from 6:30 AM to 9:30 AM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can help you take the next step towards achieving your goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,619 in used vehicle loans and $69,351 in new vehicle loans already helping members get on the road. We provide financing options that fit both new and used vehicles, ensuring you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? While we currently do not have any mortgage loans available, we are always exploring ways to expand our offerings. Stay tuned for future updates that may include mortgage options tailored to help you buy or refinance your home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. At this time, we have no unsecured credit card loans available. However, we are dedicated to providing our members with resources and support for effective financial management.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency guarantees that users receive fair and clear offers. Each comparison reflects current market conditions, allowing for informed decision-making without hidden surprises.

Key Benefits of Using LendMesh

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NEW ORLEANS PUBLIC BELT RAILROAD FEDERAL CREDIT UNION - Metairie, LA