New Jersey State PBA Credit Union Woodbridge NJ

Introduction

Welcome to New Jersey State Pba, your trusted partner in financial well-being, located conveniently at 158 Main St, Woodbridge, NJ 07095. Since our establishment in 2024, we have been dedicated to serving our members with a personal touch and a commitment to community values. With a growing membership of 4 and assets totaling an impressive $1,934,392, we pride ourselves on being more than just a credit union we're a part of your community. At New Jersey State Pba, we focus on what matters most: you. Our total deposits stand at $773,182, ensuring that your hard-earned money is safe and sound with us. While we currently have no loans or leases issued, our goal is to offer financial solutions tailored to your needs when the time is right. We maintain a solid net worth of $1,433,784, reflecting our stability and commitment to responsible growth. Our leadership team, headed by CEO Keith Stone and Board President Patrick Colligan, brings years of experience and dedication to our mission. Together, they ensure that every member receives the support they need to achieve their financial goals. For any official correspondence, please feel free to reach out to us via phone at 732-456-7965 during our lobby hours on Monday, Wednesday, and Friday from 9 AM to 3 PM. We invite you to explore our website at njspbafcu.org for more information about our services and how we can assist you. Join us today at New Jersey State Pba where your financial future begins!

Branch History & Mission

Join Us

With a solid foundation and a forward-thinking approach, we invite you to become a part of the New Jersey State PBA family. Experience firsthand how we prioritize your financial well-being and work together towards building a stronger community. If you're ready to join us or want more information about membership eligibility, please visit our website or call us at (732) 456-7965. Discover how the New Jersey State PBA can help you achieve your financial goals today!

Our Mission

At the New Jersey State PBA, our mission is simple yet impactful: we strive to provide our members with financial security and peace of mind while actively supporting community initiatives. We believe that when our members thrive, so does the community. That's why we invest in local partnerships and outreach efforts aimed at uplifting those around us. Our operating hours reflect our dedication to being available when you need us most Monday, Wednesday, and Friday from 9 AM to 3 PM. Although we currently do not offer ATM or drive-thru services, we are constantly looking for ways to enhance member experience.

Our Story

The New Jersey State PBA was established with a clear vision: to empower our community by offering reliable financial products and services tailored to the unique needs of our members. Located at 158 Main St, Woodbridge, NJ 07095, we are situated near local landmarks that make it easy for our members to access their credit union. While you can visit us at this address for all your banking needs, official correspondence should be sent to our mailing address at 158 Main St, Woodbridge, NJ 07095-2108. Over the years, we've made strides in enhancing our offerings. We have embraced digital advancements by providing online banking options and mobile payment solutions. This ensures our members can manage their finances conveniently from anywhere. As part of our commitment to inclusivity, we remain focused on ADA compliance so everyone can access our services without barriers.

Branch Location & Accessibility

A Warm Welcome Awaits

While members can visit us at 158 Main St for all their banking needs, please remember that official correspondence should be sent to the same address for consistency. We invite you to stop by and discover how New Jersey State Pba can support your financial journey. Whether you're looking to open an account or learn more about our services, we're here for you every step of the way!

Accessible Banking Services

At New Jersey State Pba, we are committed to providing accessible banking for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can comfortably access our services. Although we currently do not have ATM facilities or drive-thru banking available, our lobby hours are designed to accommodate your needs.

Conveniently Located

Situated near popular local landmarks, our branch is easy to find. Whether you're stopping by after a trip to the nearby shopping centers or visiting friends in the area, we're just a short drive away. Plus, we offer convenient parking options right outside our doors, making it easy for you to pop in whenever you need.

Operating Hours That Fit Your Schedule

We know your time is valuable! That's why we're open on Monday, Wednesday, and Friday from 9 AM to 3 PM. These hours are tailored to help you manage your banking needs around your busy schedule. If you have questions about our services or need assistance, feel free to give us a call at 732-456-7965.

Member Eligibility

Joining the New Jersey State Pba means becoming part of a welcoming community that truly cares about its members. To become a member at our branch located at 158 Main St, Woodbridge, NJ 07095, you need to meet some simple eligibility criteria. If you're a member of the New Jersey State Police, a family member of one, or an employee of certain organizations associated with us, you're already on your way! We encourage everyone who qualifies to join us for all the benefits we offer, from personalized service to financial products tailored just for you. Opening an account is easy and straightforward! You can find all the details and complete your application online by visiting our membership page at https://forms.njspbafcu.org/membership-application/ . If you have any questions or need assistance, feel free to call us at 732-456-7965. We're here to help you every step of the way as you take this exciting step towards joining our family!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having reliable merchant services can set you apart from the competition. Our offerings enable you to process payments efficiently, giving you more time to focus on what you do best running your business. Imagine reducing wait times for customers and ensuring they have smooth transactions at checkout. That's the kind of difference our services can make. Discover how New Jersey State Pba can be your partner in navigating the complexities of business finance. Visit us at 158 Main St Woodbridge Nj 07095 in Woodbridge, NJ, or give us a call at (732) 456-7965 to learn more about how we can help your business thrive!

Tailored Loan Options

Imagine being able to fund your next big project with ease. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Embracing Digital Banking

We understand that today's world requires flexibility and convenience. That's why at Vital Records Office, we offer robust digital banking features. With options for online banking and a mobile application, you can manage your accounts from the comfort of your home or while you're out and about. You can view transactions, transfer funds, and even make payments right from your smartphone or computer. Plus, with e-statements, you can keep track of your finances without the clutter of paper statements.

Get In Touch

If you have any questions about our services or want to learn more about how we can help you achieve your financial goals, please don't hesitate to reach out! You can contact us at (732) 456-7965 during our lobby hours: Monday, Wednesday, and Friday from 9 AM to 3 PM. At New Jersey State Pba, we believe in building strong relationships with our members and are committed to helping you navigate all aspects of your financial life. Visit us today at 158 Main St Woodbridge Nj 07095 in Woodbridge and discover how we can assist you!

Supporting Your Financial Journey

Your financial journey is unique, and we strive to support every step of it. Whether you're saving for a major purchase, planning for retirement, or simply need help understanding your options, our team is here to assist you. We take pride in offering personalized service tailored to your specific needs.

Tailored Financial Solutions

Whether you are looking for simple banking services or specialized assistance, we have you covered. Our primary offering is our ATM Services, which provide convenient access to your funds anytime you need them. Imagine being able to withdraw cash or check your balance without having to step into a branch. With our ATM services, you can manage your money on-the-go, making life just a bit easier.

Digital & Online Banking

E-Statements and Security

Gone are the days of paper statements cluttering your mailbox! With e-statements available, you can view and manage your financial documents securely online. This not only helps keep your information safe but also reduces paper waste an eco-friendly choice! Security is our top priority. While we don't currently offer electronic signature authorization, rest assured that all transactions through our online services are protected with advanced security measures to keep your data safe.

Mobile Banking Features

Our mobile application makes banking even easier. Available on all major platforms, it lets you manage your money right from your smartphone. Plus, if you're someone who enjoys making quick payments, our mobile payments feature allows you to send money quickly and safely without the hassle of cash or checks.

Online Banking Services

With our 24/7 online banking services available at https://njspbafcu.org/ , you can easily check your account balances, pay bills, and transfer funds with just a few clicks. This means no more waiting in line or worrying about branch hours. You're in control of your finances when it's convenient for you.

Stay Connected

For those looking for easy ways to send money to friends or family, we currently do not support person-to-person transfers. However, we're always looking for ways to enhance our services based on member feedback. In summary, New Jersey State Pba offers an array of digital banking solutions that provide convenience without compromising security. Ready to take advantage of these features? Visit us online at https://njspbafcu.org/ today!

Financial Strength

Community Trust

We serve a growing member base with 10 accounts that trust us with their finances. Our commitment to operational efficiency is reflected in our current net income of $0, which helps us continue offering competitive loan rates and solid financial products for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Jersey State Pba is your trusted partner. Visit us at 158 Main St Woodbridge Nj 07095 or call (732) 456-7965 to learn more about how we can help you achieve your financial goals.

Investments in Growth

Our financial strength is further showcased by having $1,433,784 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures designed specifically for you.

Member-Centric Approach

Members' savings are secured through our commitment to maintaining robust resources. With $0 in share certificates and $0 in money market shares, we offer stable and rewarding financial growth opportunities tailored to meet your needs. Unlike traditional banks, we prioritize our members. Although we currently have no non-member deposits at $0, this allows us to focus entirely on enhancing your financial experience through better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $1,433,784, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $7,412 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

While we have not issued any loans yet with our current total of $0, our structure is built to support our members' financial goals across various sectors when opportunities arise. We also take pride in having 1 full-time employees who are ready to assist you with their expertise.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $0 in used vehicle loans and $0 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away with your dream vehicle.

Credit Lines

We provide access to credit lines totaling $100,000, offering you additional resources whenever you need them. This can be particularly useful for managing cash flow or financing short-term projects without taking out a full loan. If you're interested in refinancing any existing loans or exploring eligibility options, don't hesitate to reach out to us at (732) 456-7965. Our knowledgeable staff is ready to assist you with any questions you may have about our loan offerings or application processes. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At New Jersey State Pba, we're dedicated to supporting your financial journey every step of the way!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We are committed to making the process straightforward and efficient so that you can focus on what matters most creating a home for yourself and your family.

Unsecured Credit Card Loans

For those needing additional financial flexibility, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or plan for future purchases without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its commitment to providing Verified Data. All loan offers come from legitimate financial institutions, which fosters trust and transparency in the borrowing process. Additionally, LendMesh maintains a strict policy against Sponsored Listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results for users. With Real-Time Rate Comparisons, you have access to up-to-date loan rates from multiple institutions. This feature empowers you to make decisions based on accurate information rather than outdated offers. The result is a straightforward experience where you can find competitive loan options quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in helping borrowers secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NEW JERSEY STATE PBA FEDERAL CREDIT UNION