New Jersey Law & Public Safety Credit Union Trenton NJ

Introduction

Welcome to New Jersey Law And Public Safety, your trusted partner in financial services since 1955. Located at 25 Market St, Trenton, NJ 08611, we proudly serve our community with a commitment to excellence and member satisfaction. With a growing membership of over 7,648 individuals and total assets amounting to an impressive $59,213,270, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. At New Jersey Law And Public Safety, we understand the importance of financial security. Our members benefit from a robust total deposit base of $5,127,743, ensuring that their funds are safe and accessible. We take pride in offering competitive loan options, with a total of 3,112 loans and leases available to help you achieve your financial goals. While our main branch is located at the address mentioned above, please note that official correspondence should be sent to our mailing address: 25 South Market St, Trenton, NJ 8625. If you have any questions or need assistance, feel free to reach out to us at (609) 392-5781. Our dedicated team is here for you from 8:00 AM to 2:30 PM, Monday through Friday. Under the leadership of our CEO, Darryl Belinski, and Board President Rosanne Fairbanks, we strive to foster a supportive environment where our members can thrive financially. With a net worth of $11,209,554 and cash in hand amounting to $311,065, we are well-equipped to support our community's financial aspirations. Join us as we continue to make a positive impact in Trenton and beyond. Visit our website at njlpscu.org for more information about our services or how you can become part of our family. We look forward to serving you!

Branch History & Mission

Welcome to the heart of community banking at New Jersey Law And Public Safety, affectionately known as Justice. Established in 1955, our branch has proudly served the vibrant community of Trenton, NJ, for nearly seven decades. Located at 25 Market St, Trenton, NJ 08611, we are committed to not just being a financial institution but a trusted partner in your journey towards financial well-being. Over the years, Justice has grown significantly, reflecting the spirit and resilience of its members. With a total membership of 7,648 and total assets reaching an impressive $59,213,270, we have established ourselves as a pillar of support for individuals and families alike. Our evolution is marked by our dedication to serving the unique needs of our community while remaining true to our mission: to provide accessible financial services that empower our members. At Justice, we believe that banking is about more than just transactions; it's about building relationships. Our mission is to foster financial literacy and provide solutions that enhance the quality of life for everyone in our community. We offer a range of services designed with you in mind, from loans and savings accounts to educational resources aimed at helping you make informed financial decisions. While you can visit us at 25 Market St, official correspondence should be sent to our mailing address at 25 South Market St, Trenton, NJ 8625. Our doors are open Monday through Friday from 8:00 AM to 2:30 PM, ensuring that you have ample opportunity to connect with us during your day. Despite not having drive-thru or ATM services currently available, we embrace digital advancements with online banking options for your convenience. Additionally, we remain committed to providing ADA-compliant services so that all members can access our facilities comfortably. Our roots run deep within the community, and we take pride in our outreach efforts and partnerships with local organizations. By supporting various initiatives and programs within Trenton, we aim to uplift those around us while fostering a sense of belonging among our members. Join us at Justice today! Experience firsthand how we can assist you on your path toward financial success while making a positive impact on our community together. For inquiries or assistance, feel free to reach out at 609-392-5781 or visit us online at njlpscu.org. Your journey starts here!

Branch Location & Accessibility

Welcome to the New Jersey Law And Public Safety branch, conveniently located at 25 Market St, Trenton, NJ 08611. Nestled in the heart of Mercer County, our branch is easily accessible and situated near local landmarks that make your visit even more enjoyable. Whether you're stopping by for banking needs or just passing through, you'll find us right around the corner from popular spots in Trenton. At our branch, we prioritize your convenience with dedicated parking options and features designed to ensure everyone can access our services comfortably. We adhere to ADA standards, offering ramps and accessible entryways for all visitors. Our doors are open Monday through Friday from 8:00 AM to 2:30 PM, making it simple for you to fit banking into your busy schedule. If you have questions or need assistance, feel free to reach out at 609-392-5781. Although we currently do not offer ATM or drive-thru services, our team is here to help with a range of banking needs inside the lobby. While members can visit us at 25 Market St for their banking transactions, official correspondence should be sent to our mailing address at 25 South Market St, Trenton, NJ 8625. We invite you to come by and see how we can assist you with your financial goals. Your next visit could be just around the corner!

Member Eligibility

At New Jersey Law And Public Safety, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in specific areas outlined on our website, you're likely eligible to join us. We also welcome family members of current members, so it's easy for your loved ones to enjoy the same benefits. You can check out the full eligibility details at https://njlpscu.org/membership-in-n-j-l-ps-credit-union-is-limited-to/ for the most up-to-date information. Once you're ready to take that step towards membership, opening an account is straightforward. Just visit us at our branch located at 25 Market St Trenton Nj 08611, or give us a call at (609) 392-5781 if you have any questions. We're here to guide you through the process and help you start enjoying all the advantages of being part of New Jersey Law And Public Safety, where your financial well-being is our priority!

Business Banking & Commercial Services

At New Jersey Law And Public Safety, we understand that growing a business is no small feat. That's why we're committed to providing the financial support you need to thrive right here in Trenton, NJ. Our commercial loan products are designed to help you reach your goals, whether you're expanding your operations or investing in new equipment. Imagine securing the funds to open a new location or hire additional staff these opportunities can become reality with our tailored lending options. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions for your customers, allowing you to focus on what you do best running your business. Whether it's processing payments seamlessly or managing cash flow efficiently, we're here to empower your enterprise every step of the way. Visit us at 25 Market St Trenton Nj 08611 or call us at (609) 392-5781 to learn how we can help your business flourish!

Comprehensive List Of Services

Commitment to Member Satisfaction

Our dedicated team understands that navigating finances can sometimes be overwhelming. If you have questions or need guidance about any service, don't hesitate to reach out. You can contact us at 609-392-5781 during our operating hours from 8:00 AM to 2:30 PM, Monday through Friday. We're always happy to assist you in finding the best solutions for your needs.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters more than ever. That's why we focus on making banking easier for you. At New Jersey Law And Public Safety, we feature ATM services that allow you to access your funds whenever you need them. This service is especially beneficial for those who prefer handling transactions on their own schedule without having to visit a branch during business hours.

Join Us Today!

Whether you're new to the area or looking for a change in your banking experience, we invite you to explore everything we have to offer at New Jersey Law And Public Safety. Check out our website at njlpscu.org for more information on how you can become a member and take advantage of our services. Let us partner with you on your financial journey!

Personalized Financial Solutions

Understanding that every member's financial situation is unique, we offer a variety of options designed to fit different lifestyles. Whether you're looking for straightforward banking services or specific loan products, we're here to help. For instance, if you're considering purchasing a new vehicle or refinancing your existing one, our auto loans can be an excellent choice. We also provide assistance with home financing options tailored for various budgets.

Digital & Online Banking

Additional Features

While we currently do not offer electronic signature authorization or e-statements, our commitment to providing excellent service remains strong. Enjoy the convenience of mobile payments through our app, making it simple to pay for goods and services right from your phone. If you want to send money to friends or family quickly, please note that person-to-person transfers are not available at this time. With our user-friendly interface and real-time account management tools, keeping track of your finances is straightforward. Sign up today for online banking at https://njlpscu.org/ and experience a new level of convenience with New Jersey Law And Public Safety!

Key Services Available

Our online banking platform at https://njlpscu.org/ offers a range of features designed to keep your financial life organized and accessible. You can check balances, transfer funds, and pay bills without ever needing to step into a branch. Plus, our mobile application lets you take these services wherever you go. Whether you're commuting or relaxing at home, managing your money has never been easier. Security is our top priority. Our online banking system is equipped with robust security measures to protect your personal information. You'll feel confident knowing that your data is safe while you handle everyday transactions.

Financial Strength

At New Jersey Law And Public Safety, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a solid foundation for your financial needs. With a net worth of $11,209,554, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,298,057 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with $0 in non-member deposits, our resources focus solely on benefiting you through better loan rates and exclusive perks. With $11,209,554 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,688,469 in used auto loans and $41,388,253 in total loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 11,033, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Jersey Law And Public Safety is your trusted partner. Visit us at 25 Market St Trenton Nj 08611 or call 6093925781 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,841,295 in used vehicle loans and $7,448,201 in new vehicle loans already helping members get on the road. Whether you're looking for a new ride or a reliable used vehicle, our competitive terms make financing straightforward and accessible.

Credit Lines

In addition to our other offerings, we have credit lines available totaling $2,210,000. This option allows you to access funds as needed while only paying interest on what you use. It's an excellent choice for those who want flexibility in managing their cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,347,880, make buying or refinancing simple. We offer flexible terms designed to help you find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans or seeking eligibility options, our team is ready to assist you in exploring your choices. We believe in providing personalized service to ensure that you find the best financial products that suit your individual circumstances. For more information about our loan offerings or assistance with your application, feel free to contact us at (609) 392-5781. Our friendly staff is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how New Jersey Law And Public Safety can help you reach your financial aspirations today!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $4,358,912 in loans helping members manage their finances effectively, our credit cards provide a convenient way to cover both planned and unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

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NEW JERSEY LAW AND PUBLIC SAFETY CREDIT UNION - Trenton, NJ

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