New Horizons Credit Union Semmes AL | Best Auto Loans & ATM Services

Introduction

Welcome to New Horizons, your trusted partner in financial growth and community support located at 3385 Schillinger Rd N Ste 19, Semmes, AL 36575. Since our establishment in 1950, we have dedicated ourselves to serving the needs of our members with care and integrity. With a proud membership of over 22,000 individuals, we are committed to providing a wide range of financial services tailored to meet the unique needs of our community. At New Horizons, we understand that banking is more than just transactions; it's about building lasting relationships. Our total assets stand at an impressive $268,601,236, reflecting our strong foundation and commitment to your financial success. We also boast total deposits of $1,737,964, ensuring that your money is secure and growing with us. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we have you covered. Our team of dedicated professionals is here to guide you through every step of your financial journey. Led by our experienced CEO, Edith Franklin, and Board President Ralph Altice, we pride ourselves on fostering a welcoming environment where your financial goals take center stage. We believe in transparency and trust, which is why our net worth currently stands at $26,210,057, showcasing our stability and reliability as your credit union. While members can visit us directly at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2966, Mobile, AL 36652. You can reach us at (251) 316-3240 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us today at New Horizons and discover how we can help you achieve your financial dreams. Whether you want to open an account or explore loan options, we're excited to assist you on this journey!

Branch History & Mission

Welcome to the New Horizons Semmes Branch, a vital part of our community since it first opened its doors in 1950. Located at 3385 Schillinger Rd N Ste 19 in Semmes, Alabama, our branch has been a trusted financial partner for over seven decades. We take pride in our strong roots and commitment to providing exceptional service to our members. As we've grown, so has our mission: to empower our members through accessible financial services while actively supporting the local community. Today, with a total membership of over 22,000 and assets reaching $268,601,236, New Horizons has become more than just a credit union; we are a community cornerstone dedicated to fostering financial wellness. Our journey has been marked by several key milestones that reflect our dedication to innovation and member satisfaction. From introducing online banking and mobile payments to ensuring ADA compliance for all our facilities, we continually strive to enhance the member experience. Our drive-thru service and ATM availability offer convenience for those on the go, making banking easier for everyone. At New Horizons, we believe that financial services should be tailored to meet the unique needs of each individual. That's why we offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards. Each of these services is designed not just for transactions but also to help our members achieve their dreams. While you can visit us at our Semmes location for all your banking needs during our operating hours Monday through Thursday from 9:00 am to 5:00 pm and Friday until 6:00 pm official correspondence can be sent to PO Box 2966 in Mobile if needed. Our dedicated team is always ready to assist you with any questions or concerns at (251) 316-3240. Community support is at the heart of what we do. Over the years, we have partnered with local organizations and initiated outreach programs aimed at improving financial literacy and providing assistance where it's needed most. We understand that when our community thrives, we thrive together. We invite you to join New Horizons today! Experience firsthand how we can help you reach your financial goals while being part of a community-focused organization that truly cares. Visit us online at New Horizons or stop by the Semmes Branch we're excited to welcome you into the family!

Branch Location & Accessibility

Call to Action

We invite you to stop by the New Horizons Semmes Branch today! If you have any questions or want more information about our services, feel free to give us a call at 251-316-3240. We look forward to welcoming you into our community!

Convenient Access

Our branch is designed with your convenience in mind. Parking is readily available, and we ensure that our facilities are accessible to everyone, including those who may need ADA-compliant features like ramps. Whether you're stopping by for a quick deposit or discussing your financial goals, we want your visit to be as smooth as possible.

Operating Hours

We're open during convenient hours to fit your schedule! Visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. These hours allow plenty of time for you to stop in after work or run errands during the day.

Services Offered

At the New Horizons Semmes Branch, we provide a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we've got you covered. Need quick cash? Our ATM is available for easy withdrawals and balance checks. For those who prefer the convenience of driving up, our drive-thru service is ready for deposits and withdrawals without leaving your car. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address at PO Box 2966, Mobile, AL 36652.

Member Eligibility

At New Horizons, we believe that everyone deserves a chance to be part of a supportive community. Joining us is simple and welcoming! If you live, work, or worship in the area around 3385 Schillinger Rd N Ste 19 Semmes Al 36575, you may be eligible to become a member. We want to ensure that our services are accessible to those who need them most. Becoming a member opens up a world of advantages including personalized financial services tailored just for you, competitive rates on loans, and access to various online banking features. If you're interested in finding out more about your eligibility, feel free to visit our detailed page at http://www.newhcu.org/accounts/become-a-member . It's filled with all the information you need to see if you qualify. Ready to take the next step? Opening an account is easy just check out the details at https://www.24x7loans.com/newhcu/ or give us a call at (251) 316-3240. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we're ready to help you find the right financing solution when you're ready to take the next step. Our tailored loans can assist you with everything from purchasing equipment to managing cash flow, allowing your business to thrive.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your customers. Imagine running a busy retail store where customers can pay easily using their cards or mobile devices. Our payment solutions ensure that you can focus on what matters most growing your business while we handle the financial transactions smoothly. If you're based in Semmes, AL, and looking for reliable support for your business finances, visit us at 3385 Schillinger Rd N Ste 19 Semmes Al 36575 or give us a call at (251) 316-3240. Let's work together to bring your business goals to life!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer robust banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand, we're here to support your entrepreneurial spirit.

Convenience at Your Fingertips

We understand that not everyone has time during traditional banking hours. That's why we offer basic drive-thru banking for quick transactions like deposits and withdrawals, along with ATM access for cash withdrawals and balance checks anytime you need it. With all these services available, it's easy to see how New Horizons is more than just a financial institution; we're a community partner dedicated to helping you achieve your financial goals. If you have questions or want to learn more about any of these offerings, don't hesitate to reach out! Call us at (251) 316-3240 or visit us at Semmes Branch today. We look forward to helping you navigate your financial future!

Financing Your Dreams

Need a new car? We offer auto loans and vehicle financing options that can help you hit the road without breaking the bank. Picture yourself driving off in that new car you've been eyeing, all thanks to our competitive rates and flexible terms. If homeownership is your goal, our mortgage loans and refinancing services will guide you through the process smoothly.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed for everyday convenience. Imagine being able to manage your finances effortlessly with our online and mobile banking options. You can check your balance, pay bills, and transfer money from the comfort of your home or on the go.

Support When You Need It Most

Life can be unpredictable, which is why we also provide personal loans and debt consolidation solutions. These services can help you manage unexpected expenses or streamline existing debts into one manageable payment. Plus, our credit cards with rewards give you more back for every purchase, making it easier to earn points toward travel or cashback.

Digital & Online Banking

Key Features

Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send and receive money instantly. Plus, with mobile payments enabled, you can pay for purchases directly from your phone, adding an extra layer of convenience to your daily life. We know that security is a top concern for our members. That's why we ensure all transactions are protected with robust security measures. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with your safety in mind. For those who prefer going paperless, our e-statements option allows you to receive account statements electronically. This not only helps the environment but also keeps your financial information organized and easily accessible. With New Horizons, managing your finances has never been easier or more secure. Whether you're using our mobile app or accessing online banking through the web, we are committed to providing you with the tools you need for effective real-time account management. Experience the freedom and flexibility of digital banking today!

Financial Strength

A Strong Foundation

With a net worth of $26,210,057, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 75 full-time employees ready to assist you with any needs you may have.

Growing Together

We proudly serve a growing member base with a total of 44,290 accounts. This reflects the trust our community has placed in us over the years. At New Horizons, your financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Horizons is your trusted partner. Visit us at 3385 Schillinger Rd N Ste 19 Semmes Al 36575 or call (251) 316-3240 to learn more about how we can help you achieve your financial goals.

Investing in You

With $22,774,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,416 in used auto loans and $179,695,476 in total loans and leases.

Secure Savings

Members' savings are secured through $25,851,795 in share certificates and $9,916,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,770,806 in used vehicle loans and $25,092,106 in new vehicle loans already helping members get on the road. Whether you want to finance a new or used vehicle, our team is here to assist you in finding the best terms possible.

Credit Lines and Other Loans

For those looking for additional flexibility, we provide credit lines totaling $91,030,250, which can be used for various purposes from home improvements to unexpected expenses. Our unsecured credit cards also offer an easy way to access funds without collateral. At New Horizons, we believe in transparency and support throughout your borrowing experience. If you're interested in refinancing any existing loans or want to learn more about eligibility requirements for our loan products, feel free to reach out. You can contact us at 251-316-3240 during our business hours: Monday through Thursday from 9:00 am - 5:00 pm and Friday from 9:00 am - 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,968,911. Our mortgage specialists will guide you through the process and help you understand your eligibility for different financing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,561,360 in loans helping members manage their finances effectively. This can be a great way to build credit while enjoying rewards on your purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, allowing users to make informed decisions without worrying about hidden fees or misleading information.

NEW HORIZONS CREDIT UNION - Semmes, AL