New Horizons Credit Union Mobile AL | Top Checking & Business Loans

Introduction

Welcome to New Horizons, your trusted financial partner located at 5000 Rangeline Crossing Dr, Mobile, AL 36619. Established in 1950, we have been dedicated to serving our community with a focus on personalized banking solutions tailored to meet the diverse needs of our 22,369 members. With total assets exceeding $268,601,236 and a solid net worth of $26,210,057, we pride ourselves on providing reliable services that help you achieve your financial goals. At New Horizons, we understand that navigating your finances can be challenging. That's why our experienced team is here to guide you every step of the way. From checking and savings accounts to auto loans and personal loans, our offerings are designed with your success in mind. Our commitment to transparency and community involvement sets us apart as more than just a credit union; we're part of the fabric of Mobile. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 622 Azalea Rd, Mobile, AL 36609-1530. If you have any questions or need assistance, feel free to reach out at (251) 316-3240 or send a fax to (251) 665-5323. Led by our CEO Edith Franklin and Board President Ralph Altice, our team of 75 dedicated employees works hard to ensure that every member feels valued and supported. We invite you to discover how New Horizons can enhance your banking experience. Visit us today or explore our website at newhcu.org for more information about our services and membership options!

Branch History & Mission

Community Commitment

Our commitment extends beyond just financial services; it includes outreach initiatives designed to uplift those around us. By partnering with local organizations and participating in community events, we aim to foster a supportive environment where everyone can thrive. We believe that by giving back to the community that supports us, we create a cycle of growth and prosperity. As part of our dedication to customer experience, we are ADA compliant and continually seek ways to enhance accessibility for all members. Although we currently do not have an ATM or drive-thru service at this location, our staff is always ready to assist you during operating hours Monday through Friday from 9:00 AM to 5:00 PM. We invite you to join the New Horizons family and experience the difference firsthand. Whether you're looking for loans or simply want advice on managing your finances better, we're here for you every step of the way. Contact us today at 251-316-3240 or explore more about becoming a member here. Together, let's create a brighter financial future!

Our Mission

At New Horizons, our mission is clear: we strive to provide exceptional financial services while actively engaging with and supporting our community. We understand that banking goes beyond transactions; it's about building relationships. Our focus is on offering personal banking solutions including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We are dedicated to making these services accessible through both traditional and digital channels. Members can take advantage of online and mobile banking options that simplify managing finances from anywhere. While you can visit us at 5000 Rangeline Crossing Dr, if you need to send official correspondence, please use our mailing address: 622 Azalea Rd, Mobile, AL 36609-1530.

Branch Location & Accessibility

Convenient Location

Situated near popular landmarks in Mobile, our branch is just a short drive from the bustling area around the Mobile Regional Airport. With ample parking available right outside the branch, visiting us is hassle-free. We've designed our space to be welcoming and accessible for everyone, with features that comply with ADA standards.

Join Us Today!

We invite you to stop by the New Horizons Rangeline Branch today! If you have any questions or need assistance before your visit, feel free to give us a call at 251-316-3240. Our dedicated staff is eager to assist you in achieving your financial goals. Come see how we can help make your banking experience smoother and more enjoyable!

Operating Hours

We understand that life can get busy, so we keep our doors open Monday through Friday from 9:00 AM to 5:00 PM. This ensures you have plenty of opportunities to come in and take care of your banking needs at a time that fits your schedule.

Services Offered

At New Horizons, we offer a variety of services tailored to meet the unique needs of our members. From personal checking and savings accounts to auto loans and mortgage refinancing, we're equipped to assist you every step of the way. While we do not have an ATM or drive-thru service at this location, our team is always ready to provide personalized support inside the branch.

Member Eligibility

Joining the New Horizons community is a wonderful step toward enhancing your financial journey. At our branch located at 5000 Rangeline Crossing Dr, Mobile, AL 36619, we believe that everyone deserves a chance to thrive and succeed. To become a member, you simply need to meet a few friendly criteria whether you live, work, worship, or attend school in our local area, you're likely eligible! We welcome individuals from various backgrounds and professions, making it easy for you to connect with us and enjoy the benefits of membership. For specific details about eligibility and to ensure you qualify, feel free to check out our website at New Horizons Membership Eligibility. Opening an account with us is just as simple! You can easily begin the process online by visiting Account Opening. If you have any questions or need assistance along the way, don't hesitate to reach out at 251-316-3240. We're here to help you every step of the way as you become part of our supportive family at New Horizons!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no specific figures to share regarding member and non-member commercial loans, our aim is always to offer the best possible financial support when the time comes.

Merchant Services

In today's fast-paced market, it's crucial for businesses to accept payments seamlessly. At New Horizons, our merchant services simplify this process, allowing you to focus on what you do best running your business. Whether you're a local coffee shop or an online retailer, our services enable you to manage transactions smoothly, giving you peace of mind. Located at 5000 Rangeline Crossing Dr Mobile Al 36619 in Mobile, AL, we invite you to explore how our business banking and commercial services can help your enterprise reach new heights. For more information, give us a call at (251) 316-3240 or visit us online at http://www.newhcu.org.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our merchant services and business loans can help your venture thrive. We recognize the unique challenges small businesses face and are here to support your growth with tailored financial solutions.

Convenient Access Anytime

At New Horizons, convenience is key. With online and mobile banking, managing your finances is easier than ever. Our members can use features such as person-to-person payments, e-statements, and mobile payments for quick transactions on-the-go. We know how valuable time is, which is why we strive to make banking straightforward and accessible for everyone in our community. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to reach out! For more information or assistance, please call us at 251-316-3240 or visit our website at New Horizons. We're excited to help you achieve all your financial dreams!

Credit Cards with Rewards

For those who like to earn while they spend, our credit cards come with rewards designed to benefit you. You can enjoy perks while making purchases that fit into your everyday life.

Flexible Loan Choices

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether you need funds for home repairs or want to simplify your monthly payments, we've got you covered with flexible terms and competitive rates.

Home Financing Options

Buying a home is one of the most significant decisions you'll ever make. Our mortgage loans and refinancing services are designed to guide you through every step of this important journey. We take pride in helping you find the right loan product that aligns with your financial goals.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we offer personal banking solutions that fit your lifestyle. Imagine having easy access to your funds with online and mobile banking features that allow you to manage your accounts anytime, anywhere. If you're considering a new vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank.

Digital & Online Banking

Accessibility and Support

We believe that banking should be straightforward and accessible for everyone. That's why we've made it easy for you to manage your money whenever you need to. While we currently do not offer electronic signature authorization, our dedicated team is always here to assist you through any banking needs or questions you may have. With New Horizons's digital banking services, taking charge of your finances has never been easier or more secure. Join us today and experience the convenience of modern banking!

Key Features

Our online banking platform, available at https://www.newhcu.org/ , allows you to view your account balances, transfer funds, and pay bills with ease. Plus, with the option for e-statements, you can keep track of your financial activity without the clutter of paper statements making it not only easier but also more environmentally friendly. For those on the go, our mobile application provides all the features you love about online banking in a user-friendly format. Whether you're making person-to-person transfers or using mobile payments to shop, our app simplifies transactions with just a few taps on your phone. No need to worry about security; our system is designed with advanced measures to protect your information.

Financial Strength

Commitment to Member Savings

Members' savings are secured through $25,851,795 in share certificates and $9,916,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts: 44,290, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Horizons is your trusted partner. Visit us at 5000 Rangeline Crossing Dr Mobile Al 36619 or call (251) 316-3240 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our commitment to operational efficiency is evident as shown by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 75 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $22,774,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,416 in used auto loans and $179,695,476 in total loans and leases.

Solid Financial Health

With a net worth of $26,210,057, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,770,806 in used vehicle loans and $25,092,106 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our friendly team can guide you through the process and answer any questions you may have.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans are an excellent resource. While we currently do not have commercial loan offerings listed at this time, we encourage entrepreneurs to reach out to learn more about potential future offerings and how we can support your business endeavors. At New Horizons, we prioritize your financial health and aim to provide products that suit your lifestyle. If you're ready to explore these options further or want information on eligibility requirements for any of our loan products, don't hesitate to contact us at (251) 316-3240 or visit our website at New Horizons. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take the next steps together toward achieving your financial dreams!

Credit Cards and Personal Loans

We also provide flexible terms on unsecured credit card loans, with a total of $3,561,360 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses or make necessary purchases without the stress of high-interest rates. Additionally, if you're looking for personal loans or debt consolidation options, we are here to discuss various plans that can work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,968,911, ensuring that you have access to the resources needed for this significant investment. If you're considering refinancing your current mortgage or are curious about eligibility options, our team can assist you every step of the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for borrowers seeking the best loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing only from compliant institutions guarantees that users receive fair and transparent offers. Verified Data is a core feature of LendMesh. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided to users. Unlike many comparison tools, LendMesh has No Sponsored Listings, meaning lenders are not prioritized based on paid promotions our goal is to provide unbiased results that truly reflect the best available options. Moreover, LendMesh provides Real-Time Rate Comparisons, delivering up-to-date loan rates from multiple institutions. This feature helps users make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to navigate the often complex world of loans, LendMesh offers a straightforward solution. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NEW HORIZONS CREDIT UNION - Mobile, AL