New Horizons Credit Union Mobile AL | Reliable ATM Services Access

Introduction

Welcome to New Horizons, your trusted financial partner located at 622 Azalea Rd, Mobile, AL 36609. With a rich history dating back to 1950, we've been dedicated to serving our community for over seven decades. At New Horizons, we proudly support 22,369 members with a robust commitment to their financial well-being. As a member-focused credit union, we boast total assets of $268,601,236 and total deposits reaching $1,737,964. Our leadership team, including CEO Edith Franklin and Board President Ralph Altice, is deeply invested in fostering growth and providing exceptional service tailored to your needs. Whether you're looking for loans or seeking advice on saving and investing, our experienced team is here to help you navigate your financial journey. We understand the importance of trust in financial matters, which is why we prioritize transparency and community engagement in everything we do. While members can visit us at our branch on Azalea Road, official correspondence should be sent to our mailing address at P.O. Box 2966, Mobile, AL 36652. Feel free to reach out by phone at 251-316-3240 during our operating hours from Monday to Friday between 8:00 AM and 5:00 PM. Join us today and discover how New Horizons can assist you in achieving your financial goals! Visit our website at newhcu.org for more information or to become a member. Your future begins here!

Branch History & Mission

At New Horizons, we are proud of our rich history and unwavering mission to serve the community. Established in 1950, our branch has grown alongside the vibrant community of Mobile, Alabama. With a commitment to providing accessible financial services, we have become a trusted partner for over 22,000 members. Our journey began with a simple idea: to empower individuals and families with the tools they need to achieve their financial goals. Located at 622 Azalea Rd, Mobile, AL 36609, our branch is not just a place for transactions; it's a hub for building relationships. We encourage our members to stop by and experience the welcoming atmosphere that sets us apart. While official correspondence can be sent to our mailing address at P.O. Box 2966, Mobile, AL 36652, we invite you to visit us during our operating hours from Monday to Friday, 8:00 am - 5:00 pm. Over the years, New Horizons has achieved significant milestones. Today, we proudly manage total assets of $268,601,236 and offer a range of services designed to meet the diverse needs of our members. From auto loans to personal banking solutions, we are here to help you navigate your financial journey. Our mission is clear: we aim to provide exceptional financial services while fostering strong community ties. We believe in giving back through various outreach initiatives and partnerships that uplift those around us. As an ADA-compliant institution focused on inclusivity, we ensure that all members have access to our services. While we currently do not offer ATM or drive-thru services at this location, we are committed to enhancing your banking experience through innovative digital solutions like online banking and mobile payments. We understand that convenience matters and are continuously looking for ways to better serve you. As we look toward the future, we invite you to join New Horizons. Experience firsthand the dedication of our team led by CEO Edith Franklin and supported by Board President Ralph Altice. Together, let's create a brighter financial future for you and your family. Whether you're seeking guidance on saving for a home or need assistance with managing your finances, we're here every step of the way. Join us at New Horizons where your financial success is our top priority! For more information or to become a member today, visit our website or call us at 251-316-3240.

Branch Location & Accessibility

A Warm Invitation

We invite you to stop by and see what New Horizons has to offer! Whether you need help with opening an account or have questions about our financial products, feel free to give us a call at 251-316-3240 or visit us today. Your financial journey starts here!

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks, making it easy to find us. We're just a short drive from the popular Azalea City Golf Course and within reach of various shopping areas. We understand how important convenience is, which is why we have ensured that parking is readily available for all members. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can easily access our services.

Operating Hours and Services Offered

New Horizons operates Monday through Friday from 8:00 am to 5:00 pm, providing ample time for you to visit during your day. Our friendly staff is dedicated to making your banking experience smooth and enjoyable. Although we currently do not offer ATM or drive-thru services, our team is always ready to assist you inside the branch.

Member Eligibility

At New Horizons, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that prioritizes your financial well-being. To become a member, you'll need to meet some simple eligibility criteria. Generally, individuals who live, work, or worship in the area are welcome to join us. We also consider family members of existing members, making it easy for loved ones to benefit from our services together. To learn more about the specific eligibility details, feel free to check out our website where you'll find all the information you need. Once you're ready to take the next step towards membership at New Horizons, opening an account is a breeze! You can start the process online by visiting our account opening page. If you have any questions or need assistance, don't hesitate to give us a call at (251) 316-3240. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily while managing your cash flow effectively. Our merchant services are designed to simplify transactions, allowing you to focus more on what you do best running your business. Whether you need point-of-sale systems or online payment solutions, we are here to support your growth every step of the way. Visit us at 622 Azalea Rd Mobile Al 36609 in Mobile, AL or contact us at (251) 316-3240 to learn more about how we can help your business succeed.

Comprehensive List Of Services

Banking Made Easy

We understand that today's world demands flexibility, which is why we offer robust ATM Services Only. This means you can easily access your funds whenever you need them without stepping into the branch. Picture this: It's a Saturday morning, and you're out running errands when suddenly you realize you need cash for an unexpected purchase. With our ATM services at your fingertips, you can quickly withdraw cash at a location near you, making life just a bit easier.

Embracing Digital Convenience

In addition to traditional banking options, we also provide various digital tools designed for your convenience. Our mobile application allows you to manage your accounts on the go, check balances, and even make person-to-person payments with ease. Imagine being able to send money to a friend for dinner without having to carry cash or write a check. That's the kind of simplicity we aim to provide. For those who prefer online banking, our secure platform lets you handle transactions from the comfort of your home no waiting in line necessary! You can even set up e-statements so that all your account information is just a click away.

Member-Centric Approach

At New Horizons, our members are at the heart of everything we do. We strive to ensure that every interaction is pleasant and productive. If you have questions or need assistance, don't hesitate to reach out! You can call us at 251-316-3240 during our operating hours from Monday to Friday, 8:00 am to 5:00 pm. Our friendly staff is always ready to help you navigate your financial journey.

Your Financial Partner

Choosing New Horizons means having a partner in your financial journey. We know that each member's needs are different; whether you're planning for a big purchase or simply trying to save for the future, we're here to support you every step of the way. Ready to take control of your financial future? Visit us online at New Horizons or stop by our branch today! Let us help you find the right services tailored just for you.

Digital & Online Banking

At New Horizons, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to keep you connected to your money, 24/7. With just a few clicks or taps, you can take control of your accounts from the comfort of your home or on the go. One of the standout features available to our members is our robust online banking platform, which you can access anytime at https://www.newhcu.org/. This service allows you to view your account balances, transfer funds, and pay bills all in real-time. Plus, with the convenience of e-statements, you can easily track your financial activity without worrying about paper clutter. Say goodbye to waiting for your monthly statements in the mail! For those who prefer using their mobile devices, our mobile application makes banking even simpler. With this app, you can make mobile payments effortlessly and send money directly to friends or family through our person-to-person transfer feature. Whether you're splitting a dinner bill or sending a gift, these tools ensure that transferring money is fast and hassle-free. Security is also a top priority for us at New Horizons. While we currently do not offer electronic signature authorization, rest assured that all your transactions are protected with state-of-the-art security measures. We want you to feel confident when accessing your accounts online. In summary, whether you're checking balances or making quick payments, our digital banking services provide accessibility and ease of use right at your fingertips. Join us today and experience how convenient managing your finances can be!

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 44,290, showing a strong and growing member base that trusts us with their finances. As your dedicated credit union located at 622 Azalea Rd Mobile Al 36609, Mobile, AL 36,609, we invite you to explore all the ways we can help you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Horizons is your trusted partner. Visit us at 622 Azalea Rd Mobile Al 36609 or call (251) 316-3240 to learn more about how we can help you achieve your financial goals.

Growth Through Reinvestment

With $22,774,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $2,416 in used auto loans and $179,695,476 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $25,851,795 in share certificates and $9,916,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 75 full-time employees and 0 part-time employees who are always ready to assist you with their knowledge and commitment.

Solid Financial Foundation

With a net worth of $26,210,057, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,770,806 in used vehicle loans and $25,092,106 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you find the right fit for your lifestyle.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their finances, we offer total credit lines amounting to $91,030,250 and flexible terms on unsecured credit card loans. With a total of $3,561,360 in unsecured credit card loans helping our members manage their expenses effectively, you'll find it easier to navigate life's unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With $11,968,911 in Junior Lien 1-4 Family Residential Properties loans available, we can guide you through the process of securing a home that meets your needs.

Refinancing Options

If you're considering refinancing existing loans or want to explore eligibility options for any of our products, our team is ready to assist you. We aim to provide solutions that make financial sense for you. For more information or to discuss which option might be best for you, feel free to call us at 251-316-3240 during our operating hours: Monday through Friday from 8:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let New Horizons help you take the next step towards reaching your financial dreams!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-use interface, LendMesh allows users to quickly assess their options and make informed choices. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to reliable data means that users receive fair and transparent offers, allowing them to find loans that suit their financial needs. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency at every step. Additionally, LendMesh stands out with its policy of No Sponsored Listings; lenders are not prioritized based on paid promotions. Instead, the focus remains on delivering unbiased results for all users. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature is crucial for helping users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to compare loan offers easily and effectively, LendMesh is a trusted resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

New Horizons