New Horizons Credit Union Mobile AL | Affordable Vehicle Loans & Quick Personal Banking

Introduction

Welcome to New Horizons at our West Mobile Branch, located at 6320 Airport Blvd, Mobile, AL 36608. Since we opened our doors in 1950, we've been dedicated to serving the financial needs of our community with a focus on trust and reliability. With over 22,000 members and a total asset base exceeding $268 million, we pride ourselves on being a cornerstone of financial support for individuals and families alike. At New Horizons, we understand that your financial journey is unique. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards, we are here to help. Our commitment to our members is reflected in our robust offerings, including $1.7 million in total deposits and a diverse portfolio of loans totaling 8,754 across various categories. Led by our dedicated CEO, Edith Franklin, and Board President Ralph Altice, our team of 75 employees works tirelessly to provide personalized service and innovative solutions tailored to your needs. We believe in building lasting relationships with our members and contributing positively to the community we serve. For any official correspondence, please send it to our mailing address: P.O. Box 2966, Mobile, AL 36652. While you're here, feel free to reach out via phone at 251-316-3240 or visit us online at New Horizons for more information on how we can support your financial goals. Come experience the difference that a member-focused credit union can make! We invite you to stop by or give us a call today. Your financial future starts here!

Branch History & Mission

A Rich Legacy

Located at 6320 Airport Blvd, Mobile, AL 36608, our branch is positioned conveniently for easy access. Just a stone's throw away from popular local landmarks, we strive to be a welcoming space for all. Over the years, we've achieved significant milestones and expanded our services to meet the evolving needs of our community. Today, we manage total assets of approximately $268,601,236, reflecting our commitment to providing sound financial solutions.

Community Engagement

Community support is at the heart of what we do. We actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. Our team is dedicated to making a positive impact by not only offering financial products but also by participating in events that uplift our community.

Join Us!

We invite you to become part of the New Horizons family! Discover how our commitment to exceptional service can make a difference in your financial journey. Visit us today or reach out at 251-316-3240 for any questions you may have. Together, let's build a brighter future!

Modern Banking for Everyone

As we look toward the future, we're excited about embracing digital advancements while ensuring accessibility for all. Our branch offers online and mobile banking options as well as ATM availability for convenience. We also provide drive-thru banking services for those who prefer face-to-face interactions without leaving their vehicles. Whether you're looking to open an account or need assistance with loans or other services, we're here to help. Our friendly staff is available during operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm.

Our Mission

At New Horizons, our mission is straightforward: to empower individuals and families with the financial tools they need to achieve their goals. We believe that everyone deserves access to quality financial services that foster personal growth and community strength. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. While members can visit us at 6320 Airport Blvd, official correspondence should be sent to P.O. Box 2966, Mobile, AL 36652.

Branch Location & Accessibility

Welcome to the New Horizons West Mobile Branch, conveniently located at 6320 Airport Blvd in Mobile, AL. Our branch is nestled in a vibrant area close to popular landmarks, making it easy for you to stop by while running errands or enjoying your day out. Whether you're visiting us for personal banking needs or seeking advice on loans and financial services, our friendly team is ready to assist you. At our West Mobile Branch, we prioritize accessibility and convenience. You will find ample parking available, and our facility is equipped with ADA-compliant features to ensure everyone can access our services comfortably. If you're on the go, take advantage of our drive-thru banking option for quick deposits and withdrawals without leaving your car. Plus, we have ATM availability for those who prefer cash transactions. Our operating hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Fridays until 6:00 PM. If you need assistance outside these hours, feel free to call us at 251-316-3240; we're here to help! While members can visit us at 6320 Airport Blvd, official correspondence should be sent to P.O. Box 2966, Mobile, AL 36652. We offer a wide range of services tailored to meet your financial needs, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. With online and mobile banking options available, managing your finances has never been easier. We invite you to stop by the New Horizons West Mobile Branch today! Our team looks forward to welcoming you and helping you achieve your financial goals.

Member Eligibility

Becoming a member of New Horizons is like joining a close-knit family where your financial well-being is our top priority. If you live, work, or worship in the Mobile area, you're already on your way to enjoying the benefits of membership! Our community welcomes individuals from various walks of life, making it easy for you to access personalized financial services tailored just for you. For more details about eligibility criteria, feel free to check out our dedicated page at http://www.newhcu.org/accounts/become-a-member. Opening an account with us is simple and welcoming. Just visit us at 6320 Airport Blvd Mobile Al 36608, or if you prefer to start online, head over to https://www.24x7loans.com/newhcu/. Our friendly team is always ready to assist you; don't hesitate to give us a call at (251) 316-3240 if you have any questions. Join us today and discover how New Horizons can help you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

Alongside our loan offerings, we provide merchant services designed to streamline your operations. Whether it's processing payments quickly or managing cash flow efficiently, our services make daily transactions easier for your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Located conveniently at 6320 Airport Blvd Mobile Al 36608 in Mobile, AL, we invite you to explore how our business banking services can fuel your success. Reach out to us at (251) 316-3240 today!

Tailored Loan Options

Imagine having access to funds that can help you buy new equipment, expand your team, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Business Banking Services

For local business owners, we provide essential support through our business banking services, including merchant services and business loans. We understand how crucial it is to keep your operations running smoothly. That's why we offer tailored solutions that can help your business thrive.

Convenient Access Options

To make accessing these services even easier, we provide ATM & cash withdrawal services, along with basic drive-thru banking for deposits and simple transactions. If you prefer using ATMs for withdrawals or checking balances, we've got you covered there too.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They are designed not just for spending but also for earning perks along the way. Use them for everyday purchases and watch the benefits add up.

Personal Banking Solutions

Starting with our personal banking options, we offer various checking and savings accounts designed to fit different lifestyles. For those on the go, our online and mobile banking features provide easy access to your accounts anytime, anywhere. Imagine managing your finances from your phone while waiting in line at your favorite coffee shop! If you're considering purchasing a vehicle, our auto loans and vehicle financing can help you hit the road in no time. We understand that buying a car is a significant step, and we're here to make it easier with competitive rates and flexible terms. Additionally, if you're looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to fit your needs. For unexpected expenses or debt consolidation, our personal loans offer a straightforward solution. With straightforward applications and quick approvals, you'll feel supported during challenging times.

Why Choose Us?

At New Horizons, it's not just about banking; it's about building relationships within our community in Mobile, AL. Our friendly staff is always ready to assist you with any questions or concerns you might have. We pride ourselves on being more than just a financial institution; we're your partners in achieving financial success. Ready to explore how we can help? Give us a call at 251-316-3240 or visit us today! Let's take the first step toward achieving your financial goals together!

Digital & Online Banking

Accessibility & Ease-of-Use

You can trust that every feature is designed with you in mind. Our mobile payments feature allows quick and easy transactions right from your smartphone. And if you're ever on the move, our mobile app provides seamless access to all the banking tools you need without any hassle. While we currently do not support electronic signature authorization, rest assured that our other features are robust and secure. At New Horizons, we believe in making banking straightforward so you can focus on what really matters in life. Explore our digital offerings today at https://www.newhcu.org/ and experience the ease of modern banking with New Horizons!

Key Services

Our online banking services at https://www.newhcu.org/ make it easy for you to check balances, transfer funds, and pay bills with just a few clicks. We prioritize your security, providing a safe environment for all your transactions. Whether you're at home or on the go, our 24/7 online banking ensures that you're always in control of your financial activities. Want to manage your statements more efficiently? We offer e-statements, allowing you to view and download your account statements digitally no more clutter from paper statements! Plus, our mobile application puts everything at your fingertips. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 44,290, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Horizons is your trusted partner. Visit us at 6320 Airport Blvd Mobile Al 36608 or call (251) 316-3240 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $22,774,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,416 in used auto loans and $179,695,476 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 75 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $25,851,795 in share certificates and $9,916,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $26,210,057, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,770,806 in used vehicle loans and $25,092,106 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, we have flexible financing options that can fit your budget.

Credit Lines

For those who need additional flexibility in managing their finances, we also provide credit lines totaling $91,030,250. This option allows you to access funds as needed while only paying interest on what you use. Our knowledgeable staff is here to assist you in understanding eligibility requirements and help guide you through the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals or have any questions about our loan offerings, don't hesitate to reach out! You can contact us at 251-316-3240, visit us at our branch located at 6320 Airport Blvd Mobile Al 36608, or explore more online at New Horizons. Let's work together to find the perfect solution for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,968,911, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand every step. Plus, refinancing options are available if you want to lower your monthly payments or tap into your home's equity.

Unsecured Credit Cards

Managing day-to-day expenses has never been easier with our flexible terms on unsecured credit card loans. With a total of $3,561,360 in loans helping members manage their finances effectively, our credit cards offer rewards and benefits tailored to your lifestyle.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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User Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in facilitating better loan decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

New Horizons