New Horizons Credit Union Jackson AL | Affordable Auto Loans & ATM Access

Introduction

Welcome to New Horizons at our Jackson Branch, where your financial journey is our top priority! Located conveniently at 1225 Forest Ave, Jackson, AL 36545, we are proud to serve a vibrant community of over 22,000 members since our establishment in 1950. At New Horizons, we understand that your financial needs are unique. That's why we offer a variety of services tailored just for you, including checking and savings accounts, auto loans, mortgage financing, and more. With total assets exceeding $268 million and deposits around $1.7 million, we're equipped to help you achieve your goals while ensuring your money is secure. Our dedicated team of 75 employees, led by CEO Edith Franklin and Board President Ralph Altice, is committed to providing personalized service that makes banking easy and accessible. Whether you're stopping by for a quick transaction or exploring loan options, we're here to guide you every step of the way. While you can visit us at the address above for all your banking needs, official correspondence should be sent to our mailing address: PO Box 2966, Mobile, AL 36652. Join us today and discover how New Horizons can help brighten your financial future! For more information or to speak with one of our friendly representatives, give us a call at 251-246-5053. Let's take the next step together!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of our legacy. Whether you are looking for personal banking solutions or seeking guidance on your financial journey, New Horizons is here for you. With operating hours Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm, we encourage you to visit us or give us a call at 251-246-5053. Experience the benefits of membership today because together, we can achieve great things!

Our Evolution

From our humble beginnings, New Horizons has continuously expanded its offerings to include a wide range of personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Over the years, we have prioritized innovation and accessibility. Today, our total assets stand at an impressive $268,601,236. We are proud to provide state-of-the-art online and mobile banking services that make managing finances easier than ever for our members. While members can visit us at 1225 Forest Ave Jackson Al 36545, official correspondence should be sent to PO Box 2966, Mobile, AL 36652. Our branch is equipped with an ATM and drive-thru services to enhance convenience for all who walk through our doors.

Our Mission

At New Horizons, our mission is clear: we strive to empower our members by offering valuable financial solutions while fostering community support. We believe that when our members succeed financially, the entire community flourishes. Our commitment goes beyond banking; it includes participating in local outreach efforts and building partnerships that uplift those around us. We take pride in being more than just a credit union; we aim to be a cornerstone of the Jackson community. Through various programs and initiatives, we work tirelessly to support local events and charities that make a difference in people's lives.

Branch Location & Accessibility

Accessibility Features

We take pride in making banking accessible for everyone. Our branch features ADA-compliant facilities and ramps, ensuring all members can navigate our space comfortably. Plus, with ample parking available, you won't have to worry about finding a spot when you visit us.

Call to Action

Ready to explore what we can do for you? We invite you to stop by the New Horizons Jackson Branch or give us a call at 251-246-5053. Our team looks forward to welcoming you and helping you achieve your financial goals!

Operating Hours

At New Horizons, we understand that flexibility is key to serving our community better. Our lobby hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. Whether you need assistance with personal banking or are interested in our loan options, our friendly staff is here to help during these hours.

Services Offered

We offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we have something for everyone. Need cash? Enjoy easy access with our ATM availability and drive-thru banking for quick transactions like deposits and withdrawals.

Member Eligibility

Becoming a member of New Horizons is like opening the door to a welcoming community that truly cares about your financial journey. If you're looking to join us, you'll be pleased to know that eligibility is quite accessible! Residents of our local area, as well as those working for specific organizations or schools associated with us, can easily become members. We believe everyone deserves the opportunity for better banking options, so if you're interested, you can check out all the details about eligibility at http://www.newhcu.org/accounts/become-a-member. Joining New Horizons not only gives you access to a variety of financial services tailored to your needs but also opens up a world of support and guidance from our friendly staff. The process is straightforward just visit us at our location on 1225 Forest Ave Jackson Al 36545, or give us a call at (251) 246-5053 for more information on how to get started. You can even open your account online by following the instructions here: https://www.24x7loans.com/newhcu/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services that simplify transactions for businesses of all sizes. Imagine a local café that easily processes customer payments through a reliable point-of-sale system. Or a small retail store that tracks sales effortlessly while managing inventory seamlessly. Our services help you focus on what you do best running your business while we handle the financial side efficiently. Visit us at 1225 Forest Ave Jackson Al 36545 in Jackson, AL, or call us at (251) 246-5053 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Convenience

For those quick transactions, our ATM & Cash Withdrawal Services are readily available for your convenience. You can also take advantage of our basic drive-thru banking for simple transactions such as deposits and withdrawals without leaving your car.

Business Banking Services

Running a business comes with its own set of challenges. Our Business Banking solutions include merchant services to help streamline payments and Business Loans for when you need an extra boost to grow your operations. At New Horizons, we strive to empower local businesses by providing tailored financial solutions.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier.

Personal Banking Solutions

We understand that managing your money is important. That's why we offer various Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing can help you get on the road quickly. Need a home? Our Mortgage Loans & Refinancing services make homeownership more attainable than ever. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation options can provide the financial relief you need. Plus, with our Credit Cards with Rewards, you can earn while you spend making each purchase more rewarding.

Why Choose Us?

At New Horizons in Jackson, AL, we prioritize our members' needs by providing personalized service and a range of products that cater to everyday financial situations. Whether you're opening an account, applying for a loan, or seeking advice on managing debt, we're here for you every step of the way. Ready to experience the benefits of becoming a member? Visit us today or explore more about how we can assist you at New Horizons. We're excited to help you achieve your financial goals!

Digital & Online Banking

At New Horizons, we understand that managing your finances should be as easy and secure as possible. That's why we offer a full suite of digital and online banking services designed to give you control over your money anytime, anywhere. With our 24/7 Online Banking services available at https://www.newhcu.org/, you can easily access your accounts, check balances, and make transactions at your convenience. Need to send money to a friend or family member? Our Person-to-Person Transfers feature allows you to do just that, ensuring quick and hassle-free transfers right from your device. For those who prefer the convenience of mobile banking, our Mobile Application makes it simple to manage your accounts on the go. Whether you're paying bills or checking statements, everything is just a tap away. Plus, if you enjoy using mobile payments, you'll appreciate our Mobile Payments feature that lets you make purchases securely without needing to carry cash or cards. To keep your financial records organized and eco-friendly, we offer E-Statements, giving you access to your statements electronically whenever you need them. And for added security and convenience, while we don't currently provide electronic signature authorization, rest assured that all other features are designed with your safety in mind. In today's fast-paced world, having real-time access to your finances is crucial. That's why our online banking platform is user-friendly and always available, allowing you to stay on top of your financial goals with ease. Join us at New Horizons and experience the freedom of digital banking tailored just for you!

Financial Strength

A Solid Foundation

With a net worth of $26,210,057, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Team at Your Service

We also take pride in having 75 full-time employees and 0 part-time employees who are committed to serving you with expertise and dedication. With a total of 44,290 accounts, it's clear that many members trust us with their finances a testament to our reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Horizons is your trusted partner. Visit us at 1225 Forest Ave Jackson Al 36545 or call (251) 246-5053 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $25,851,795 in share certificates and $9,916,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $22,774,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment reflects our focus on continuously improving the services you rely on.

Supporting Your Financial Goals

Our lending capacity is robust, featuring $2,416 in used auto loans and $179,695,476 in total loans and leases. This means we have the resources to support your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which allows us to keep offering competitive loan rates and solid financial products tailored for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,770,806 in used vehicle loans and $25,092,106 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms that can fit your budget. Whether you're considering a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Credit Lines and Unsecured Loans

For those who prefer flexibility, we offer total credit lines of $91,030,250. These lines provide easy access to funds whenever you need them, making it easier to manage unexpected expenses or planned purchases. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $3,561,360 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,968,911, make buying or refinancing simple. We provide various mortgage products tailored to meet your needs. Whether you're a first-time buyer or looking to refinance an existing loan, our experienced staff can help you find the right solution.

Refinancing Options

If you're looking to lower your monthly payments or pay off your loan faster, refinancing options are available for both auto and mortgage loans. Our experts can help you explore eligibility options and determine if refinancing could save you money. At New Horizons, located at 1225 Forest Ave Jackson Al 36545, Jackson, AL, we are committed to providing personalized service tailored to each member's unique financial situation. You can reach us at (251) 246-5053 during our operating hours: Monday-Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial aspirations!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh takes accuracy seriously. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, giving them confidence in their decisions.

New Horizons