New Horizons Credit Union Daphne AL | Best Auto Loans & Business Banking

Introduction

Welcome to New Horizons, your trusted credit union located at 7146 Stone Dr, Daphne, AL 36526. Since our establishment in 1950, we've been dedicated to serving our community with a strong commitment to financial wellness and member satisfaction. With a total membership of over 22,000, we pride ourselves on building lasting relationships that empower you to achieve your financial goals. At New Horizons, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts, to auto loans and mortgage options. Our total assets exceed $268 million, ensuring that we have the resources to support you effectively. While members can visit us at our Daphne branch, official correspondence should be sent to PO Box 2966, Mobile, AL 36652. We are here for you with a team of 75 dedicated employees, led by our CEO, Edith Franklin, and Board President, Ralph Altice. Together, they guide our mission of putting members first in everything we do. With total deposits amounting to $1,737,964 and a net worth of $26,210,057, New Horizons remains financially robust and ready to assist you in achieving your dreams. Whether you're looking for competitive loan rates or convenient online banking options, we're committed to providing the highest level of service. We invite you to explore what New Horizons has to offer. Feel free to reach out at 251-316-3240 or visit our website at www.newhcu.org for more information. Join us today and experience the difference a member-focused credit union can make in your life!

Branch History & Mission

At New Horizons, we take pride in our rich history and the deep connections we've built in the Daphne community since our founding in 1950. Located at 7146 Stone Dr, Daphne, AL 36526, our branch has served as a financial haven for over 22,000 members. With total assets amounting to an impressive $268,601,236, we've grown alongside the families and businesses that call this vibrant city home. New Horizons began with a simple mission: to provide accessible financial services while fostering a sense of community and belonging among our members. Over the decades, we have stayed true to this mission, evolving our services to meet the changing needs of our members. We offer a wide range of products, including personal banking accounts, auto loans, mortgages, and credit cards with rewards that truly benefit our members. While members can visit us at 7146 Stone Dr, official correspondence should be sent to PO Box 2966, Mobile, AL 36652. Our dedicated team is here for you from Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. We also offer convenient ATM access and drive-thru banking for those on the go. Our commitment goes beyond just providing financial services; it extends into community support. We actively engage in outreach efforts that aim to uplift local residents and businesses alike. This includes partnerships with local organizations and initiatives aimed at fostering economic growth in Daphne and surrounding areas. In addition to traditional banking services, we've embraced digital advancements to enhance your banking experience. With online banking options available, along with mobile payments and e-statements, managing your finances has never been easier or more convenient. As we look ahead, our mission remains steadfast: to empower our members with the financial tools they need while nurturing a supportive community spirit. We invite you to join New Horizons today and experience firsthand the benefits of membership. Together, let's build a brighter financial future! For more information about becoming a member or opening an account, visit us at New Horizons or call us at 251-316-3240.

Branch Location & Accessibility

A Warm Invitation

While members can visit us at 7146 Stone Dr for all their banking needs, please note that official correspondence should be sent to PO Box 2966 in Mobile if necessary. We invite you to stop by our Daphne Branch today or reach out via phone. Experience firsthand how New Horizons can make a positive difference in your financial journey!

Convenient Access

At New Horizons, we prioritize accessibility for all our members. Our branch features ample parking and complies with ADA standards, ensuring easy access for everyone. If you prefer banking on the go, we also offer ATM services right at our location, allowing you to handle your transactions quickly and efficiently.

Drive-Thru Service

For added convenience, we also offer drive-thru banking. This allows you to complete deposits and withdrawals without leaving your vehicle perfect for those days when you're on the move!

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your busy life: from Monday to Thursday, we're open from 9:00 AM to 5:00 PM, and on Fridays, we extend our hours until 6:00 PM. Need assistance outside of these hours? Don't hesitate to give us a call at 251-316-3240; our friendly staff is always ready to help!

Member Eligibility

Joining the New Horizons community is a warm invitation to better banking, where your needs come first. To become a member of New Horizons, all you need is to meet some simple eligibility criteria. If you live, work, worship, or attend school in Baldwin County, Alabama, you're already on your way! This inclusive approach means that we welcome everyone who is part of our vibrant local community. As a member, you'll enjoy personalized services tailored just for you, like competitive rates on loans and savings accounts that truly make a difference. Getting started is easy! You can find detailed information about eligibility at this link. Once you're ready to take the next step towards membership, head over to our account opening page here. If you have any questions or need assistance, feel free to give us a call at (251) 316-3240. We can't wait to welcome you to New Horizons at 7146 Stone Dr Daphne Al 36526!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a reliable partner that simplifies payment processing while boosting your sales. Our merchant services are designed to make transactions easy for both you and your customers. From point-of-sale systems to mobile payment options, we help you streamline operations so you can focus on what matters most growing your business. Located at 7146 Stone Dr Daphne Al 36526 in Daphne, AL, our dedicated team is here to assist you every step of the way. Connect with us today at (251) 316-3240 to explore how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your company thrive. We recognize the unique challenges businesses face and are committed to offering tailored solutions.

Call Us Today!

If you have questions about any of these services or want to learn more about how New Horizons can assist you financially, please don't hesitate to reach out. You can call us at 251-316-3240 during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. Discover all that New Horizons has to offer by visiting us today! Your financial journey starts here!

Convenient Access

We value your time, which is why we provide ATM and cash withdrawal services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. You can easily manage your finances without stepping inside the branch if you're short on time. Whether it's through our state-of-the-art online platform or convenient ATM access for balance checks and cash withdrawals, banking has never been easier!

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking services such as checking and savings accounts tailored just for you. Imagine having easy access to your funds with our online and mobile banking options, allowing you to check balances or make transfers right from your phone! For those planning to purchase a vehicle, our auto loans and vehicle financing options make it simple to drive away in your dream car. We offer competitive rates and flexible terms so that you can find a plan that fits your budget. If you're considering buying a home, our mortgage loans and refinancing services provide guidance through each phase, making home ownership within reach.

Support for Everyday Needs

Life can throw unexpected expenses your way, which is why we also provide personal loans and debt consolidation solutions. Our team is here to discuss how we can assist you in managing existing debts or funding personal projects without stress. Don't forget about our credit cards with rewards, perfect for those who want to earn while they spend! These cards come with benefits that can help you save on future purchases.

Digital & Online Banking

At New Horizons, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a robust suite of digital and online banking services designed to make managing your finances easier than ever. With our 24/7 online banking options, you can access your accounts anytime, anywhere, ensuring that your money is always at your fingertips. Our online banking platform, which you can explore at https://www.newhcu.org/, allows you to view your account balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the benefit of e-statements, which are available for all members. This means no more waiting for paper statements everything you need is delivered securely to your inbox. For those who prefer mobile banking, our user-friendly mobile application lets you manage your finances on the go. Whether you're making person-to-person transfers or setting up mobile payments, everything is simple and straightforward. Plus, with our commitment to safety, you can rest easy knowing that your personal information is protected. If you need to sign documents electronically, we've got you covered there too! Although we currently do not support electronic signature authorization, our team is here to assist you with any paperwork in a timely manner. In addition to these features, our mobile application offers real-time account management capabilities. This means you can keep track of your spending and savings wherever life takes you. So whether you're out shopping or planning a vacation, you'll have complete control over your finances right from the palm of your hand. At New Horizons, we strive to make banking as accessible and user-friendly as possible. Join us today and experience the ease of managing your finances with our digital and online banking services!

Financial Strength

Commitment to Growth

With $22,774,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $2,416 in used auto loans and $179,695,476 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 75 full-time employees ready to assist you with any questions or needs that arise.

Growing Member Base

The strength of our credit union is also shown by our growing community. We serve 44,290 members who trust us with their finances every day. This number reflects the commitment of our team to provide exceptional service tailored to individual needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Horizons is your trusted partner. Visit us at 7146 Stone Dr Daphne Al 36526 or call (251) 316-3240 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $25,851,795 in share certificates and $9,916,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $26,210,057, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Services

For those looking for business solutions, while we currently do not have outstanding commercial loans available, we are always exploring opportunities to support local businesses. Additionally, if you're considering refinancing options or checking your eligibility for any of our loan products, feel free to reach out. We invite you to contact us at 251-316-3240 for more information or visit our website at New Horizons to learn more about our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $42,770,806 in used vehicle loans and $25,092,106 in new vehicle loans to help members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our competitive rates and flexible terms can make your purchase easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,968,911, make buying or refinancing simple. We are committed to helping you navigate the mortgage process with ease and finding the right solution for your home financing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $3,561,360 in loans available to assist members in managing their finances effectively. Our credit cards come with rewards and low fees to ensure that you can make the most out of your purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures that all loan comparisons are accurate and trustworthy. The data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that users benefit from fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By focusing on verified financial institutions, LendMesh eliminates the guesswork often associated with finding loans.

New Horizons

Introduction

Branch History & Mission

Branch Location & Accessibility

A Warm Invitation

Convenient Access

Drive-Thru Service

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Call Us Today!

Convenient Access

Personal Banking Solutions

Support for Everyday Needs

Digital & Online Banking

Financial Strength

Commitment to Growth

Growing Member Base

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Additional Loan Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community