New Horizon Credit Union Norton OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to New Horizon, your trusted partner in financial wellness since 1935. Located at 4160 S Cleveland Massillon Rd, Norton, OH 44203, our branch is dedicated to serving our community with integrity and care. With a total membership of 3,027 and assets exceeding $36 million, we are proud to offer a wide range of services tailored to meet your personal and business banking needs. At New Horizon, we understand that every financial journey is unique. That's why we provide personalized solutions including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our commitment to you goes beyond just banking; it's about building lasting relationships that help you achieve your goals. Led by CEO Michael Heidenreich and Board President Mike Thomas, our team of 17 dedicated employees is here to support you every step of the way. Whether you're looking for financing options or need assistance with everyday banking, we're ready to lend a hand. While members can visit us at our Norton location, please direct all official correspondence to our mailing address: 4160 S Cleveland-Massillon Rd, Norton, OH 44203. We invite you to explore what makes New Horizon special by visiting us or calling 234-542-5940 today. Let us help you navigate your financial future with confidence!

Branch History & Mission

A Legacy of Community Focus

Since our opening, New Horizon has been dedicated to providing exceptional service and fostering strong relationships within our community. We take pride in our roots, which are deeply embedded in the values of cooperation and mutual support that define credit unions. With total assets now reaching an impressive $36,465,287, we have consistently prioritized the financial well-being of our members while ensuring responsible management of resources. In addition to traditional banking services, we have embraced digital advancements to enhance member experience. Our online and mobile banking options allow members to manage their finances conveniently from anywhere. Moreover, we ensure that our services are accessible to everyone by maintaining ADA compliance across our facilities.

Join Us Today

As we continue to grow and adapt, we invite you to become part of the New Horizon family. Experience firsthand how we can help you achieve your financial goals while making a difference in our community. Whether you need assistance with everyday banking or planning for your future, we are here for you every step of the way. For inquiries or more information about joining us, feel free to call us at 234-542-5940 or visit our website at New Horizon. Together, let's create a brighter financial future!

Our Mission

At New Horizon, our mission is clear: to provide personalized financial solutions while actively contributing to the well-being of our community. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards tailored to meet diverse needs. We understand that banking is more than just transactions; it's about building relationships and supporting one another. Through community outreach programs and partnerships with local organizations, we strive to make a positive impact beyond banking. While you can visit us at 4160 S Cleveland Massillon Rd, official correspondence should be sent to the same address as our mailing address: 4160 S Cleveland-Massillon Rd, Norton, OH 44203.

Branch Location & Accessibility

Convenient Operating Hours

We know how busy life can get, which is why our operating hours are designed to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need to make a deposit or inquire about loans, our friendly staff is here to help during these hours.

Services Tailored for You

At New Horizon, we offer a variety of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to provide solutions that work for you. Our drive-thru service ensures that simple transactions can be completed quickly without needing to step inside. Additionally, if you're a member of another credit union, you can take advantage of our shared services center for basic transactions like deposits and withdrawals. With an ATM on-site, accessing cash is both easy and convenient.

Visit Us Today!

We invite you to come see what sets New Horizon apart. Whether you're looking for personal banking solutions or business services, we're here for you. If you have any questions or would like more information about our offerings, feel free to give us a call at 234-542-5940. We can't wait to welcome you into our community!

Member Eligibility

Joining the New Horizon community is a wonderful way to gain access to a range of financial services designed with your needs in mind. Becoming a member at our branch located at 4160 S Cleveland Massillon Rd, Norton, OH 44203 is simple and welcoming! To qualify, you just need to meet certain criteria that include living, working, or attending school in the areas we serve. This means if you're part of our community in any of these ways, we would love to have you on board. Once you're ready to take the next step, opening an account is easy! You can find more details about eligibility and the account opening process by visiting our website at . If you have any questions or need assistance, feel free to give us a call at (234) 542-5940. We're here to help you every step of the way and look forward to welcoming you into our New Horizon family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we offer comprehensive merchant services designed to simplify daily operations. Imagine processing payments seamlessly, whether in-store or online. Our services allow you to accept various payment methods, making transactions easier for your customers while enhancing their overall experience. Located at 4160 S Cleveland Massillon Rd Norton Oh 44203 in Norton, OH, we invite local businesses to discover how our business banking and commercial services can empower your success. Reach out today at (234) 542-5940 to learn more!

Comprehensive List Of Services

Credit Cards and Business Banking

Enjoy rewards on your purchases with our credit cards with rewards program. It's a great way to make the most out of your spending while earning benefits along the way. For business owners, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we've got the support and resources you need.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can easily manage your accounts from anywhere check balances, transfer funds, or pay bills all from the comfort of your home or on the go. Need cash? Our branch features ATM services for quick withdrawals, balance checks, and more. Plus, take advantage of our drive-thru banking for simple transactions without leaving your car.

Mortgage and Personal Loans

Thinking about buying a home? Our mortgage loans and refinancing options can help turn that dream into reality. We work closely with you to find the best terms, making home ownership more accessible than ever. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services provide flexible solutions tailored just for you.

Personal Banking Solutions

For everyday banking, we offer checking and savings accounts designed to fit various lifestyles. Imagine having a checking account that allows you to manage your finances easily while saving towards your future goals with our competitive savings options. When it comes to financing your next vehicle, our auto loans and vehicle financing services are just what you need. Picture yourself driving off in your dream car with an affordable loan that suits your budget perfectly.

Shared Branch Transactions

As part of our commitment to accessibility, we also support shared branch transactions for members of partner credit unions. This means you can handle deposits and withdrawals even when you're away from your primary branch. At New Horizon, we're not just about transactions; we're about building relationships. We understand that every member's journey is different, which is why we tailor our services to meet your individual needs. Ready to explore how New Horizon can help you? Visit us today or check out more information online at New Horizon FCU. Your financial success starts here!

Digital & Online Banking

Conclusion

With New Horizon, managing your money is straightforward and user-friendly. We're dedicated to providing you with services that enhance accessibility and simplify banking in today's fast-paced world. Whether through our website or mobile app, we're here to support you every step of the way!

Key Services

Our online banking service at https://www.newhorizonfcu.com/ allows you to view your account balances, transfer funds, and pay bills with just a few clicks. No more waiting in line or rushing to the branch before closing time. You have real-time control over your finances right at your fingertips. For those who love using their mobile devices, our mobile application is here to help. It features easy navigation and quick access to your accounts. Plus, you can take advantage of our mobile payments feature, making it simple to pay for purchases directly from your phone.

Security and Accessibility

We prioritize your security with every transaction. While we currently do not offer electronic signature authorization, rest assured that our systems are designed to protect your personal information and ensure that all transactions are safe and secure. Keeping track of your financial statements has never been easier with e-statements available for all members. This way, you can reduce paper clutter while still staying informed about your account activity. If you need to send money quickly to a friend or family member, our person-to-person transfer feature makes it hassle-free. Just a few taps on your smartphone and the funds are sent instantly!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Moreover, with $4,467,026 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better.

Growing Membership Base

Total Share Accounts stand at 5,233, showing a strong and growing member base that trusts us with their finances. This growth indicates that more people are choosing New Horizon as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Horizon is your trusted partner. Visit us at 4160 S Cleveland Massillon Rd Norton Oh 44203 or call (234) 542-5940 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $600 in used auto loans and a total of $30,974,520 in loans and leases available for our members. This means you can count on us for the financing you need to reach your dreams.

Operational Efficiency

Our $218,709 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 5 part-time employees ready to assist you.

Secure Savings Options

Members' savings are secured through $9,574,873 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares available, our focus remains on maximizing your savings potential.

Strong Financial Health

With a net worth of $5,111,564, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,402 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,845,102 in used vehicle loans and $3,079,748 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our financing options can make it easier than ever to drive away with confidence.

Credit Lines

For those who need extra flexibility, we have total credit lines available up to $2,500,000. This option allows you to borrow money as needed while only paying interest on the amount you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,087,539, make buying or refinancing simple. We provide personalized guidance to ensure that you understand every step of the process. Whether you're a first-time buyer or looking to refinance an existing loan, we're here to assist you in making informed decisions.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to reach out for more information about our eligibility options. Refinancing can often lead to lower monthly payments or better terms that suit your current financial situation. At New Horizon located at 4160 S Cleveland Massillon Rd Norton OH 44203, we are committed to providing financial solutions that work for you. For more information about our loan offerings or to speak with one of our representatives, please call us at 234-542-5940. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,027,856 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to fit your lifestyle.

Loan Aggregator

Building Credibility Through User Experiences

Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a reliable tool for comparing loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, allowing users to trust the information they receive. LendMesh guarantees accurate loan comparisons through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

NEW HORIZON FEDERAL CREDIT UNION