Concord NH Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to New Hampshire Federal Credit Union, your trusted partner in achieving financial success since 1941. Located at 70 Airport Rd, Concord, NH 03301, we are dedicated to serving our community with a personal touch and a commitment to excellence. With a strong membership base of over 14,966 individuals and total assets reaching an impressive $351,474,144, we pride ourselves on being a stable and reliable financial resource for everyone we serve. At New Hampshire Federal Credit Union, we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored to meet your unique needs. Our members benefit from competitive rates on loans and deposits currently holding total deposits of $17,004,570 and net worth of $41,604,603. We believe in empowering our members through education and support while providing the tools necessary for making informed financial decisions. Led by our experienced CEO Anthony Emerson and Board President James Fredyma, our team of 41 dedicated employees is here to assist you at every step. We understand that banking is not just about transactions; it's about building relationships within our community. That's why we prioritize member satisfaction through personalized service and accessibility. While members can visit us at our branch address for in-person assistance or to use our drive-thru services, official correspondence should be sent to the same address: 70 Airport Rd, Concord, NH 03301-5205. Whether you're looking to open an account or explore loan options, we're here to help you thrive financially. Don't hesitate to reach out to us at 603-224-7731 or visit our website at nhfcu.org for more information. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Focus

We take pride in being more than just a credit union; we are an integral part of the Concord community. Through various partnerships and outreach programs, we work tirelessly to give back and support local initiatives that make a difference in people's lives. Our dedicated staff is here to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 8:00 AM to 12:00 PM.

Join Us

If you're looking for a financial institution that values its members and prioritizes community service, look no further than New Hampshire Federal Credit Union. Experience firsthand the benefits of membership with us where your financial goals are at the heart of what we do. Visit us today or call us at (603) 224-7731 to learn more about how we can help you thrive!

Mission Statement

At New Hampshire Federal Credit Union, we believe in empowering our members through personalized financial solutions. Our mission is not just about banking; it's about building relationships and fostering community support. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we are here to guide you every step of the way. Our commitment extends beyond financial services; we actively engage in community outreach efforts to uplift those around us. While members can visit us at 70 Airport Rd Concord Nh 03301, official correspondence should be sent to 70 Airport Rd, Concord, NH 03301-5205 for your convenience.

Our Evolution

From our humble beginnings as a small local credit union, we've evolved into a robust financial institution. Our mission has always been clear: to provide accessible financial services while supporting the needs of our members and community. We have continually adapted to meet the changing needs of our members, embracing technology and innovation to enhance our service offerings. Today, with modern online banking options and mobile applications available, we ensure that managing your finances is easier than ever.

Branch Location & Accessibility

Banking Services

At New Hampshire Federal Credit Union, we offer a comprehensive range of services designed to help you manage your finances effectively. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with ATM access available right at our branch, cash withdrawals are just a step away. While members can visit us at 70 Airport Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address: 70 Airport Rd, Concord, NH 03301-5205.

Convenient Access

Whether you're stopping by for personal banking or seeking assistance with loans, our location offers ample parking and accessible features for all members. We take pride in being ADA compliant, ensuring that everyone can comfortably visit our branch. If you need to conduct business without stepping inside, our drive-thru service is available for deposits and withdrawals perfect for those on the go!

Get in Touch!

Have questions? Feel free to reach out at 603-224-7731. Our team is always ready to help you navigate your financial journey. We invite you to stop by our branch today and discover how we can support your financial goals!

Operating Hours

Our friendly staff is here to assist you during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 8:00 AM to 12:00 PM. This means you can easily fit your banking needs into your busy schedule.

Member Eligibility

At New Hampshire, we believe that everyone deserves to be part of a caring and supportive financial community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in certain areas of New Hampshire, you're likely eligible to join us. We welcome individuals from various backgrounds, and our goal is to provide a space where you can thrive financially. For more detailed eligibility criteria, you can check out our resource at https://www.nhfcu.org/hero. Joining New Hampshire not only connects you with a network of friendly faces but also opens the door to a range of financial services designed just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got your needs covered. Ready to take the next step? You can easily open an account by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=nhfcu091322 or give us a call at (603) 224-7731 if you have any questions. Let's embark on this journey together!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In today's fast-paced market, efficient payment processing is vital. Our merchant services help you manage transactions seamlessly, ensuring you can focus on what you do best running your business. From credit card processing to online payment solutions, we equip you with tools that enhance customer experience while streamlining operations. Visit us at 70 Airport Rd Concord Nh 03301 in Concord, NH, or call us at (603) 224-7731 to discover how our business banking and commercial services can elevate your enterprise. Let's build your success together!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also prioritize accessibility with our ATM & Cash Withdrawal Services, ensuring you can access your money when you need it most. Our basic drive-thru banking allows for quick deposits and withdrawals without having to leave your car. At New Hampshire, we strive to create a community where every member feels valued and supported. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out! Call us at (603) 224-7731 or visit us during lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 8:00 AM to 12:00 PM. Discover how we can help you achieve your financial goals today!

Business Banking Support

For entrepreneurs, we offer specialized Business Banking services, including Merchant Services & Business Loans. Whether you're starting a new venture or looking to expand an existing business, we have solutions tailored just for you.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. From checking balances and making transfers to paying bills with just a few taps on your phone banking has never been easier!

Loans for Every Need

If you're considering a new vehicle, our Auto Loans & Vehicle Financing make it easier than ever to hit the road in style. We provide competitive rates and flexible terms that cater to your budget. For larger investments like homes, our Mortgage Loans & Refinancing options ensure you find the right fit for your financial situation. Need extra cash? Our Personal Loans & Debt Consolidation services can help simplify your payments and reduce stress by combining multiple debts into one manageable loan. And don't forget about our rewarding Credit Cards with Rewards, which allow you to earn points on everyday purchases turning your spending into future savings.

Personal Banking Solutions

We understand that managing finances can be challenging, which is why we offer Personal Banking options that include both Checking and Savings Accounts. These accounts are designed to help you save for future goals while providing easy access to your funds. Imagine effortlessly transferring money for your monthly expenses or setting aside savings for that dream vacation all at your fingertips.

Digital & Online Banking

Convenient Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with a few taps on your phone or clicks on your computer. It's fast, simple, and perfect for splitting bills or sending gifts. In short, our digital and online banking services at New Hampshire are designed for ease of use while keeping your information secure. Join us today and experience banking that fits into your lifestyle!

Enhanced Security Features

Security is a top priority at New Hampshire. We provide electronic signature authorization for important documents, making it safe and easy to complete transactions without the need for paper forms. You can also receive e-statements to keep track of your financial activity without worrying about lost mail or identity theft.

Mobile Application & Payments

With our mobile application, available for download on both iOS and Android devices, you can bank right from your pocket. Plus, we offer mobile payments that let you make purchases quickly and securely using just your smartphone.

Online Banking Services

Our 24/7 online banking services allow you to view your account balances, transfer funds, and pay bills at your convenience. You can explore all these features by visiting https://nhfcu.org/. Whether you're at home or on the go, managing your finances has never been simpler.

Financial Strength

At New Hampshire, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your hard-earned money is safe and that our services are reliable, tailored to meet your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $41,604,603, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $74,876,184 in share certificates and $34,670,069 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,421,499 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $2,736 in used auto loans and $226,910,071 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,757,972. Total Share and Deposit Accounts: 28,516, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Hampshire is your trusted partner. Visit us at 70 Airport Rd Concord Nh 03301 or call (603) 224-7731 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,561,767 in used vehicle loans and $20,175,953 in new vehicle loans already helping members get on the road. We have financing options for both new and used vehicles, ensuring you can find something that fits your budget and lifestyle.

Credit Lines and Unsecured Loans

We also provide flexible terms on unsecured credit card loans, with a total of $1,234,205 in loans helping members manage their finances effectively. If you're considering a line of credit, our total credit lines amount to $120,477,673, providing ample support for any unexpected expenses or planned purchases. If you're interested in refinancing options or want to know more about eligibility requirements, please reach out to us at (603) 224-7731 or visit our website at https://nhfcu.org/ for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At New Hampshire, we are committed to helping you navigate your financial journey with clarity and confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,369,749, make buying or refinancing simple. Our team will walk you through the process and help you find a plan that works for your financial situation.

Loan Aggregator

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New Hampshire