New Hampshire Postal Credit Union Manchester NH | Affordable Auto Loans & Business Banking

Introduction

Welcome to New Hampshire Postal, your trusted financial partner located at 955 Goffs Falls Rd, Manchester, NH 03103. Since our establishment in 1940, we have proudly served our community, fostering a strong sense of belonging among our 3,086 members. With total assets amounting to an impressive $61,791,665 and total deposits reaching $11,716,144, we are committed to providing you with reliable financial solutions tailored to your needs. At New Hampshire Postal, we understand that banking is more than just transactions; it's about building lasting relationships. Under the leadership of our dedicated CEO, Philip Fontaine, Jr., and Board President Sally Sutton, we strive to create a welcoming environment for all members. Our small yet efficient team of 9 employees is here to assist you with everything from personal banking to business loans. While members can visit us at our branch address, official correspondence should be sent to PO Box 4444, Manchester, NH 03108-4444. We encourage you to reach out via phone at 603-625-9032 or visit our website at nhpcu.com for more information on how we can support your financial journey. Join us today and experience the benefits of membership at New Hampshire Postal where your financial well-being is our top priority!

Branch History & Mission

Community Engagement

New Hampshire Postal isn't just about transactions; it's about relationships. We partner with local organizations to give back to the community that supports us. From educational programs to workshops on financial literacy, we strive to make a positive impact on the lives of our members and neighbors.

Join Us Today!

We invite you to experience the New Hampshire Postal difference for yourself. Whether you're looking for personal banking solutions or a supportive community environment, we're here for you. Visit us during our operating hours from Monday through Friday, 8:30 AM to 4:30 PM, or call us at 603-625-9032 for more information. Become part of a credit union that truly cares about its members and the community. Join New Hampshire Postal today and start your journey towards financial well-being!

Our Mission

At New Hampshire Postal, our mission is clear: to empower our members through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals without barriers. Our commitment extends beyond banking; we actively engage in community outreach and support local initiatives that uplift and inspire those around us. While members can visit us at 955 Goffs Falls Rd, official correspondence should be sent to PO Box 4444, Manchester, NH 03108-4444 if needed. We understand that convenience matters; that's why we offer ATM services and online banking options. You can access your accounts anytime from your mobile device or computer.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near local landmarks, our branch is easily recognizable and accessible. If you're coming from downtown Manchester or surrounding areas, you'll find us just a short drive away. We have ample parking available, ensuring that your visit is stress-free. Our facility is fully ADA compliant, featuring ramps and other accessibility options for all members of our community.

Operating Hours and Services

New Hampshire Postal operates Monday through Friday from 8:30 AM to 4:30 PM. During these hours, our friendly staff is ready to assist you with a variety of services such as checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Plus, we offer ATM services for quick cash withdrawals and balance checks right on-site. While our branch does not currently have a drive-thru service or shared service center, we are committed to providing exceptional in-branch experiences. For those who prefer online access, we also support mobile banking and provide an array of digital services. If you need any further information or would like to discuss your banking needs, feel free to give us a call at 603-625-9032. We invite you to visit us soon your financial well-being is our top priority!

Member Eligibility

At New Hampshire Postal, we believe that becoming a member is like joining a supportive family where your financial well-being is our top priority. If you're looking to become part of our community, you'll be glad to know that eligibility is quite simple! Generally, anyone who lives, works, or worships in the Manchester area can apply for membership. We also welcome family members of existing members, making it even easier for you to share in our benefits. For more specific details about eligibility requirements, feel free to visit our website at https://www.nhpcu.com/become-a-member-1 . Once you're ready to take the next step and open an account with us, the process is designed to be straightforward and welcoming. You can find all the information you need about opening an account by visiting https://www.nhpcu.com/loan-rates . Should you have any questions along the way, don't hesitate to give us a call at (603) 625-9032. We're here to help you on your journey toward better financial health at New Hampshire Postal, located at 955 Goffs Falls Rd Manchester Nh 03103!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easy for you and your customers. Imagine being able to accept payments on-the-go or streamline your checkout process at your store. With our tools, managing payments becomes effortless, allowing you to focus on what matters most growing your business. Visit us at 955 Goffs Falls Rd Manchester Nh 03103 in Manchester, NH, or give us a call at (603) 625-9032 to explore how our services can benefit your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our branch provides ATM access for quick withdrawals and balance checks. No need to worry about long lines; just stop by our ATM for easy access to your funds whenever you need them. At New Hampshire Postal, we strive to be more than just a credit union; we aim to be a partner in your financial journey. For any questions or assistance regarding our services, feel free to reach out at 603-625-9032 during our operating hours from Monday through Friday, 8:30 AM to 4:30 PM. Ready to take the next step in managing your finances? Visit us online at nhpcu.com or stop by our branch today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed to put you behind the wheel without breaking the bank. With competitive rates and flexible terms, financing your dream vehicle has never been easier.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. We understand that running a business comes with its challenges, so we're here to provide financial tools that support your growth.

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards let you earn points on every purchase. Whether it's cash back or travel rewards, you'll enjoy benefits that make spending more enjoyable.

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance an existing mortgage, our team is here to help. Our mortgage loans and refinancing services provide options that suit different budgets and lifestyles. We work closely with you throughout the process to ensure that you find the best solution for your housing needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Check balances, transfer funds, and pay bills anytime from the comfort of your home or while on the go using our user-friendly mobile app.

Personal Banking Solutions

For individuals looking to manage their finances effectively, we offer various personal banking services. This includes checking and savings accounts tailored to help you achieve your financial goals. Whether you're saving for a vacation or planning for future expenses, our accounts come with features that make managing your money straightforward and stress-free.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can help cover those costs, whether it's for medical bills or home repairs. Additionally, if you're feeling overwhelmed by multiple debts, consider our debt consolidation service which simplifies payments into one manageable monthly bill.

Digital & Online Banking

Accessibility and Convenience

We also offer mobile payments, allowing you to make purchases directly from your phone without the hassle of carrying cash or cards. Although e-statements are not available, our commitment to providing easy access to your financial information means you can still view all your transactions through online banking. At New Hampshire Postal, we believe in giving our members the tools they need for real-time account management. With our comprehensive digital services, banking has never been more accessible or convenient. Experience the freedom of managing your finances on your terms!

Key Features

Our online banking platform is user-friendly and packed with features to help you stay in control of your money. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, if you're on the go, our mobile application allows you to manage your account right from your smartphone. Security is a top priority for us. We use electronic signature authorization for transactions, ensuring that your information remains protected while providing you with the convenience of signing documents electronically. It's just one more way we strive to make your banking experience smooth and safe.

Financial Strength

Growing Together

Total Share Accounts stand at 7,200, showing a strong and growing member base that trusts us with their finances. This trust is critical as we work together towards achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Hampshire Postal is your trusted partner. Visit us at 955 Goffs Falls Rd Manchester Nh 03103 or call (603) 625-9032 to learn more about how we can help you achieve your financial goals.

Investing in Member Success

With $10,981,611 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $369 in used auto loans and $15,117,767 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $1,118,476 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $12,917,461, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,673,010 in used vehicle loans and $2,241,175 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your monthly payments or reduce your interest rate on an existing auto loan.

Contact Us

If you have any questions about our loan offerings or would like to explore your eligibility options further, please don't hesitate to reach out. You can contact us at 603-625-9032 or visit us at 955 Goffs Falls Rd Manchester NH 03103. Our friendly staff is here to assist you during our operating hours from Monday through Friday, 8:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are dedicated to helping you navigate your financial future with confidence!

Credit Lines and Personal Financing

For those seeking flexibility in their finances, we offer credit lines totaling $580,000. This can be a great way to manage expenses and ensure you have access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,575,369, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have tailored solutions that can help you secure your dream home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. Currently, we hold a total of $0 in unsecured credit card loans; however, we are always looking for ways to expand our offerings and better serve our members.

Loan Aggregator

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Ensuring Accurate Comparisons

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NEW HAMPSHIRE POSTAL CREDIT UNION