New England Teamsters Credit Union Charlestown MA | Best Auto Loans & Business Banking

Introduction

Welcome to New England Teamsters, your trusted partner in financial services since 1973! Located at 548 Main St, Charlestown, MA 02129, our credit union proudly serves a vibrant community of 4,744 members. With a commitment to supporting our members' financial goals, we have built a solid foundation with total assets of $72,255,787 and total deposits reaching $5,051,262. At New England Teamsters, we understand that every member's journey is unique. That's why we offer a wide array of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our dedicated team, led by CEO Kevin George and Board President Steven South, is here to ensure you receive the support you deserve. Our branch is equipped with modern conveniences like online banking and ATM access for your ease. We also emphasize community impact; whether it's through loans or local partnerships, we strive to contribute positively to Charlestown. While members can visit us at our main branch for all their banking needs, any official correspondence should be sent to the same address: 548 Main St, Charlestown, MA 02129-1109. If you're interested in becoming a part of our growing family or want more information about our offerings, feel free to reach out! Give us a call at 781-641-6700 today or explore our website at netfcu.org. Join us on this journey toward financial empowerment together we can achieve great things!

Branch History & Mission

Community Focus

We are proud of our partnerships with local organizations and initiatives aimed at uplifting the Charlestown community. From supporting educational programs to providing resources for local businesses, New England Teamsters believes in giving back. Our shared service center further enhances accessibility for our members by allowing transactions at partner credit unions. In an era where digital convenience is key, we ensure that our services remain user-friendly and accessible. With online banking capabilities and electronic signatures available, managing your finances has never been easier. Join us at New England Teamsters and experience firsthand how we combine financial expertise with heartfelt service. Whether you're looking to open a new account or explore loan options, we're here for you every step of the way. Together, let's build a brighter future for our community! For more information about membership eligibility or to open an account online, please visit our website.

Our Mission

At the heart of New England Teamsters is our mission: to empower our members through accessible financial services and unwavering community support. We strive to offer products that make a real difference in people's lives from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. We aim to simplify banking so that you can focus on what truly matters your dreams and aspirations. While members can visit us at 548 Main St for all their banking needs, official correspondence should be sent to our mailing address at 548 Main St, Charlestown, MA 02129-1109. Our friendly team is here during lobby hours from 8:00 AM to 4:30 PM on weekdays, ready to assist you with any questions or services you may need.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. Parking is readily available, and we are fully ADA compliant, ensuring that everyone can access our services without any hassle. If you're in the area, you might find us just a stone's throw away from local landmarks like the Charlestown Navy Yard, making it easy to stop by during your day. While members can visit us at 548 Main St, official correspondence should be sent to the same address for consistency. Our operating hours are Monday through Friday from 8:00 AM to 4:30 PM, allowing you ample time to come by and chat with our friendly staff.

Get in Touch!

Feel free to call us at 781-641-6700 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Services Tailored for You

At New England Teamsters, we offer a range of services that cater to both personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. We also provide shared branch services for members of partner credit unions. Need cash? Our ATM service is available on-site for quick withdrawals and balance checks.

Member Eligibility

Welcome to the New England Teamsters! Becoming a member of our community at New England Teamsters is an exciting opportunity, and we're here to make it easy for you. If you're part of the labor union or live, work, worship, or attend school in our area, you're likely eligible to join us. We believe in creating a supportive network where everyone feels valued and empowered. The benefits of membership include access to competitive rates on loans and savings products, personalized service, and various financial resources tailored just for you. To learn more about the specific eligibility criteria, feel free to visit our detailed page at http://www.netfcu.org/about-us/membership-application . Once you're ready to take the next step, opening an account is straightforward! Simply visit us online at https://netfcu.allanachmortgage.com/ or give us a call at (781) 641-6700 for assistance. Our team is excited to welcome you to our family at New England Teamsters, located at 548 Main St Charlestown Ma 02129!

Business Banking & Commercial Services

Financing Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. These loans open doors for local entrepreneurs, allowing them to invest in what matters most whether it's upgrading technology, expanding inventory, or hiring new staff.

Merchant Services That Empower

In addition to our loan offerings, we provide merchant services that streamline payment processing for businesses. For example, consider a restaurant using our services to accept various payment methods effortlessly. This not only enhances customer satisfaction but also improves cash flow management. Located at 548 Main St Charlestown Ma 02129 in Charlestown, MA, we're here to partner with you on your journey toward success. Call us at (781) 641-6700 or visit our website for more information on how we can help your business thrive!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash quickly? Our ATM & Cash Withdrawal Services provide easy access to your funds whenever you need them. Plus, for those who bank with partner credit unions, we offer basic shared branch transactions so you can make deposits and withdrawals without any hassle.

Accessibility

At New England Teamsters, we prioritize making banking accessible for everyone. Our location offers basic ATM access for withdrawals and balance checks to ensure you can get what you need without unnecessary complications. We invite you to explore how our comprehensive suite of services can meet your financial needs. Feel free to reach out by calling us at (781) 641-6700, or visit us at our branch in Charlestown, MA. Let us help you take the next step towards financial empowerment today!

Business Banking Solutions

For small business owners, we know that every dollar counts. That's why our Business Banking services include essential offerings like Merchant Services & Business Loans tailored specifically for your unique needs. We're here to support your growth and success.

Digital Banking Convenience

In today's fast-paced world, convenience matters. Our robust Online & Mobile Banking platforms allow you to manage your finances anytime, anywhere. With features such as online bill pay and mobile check deposit, staying on top of your finances has never been easier.

Personal Banking Services

When it comes to managing your money, having the right tools is essential. Our personal banking services include Checking & Savings Accounts that fit your lifestyle. Imagine effortlessly keeping track of your spending and saving for future goals with our user-friendly accounts. For those moments when you need a little extra help, our Auto Loans & Vehicle Financing options make purchasing a new car easier than ever. We also offer Mortgage Loans & Refinancing services, helping you secure the home of your dreams or save on your current mortgage payments. If unexpected expenses arise, don't worry! Our Personal Loans & Debt Consolidation options provide quick access to cash when you need it most. And let's not forget about our Credit Cards with Rewards, designed to give you benefits while you shop.

Digital & Online Banking

Accessibility and Ease of Use

Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions between accounts without any hassle. And if you're interested in mobile payments, while we currently do not support that feature, our other tools provide ample ways for you to manage your spending effectively. With these features combined, managing your finances is not only accessible but also straightforward. Whether you're checking your balance or making a payment, our online banking services make sure you stay informed and in control. Explore everything that digital banking at New England Teamsters has to offer by visiting us at https://www.netfcu.org/ today!

Key Features

Our online banking platform allows you to view balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which let you go paperless and access your account statements online whenever you need them. Plus, if you're on the go, our mobile application makes it simple to manage your finances right from your smartphone. Security is our top priority. We offer electronic signature authorization, making it easier for you to complete transactions securely without needing to visit the branch. This means you can sign documents from the comfort of your home or wherever life takes you.

Financial Strength

A Solid Foundation

With a net worth of $8,825,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,220 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We take pride in having 6 full-time employees ready to serve you with a knowledgeable, committed team. This dedicated workforce ensures that your experience with us is as smooth as possible.

Focused on You

Unlike traditional banks, our focus is on our members. With non-member deposits at $0, we ensure that our resources are concentrated on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $7,926,708 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Growing Together

Total Share and Deposit Accounts stand at 6,794, showing a strong and growing member base that trusts us with their finances. Our $742,050 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New England Teamsters is your trusted partner. Visit us at 548 Main St Charlestown Ma 02129 or call (781) 641-6700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We prioritize our members above all else. Members' savings are secured through $3,816,018 in share certificates and $15,781,957 in money market shares, offering stable and rewarding financial growth opportunities. This approach ensures that your hard-earned money works for you while remaining safe and sound.

Supporting Your Goals

Our lending capacity supports your financial goals across various sectors with $34 in used auto loans and $28,225,936 in total loans and leases. This means we are here to help whether you're looking to finance a vehicle or need assistance with other personal loans.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $354,901 in used vehicle loans and $1,303,969 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the right fit for your budget.

Credit Lines

Need extra cash for unexpected expenses? Our total credit lines amounting to $8,000,000 are designed to give you the flexibility you need when you need it most. This option allows for quick access to funds without the hassle of reapplying each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,715,558, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that can potentially lower your monthly payments or shorten your loan term. It's worth exploring how refinancing could work for you. For more information about our loan products or to discuss which option best suits your needs, feel free to contact us at (781) 641-6700 or visit us at our branch located at 548 Main St Charlestown Ma 02129 in Charlestown, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take that next step towards financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $991,737 in loans helping members manage their finances effectively. These cards provide a great way to build credit while enjoying benefits like rewards and no annual fees.

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NEW ENGLAND TEAMSTERS FEDERAL CREDIT UNION - Charlestown, MA