New Dimensions Credit Union Waterville ME | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to New Dimensions, your trusted partner in financial growth and community support, located at 94 Silver St, Waterville, ME 04901. Since our establishment in 1956, we have been dedicated to providing exceptional banking services tailored to meet the needs of our 16,604 members. With total assets of $209,702,632 and total deposits amounting to $2,885,461, we are committed to helping you achieve your financial goals. At New Dimensions, we believe in the power of community and work diligently to ensure that each member feels valued and supported. Our team of 61 employees, led by CEO Ryan Poulin and Board President Jerome Allen, is always ready to assist you with personalized services that range from checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 94 Silver St, Waterville, ME 4901. We encourage you to explore our website at newdimensionsfcu.com for more information about our products and services. Whether you're looking for a new loan or simply want to manage your existing accounts efficiently through online banking or our mobile app, New Dimensions is here for you. With a net worth of $17,358,716 and cash in hand totaling $2,170,646, you can trust that your finances are secure with us. Don't hesitate to reach out! Call us at (207) 872-2771 during our lobby hours from Monday to Friday (9 AM - 5 PM), or take advantage of our drive-up service available until 5 PM. Let's work together towards building a brighter financial future!

Branch History & Mission

Commitment to Community

New Dimensions is more than just a credit union; we are deeply invested in the well-being of our members and local organizations. Through various outreach initiatives and partnerships with local charities, we strive to give back and make a positive impact in Waterville. Whether it's supporting local schools or participating in community events, we are dedicated to fostering a sense of belonging and support. While you can visit us at our branch on Silver St for all your banking needs, please note that official correspondence should be directed to our mailing address at 94 Silver St, Waterville, ME 4901 if different.

Modern Banking Experience

In today's digital age, we understand the importance of convenience and accessibility. That's why we offer online banking services alongside traditional options like drive-thru banking and ATM availability. Our commitment to ADA compliance ensures that everyone can access our services easily. As we look toward the future, New Dimensions remains focused on expanding our offerings while maintaining the personal touch that sets us apart from larger institutions. We invite you to join us and experience the benefits of membership with a credit union that truly cares about its members. If you're ready to take your financial journey to new heights with New Dimensions, give us a call at 207-872-2771 or visit us online at New Dimensions. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors, New Dimensions has continually evolved to meet the needs of our members. From offering basic savings accounts to providing comprehensive services like auto loans, mortgages, and business banking solutions, we've adapted alongside the changing financial landscape. Today, our total assets exceed $209 million, showcasing our growth and stability as a credit union. Our mission is clear: to provide exceptional financial services while supporting the community we call home. We believe that everyone deserves access to reliable banking options that empower them to achieve their dreams. This mission drives us to offer personalized services that cater to the unique needs of each member.

Branch Location & Accessibility

Convenient Location

Situated near popular landmarks and easily reachable from various parts of town, our branch is well-positioned for all your banking needs. Plus, we offer ample parking and are fully ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

We understand that life can get busy, so we've tailored our hours to fit your schedule. Our drive-thru is open Monday through Friday from 8 AM to 5 PM, while our lobby hours are from 9 AM to 5 PM on the same days. This way, you can choose how you want to bank whether it's from the comfort of your car or inside our welcoming lobby.

Services Offered

At New Dimensions, we pride ourselves on providing a variety of banking services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got everything covered. Need cash? You can easily access our ATM available on-site or visit us at the drive-thru for simple transactions like deposits and withdrawals. We also offer shared branching services for members of partner credit unions making it even easier to manage your finances. While members can visit us at 94 Silver St, official correspondence should be sent to the same address as we have no separate mailing location. If you have any questions or need assistance, feel free to give us a call at 207-872-2771. We invite you to stop by and experience the New Dimensions difference today! Your financial well-being is our priority, and we're excited to serve you!

Member Eligibility

At New Dimensions, we believe that everyone deserves a chance to be part of a friendly and supportive community. Joining us is simple! If you live, work, worship, or attend school in Kennebec County, you're already eligible for membership. This means you can enjoy all the benefits we offer, from personalized banking services to competitive loan rates and financial education resources. Becoming a member not only gives you access to our great products but also connects you with a network of people who care about your financial well-being. Ready to take the next step? Opening an account is straightforward! Just visit us at 94 Silver St Waterville Me 04901 or give us a call at (207) 872-2771 for more details. You can also check out the full eligibility criteria and start your application online by visiting . We can't wait to welcome you into the New Dimensions family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify your payment processes. Imagine having a reliable way to accept payments from customers, whether they're buying in-store or online. Our systems are designed to help you manage transactions easily, allowing you more time to focus on what you do best running your business. Located at 94 Silver St Waterville Me 04901 in Waterville, ME, our dedicated team is ready to assist you with all your business banking needs. Call us at (207) 872-2771 or visit our website at https://www.newdimensionsfcu.com/ for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,465,304, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, New Dimensions offers specialized banking solutions such as merchant services and business loans. Our experienced team is ready to assist you in navigating the financial aspects of running a business so that you can focus on what you do best.

Convenient Access

Convenience is key at New Dimensions. Our branch features a drive-thru service for quick deposits and withdrawals, ensuring that even simple transactions fit into your busy schedule. Additionally, our partnership with other credit unions allows for shared branch transactions, giving members access to basic services like deposits and withdrawals at partner locations. We also provide easy access to cash with our network of ATMs available throughout the area. With these services combined, managing your finances has never been simpler.

Credit Solutions

We understand that life can throw unexpected expenses your way. That's why our personal loans and debt consolidation services are designed to provide you with the support you need during challenging times. Our credit cards with rewards also allow you to earn while you spend, making everyday purchases more rewarding.

Join Us Today!

With so many ways to bank with us from personal accounts to business financing there's no better time than now to join New Dimensions! Explore all that we have to offer by visiting us or giving us a call at (207) 872-2771. Let us help you take the next step towards achieving your financial dreams today!

Personal Banking

Our personal banking services include checking and savings accounts that fit various lifestyles and financial goals. Imagine having access to your funds anytime, anywhere through our online and mobile banking options. You can manage your accounts on the go, check balances, and make transfers with ease. Plus, our e-statements keep you organized without cluttering your mailbox. If you're planning to purchase a new vehicle, our auto loans and vehicle financing options are here to help you drive away in style. We offer competitive rates and flexible terms that suit your budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide tailored solutions for every homeowner's journey.

Digital & Online Banking

Key Features

Experience the ease of e-statements with New Dimensions. Say goodbye to paper clutter and enjoy secure electronic statements instead. Not only do they help you stay organized, but they also reduce your environmental footprint. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature is just a few clicks away. For those who prefer banking from their smartphones, our mobile application offers all the features you need right at your fingertips. You can easily check account balances, make transactions, and stay updated on your financial activities. While we currently do not support mobile payments, our app keeps your banking experience straightforward and secure.

Security You Can Trust

We prioritize your security with robust measures in place to protect your information while using our digital services. Although we don't offer electronic signature authorization yet, rest assured that all transactions through our platform are safeguarded with the latest security protocols. At New Dimensions, we're dedicated to providing accessible and efficient banking solutions that fit your lifestyle. Join us today and discover how easy managing your finances can be!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Dimensions is your trusted partner. Visit us at 94 Silver St Waterville Me 04901 or call (207) 872-2771 to learn more about how we can help you achieve your financial goals.

Investment in Innovation

With $12,614,867 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,794 in used auto loans and $168,658,033 in total loans and leases, we support our members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $47,379,400 in share certificates and $14,280,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,247,313, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending and investments stand at $488,867, showcasing our commitment to responsible growth. With a total of 31,198 share accounts, more than 16,000 members trust us with their finances.

Solid Financial Health

With a net worth of $17,358,716, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $827 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,760,652 in used vehicle loans and $9,292,907 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, we have flexible options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $6,465,304 provide the capital needed to grow and expand your operations. We understand that every business is unique, and our tailored solutions can help you navigate challenges and seize opportunities.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,131,622, make buying or refinancing simple. We provide competitive rates and personalized service to ensure you find the right loan for your needs.

Refinancing Options

If you're considering refinancing any existing loans or want to explore eligibility options for our various products, our team is ready to assist you. We are dedicated to finding solutions that work best for you and help ease any financial burdens. Feel free to reach out with any questions or to discuss which loan products might be the best fit for you! You can contact us at (207) 872-2771 or visit us at 94 Silver St, Waterville, ME 04901. Our team is here during lobby hours from Monday through Friday from 9 AM to 5 PM and drive-up hours from 8 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At New Dimensions, we're here to support your journey toward financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our current total for these loans stands at $0, we remain committed to providing our members with effective tools to manage their finances. If you're looking for ways to improve your spending power without collateral requirements, be sure to check back for future offerings.

Loan Aggregator

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NEW DIMENSIONS FEDERAL CREDIT UNION