New Cumberland Credit Union New Cumberland PA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to New Cumberland, your trusted partner in financial well-being! Located at 345 Lewisberry Rd, New Cumberland, PA 17070, our credit union has been serving the community since 1952. With a commitment to providing personalized service and innovative financial solutions, we proudly support over 23,122 members. At New Cumberland, we understand that every member's needs are unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our total assets amount to an impressive $231,152,298, ensuring we have the resources to help you achieve your financial goals. With $35,006,724 in total deposits and a solid net worth of $18,337,726, you can trust that your money is safe with us. Our dedicated team of 56 employees, led by CEO Ronald Ferrance Jr and Board President Sara Parrish, is here to provide you with expert advice and friendly service. Whether you're looking for a new vehicle loan or need assistance with personal finances, we're ready to help. While members can visit us at our branch location for their banking needs, official correspondence should be directed to our mailing address: P O Box 658, New Cumberland, PA 17070. Join our community today and experience the difference that comes with being a member of New Cumberland Credit Union! For more information or to speak with one of our representatives, give us a call at 717-774-7706 or visit our website at ncfcuonline.org. We look forward to serving you!

Branch History & Mission

At New Cumberland, we take pride in our rich history and commitment to our community. Established in 1952, our branch has grown from a small credit union into a trusted financial partner for over 23,000 members. Located at 345 Lewisberry Rd, New Cumberland, PA 17070, we are easily accessible for anyone in the area looking for reliable banking services. Over the years, we have expanded our offerings to meet the evolving needs of our members. Today, we boast total assets of over $231 million, reflecting our growth and stability. As a member-focused institution, we provide a range of financial services that include personal banking, auto loans, mortgages, and business banking solutions. We also embrace digital advancements with features like online banking and mobile payments to make managing finances easier for everyone. Our mission at New Cumberland is simple yet profound: to empower individuals and families by providing them with affordable financial services while fostering a sense of community. We believe that when our members thrive, so does our community. This mission drives us to be more than just a credit union; we are a supportive partner in every member's financial journey. While you can visit us at our physical location for various services like deposits or withdrawals through our drive-thru or ATM access, official correspondence should be sent to P O Box 658, New Cumberland, PA 17070 if your mailing address differs from ours. We are dedicated to ensuring accessibility for all members of the community. Our branch is compliant with ADA standards and strives to create an inviting environment for everyone. Additionally, we actively engage with local organizations and initiatives to give back and strengthen the communities we serve. If you're looking for a credit union that cares about your financial well-being and the health of the community, consider joining New Cumberland today! Experience firsthand how we can help you achieve your financial goals while making meaningful contributions to those around us. For more information or to become a member, feel free to call us at 717-774-7706 or visit us online at ncfcuonline.org. Join us in building a brighter future together!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ample parking and ADA-compliant features to ensure that everyone can visit comfortably. If you prefer a drive-thru experience, we have that too! Our drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Contact Us

Ready to take the next step? Feel free to reach out at (717) 774-7706 if you have any questions or need assistance before visiting us. We invite you to come in and experience all that New Cumberland has to offer. Your financial journey starts here!

Nearby Landmarks

You'll find us just a stone's throw away from popular local spots, making it easy to pop in while you're out and about. If you're visiting the nearby parks or shopping centers, swing by and see how we can assist you with your financial goals.

Operating Hours

We understand that life gets busy. That's why our lobby hours are designed to fit your schedule: Monday and Tuesday from 8:00 AM to 4:30 PM, Wednesday from 9:00 AM to 4:30 PM, and Thursday and Friday from 8:00 AM to 6:00 PM. Plus, we're open Saturday from 8:30 AM to 1:00 PM for your convenience.

Services Offered

At the New Cumberland branch, we pride ourselves on offering a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need assistance? Our friendly staff is always ready to help answer any questions you may have about our services.

Member Eligibility

Welcome to the vibrant community at New Cumberland! We believe that everyone deserves a chance to be part of something special, and joining us is easier than you might think. To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in our service area, or if you have a family member who is already part of our credit union, you're likely eligible to join us! This means you'll gain access to our competitive rates and personalized services designed just for you. For more detailed information on eligibility requirements, feel free to check out our resource at https://ncfcuonline.org/connect/why-join-ncfcu/membership/. Ready to start your journey with us? Opening an account at New Cumberland, located at 345 Lewisberry Rd New Cumberland Pa 17070, is a straightforward process. Our team is here to guide you every step of the way, ensuring you feel welcome and informed. If you have any questions or need assistance, don't hesitate to give us a call at (717) 774-7706. Join us today and discover how we can help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business smoothly while offering your customers various payment options. Our merchant services allow you to accept credit and debit cards seamlessly, making transactions quick and easy. This convenience can help boost sales and enhance customer satisfaction. Located at 345 Lewisberry Rd New Cumberland Pa 17070 in New Cumberland, PA, our team is ready to assist you with personalized service tailored to meet your business needs. Reach out today at (717) 774-7706 or visit us online at https://ncfcuonline.org/ to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $55 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,096,379, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We also value accessibility in banking. Our ATM and cash withdrawal services ensure that accessing your money is hassle-free. For those who prefer face-to-face interactions but require simplicity in transactions, our drive-thru banking allows for deposits, withdrawals, and other simple tasks without stepping out of your vehicle.

Business Banking Services

For our business members, we understand that managing finances can be complex. That's why we offer comprehensive business banking solutions including merchant services and business loans. These services are designed to help your business thrive in today's economy.

Convenient Digital Banking

In this digital age, convenience is key. That's why at New Cumberland, we've integrated online and mobile banking into our services. You can manage your accounts anytime, anywhere whether it's paying bills, transferring funds between accounts, or checking balances from the comfort of your home or on the go. With features like person-to-person payments, you can send money quickly and securely.

Credit Cards and Rewards

Looking to earn rewards while making purchases? Our credit cards come with benefits that reward you for every dollar spent. Whether it's cash back on groceries or points towards travel, we want you to enjoy every moment.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a special occasion or need easy access to funds, our accounts can cater to your lifestyle. If you're considering purchasing a new car, our auto loans and vehicle financing options can make that dream a reality with competitive rates and flexible terms. Homeownership is another significant milestone, and at New Cumberland, we provide mortgage loans and refinancing solutions that fit your budget. We understand that life can bring unexpected expenses, which is why our personal loans and debt consolidation services are available to help you navigate those challenges without added stress.

Visit Us Today!

Located at 345 Lewisberry Rd, New Cumberland PA 17070, we're here for all your financial needs! Feel free to give us a call at 717-774-7706 if you have any questions or need assistance with any of our services. At New Cumberland, we're not just a credit union; we're your financial partner ready to support you every step of the way. Join us today by visiting our website for more information!

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfers make it simple and quick. Just enter their details, and you're set! Plus, with mobile payments, you can make purchases directly from your phone no need for cash or cards. For members who prefer to go paperless, we offer e-statements that allow you to view your financial documents online whenever you want. This not only saves trees but also helps you stay organized. With electronic signature authorization, signing documents is straightforward and secure; no more printing or mailing required! Our dedicated mobile application puts everything at your fingertips. You can manage your account on the go, making it easier than ever to stay in control of your finances. In today's world, security is key. At New Cumberland, we prioritize the safety of your information with advanced encryption technologies, ensuring that your personal data remains private and protected. No matter where life takes you, with our digital banking services, you'll always have access to your accounts right in your pocket. Join us at New Cumberland today and experience the convenience of modern banking!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 41,528, showing a strong and growing member base that trusts us with their finances. This growth is not only a testament to our reliability but also ensures that we remain well-positioned to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Cumberland is your trusted partner. Visit us at 345 Lewisberry Rd New Cumberland Pa 17070 or call (717) 774-7706 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

With $18,337,726 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community support is reflected in our lending capacity, with $4,287 in used auto loans and $174,575,713 in total loans and leases available to help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $58,622,570 in share certificates and $38,447,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $508,605 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 1 part-time employees ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $18,337,726, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,926,572 in used vehicle loans and $27,862,700 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options make it easy to drive away happy.

Business Financing

For business owners, our outstanding commercial loans totaling $3,096,379 provide the capital needed to grow and expand your business. Whether you're starting out or looking to take your business to the next level, our team is ready to assist you with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,001,030, make buying or refinancing simple. We provide competitive rates and flexible terms, helping you navigate the home buying process with ease.

Refinancing Options

If you're interested in refinancing existing loans or exploring eligibility options for any of our products, our knowledgeable staff is here to guide you through the process. We believe in providing clear information and support so that you can make informed decisions about your finances. At New Cumberland, we pride ourselves on being part of your community and offering personalized service that meets your unique needs. Don't hesitate to visit us or call (717) 774-7706 for more information on how we can help you secure the financing you need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

For those looking for additional financial flexibility, we also offer flexible terms on unsecured credit card loans, with a total of $10,526,492 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your spending experience while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

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NEW CUMBERLAND FEDERAL CREDIT UNION - New Cumberland, PA

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