New Cumberland Credit Union Mechanicsburg PA | Top Auto Loans & Business Banking

Introduction

At New Cumberland, we believe that your financial journey should be as seamless and supportive as possible. Located at 6692 Carlisle Pike, Mechanicsburg, PA 17050, our Mechanicsburg Office is not just a place to bank; it's a community hub where over 23,000 members come together for financial growth and empowerment. Since our establishment in 1952, we have proudly built a reputation for trustworthiness, commitment, and service excellence. With total assets of $231,152,298 and deposits amounting to $35,006,724, New Cumberland provides a solid foundation for your banking needs. We offer a range of services from personal banking and auto loans to business financing solutions. Our mission is to help you achieve your financial goals while fostering a sense of belonging among our members. Led by CEO Ronald Ferrance Jr. and Board President Sara Parrish, our dedicated team of 56 employees is here to assist you every step of the way. We understand the importance of personalized service and strive to make each interaction meaningful. Whether you're looking for assistance with loans or exploring savings options, we're committed to finding the best solutions tailored just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 6692 Carlisle Pike, Mechanicsburg, PA 17050. If you have any questions or need assistance, feel free to reach out at 717-591-0325 or explore more about us on our website ncfcuonline.org. Join us today and discover how New Cumberland can help you build a brighter financial future!

Branch History & Mission

Join Us

At New Cumberland, we're excited about the future and invite you to be part of it. If you're looking for a financial institution that cares about you as much as you care about your family and community, look no further. Connect with us by calling (717) 591-0325 or visit our website at Mechanicsburg Office for more information on how you can join us today! Experience the difference that comes from being part of a credit union that truly values its members.

Our Mission

The mission of New Cumberland is clear: we strive to empower our members through exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality financial resources, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We are not just about transactions; we are about relationships. Our team is dedicated to guiding you through every step of your financial journey, providing personalized support tailored to your unique situation. Beyond banking services, we actively engage in community outreach initiatives that strengthen the bonds within our neighborhoods. While members can visit us at 6692 Carlisle Pike Mechanicsburg Pa 17050, official correspondence should be sent to 6692 Carlisle Pike, Mechanicsburg, PA 17050 if it differs from the branch address. We also embrace technology with online and mobile banking options that make managing your finances simpler than ever. From electronic signatures to person-to-person payments, we prioritize convenience without compromising security. As part of our ongoing commitment to accessibility, we ensure that our facilities are ADA compliant so that all members of the community can benefit from our services.

Branch Location & Accessibility

Accessibility and Features

At the New Cumberland branch, we prioritize accessibility for all our members. Our facility is ADA compliant with ramps and other features to ensure everyone can navigate comfortably. Plus, we offer ample parking space right outside the entrance, making it easy to pop in for a quick transaction or consultation.

Get in Touch!

Have questions or want more information? Don't hesitate to give us a call at 717-591-0325! We invite you to visit us soon at the New Cumberland branch. Let's work together toward your financial goals!

Operating Hours

We understand that your time is valuable, so we offer flexible operating hours designed to fit your busy schedule. You can visit us Monday and Tuesday from 8:00 AM to 4:30 PM, Wednesday from 10:00 AM to 4:30 PM, and Thursday through Friday from 8:00 AM to 6:00 PM. We're also open on Saturdays from 8:30 AM to 1:00 PM!

Services Offered

Our New Cumberland branch provides a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. If you're a business owner, take advantage of our merchant services and business loans. Need quick cash? Our ATM is available for withdrawals and balance checks whenever you need it. Plus, enjoy the convenience of our drive-thru service for deposits and simple transactions.

Member Eligibility

At New Cumberland, we believe that everyone deserves a financial partner who truly cares. Joining our community is as simple as meeting a few friendly eligibility criteria. If you live, work, worship, or go to school in the Mechanicsburg area, you're likely already qualified to become a member! We also welcome family members of existing members, making it easy for your loved ones to benefit from the services and support we offer. The perks of being part of New Cumberland include access to personalized banking solutions, competitive loan rates, and a team dedicated to helping you reach your financial goals. Ready to take the next step? Opening an account with us is straightforward and welcoming. Just visit our website for more information on how to get started at https://www.cmg.loanliner.com/loanrequest/presenter/0fc3a0d1-3a9a-4124-98b6-0491bd698d60/1. If you have any questions or need assistance, don't hesitate to give us a call at (717) 591-0325. For detailed eligibility criteria, feel free to check out our resource at https://ncfcuonline.org/connect/why-join-ncfcu/membership/. Join us today at 6692 Carlisle Pike Mechanicsburg Pa 17050, and experience the difference that comes from being part of our caring community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services offer easy ways to accept payments from customers, whether in-store or online. Imagine being able to process transactions seamlessly while focusing on what really matters growing your business. Located at 6692 Carlisle Pike Mechanicsburg Pa 17050 in Mechanicsburg, PA, we're here to help you navigate the financial landscape with confidence. Reach out to us at (717) 591-0325 to explore how we can assist you in achieving your business goals!

Tailored Business Loan Options

Imagine walking into your dream office or launching that innovative product you've been working on. With our commercial loans, these dreams can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $55 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,096,379, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we also provide specialized services such as merchant services and business loans. Running a business comes with its challenges; let us help by offering solutions that allow you to focus on what matters most growing your enterprise.

Convenient Access

We know that convenience is key in today's busy world. That's why we have an ATM available at our branch for quick cash withdrawals and balance checks. If you prefer face-to-face interactions but are short on time, our drive-thru service allows you to handle basic transactions without leaving your vehicle.

Credit Options

Don't forget about our credit cards with rewards, perfect for those who want to earn benefits while making everyday purchases. Enjoy cashback on groceries or travel rewards for vacations whatever fits your lifestyle best!

Get Started Today!

At New Cumberland, we strive to make banking simple and beneficial for all our members. Our friendly staff is always ready to assist you with any questions or concerns. Feel free to call us at (717) 591-0325 or visit us during our operating hours: M-T 8:00-4:30, W 10:00-4:30, Th-F 8:00-6:00, S 8:30-1:00. Explore the full range of services available at Mechanicsburg Office today! Your journey towards financial empowerment starts here.

Home Financing Solutions

For those looking into homeownership or refinancing their current mortgage, our mortgage loans are here to support your journey. We'll work with you through every step of the process, ensuring you find the best terms that suit your financial situation. If you're considering consolidating debt or needing extra cash for unexpected expenses, our personal loans can be a great solution. With straightforward terms and competitive interest rates, you can take charge of your financial future without added stress.

Personal Banking Services

Starting with personal banking, we offer various options to help you manage your finances effectively. Our checking and savings accounts come with features designed to simplify your banking experience. Imagine having access to your funds anytime, anywhere through our online and mobile banking platforms. You can easily check balances, transfer money, and even pay bills right from your smartphone. When it comes to financing a vehicle, our auto loans provide competitive rates that make purchasing a new or used car more affordable. We understand that every penny counts, which is why we offer flexible repayment plans tailored to fit your budget.

Digital & Online Banking

Always Here for You

Accessibility is key in today's fast-paced world, and with our online banking services, you have real-time access to your accounts anytime, anywhere. Whether you're using a computer or a mobile device, our platform is user-friendly and designed with you in mind. At New Cumberland, we aim to provide not just banking services but an overall experience that prioritizes ease-of-use and security. Explore all that digital banking has to offer and take control of your finances today!

Key Features for Your Convenience

Our commitment to security is paramount. Enjoy the peace of mind that comes with electronic signature authorization for secure transactions right from your home. Say goodbye to paper statements with our e-statements option; they're not only environmentally friendly but also make it easier to keep track of your finances. Need to send money quickly? Our person-to-person transfer feature allows you to easily send funds to friends or family, making splitting expenses simple. Plus, if you're on the go, our mobile application provides all the functionality you need right at your fingertips. You can even use mobile payments for quick transactions at participating retailers just another way we help you manage your money effortlessly.

Financial Strength

At New Cumberland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our strong financial foundation, which allows us to provide you with the best possible service and products. With a net worth of $18,337,726, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $58,622,570 in share certificates and $38,447,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,337,726 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our support for our members' financial goals with $4,287 in used auto loans and $174,575,713 in total loans and leases. Our operational efficiency shines through with a net income of $508,605, which enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 41,528, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Cumberland is your trusted partner. Visit us at 6692 Carlisle Pike Mechanicsburg Pa 17050 or call (717) 591-0325 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,926,572 in used vehicle loans and $27,862,700 in new vehicle loans already helping members get on the road. We provide flexible terms and easy application processes to make financing your vehicle straightforward and stress-free.

Business Loans

For business owners, our outstanding commercial loans totaling $3,096,379 provide the capital needed to grow and expand. We understand the unique challenges small businesses face and are committed to offering tailored solutions to meet those needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,001,030, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through each step of the process.

Refinancing Options

If you're considering refinancing any of your current loans, we have options available that could potentially lower your monthly payments or help you pay off your debt faster. We encourage you to reach out for more information about eligibility requirements. Our dedicated team at New Cumberland, located at 6692 Carlisle Pike Mechanicsburg Pa 17050, Mechanicsburg, PA 17050, is ready to assist you with all your lending needs. Feel free to call us at (717) 591-0325 for any inquiries or visit our website at ncfcuonline.org for more details on how we can help you today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $10,526,492 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits, making it easier for you to earn while you spend.

Loan Aggregator

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NEW CUMBERLAND FEDERAL CREDIT UNION - Mechanicsburg, PA

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