New Cumberland Credit Union Harrisburg PA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to the New Cumberland branch of your trusted financial partner, where community comes first! Located at 2630 Linglestown Rd, Harrisburg, PA 17110, we have been proudly serving our members since 1952. With over 23,000 members and a robust asset base exceeding $231 million, we're committed to helping you achieve your financial goals. At New Cumberland, we understand that each member has unique needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage options, we are here to support you every step of the way. Our team of 56 dedicated employees, led by our CEO Ronald Ferrance Jr. and Board President Sara Parrish, is focused on providing personalized service and building lasting relationships within our community. With total deposits reaching $35,006,724 and total loans exceeding 13,123, we stand as a stable and reliable choice for your financial journey. You can count on us for competitive loan rates, rewarding credit card options, and convenient online banking services. Plus, with $1,503,308 in cash readily available to assist our members' needs, you can feel secure knowing that your finances are in good hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2630 Linglestown Rd, Harrisburg, PA 17110. We invite you to explore how New Cumberland can help you build a brighter financial future. For more information about membership or our services, don't hesitate to visit our website at ncfcuonline.org or give us a call at 717-551-1566. Let's take this journey together!

Branch History & Mission

Community Commitment

At New Cumberland, we are not just about numbers; we are about people. We actively engage in partnerships and outreach programs aimed at enriching lives within our community. Whether through financial education workshops or local sponsorships, our goal is to create lasting impacts that go beyond banking transactions. In addition to traditional banking services, we recognize the importance of technology in today's world. That's why we've embraced digital advancements such as online banking and mobile payment options, ensuring that all members can manage their finances conveniently and securely. Our branch also prioritizes accessibility with ADA compliance measures in place so everyone can benefit from our services.

Join Us

While you can visit us at our branch location for personalized service during our operating hours Monday through Tuesday from 8:00 AM to 4:30 PM, Wednesday from 10:00 AM to 4:30 PM, Thursday through Friday from 8:00 AM to 6:00 PM, and Saturday from 8:30 AM to 1:00 PM we encourage you to reach out by phone at 717-551-1566 for any inquiries or assistance. We invite everyone looking for a supportive financial partner to consider joining New Cumberland Credit Union. Experience firsthand how we can help you achieve your financial goals while fostering a stronger community together. Let's build a brighter future!

Our Evolution

Located at 2630 Linglestown Rd, Harrisburg, PA 17110, our branch has been a cornerstone of financial support for our members. The area surrounding us is vibrant and welcoming, making it easy for community members to visit us. Throughout the decades, we've celebrated numerous milestones, including the expansion of our services to meet the evolving needs of our members. From auto loans and mortgages to personal banking and business services, we've adapted to ensure that we're providing what our community truly values. Our mission is clear: we are dedicated to enhancing the financial well-being of our members while contributing positively to the local community. We believe that when our members thrive, so does the entire community. This commitment drives every decision we make as we continually seek ways to improve our offerings and support initiatives that uplift those around us.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

When you step into our branch, you'll find a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our friendly staff is ready to assist you. If you're in a hurry or prefer a drive-thru option, we offer that too! You can quickly make deposits or withdrawals without leaving your car. Plus, with ATM availability right on-site, accessing your cash has never been easier. While members can visit us at 2630 Linglestown Rd for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to call us at 717-551-1566. We invite you to come by and experience the warmth of our community-oriented service firsthand. Join us today and discover how we can support your financial journey!

Convenient Access for Everyone

At New Cumberland, we understand the importance of accessibility. Our branch is designed with features that cater to all members of the community. Whether you're visiting for personal banking services or business needs, you'll find ample parking right outside, along with ADA-compliant entrances to ensure everyone can access our services comfortably.

Friendly Service Hours

We are here for you during convenient hours! Our lobby is open Monday through Wednesday from 8:00 AM to 4:30 PM, Thursday and Friday from 8:00 AM to 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. This flexible schedule allows you to visit us at a time that fits your busy life.

Member Eligibility

At New Cumberland, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! If you're a resident of Dauphin County, work in the area, or even have family members who are already part of our credit union, you're likely eligible to become a member. We aim to make banking personal and beneficial for you, offering services tailored to your needs, from checking accounts to loans and beyond. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://ncfcuonline.org/connect/why-join-ncfcu/membership/. Getting started with your membership is easy! Just visit us at our branch located at 2630 Linglestown Rd Harrisburg Pa 17110, or reach out to us at (717) 551-1566 for any questions you may have. You can also begin the account opening process online by following this link: https://www.cmg.loanliner.com/loanrequest/presenter/0fc3a0d1-3a9a-4124-98b6-0491bd698d60/1. We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

At New Cumberland, we understand that every business starts with a dream, and our goal is to help make those dreams a reality. Whether you're looking to expand your operations or manage daily expenses, our commercial services are designed to support you at every step. Imagine a local café that needs to upgrade its kitchen equipment to serve more customers. With our member commercial loans, we've funded over $11 in loans for businesses just like yours, helping them grow and thrive. For those who aren't members yet, we also provide $55 in non-member commercial loans, ensuring that all businesses in our community have access to the financing they need. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $3,096,379, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services streamline payment processes so you can focus on what matters most running your business. By choosing New Cumberland, you're not just getting a loan; you're gaining a partner dedicated to your success. Visit us at 2630 Linglestown Rd Harrisburg Pa 17110 in Harrisburg, PA or call us at (717) 551-1566 to explore how we can assist you today!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our auto loans provide competitive rates that can fit any budget. Picture yourself cruising down the road in your dream vehicle without breaking the bank. We also offer financing for used vehicles, making it easier than ever to get behind the wheel.

Business Banking

If you're an entrepreneur, you'll appreciate our business banking services, including merchant services and business loans. We understand that every dollar counts when you're building your dream, so we're here to support you every step of the way.

Convenient Access

We know convenience matters. That's why we offer various ways to access your funds safely. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking means you can handle deposits and withdrawals without stepping inside perfect for those busy days! At New Cumberland, we aim to create a welcoming environment where members feel supported in achieving their financial goals. With our commitment to service excellence, you'll find everything you need under one roof. Ready to take the next step? Reach out today at (717) 551-1566 or visit us at Harrisburg Office! We look forward to serving you!

Credit Cards with Rewards

For those who love earning rewards on everyday purchases, our credit cards offer points that can be redeemed for travel, merchandise, or cash back. It's a great way to turn your spending into savings!

Mortgage Loans and Refinancing

Homeownership is within reach with our mortgage loans designed for first-time buyers and seasoned homeowners alike. If you're looking to refinance, we can help you navigate the process smoothly, ensuring you find the best terms tailored to your situation.

Personal Banking

Managing your finances should be simple, and that's why we offer personal banking services like checking and savings accounts. Whether you're saving for a special occasion or just want easy access to your funds, our accounts come with user-friendly features. Imagine being able to check your balance or transfer money right from your phone, thanks to our robust online and mobile banking options.

Personal Loans and Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. Whether it's for home repairs or consolidating debt, we've got options that can help ease financial stress.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://ncfcuonline.org/, allows you to check your account balance, transfer funds, and pay bills anytime, anywhere. You can also take advantage of electronic signature authorization for a hassle-free experience when signing important documents. With e-statements available, keeping track of your finances has never been easier no more paper clutter! For those who prefer mobile banking, our user-friendly mobile application provides all the features you need right in your pocket. You can make mobile payments, send money to friends through person-to-person transfers, and manage your accounts with ease. Plus, our 24/7 online banking services ensure that you have access whenever you need it.

Security and Accessibility

We prioritize your security while ensuring that our services are easy to use. Our online platform is designed with safety in mind, so you can bank confidently knowing that your information is protected. With features like mobile payments and electronic signatures, you can complete transactions quickly without compromising on safety. At New Cumberland, we believe that managing your finances should be straightforward. Our commitment to accessibility means you can view and control your accounts in real-time from virtually anywhere. Whether you're checking balances during lunch or making a payment late at night, we're here to support you every step of the way. Explore the convenience of digital banking today! Visit us at https://ncfcuonline.org/ to learn more about how we can help simplify your financial life.

Financial Strength

A Team You Can Trust

We also take pride in having 55 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey with ease.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your financial success is at the heart of everything we do.

Growing Together

Total Share Accounts: 41,528, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has placed in us and we're committed to maintaining that trust by delivering exceptional service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Cumberland is your trusted partner. Visit us at 2630 Linglestown Rd Harrisburg Pa 17110 or call (717) 551-1566 to learn more about how we can help you achieve your financial goals.

Reinvestment for Better Services

With $18,337,726 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to continuous improvement means you always have access to top-notch services designed for your convenience.

Secure Savings Opportunities

Members' savings are secured through $58,622,570 in share certificates and $38,447,481 in money market shares, offering stable and rewarding financial growth opportunities. We believe in providing our members with options that not only protect their money but also help it grow over time.

Solid Capital Foundation

Our net worth ratio of 7.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This is crucial as it reflects our ability to withstand financial challenges while prioritizing your needs.

Supporting Your Financial Goals

With $4,287 in used auto loans and $174,575,713 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to purchase a vehicle or need funds for other personal projects, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,926,572 in used vehicle loans and $27,862,700 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team is here to guide you through the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,096,379 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs through tailored financing solutions.

Credit Lines

If you need extra flexibility with your finances, consider our credit lines totaling $17,000,000. This product allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,001,030, make buying or refinancing simple. We offer various mortgage products tailored to your financial situation, whether you're a first-time buyer or looking to refinance your existing mortgage.

Refinancing Options

If you're considering refinancing any of your current loans, we have options available that may help lower your monthly payments or reduce your overall interest rate. Speak with one of our experienced loan officers to discuss eligibility and see how we can assist you in saving money. Our dedicated team at New Cumberland, located at 2630 Linglestown Rd Harrisburg Pa 17110, Harrisburg, PA 17,110, is ready to help you navigate your borrowing options. For more information about our loan products or to discuss which option may be best for you, feel free to contact us at (717) 551-1566 during our operating hours: Monday-Tuesday 8:00 AM - 4:30 PM; Wednesday 10:00 AM - 4:30 PM; Thursday-Friday 8:00 AM - 6:00 PM; and Saturday 8:30 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,526,492 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that can help you maximize your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that users receive fair and transparent offers. Each comparison reflects genuine loan terms and conditions, helping you avoid misleading information.

NEW CUMBERLAND FEDERAL CREDIT UNION - Harrisburg, PA

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