New Castle County Delaware Em Credit Union Claymont DE

Introduction

At New Castle County Delaware Em, we pride ourselves on being more than just a credit union; we are a community partner dedicated to helping our members achieve their financial goals. Located at 3301 Philadelphia Pike, Claymont, DE 19703, our branch has been serving the community since 1966. With a total membership of 2,388, we understand the unique needs of our members and strive to provide personalized services tailored to your financial journey. Our commitment to excellence is reflected in our robust financial health, with total assets reaching an impressive $30,933,485 and total deposits amounting to $2,111,611. We take pride in managing over 851 loans and leases for our members, helping them secure the financing they need for various life events from purchasing vehicles to investing in homes. Led by our dedicated CEO, Meredith Jeffries-Snedeker, and Board President, Andrew Trzonkowski, our small yet efficient team of just 3 employees works diligently to ensure that each member feels valued and supported. We believe that every interaction counts, and whether you visit us in person or reach out via phone at 844-218-4529, you can expect friendly service with a smile. While members can visit us at our Claymont location for all their banking needs during lobby hours from Monday to Friday and Saturday mornings, official correspondence should be directed to the same address: 3301 Philadelphia Pike, Claymont, DE 19703. Join us today as we continue to make a positive impact within our community and help you navigate your financial journey. Visit us online at nccdefcu.com or give us a call we're here to help!

Branch History & Mission

Commitment to Community

At New Castle County Delaware Em, we are more than just a credit union; we are an integral part of Claymont. We take pride in our partnerships with local organizations and schools, supporting initiatives that promote financial literacy and community development. Whether it's sponsoring local events or hosting workshops on budgeting and saving, we actively work towards building a stronger, more connected community. While members can visit us at 3301 Philadelphia Pike Claymont De 19703, official correspondence should be sent to 3301 Philadelphia Pike, Claymont, DE 19703 if different. We invite you to experience our commitment firsthand during our operating hours Monday through Friday from 9:00 AM to 4:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Looking Ahead

As we look toward the future, we are excited about embracing digital advancements that enhance your banking experience while maintaining ADA compliance and ensuring everyone can access our services easily. Our focus remains on creating customer-centric initiatives that prioritize your needs. Join us today at New Castle County Delaware Em, where you will find not just a credit union but a supportive community ready to help you achieve your financial dreams. Experience the difference that comes from being part of a member-focused organization that truly cares about your success. For any inquiries or assistance, feel free to reach out at (844) 218-4529. We're here for you every step of the way!

Our Story

The journey of New Castle County Delaware Em began with a vision: to create a cooperative that prioritizes the financial well-being of its members. Over the years, we have witnessed tremendous growth and transformation, adapting to the evolving needs of our community while staying true to our founding principles. Each milestone reflects our dedication to excellence in service and deep-rooted community engagement. Our mission is simple yet powerful: to provide accessible financial services that foster economic stability and personal growth. We believe in empowering individuals with the tools they need to make informed financial decisions. From offering low-interest loans to providing educational resources, we strive to uplift every member who walks through our doors.

Branch Location & Accessibility

Accessibility Features

At New Castle County Delaware Em, we believe that banking should be accessible for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and wide doorways to ensure all members can enter and enjoy our services without any hassle.

Connect With Us

Have questions? Don't hesitate to reach out! Call us at (844) 218-4529 for any inquiries or simply drop by during our operating hours. We're excited to welcome you into the New Castle County Delaware Em family and look forward to helping you achieve your financial goals!

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to accommodate your schedule. Visit us Monday through Friday from 9:00 a.m. to 4:00 p.m., and on Saturday from 9:00 a.m. to 1:00 p.m. Whether you're managing daily banking needs or planning for future goals, we're here when you need us.

Parking and Amenities

Parking is plentiful around our location, making it easy for you to stop by whenever you need assistance. Although we currently do not have ATM services available on-site or drive-thru banking, our friendly staff is ready to help you inside during our operating hours.

Member Eligibility

Joining the New Castle County Delaware Em feels like stepping into a warm, welcoming community where your financial needs are prioritized. If you're looking to become a member, you'll be pleased to know that eligibility is quite straightforward. Generally, anyone who lives, works, worships, or attends school in New Castle County can join us. This means that whether you're a local resident or just passing through, there's a place for you here at New Castle County Delaware Em. Being part of our credit union not only gives you access to personalized financial services but also connects you with a supportive network dedicated to helping you thrive. To start your journey with us, simply reach out at (844) 218-4529 or visit our branch located at 3301 Philadelphia Pike Claymont De 19703. For more detailed information about membership criteria and how to join, feel free to check out our website at http://www.nccdefcu.com/about/membership/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Support for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer merchant services that make transactions easier for your customers. Whether you're a retail shop or an online store, our payment processing solutions help you get paid faster while keeping your operations smooth. Picture this: a customer checks out at your store using their card, and the payment goes through seamlessly allowing you more time to focus on what you do best. If you're located in Claymont, DE, visit us at 3301 Philadelphia Pike Claymont De 19703 or call us at (844) 218-4529 to learn how New Castle County Delaware Em can empower your business.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, having digital options can make all the difference. At Eagle One Fcu, we understand this need and offer robust online banking features. With just a few clicks, you can check your account balances, transfer funds, and review transaction histories from the comfort of your home or while out and about. Our mobile application further enhances this experience by allowing you to make payments directly from your phone, ensuring that managing your money is as straightforward as possible.

Diverse Banking Solutions

One of the standout features of New Castle County Delaware Em is our commitment to making banking accessible for everyone. We offer ATM Services Only, allowing you to manage your finances anytime, anywhere. Imagine needing cash for a weekend outing or wanting to check your account balance while on the go; our ATM service ensures that you have quick access to your funds without any hassle.

Join Our Community

We invite you to explore all that New Castle County Delaware Em has to offer. Our goal is not just to provide services but also to foster a sense of community among our members. If you're interested in learning more about membership eligibility or want to know how we can assist you further, please visit us online or give us a call. In summary, whether it's accessing cash via ATMs or taking advantage of our user-friendly online banking options, New Castle County Delaware Em is committed to supporting your financial needs every step of the way. Don't hesitate reach out today and discover how we can enhance your banking experience!

Personalized Support

Our friendly staff at New Castle County Delaware Em is always ready to assist you with any questions or concerns. Whether you prefer speaking over the phone at (844) 218-4529 or visiting us during our operating hours Monday through Friday from 9:00 a.m. to 4:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. we are here for you. We believe in building relationships with our members, understanding your unique financial situations, and providing personalized solutions that fit.

Digital & Online Banking

E-Statements and Security

Gone are the days of paper clutter! With e-statements, you can receive your account statements digitally safe, secure, and environmentally friendly. We prioritize your security and privacy; while we currently do not offer electronic signature authorization for documents, rest assured that your information is protected through robust security measures. At New Castle County Delaware Em, we believe in providing accessible financial solutions that help you manage your money effectively. Explore how our digital banking options can simplify your life today!

Mobile Application

For those who prefer banking on their smartphones, our mobile application puts all the power of online banking right in your pocket. You can transfer money easily with our person-to-person transfers, making it simple to send or receive funds from friends and family. Plus, if you enjoy the ease of contactless payments, our mobile payments feature lets you make purchases quickly and securely.

Online Banking Features

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Visit us at https://www.nccdefcu.com/ to check balances, view transaction history, and pay bills all without stepping into a branch. Our platform is user-friendly, ensuring that even those who aren't tech-savvy can navigate it with ease.

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. As a growing credit union with a member base of 4,088, we are dedicated to building lasting relationships with those we serve.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Castle County Delaware Em is your trusted partner. Visit us at 3301 Philadelphia Pike Claymont De 19703 or call (844) 218-4529 to learn more about how we can help you achieve your financial goals.

Investing in You

With $1,903,303 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $165 in used auto loans and $6,979,909 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,577,893 in share certificates and $6,520,351 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,218,843, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,597,973 in used vehicle loans and $1,844,796 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we've got options tailored for you.

Credit Lines and More

If you're considering expanding your financial horizons, our credit lines totaling $250,000 are designed to give you quick access to cash when you need it most. These lines of credit can be an excellent safety net for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,679,645, make buying or refinancing simple. We know how important it is to have a place to call home, and our flexible terms can help make that dream a reality.

Refinancing Options

If you're currently holding loans elsewhere and looking for better rates or terms, consider our refinancing options. We are committed to helping our members save money wherever possible. Please reach out to learn more about eligibility requirements and how we can assist you further. If you're ready to explore any of these loan products or need guidance on which option might be best for you, don't hesitate to contact us at (844) 218-4529. We're here Monday through Friday from 9:00 a.m. - 4:00 p.m., and Saturday from 9:00 a.m. - 1:00 p.m. Your path to financial success starts here at New Castle County Delaware Em! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

For those looking for more financial flexibility, we also offer flexible terms on unsecured credit card loans, with a total of $272,956 in loans helping members manage their finances effectively. These cards provide a great way to build credit while enjoying the benefits of easy access to funds.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the information you see reflects current market conditions and fair offers. By working exclusively with verified lenders, LendMesh ensures that you receive genuine loan offers without any hidden agendas.