Net Credit Union Scranton PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Net, your trusted credit union located at 119 Mulberry St, Scranton, PA 18503. Since our establishment in 1941, we have proudly served our community, growing to a robust membership of 18,417 individuals who rely on us for their financial needs. At Net, we believe in building strong relationships with our members and providing them with the best possible banking experience. With total assets of $297,030,087 and total deposits amounting to $14,119,857, we are committed to ensuring your financial security and prosperity. Our team works diligently to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. As we continue to grow, our net worth stands strong at $34,720,736, reflecting our dedication to financial stability. Our CEO, Clarence Baltrusaitis, along with Board President Don Bailey, lead a dedicated staff of 56 employees who are always ready to assist you. We understand that each member has unique needs and strive to provide personalized service that makes banking easy and accessible. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: 119 Mulberry St, Scranton, PA 18503. We invite you to explore how we can help you achieve your financial goals. For more information or assistance, please don't hesitate to call us at 570-961-5300 or visit our website at netcreditunion.com. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Community Engagement

Net is not just about numbers; it's about people. Our partnerships with local organizations help us support community initiatives that resonate with our values. From sponsoring events to volunteering time and resources, we believe in giving back to the area that has supported us throughout the decades. While members can visit us at 119 Mulberry St Scranton Pa 18503, official correspondence should be sent to 119 Mulberry St, Scranton, PA 18503. Our doors are open during convenient hours Monday through Thursday from 8 am to 5 pm, Friday from 8 am to 5:30 pm, and Saturday from 8:30 am to 12:30 pm making it easy for you to connect with us. If you're looking for a credit union that prioritizes your financial needs while actively contributing to the community's growth, join us at Net! Experience firsthand how we make banking personal and impactful. Call us at (570) 961-5300 or visit our website at netcreditunion.com today!

Modern Innovations

In keeping with our mission, we've embraced modern technology to ensure that our members can manage their finances easily and securely. With features like online banking, mobile payments, and e-statements, we're committed to making banking convenient for everyone. Our branch also complies with ADA standards, ensuring accessibility for all individuals who walk through our doors.

Our Mission

Our mission at Net is simple yet powerful: to empower our members through accessible financial services while actively supporting the communities we serve. We believe that everyone deserves a chance to thrive financially. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We pride ourselves on being more than just a financial institution; we are a community partner dedicated to making a positive impact. Whether it's through educational workshops or local outreach programs, we strive to uplift those around us and provide resources that foster financial literacy and growth.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your comfort in mind. We offer ample parking, making it simple for you to stop by. For those who may need assistance, we are ADA compliant with features like ramps and accessible entrances. Plus, if you prefer not to come inside, our drive-thru service is available for quick transactions including deposits and withdrawals.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 570-961-5300 for any inquiries or visit us at our Mulberry St location. We look forward to welcoming you into our community-focused branch where your financial well-being comes first!

Operating Hours

We know your time is valuable, which is why we have flexible operating hours tailored to fit your busy schedule. Join us Monday through Thursday from 8 AM to 5 PM, Fridays from 8 AM to 5:30 PM, and Saturdays from 8:30 AM to 12:30 PM. Whether you're an early bird or someone who likes to pop in during lunch, we're here when you need us.

Services Offered

At Net Credit Union, we offer a wide range of services designed to meet all your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Our ATM is readily available for cash withdrawals and balance checks anytime you need it. And if you're a member of a partner credit union, feel free to take advantage of our shared service center for deposits and withdrawals.

Member Eligibility

At Net, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as it gets! If you live, work, or worship in the area around our cozy branch at 119 Mulberry St Scranton Pa 18503, you're likely eligible to join us. We welcome individuals from various backgrounds, making it easy for you to access our range of services tailored to your needs. Whether you're looking for personal banking solutions or loans, being part of our family means you'll enjoy competitive rates and exceptional service. For a detailed look at the eligibility criteria, feel free to check out our resource at https://netcreditunion.com/membership-application/ . Ready to take the next step? Opening an account with us is straightforward just visit https://internetloanapplication.cudl.com/netcu/ or give us a call at (570) 961-5300. Join us today and experience the benefits of being a valued member at Net!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services are designed with practicality in mind. Think about how accepting payments easily can improve customer satisfaction and streamline your operations. Our services ensure you can focus on what matters most growing your business. Located conveniently at 119 Mulberry St Scranton Pa 18503, Scranton, PA, we invite you to explore how Net can be your trusted partner in success. For inquiries, call us at (570) 961-5300. Let's take your business to the next level together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Services

Convenience is key at Net. With our ATM & Cash Withdrawal Services, accessing cash is easy. Plus, if you're on-the-go, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services including merchant services and business loans. We understand the challenges of running a business and strive to support your growth with tailored financial solutions.

Credit Cards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Imagine using those rewards for something special, like a vacation or new gadgets!

Home Ownership

Dreaming of homeownership? Our Mortgage Loans & Refinancing services are designed to guide you through purchasing or refinancing your home. We believe that everyone deserves a place to call their own, and we are here to assist you every step of the way.

Personal Banking

We understand that every member's financial journey is unique. That's why we offer Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having access to your funds anytime through our Online & Mobile Banking features. You can easily check balances, transfer money, and pay bills right from your smartphone.

Personal Loans

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can manage those costs effectively. Whether it's for a home renovation or consolidating debt, we're here to help simplify your financial obligations.

Shared Branching

We also participate in basic shared branch transactions for partner credit union members, ensuring that you have access to essential services even when you're away from home. At Net, we blend traditional banking values with modern conveniences, making it easier than ever to manage your finances. Our friendly staff is always ready to assist you with any questions or concerns you may have. If you're ready to explore how we can support your financial journey, don't hesitate! Give us a call at (570) 961-5300 or visit us at 119 Mulberry St Scranton Pa 18503 in Scranton, PA today! You can also learn more about our services by visiting our website at Mulberry St Office.

Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing solutions help you hit the road without breaking the bank. Picture yourself cruising in that new ride with affordable monthly payments that suit your budget.

Digital & Online Banking

Key Features for Your Convenience

We believe in making banking simple and accessible. With our electronic signature authorization, you can sign documents securely without the hassle of printing or scanning. Plus, enjoy the benefit of e-statements, which not only keep you organized but also help the environment by reducing paper waste. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy to send cash directly from your account. And if you're always on the go, our mobile application is here to help! Available for download, it brings all the essential banking features right to your fingertips.

Online Banking Services

Our 24/7 online banking services allow you to access your accounts whenever it suits you. Whether you're checking your balance or transferring funds, everything is just a click away. You can explore these features at https://netcreditunion.com/ .

Safe and Secure Banking

Security is our top priority. At Net, we use advanced technology to protect your information while providing you with a smooth banking experience. You can feel confident knowing that your personal data is safe with us. With mobile payments available, you can make purchases using just your smartphone no need for cash or cards! This added convenience allows you to shop with peace of mind. Experience the future of banking with Net today. Log in anytime through our online banking portal or download our mobile app to start enjoying these benefits!

Financial Strength

A Growing Community

Total Share Accounts: 45,136, showing a strong and growing member base that trusts us with their finances. This trust drives us to continuously improve and expand the services we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Net is your trusted partner. Visit us at 119 Mulberry St Scranton Pa 18503 or call (570) 961-5300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $73,646,248 in share certificates and $22,505,652 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $34,035,394 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to providing quality service is reflected in our lending capacity; we currently offer $2,524 in used auto loans and $160,333,101 in total loans and leases to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $34,720,736, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,167 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,029,967 in used vehicle loans and $18,549,887 in new vehicle loans already helping members get on the road. Whether you are financing a brand-new model or a reliable used car, our flexible terms can help make your purchase affordable.

Credit Lines

For added flexibility, our credit lines available up to $25,000,000 provide a safety net for unexpected expenses. This option allows you to borrow only what you need when you need it while keeping your budget intact. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our knowledgeable team is here to guide you through the process and help find the best fit for your needs. For more information about our loan offerings or to start an application, contact us at (570) 961-5300, visit us at 119 Mulberry St Scranton Pa 18503, or check out our website at https://netcreditunion.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,761,669, make buying or refinancing simple. We provide personalized assistance throughout the process, ensuring you understand all your options for financing your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $5,791,336 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit you as you make purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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NET FEDERAL CREDIT UNION - Scranton, PA