Neighbors United Credit Union Greenwood SC | Best Auto Loans & Business Banking

Introduction

Welcome to Neighbors United, your trusted financial partner located at 1518 Highway 246 S, Greenwood, SC 29646. Established in 1961, our credit union has been dedicated to serving our community for over six decades. With a strong commitment to our members, we proudly support 6,961 individuals and families, helping them achieve their financial goals. At Neighbors United, we believe that a solid foundation in financial services can lead to greater opportunities. Our assets total an impressive $62,691,258, reflecting our strength and stability. We are proud to offer a variety of services designed to meet your needs, whether it's personal banking, auto loans, or business financing. Currently, we have facilitated 3,105 loans and leases and hold deposits totaling $4,207,141, showcasing the trust our members place in us. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 50777, Greenwood, SC 29649-0030. Under the leadership of CEO Elizabeth Orama and Board President Francine Brooks, we strive to create a welcoming environment where everyone feels valued. Our team of 25 employees is here to assist you with personalized service and expert advice. We invite you to explore the benefits of membership with us today! Whether you're looking for competitive loan rates or reliable savings options, Neighbors United is here to help you thrive financially. Feel free to call us at 864-941-8920 or visit our website at mynucu.org for more information on how we can serve you better. Join us and experience the difference of being part of a community-focused credit union!

Branch History & Mission

At Neighbors United, we are proud to have a rich history that dates back to our founding in 1961. Our branch, located at 1518 Highway 246 S, Greenwood, SC 29646, has served as a cornerstone of financial support for our community for over six decades. With a current membership base of 6,961 and total assets amounting to an impressive $62,691,258, we've grown alongside the vibrant community of Greenwood. From the beginning, our mission has been clear: to provide exceptional financial services while fostering a spirit of cooperation and community support. We understand that our members' success is intertwined with the prosperity of our local area. That's why we offer a range of services designed to meet diverse needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. We also pride ourselves on having modern conveniences like online banking, mobile payments, and ATMs available for our members' ease. Our commitment extends beyond just banking. We actively engage in community outreach efforts, partnering with local organizations to help improve lives right here in Greenwood. Whether it's sponsoring events or supporting educational initiatives, we believe in giving back because a strong community benefits everyone. In addition to being accessible in person at our Greenwood location during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 5:30 PM we also provide drive-thru services for quick transactions and ATM access for those on the go. While members can visit us at 1518 Highway 246 S, official correspondence should be sent to PO BOX 50777, Greenwood, SC 29649-0030. For any inquiries or assistance, feel free to contact us at 864-941-8920. We invite you to become part of Neighbors United today! Experience firsthand how we prioritize your financial well-being while uplifting the entire community. Join us and discover the difference that comes from being a member of a credit union that truly cares about its people. For more information on membership eligibility or to open an account, visit us online at www.mynucu.org.

Branch Location & Accessibility

Get in Touch

If you're curious about what we offer or have any questions, don't hesitate to reach out! Give us a call at 864-941-8920. We invite you to drop by Neighbors United today; we look forward to helping you achieve your financial goals!

Operating Hours

We're here when you need us! Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 5:30 PM. This schedule allows you plenty of time throughout the week to stop by and discuss your financial needs with one of our knowledgeable staff members.

Parking and Accessibility

At Neighbors United, we understand the importance of accessibility. Our branch features ample parking right outside, making it easy for you to come and go as you please. We are also proud to be ADA compliant, ensuring that everyone can access our facilities without hassle. If you need assistance or have special requirements during your visit, our friendly team is always ready to help.

Services Offered

Neighbors United offers a range of services designed with you in mind. From personal banking solutions like checking and savings accounts to auto loans, mortgage loans, and even credit cards with rewards, we have everything you need under one roof. For added convenience, we provide ATM access and basic drive-thru banking services for quick transactions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO BOX 50777, Greenwood, SC 29649-0030 if that's more convenient for you.

Member Eligibility

Welcome to the Neighbors United family! Becoming a member of Neighbors United is more than just opening an account; it's about joining a community that truly cares. If you live, work, worship, or attend school in the Greenwood area, you're already eligible to enjoy all the benefits we offer. At Neighbors United, we pride ourselves on providing personalized service and accessible financial solutions tailored to your needs. Opening an account with us is straightforward and welcoming. You can start your journey by visiting our website for detailed eligibility criteria at http://www.mynucu.org/membership . Once you're ready, simply follow the easy steps to open your account online at https://mynucu.originate.fiservapps.com/dgryytdpnz8tjmk or give us a call at (864) 941-8920 if you have any questions. We're here to help you every step of the way as you embark on this exciting new chapter with Neighbors United!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we are eager to assist local entrepreneurs in finding the right financing options when they become available. Imagine having access to flexible financing that allows you to invest in new equipment, expand your operations, or manage cash flow during seasonal fluctuations. Our goal is to be your partner in success, offering loans that can adapt to your specific needs.

Merchant Services

In addition to loans, we provide merchant services designed for smooth transactions, allowing you to focus on what really matters growing your business. Whether you're processing payments online or in-store, our solutions make it easy for you to accept various payment methods securely. Picture this: a busy Saturday morning at your store where customers can pay seamlessly while you keep track of sales effortlessly. If you're ready to take the next step in growing your business, visit us at 1518 Highway 246 S Greenwood Sc 29646 in Greenwood, SC or give us a call at (864) 941-8920. Together, we can explore how our commercial services can best support your vision for success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a hurry? Our ATM services allow for quick withdrawals and balance checks without stepping inside the branch. Plus, our drive-thru banking offers simple transactions like deposits and withdrawals for those who prefer to stay in their vehicle. At Neighbors United, we believe in making banking accessible for everyone in our community. With dedicated service hours from Monday to Friday and a commitment to member satisfaction, we invite you to explore all we have to offer. For more information or to speak with one of our team members about how we can assist you today, please call us at (864) 941-8920 or visit our website at https://www.mynucu.org/ . Join us at Neighbors United where your financial success is our mission!

Business Banking Services

For local entrepreneurs, we offer business banking solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business growth every step of the way.

Credit Cards with Rewards

If you're looking for an easy way to earn rewards on everyday purchases, consider our credit cards with rewards programs. Enjoy benefits that can help enhance your spending power while earning points on things you buy regularly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. With features like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier. Access your accounts anytime from anywhere, whether you're at home or on the go.

Home Financing Made Easy

Dreaming of owning a home? Our mortgage loans and refinancing options can help turn that dream into reality. At Neighbors United, we understand that purchasing a home is one of the most significant decisions you'll make. Our knowledgeable staff will work closely with you to find the right mortgage solution tailored to your budget and needs.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for future goals, our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, helping you manage your money effectively. If you're thinking about buying a car, our auto loans provide competitive rates and flexible terms, making vehicle financing straightforward and stress-free.

Digital & Online Banking

At Neighbors United, we understand that convenience and security are essential when it comes to managing your finances. That's why we offer a variety of digital and online banking services designed to make your banking experience easier and more efficient. Whether you're at home or on the go, our tools give you access to your accounts anytime, anywhere. One of the standout features is our 24/7 online banking service, which allows you to check balances, pay bills, and transfer money whenever you need to. You can easily sign up for e-statements, so you can keep track of your transactions without the clutter of paper statements. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. For those who prefer mobile banking, our user-friendly mobile application makes it easy to manage your accounts right from your smartphone. You can make person-to-person transfers effortlessly, send money to friends and family in real-time, and even take advantage of our mobile payments feature for quick purchases. Access all these features and more at https://www.mynucu.org/ . Your financial information is protected with state-of-the-art security measures, giving you peace of mind as you navigate your banking needs. With everything available at your fingertips, managing your money has never been more accessible or straightforward! Explore the convenience of digital banking at Neighbors United today!

Financial Strength

Commitment to Innovation

With $7,882,644 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment means you'll have access to the best products available without compromising on quality or service.

Growing Member Base

Total Share Accounts stand at 12,041, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep improving our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors United is your trusted partner. Visit us at 1518 Highway 246 S Greenwood Sc 29646 or call 864-941-8920 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports your financial goals across various sectors. With $32,224,937 in total loans and leases and 823 used auto loans, we are dedicated to helping you achieve your dreams be it buying a car or securing funds for other needs.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which positions us to continuously offer competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Our Financial Health

With a net worth of $7,882,644, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1257 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $7,424,875 in share certificates, offering stable and rewarding financial growth opportunities. By prioritizing our members over profits, we ensure that resources focus on benefiting you through better loan rates and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have facilitated over $14,679,566 in used vehicle loans and $2,322,417 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable pre-owned vehicle, our team is here to assist you with competitive rates and flexible terms.

Credit Card Loans

Managing finances is easier with our flexible terms on unsecured credit card loans. We currently have a total of $1,410,742 in unsecured credit card loans helping members navigate their financial journeys effectively. With these options, you can enjoy the convenience of cashless transactions while managing your spending.

Credit Lines

In addition to traditional loans, we also provide credit lines totaling $4,500,000 for those who need extra flexibility in their finances. These lines of credit can be particularly useful for unexpected expenses or short-term financing needs. If you're considering refinancing any of your existing loans or want to learn more about eligibility options for our products, don't hesitate to reach out. We're here to help simplify the process and guide you toward the best decision for your situation. For more information or to discuss how we can help meet your financial needs, please contact us at 864-941-8920 or visit us at our branch located at 1518 Highway 246 S Greenwood Sc 29646. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,394,982, ensuring that you can find the right financing solution for your home purchase or refinancing needs.

Loan Aggregator

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NEIGHBORS UNITED FEDERAL CREDIT UNION