Neighbors Credit Union Prairieville LA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Neighbors, your trusted financial partner in the heart of Prairieville, Louisiana! Located at 17193 Airline Hwy, Prairieville, LA 70769, our credit union has been serving the community since 1954. With a commitment to fostering financial wellness, we proudly support over 82,195 members and manage a substantial asset base of $1,347,788,332. At Neighbors, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking options. Our dedicated team is here to assist you with anything from checking and savings accounts to business loans. While members can visit us at our Prairieville branch, official correspondence should be sent to PO Box 2831, Baton Rouge, LA 70821. We value transparency and aim to provide all the information you need to make informed financial decisions. Under the leadership of our CEO Steve Webb and Board President Keith Bennett, we strive for excellence in service and community engagement. Our team of 240 employees is dedicated to ensuring that your experience with us is smooth and fulfilling. With total deposits reaching $93,956,208 and a net worth of $157,095,794, we are well-positioned to support our members' financial goals. Whether you're looking for a new vehicle loan or planning for your future through savings accounts or investments, Neighbors is here for you. Feel free to reach out at (225) 819-2178 or visit our website at www.neighborsfcu.org for more information about our services. We invite you to join our community of satisfied members who trust us with their financial needs. Come see how we can help you thrive today!

Branch History & Mission

Community Commitment

Our dedication to the community shines through partnerships with local organizations and initiatives that promote education and wellness. From sponsoring events to providing financial education workshops, we aim to make a positive impact on those we serve. As you consider joining Neighbors Credit Union, know that you will become part of a family that values your financial well-being just as much as you do. Experience personalized service from our friendly staff during lobby hours from 9:00 am to 5:00 pm on weekdays or take advantage of our drive-thru service available from 8:30 am to 5:30 pm. We invite you to connect with us today at 225-819-2178 or visit our website at Neighbors Credit Union for more information about becoming a member. Join us as we continue this journey together because your success is our mission!

Our Journey

From humble beginnings, Neighbors Credit Union has evolved into a financial institution dedicated to serving the needs of our community. Over the years, we have embraced change while remaining committed to our core mission: to provide exceptional financial services and support local initiatives that improve the lives of our members. This journey has been marked by significant milestones, including the expansion of our services to include auto loans, mortgages, personal loans, and business banking. While members can visit us at our main branch location on Airline Highway in Prairieville, official correspondence should be sent to PO Box 2831, Baton Rouge, LA 70821. This ensures that all communications are handled efficiently.

Our Mission

At Neighbors Credit Union, we believe in more than just banking. Our mission is to empower individuals and families with the financial tools they need to thrive. We aim to foster financial literacy and inclusion by offering accessible products such as checking accounts, savings accounts, credit cards with rewards, and various loan options. Our commitment extends beyond transactions; we actively engage in community outreach efforts that uplift and support local residents. In addition to traditional banking services, we have adapted to the needs of modern consumers by implementing digital advancements like online banking and mobile applications. We ensure accessibility for all by maintaining ADA compliance throughout our services.

Branch Location & Accessibility

Welcome to Neighbors Credit Union, conveniently located at 17193 Airline Hwy in Prairieville, LA! Our branch is nestled in a vibrant area, making it easy for you to stop by whether you're heading home from work or running errands. Just a short drive from local landmarks like the beautiful Airline Highway Park, we're ready to serve you with a smile. At Neighbors, we strive to make your visit as pleasant as possible. Our branch features accessible parking and ADA-compliant entryways to ensure everyone can easily access our services. We understand that your time is valuable, which is why we offer both lobby and drive-thru banking options. You can enjoy the convenience of our drive-thru service from 8:30 AM to 5:30 PM on weekdays, while our lobby hours run from 9:00 AM to 5:00 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 2831 in Baton Rouge if different from our physical address. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgages, we also offer online and mobile banking for added convenience. Need cash? No problem! We have an ATM available for quick withdrawals and balance checks right on-site. If you have any questions or need assistance, feel free to reach out at 225-819-2178. We invite you to come visit us at Neighbors Credit Union where friendly service meets accessibility!

Member Eligibility

Becoming a member of Neighbors feels like joining a close-knit family that supports your financial journey. We welcome anyone who lives, works, worships, or attends school in the areas we serve. It's all about creating a community where everyone can thrive together! If you're ready to enjoy the perks of membership, such as personalized service and competitive rates, you can learn more about our eligibility criteria by visiting this link. Opening an account is straightforward and convenient! Just stop by our branch located at 17193 Airline Hwy Prairieville La 70769, or give us a call at (225) 819-2178 for assistance. Our friendly team is here to help make your transition to Neighbors as smooth as possible. Join us today and take the first step towards better banking!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the tools at your fingertips to streamline payments and manage transactions easily. Our merchant services are designed to help you accept payments seamlessly whether in-store or online. This means you can focus on what matters most: growing your business and serving your customers better. Located conveniently at 17193 Airline Hwy Prairieville La 70769 in Prairieville, LA, we invite you to explore how our business banking services can empower your entrepreneurial journey. Reach out to us at (225) 819-2178 or visit our website for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,876,583, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

At Neighbors, we also recognize the importance of supporting local businesses. Our business banking services include comprehensive merchant services and business loans designed to help your company thrive. Whether you're starting fresh or looking to expand, we have the resources to assist you.

Embracing Technology

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. Check your balance, transfer funds, or pay bills all from your smartphone or computer. With our ATM and cash withdrawal services, accessing your money has never been easier. Need assistance with simple transactions? Our friendly staff is available during regular hours for basic drive-thru banking services perfect for quick deposits and withdrawals without stepping inside.

Get in Touch!

We invite you to explore all that Neighbors has to offer. If you have any questions about our services or would like more information, feel free to reach out at (225) 819-2178. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, and our drive-thru operates from 8:30 AM to 5:30 PM on those same days. Join us today at Neighbors, where your financial goals become our priority! Visit us online at http://www.neighborsfcu.org for more details about how we can serve you better!

Personal Banking Made Simple

When it comes to personal banking, we understand that everyone's needs are different. That's why we offer various checking and savings accounts designed for all lifestyles. Whether you're saving for a big purchase or managing daily expenses, you'll find an account that fits just right. Are you considering buying a new car? Our auto loans and vehicle financing options provide flexible terms and competitive rates, making it easier than ever to drive off in your dream car. If you're planning to buy a home or refinance your existing mortgage, our mortgage loans and refinancing services can help you navigate the process smoothly. We're here to support you every step of the way. For those unexpected expenses, our personal loans and debt consolidation options offer you financial relief when you need it most. Plus, with our credit cards featuring rewards, you can earn benefits on everyday purchases while enjoying the convenience of cashless transactions.

Digital & Online Banking

Convenient Online Access

With our online banking platform, accessible at http://www.neighborsfcu.org , you can check your account balance, transfer funds, and pay bills all from the comfort of your home or on the go. Enjoy 24/7 access to your accounts, making it simple to manage your finances anytime you want.

Easy Account Management

We offer a mobile application that allows you to handle your banking right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it effortless. Plus, with electronic signature authorization, signing documents is quick and secure no more waiting for the post!

Eco-Friendly E-Statements

Say goodbye to paper clutter! At Neighbors, we provide e-statements that not only help you stay organized but also reduce your environmental footprint. You can easily view and download your statements whenever needed.

Security You Can Trust

Your security is our priority. Our online banking services come equipped with robust security features, ensuring that your personal information remains protected. We aim to provide a user-friendly experience while keeping your data safe. Whether you're checking balances or making payments, our digital banking tools are designed with ease of use in mind. With all these features at your fingertips, managing your finances has never been easier. Join us at Neighbors today and explore how our digital banking solutions can make your life simpler!

Financial Strength

Investment in Your Future

With $109,922,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategic reinvestment helps us continually improve the services we offer. Our lending capacity is illustrated by $10,153 in used auto loans and $1,100,765,057 in total loans and leases, supporting members' financial goals across various sectors. Whether you're looking to purchase a vehicle or secure a personal loan, we have the resources available to assist you.

Member Trust

Total Share and Deposit Accounts: 197,283, show a strong and growing member base that trusts us with their finances. Our member-centric approach is what sets us apart from traditional banks; we work hard every day to earn your trust. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 17193 Airline Hwy Prairieville La 70769 or call (225) 819-2178 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our performance is reflected in our $0, which demonstrates operational efficiency. This enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 231 full-time employees and 9 part-time employees who are dedicated to serving you with knowledge and care. Their commitment enhances your experience at Neighbors, ensuring that you receive personalized attention every time you visit.

Secure Savings Opportunities

Members' savings are secured through $350,239,703 in share certificates and $29,211,224 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings by ensuring they are well-managed and secure. Unlike traditional banks, we focus on our members first. With non-member deposits at $160,944,000, we ensure that our resources benefit you through better loan rates, lower fees, and exclusive perks designed specifically for our members.

Strong Financial Health

With a net worth of $157,095,794, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong net worth underlines our ability to support our members' needs effectively. Our net worth ratio of $1,164 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our commitment to maintaining a safe environment for your finances.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $217,874,138 in used vehicle loans and $275,909,853 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $54,876,583 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our dedicated team will work with you to develop a financing plan that aligns with your objectives.

Credit Lines

In addition to our various loan products, we also offer credit lines totaling $281,678,915. These lines of credit are designed for those who require additional flexibility in managing cash flow and unforeseen expenses. At Neighbors, we're committed to providing personalized service and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and let's start working together towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $115,405,145, make buying or refinancing simple. We're here to guide you through each step of the process, ensuring you find the best fit for your financial situation.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $20,589,026 in loans helping members manage their finances effectively, these credit cards can provide you with the purchasing power you need without collateral requirements.

Loan Aggregator

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NEIGHBORS FEDERAL CREDIT UNION