Neighbors Credit Union Denham Springs LA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Neighbors Credit Union, your trusted partner in financial well-being since 1954! Conveniently located at 175 Rushing Rd W, Denham Springs, LA 70726, we are proud to serve our community with dedication and commitment. With over 82,000 members and total assets exceeding $1.34 billion, we aim to provide personalized banking solutions that empower you to achieve your financial goals. At Neighbors, we believe in building strong relationships with our members. Under the leadership of our CEO, Steve Webb, and Board President, Keith Bennett, we strive to make banking accessible and rewarding for everyone. Whether you're looking for checking accounts, auto loans, or business banking services, our knowledgeable staff is here to help. While members can visit us at 175 Rushing Rd W, official correspondence should be sent to our mailing address: P O Box 2831, Baton Rouge, LA 70821. With a robust portfolio that includes over 54,000 loans and total deposits amounting to $93,956,208, Neighbors Credit Union is dedicated to fostering a supportive environment where you can thrive financially. Our commitment extends beyond just numbers; it's about investing in our community and ensuring that every member feels valued. We invite you to experience the Neighbors difference today! Call us at (225) 819-2178 or visit our website at http://www.neighborsfcu.org for more information on how we can assist you. Together, let's build a brighter financial future!

Branch History & Mission

Community Focus

Neighbors Credit Union isn't just about banking; it's about building a strong community. We actively engage in local outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or providing financial literacy workshops, we strive to make a positive impact. Our mission emphasizes not only financial empowerment but also the importance of supporting our neighbors in their journey toward success. While members can visit us at 175 Rushing Rd W, official correspondence should be sent to P O Box 2831, Baton Rouge, LA 70821 if needed. Our operating hours are designed with your convenience in mind: Lobby Hours are from 9:00 AM to 5:00 PM (Monday through Friday), and Drive-Thru service is available from 8:30 AM to 5:30 PM on those same days.

Join Us Today!

We invite you to become a part of the Neighbors family! Experience the unique blend of personal service and community spirit that sets us apart from other financial institutions. Join us today at our Denham Springs branch or visit us online at www.neighborsfcu.org to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future for all!

Modern Services

In an era where technology plays a significant role in daily life, Neighbors Credit Union embraces digital advancements to better serve our members. We offer online banking capabilities for easy access to your accounts anytime you need them. Additionally, our commitment to accessibility ensures that all members can enjoy our services without barriers. As part of our ongoing dedication to customer satisfaction, we provide convenient ATM access and drive-thru services for quick transactions like deposits and withdrawals.

Branch Location & Accessibility

Getting Here and Parking

Visiting us is a breeze! We have ample parking available right outside our doors, ensuring you can find a space without any hassle. For those who may need assistance, our branch is ADA compliant, with features like ramps for easy access.

Let’s Connect!

Have questions or need assistance? Don't hesitate to give us a call at 225-819-2178. We're excited to help you with your financial journey! Come visit us today and experience the welcoming atmosphere at Neighbors in Denham Springs.

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday, with lobby hours from 9:00 AM to 5:00 PM and drive-thru service available from 8:30 AM to 5:30 PM. Whether you need to stop by for personal banking or quick transactions at the drive-thru, we're here to serve you.

Services Offered

At Neighbors, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is on-site for your convenience, allowing for easy withdrawals and balance checks. Plus, if you're looking for simple transactions like deposits or withdrawals, our drive-thru service makes it quick and efficient. While members can visit us at 175 Rushing Rd W, official correspondence should be sent to P O Box 2831 in Baton Rouge if needed.

Member Eligibility

Becoming a member of Neighbors is like joining a friendly family that truly cares about your financial well-being. To be eligible, you simply need to live, work, or worship in the communities we serve, or have a family member who is already a member. It's that easy! This means that if you're part of our vibrant community around 175 Rushing Rd W Denham Springs La 70726, you're warmly welcomed to join us and enjoy the benefits that come with membership, such as competitive rates on loans and savings accounts, personalized service, and access to convenient online banking tools. If you want to learn more about eligibility requirements, feel free to visit our detailed page at . Once you're ready to take the next step in becoming part of our community, opening an account is straightforward. Just give us a call at (225) 819-2178 or stop by our branch during lobby hours. Our dedicated team will guide you through the process and answer any questions you might have. We're excited to help you start your journey with Neighbors!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: accepting payments easily from customers while managing your cash flow effectively. Our solutions ensure that you can focus on what you do best running your business while we take care of the financial details. Located at 175 Rushing Rd W Denham Springs La 70726 in Denham Springs, LA, our team is ready to support your business journey. Contact us today at (225) 819-2178 to learn more about how we can help you achieve your goals!

Tailored Loan Options

Imagine securing the financing necessary to purchase new equipment or expand your physical location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,876,583, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our business banking services include everything from merchant services that simplify payment processing to various types of business loans designed to fuel your growth. We understand that managing finances can be challenging, so we offer personalized support every step of the way.

Connecting with Us

If you're ready to explore what we have to offer or if you have any questions about our services, don't hesitate to reach out! You can contact us at (225) 819-2178 during our lobby hours from 9:00 AM to 5:00 PM (Monday through Friday). We invite you to visit us at 175 Rushing Rd W Denham Springs La 70726 or check out our website at http://www.neighborsfcu.org for more details. Join us at Neighbors, where we make banking simple and accessible for everyone in the community!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your accounts anytime, anywhere. With just a few taps on your device, you can check balances, transfer funds, and even pay bills all from the comfort of your home. We also have an ATM available for quick cash withdrawals and balance checks whenever you need them. Our drive-thru service allows for basic transactions like deposits and withdrawals without leaving your car, making it easier than ever to handle your banking on the go.

Personal Banking Solutions

Our personal banking services are tailored for individuals and families alike. With options like checking and savings accounts, you can easily manage your daily transactions while also saving for your goals. For those considering a new car, our auto loans and vehicle financing make it easy to hit the road without breaking the bank. If you're in need of extra funds for unexpected expenses, our personal loans and debt consolidation options provide flexible solutions that fit your budget. When it comes to homeownership, we offer mortgage loans and refinancing options to help you secure your dream home or lower your current payments. And don't forget about our credit cards with rewards, which allow you to earn while you spend perfect for those who love to travel or shop!

Digital & Online Banking

Mobile Application Convenience

For those who prefer banking on their smartphones, our mobile application is here to help! It's available for download and packed with features that allow you to manage your accounts right from the palm of your hand. You can even make person-to-person transfers easily, ensuring that sending money to friends and family is quick and stress-free.

Online Banking Features

With 24/7 access through our online banking portal, you can check balances, pay bills, and transfer funds whenever it suits you. Our user-friendly interface makes navigation a breeze, so you can find what you need without any hassle. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Security First

Your security is our top priority. Our online banking services are protected with state-of-the-art encryption technology, keeping your personal information safe. With features like two-factor authentication and regular monitoring for suspicious activity, you can bank confidently knowing that we have your back. In summary, Neighbors offers everything you need for efficient digital banking from easy access to e-statements and mobile payments (when available) to reliable security measures. Explore all these features today by visiting our website. We're committed to making your banking experience as smooth as possible!

Stay Organized with E-Statements

Keeping track of your finances is simple with e-statements. Available at Neighbors, these digital statements help reduce clutter while providing an eco-friendly way to monitor your account activity. You can access your statements anytime, anywhere making it easier than ever to stay organized.

Financial Strength

Commitment to Service

Our operational efficiency shines through with $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 231 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your satisfaction. With net shares available for lending and investments totaling $0, along with 197,283 deposit accounts, it's clear that more and more people trust us with their finances every day.

Member-Centric Savings Options

Members' savings are secured through $350,239,703 in share certificates and $29,211,224 in money market shares, offering stable and rewarding financial growth opportunities. We understand the importance of protecting your investments while helping them grow over time. Unlike traditional banks, we prioritize our members. With non-member deposits at $160,944,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed specifically for our members.

Reinvestment for Growth

With $109,922,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy allows us to improve our services continuously while ensuring your funds remain secure. Our lending capacity is also notable; with $10,153 in used auto loans and $1,100,765,057 in total loans and leases, we support members' financial goals across various sectors. Whether you're buying a new car or planning a major purchase, we're here to help make those dreams come true.

Solid Financial Health

With a net worth of $157,095,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation is critical in ensuring that we can meet the needs of our members even during challenging times. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means your money is safe with us.

Your Partner in Financial Success

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 175 Rushing Rd W Denham Springs La 70726 or call (225) 819-2178 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $217,874,138 in used vehicle loans and $275,909,853 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our financing options make it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $54,876,583 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and our team is here to support you with tailored financing solutions. If you're considering refinancing any of your existing loans or want more information about eligibility options for our products, don't hesitate to reach out. Our team at Neighbors is here to assist you every step of the way. Feel free to contact us at (225) 819-2178 or visit us at 175 Rushing Rd W Denham Springs La 70726 for more details on how we can help meet your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $115,405,145, make buying or refinancing simple. We help guide you through the mortgage process so you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,589,026 in loans helping members manage their finances effectively. These cards are designed to provide you with the purchasing power you need while giving you the flexibility to pay them off at your own pace.

Loan Aggregator

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NEIGHBORS FEDERAL CREDIT UNION