Neighbors Credit Union Baton Rouge LA | Cheap Mortgage Refinance & Auto Loans

Introduction

Welcome to Neighbors at Central High School, where our commitment to serving you and the community shines through every interaction. Nestled at 10200 W Brookside Dr, Baton Rouge, LA 70818, we have been a trusted financial partner since our establishment in 1954. As a member-focused credit union with over 82,000 members, we are proud to manage assets totaling an impressive $1,347,788,332. At Neighbors, we believe that financial wellness is key to a thriving community. That's why we offer a wide range of services tailored to meet your needs from personal banking and auto loans to mortgage refinancing and business banking solutions. Our dedication to providing high-quality service has helped us grow to hold $93,956,208 in deposits and maintain a net worth of $157,095,794. Our leadership team is dedicated to ensuring your satisfaction and success. Under the guidance of CEO Steve Webb and Board President Keith Bennett, we strive for excellence in all we do. With a team of 240 employees, we're here to assist you Monday through Friday from 9 AM to 5 PM. While members can visit us at our branch address for their banking needs, official correspondence should be sent to our mailing address: PO Box 2831, Baton Rouge, LA 70821. We invite you to explore all that we have to offer by visiting our website at neighborsfcu.org or calling us at 225-819-2178. Join us today and become part of a community-focused credit union that truly cares about your financial future!

Branch History & Mission

Community Engagement

Our journey would not be possible without the strong ties we've built within the Baton Rouge community. We actively engage in outreach efforts and partnerships that support local initiatives aimed at uplifting residents. Whether through educational programs or sponsorships of local events, we strive to make a positive impact. As we look forward to the future, we invite you to become part of our story. Join Neighbors today and experience a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out to us at 225-819-2178 during our operating hours: Monday through Friday from 9 AM to 5 PM. We're excited to welcome you into the Neighbors family!

Our Mission

At Neighbors, our mission is clear: to improve the financial well-being of our members and strengthen the communities we serve. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is not just to meet your financial needs but to help you achieve your dreams. We believe in the importance of accessibility. That's why we provide various digital advancements such as online banking and mobile applications to make managing your finances easy and convenient. Our commitment to ADA compliance ensures that all members can access our services without barriers.

Branch Location & Accessibility

Convenient Access

At Neighbors, we understand that accessibility is key for our members. Our branch features ADA-compliant entrances and parking spaces to ensure everyone can visit us with ease. If you plan on stopping by, you'll find ample parking available right outside our doors.

Get in Touch

We invite you to stop by or give us a call at 225-819-2178 if you have any questions or need assistance. At Neighbors, we look forward to being your trusted partner in financial success!

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. Whether you need assistance with personal banking services or have questions about loans, our friendly staff is ready to help during these hours.

Services Offered

Our services range from checking and savings accounts to auto loans and mortgage refinancing. Need quick cash? With ATM availability at our branch, withdrawing funds is straightforward. Although we don't have a drive-thru service, our team is always available inside to assist you promptly. While members can visit us at 10200 W Brookside Dr, please note that official correspondence should be sent to our mailing address at PO Box 2831, Baton Rouge, LA 70821.

Member Eligibility

At Neighbors, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in the Baton Rouge area, you're likely eligible to join us. We also extend membership to immediate family members of current members, making it easy for your loved ones to enjoy the benefits as well. Our services include everything from personal banking and auto loans to credit cards with rewards tailored just for you. To find out more about the specific eligibility criteria, feel free to visit our detailed page at . Opening an account is just as straightforward! You can start your journey with us by visiting our branch located at 10200 W Brookside Dr Baton Rouge La 70818, or by giving us a call at (225) 819-2178 during our operating hours, which are Monday through Friday from 9 AM to 5 PM. We're here to help you every step of the way and ensure you feel right at home in our community. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services make transactions easy and efficient. Picture this: you're a local shop owner who can effortlessly accept payments from customers, track sales in real-time, and manage cash flow all from one platform. Our services help you streamline operations so you can focus on what you do best: running your business. Located at 10200 W Brookside Dr Baton Rouge La 70818 in Baton Rouge, LA, we're here for all your business banking needs. Call us at (225) 819-2178 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,876,583, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive Business Banking services including Merchant Services & Business Loans. We understand the unique challenges businesses face, so whether you need financing for expansion or assistance with daily transactions, we've got your back.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why at Neighbors, we provide robust Online & Mobile Banking options. Manage your accounts anytime and anywhere check balances, transfer funds, and pay bills with just a few clicks on your smartphone or computer. Need cash? Our ATM services allow for quick withdrawals and balance checks without hassle. If you're ready to explore these fantastic services further, please don't hesitate to reach out! You can contact us at (225) 819-2178, visit us at our location at 10200 W Brookside Dr Baton Rouge La 70818, or explore more about what we offer by visiting our website at http://www.neighborsfcu.org . Let us help you achieve your financial goals today!

Home Ownership Support

Dreaming of homeownership? Our Mortgage Loans & Refinancing services can help turn that dream into reality. We understand that buying a home is one of the biggest decisions you'll make, and we're committed to helping you find the best mortgage solution tailored just for you. Whether you're a first-time buyer or looking to refinance your current mortgage, we have solutions that can fit your needs.

Personal Banking Solutions

Whether you're looking to save for a rainy day or manage your everyday expenses, our Personal Banking services are designed with you in mind. We offer Checking & Savings Accounts that fit various lifestyles, helping you track spending and grow your savings effortlessly. Imagine having a dedicated account that allows you to set aside money for special occasions or emergencies it's all part of our goal to empower you financially.

Rewarding Credit Card Choices

Our Credit Cards with Rewards program allows members to earn points on everyday purchases, which can be redeemed for travel, merchandise, or even cash back. It's like getting paid for shopping! Enjoy the benefits while building your credit history positively.

Smart Borrowing Options

For those unexpected expenses or plans requiring extra funds, consider our Personal Loans & Debt Consolidation services. These loans can provide quick access to cash while also offering strategies for managing debt effectively. You can regain control over your finances with just one payment each month instead of juggling multiple bills.

Vehicle Financing Made Easy

If you're considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself driving away in that dream vehicle without the stress of complicated financing processes. Our team is here to guide you through every step, making it simple and straightforward.

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you'll have the power to check balances, transfer funds, and pay bills with just a few clicks. You can even take advantage of person-to-person transfers, making it simple to send money to friends or family without the hassle of cash or checks. Plus, our mobile application puts all these features right in your pocket, providing real-time access to your accounts on the go. Security is a top priority for us at Neighbors. We utilize electronic signature authorization to ensure that your transactions are safe and secure. With e-statements available, you can also keep track of your financial records digitally, reducing clutter while keeping everything organized.

User-Friendly Experience

Navigating through our online banking services is straightforward and user-friendly. Whether you're new to online banking or a seasoned pro, you'll find it easy to manage your finances effectively. And if you ever have questions or need assistance, our dedicated team is just a phone call away at (225) 819-2178. We know life gets busy, which is why we strive to make banking accessible and convenient for everyone. Join us at Neighbors and discover how our digital banking services can enhance your financial experience today!

Financial Strength

Commitment to Growth

With $109,922,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,153 in used auto loans and $1,100,765,057 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 197,283, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 10200 W Brookside Dr Baton Rouge La 70818 or call (225) 819-2178 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 231 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $350,239,703 in share certificates and $29,211,224 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $160,944,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $157,095,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

We believe everyone deserves access to financial resources. If you're interested in refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to reach out. You can contact us at (225) 819-2178 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 10200 W Brookside Dr Baton Rouge La 70818 or check out our website at http://www.neighborsfcu.org for more information on how we can assist you with your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $217,874,138 in used vehicle loans and $275,909,853 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find an option that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $54,876,583 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing one, our tailored solutions can support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $115,405,145, make buying or refinancing simple. Our dedicated team is here to guide you through the process and help you understand your options.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $20,589,026 in loans helping members manage their finances effectively. Enjoy features like rewards and no annual fees while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers when comparing loans.

NEIGHBORS FEDERAL CREDIT UNION