Neighbors Credit Union Manchester MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Neighbors Credit Union at our Manchester branch, where community and financial empowerment come together! Located at 14422 Manchester Rd, Manchester, MO 63011, we have been serving our members since 1928, building a strong foundation of trust and reliability over the years. With a total membership of 49,252, we take pride in offering personalized banking services tailored to meet your needs. At Neighbors, our commitment extends beyond just transactions. We believe in making a positive impact in our community while providing exceptional financial solutions. Our total assets stand at an impressive $521,272,636, reflecting our strength and stability. Additionally, with total deposits of $43,887,291 and cash in hand amounting to $10,180,441, we ensure that your money is safe and accessible whenever you need it. Our team is dedicated to helping you achieve your financial goals. Under the leadership of CEO Jason Heath and Board President Kenneth Leach, we strive for excellence in every aspect of our service. Whether you're looking for checking accounts, auto loans, mortgage financing, or business banking solutions, we've got you covered! While members can visit us at our Manchester location for all their banking needs, official correspondence should be sent to 14422 Manchester Rd, Ballwin, MO 63011. Feel free to reach out to us at 314-892-5400 or explore more about our services on our website neighborscu.org. Join us today and experience the difference that comes with being part of the Neighbors family where your financial well-being is our top priority!

Branch History & Mission

Community Commitment

Neighbors isn't just about numbers; it's about people. We actively participate in community outreach programs and partnerships that make a real difference in the lives of those around us. Whether it's supporting local charities or hosting financial literacy workshops, we strive to uplift our community through meaningful initiatives. As we continue this journey together with our valued members, we invite you to experience the benefits of being part of Neighbors. Join us today and discover how we can help you achieve your financial goals while making a positive impact on our community! For more information or assistance, feel free to reach out at 314-892-5400 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Together, let's build a brighter future!

Our Mission

At Neighbors, our mission goes beyond offering traditional financial services. We aim to empower individuals and families by providing personalized banking solutions while fostering community growth. We understand that financial well-being is essential for achieving personal goals and dreams. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions tailored to meet the diverse needs of our members. We are dedicated to making banking accessible for everyone. Our modern amenities include ATM availability and drive-thru banking options for added convenience. Moreover, we've embraced digital advancements such as online banking and mobile payments to ensure that our members can manage their finances anytime and anywhere.

Branch Location & Accessibility

Banking Features

At Neighbors, we offer a wide range of services designed with you in mind. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our drive-thru service makes quick transactions easy without leaving your vehicle. Plus, if you need cash outside of our regular hours, feel free to use our ATM it's available for your convenience. In addition to standard services like deposits and withdrawals, we proudly provide shared services for partner credit union members, allowing even greater flexibility when banking with us.

Convenient Location

Situated in Saint Louis County, our branch is surrounded by familiar landmarks that make it easy to stop by. If you're near the bustling Manchester Plaza or just passing through on Manchester Road, swing by and see us! Our location offers ample parking with ADA-compliant access points to ensure everyone can visit comfortably. While members can visit us at 14422 Manchester Rd, official correspondence should be sent to 14422 Manchester Rd, Ballwin, MO 63011.

Let’s Connect!

Have questions? Don't hesitate to give us a call at 314-892-5400. Our friendly team is here to help you with any financial needs or inquiries. We invite you to visit Neighbors today and discover how we can support your financial journey!

Operating Hours

Our doors are open during convenient hours to fit your busy schedule. You can drop by Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. For those needing assistance after hours, our Personal Teller ITM is available until 7 PM on weekdays. We also welcome you on Saturday from 9 AM to 1 PM!

Member Eligibility

At Neighbors, we believe that everyone deserves a place in our community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Manchester area, you're already eligible to join us. We're here to support you with personal banking solutions tailored just for you, like checking accounts, loans, and more. Plus, when you become a member at Neighbors, you're joining a family that prioritizes your financial well-being and growth. To start your membership journey with us at our branch located at 14422 Manchester Rd, Manchester, MO 63011, give us a call at 314-892-5400. For more detailed eligibility requirements or to check any updates, feel free to visit our website at Neighbors Credit Union. Joining is easy, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers. Our merchant services provide exactly that. From credit card processing to point-of-sale systems, we help streamline your operations so you can focus on what you do best running your business. Located at 14422 Manchester Rd, Manchester, MO 63011, our team is ready to assist you with all your business banking needs. Contact us today at 314-892-5400 and take the first step towards unlocking your business potential!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we have specialized services that cater to your needs. Our business banking offerings include merchant services and business loans designed to help you grow and succeed.

Credit Cards and Rewards

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or even cash back making every dollar spent work harder for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that let you manage your finances from anywhere. You can easily check balances, transfer funds, and pay bills with just a few taps on your smartphone. Our ATM and cash withdrawal services ensure that you have access to your money whenever you need it.

Drive-Thru and Shared Branch Services

We understand that sometimes life gets busy. That's where our drive-thru banking comes in handy for quick deposits, withdrawals, and simple transactions without leaving your car. For those who are members of partner credit unions, we provide basic shared branch transactions allowing deposits and withdrawals with ease. If you're ever in need of assistance or want to explore these services further, feel free to reach out! You can contact us at (314) 892-5400 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. At Neighbors, we're more than just a credit union; we're your financial partner committed to helping you achieve your goals. We invite you to come by or check out our website at https://www.neighborscu.org/home/home for more information on how we can assist you today!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to help you manage your money effectively. Our checking and savings accounts are designed with you in mind, making it easy to save for what matters most be it a dream vacation or an emergency fund. If you're considering purchasing a car, our auto loans and vehicle financing solutions can help you drive off in style without breaking the bank. Homeownership is another key aspect of financial wellness. That's why we provide mortgage loans and refinancing options tailored to fit your budget. Plus, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation services offer flexible solutions that make sense for your situation.

Digital & Online Banking

Accessibility and Security

Our 24/7 online banking services provide you with real-time account management whenever you need it. You can rest easy knowing that your personal information is protected with advanced security measures. We prioritize your safety as much as your convenience. At Neighbors, we're committed to providing accessible and user-friendly banking solutions tailored for you. Embrace the future of banking today!

Key Services

With just a few clicks, you can visit us at https://www.neighborscu.org/home/home to explore all our online banking features. Enjoy the ability to view your account balances, transfer funds, and pay bills effortlessly. Our electronic signature authorization makes it simple to handle important documents without needing to visit a branch. Plus, with e-statements available, you can keep track of your finances while reducing paper clutter it's not only convenient but also eco-friendly! If you're frequently on the move, you'll love our mobile application. It gives you quick access to your accounts right from your smartphone or tablet. You can make mobile payments, ensuring you never miss a beat when it comes to managing your expenses. And with our person-to-person transfer feature, sending money to friends and family has never been easier.

Financial Strength

Commitment to Growth

With $65,353,901 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our commitment extends to our lending capacity as well; we provide support for your financial goals with $67,607 in used auto loans and an impressive $375,542,271 across total loans and leases.

Dedicated Team

We also take pride in having 121 full-time employees and 3 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. With a total of 100,742 share accounts, it's clear that many trust us with their finances.

In Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 14422 Manchester Rd Manchester Mo 63011 or call 314-892-5400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Secure Savings for Our Members

Your savings are secure with us! We have $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With no non-member deposits to distract us from our mission, our resources are focused on benefiting you through better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $66,020,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our operational efficiency is reflected in our net income of -$291,316, showcasing areas where we are working hard to optimize our resources for your benefit. It's all part of our effort to ensure that we continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $31,997,881 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we have solutions tailored for small businesses. At Neighbors, we prioritize making financing accessible and straightforward. If you're interested in any of our loan products or would like more information on eligibility and refinancing options, feel free to reach out at 314-892-5400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Credit Card Options

We know managing finances can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $22,388,622 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317, making buying or refinancing simple. We also offer refinancing options to help you save on monthly payments or access equity from your home. Our experienced team is ready to guide you through the mortgage process.

Loan Aggregator

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NEIGHBORS CREDIT UNION - Manchester, MO