Neighbors Credit Union Florissant MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Neighbors Credit Union, your trusted financial partner located at 355 Howdershell Rd, Florissant, MO 63031. Established in 1928, we have proudly served our community for over 95 years, building a strong foundation of trust and support for our 49,252 members. With total assets of $521,272,636 and total deposits reaching $43,887,291, we are committed to providing you with a wide range of financial services tailored to meet your needs. At Neighbors Credit Union, we believe in the power of community and strive to make a positive impact through our personalized banking solutions. Our dedicated team, led by CEO Jason Heath and Board President Kenneth Leach, works tirelessly to ensure that every member feels valued and supported. With 124 employees ready to assist you, we offer everything from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking services. While you can visit us at our branch on Howdershell Road, official correspondence should be sent to the same address for your convenience. We also understand the importance of accessibility; that's why we provide online and mobile banking options alongside traditional services like ATMs and drive-thru banking. With a net worth of $66,020,095 and cash reserves totaling $10,180,441, Neighbors Credit Union stands strong as a reliable institution ready to support your financial journey. Whether you're looking to buy a new car or plan for future investments, we're here for you every step of the way. Feel free to reach out at 314-837-3279 or explore more about our offerings on our website Neighbors Credit Union. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

A Modern Approach

In today's fast-paced world, Neighbors embraces technology to ensure that banking is both easy and accessible for all members. Our digital advancements include online banking, mobile applications, and electronic statements allowing you to manage your finances anytime and anywhere. Additionally, we prioritize accessibility by maintaining ADA compliance across all services. Whether you prefer visiting us in person during our operating hours from 9 am to 5 pm or using our drive-thru service for quick transactions, we ensure that every experience is efficient and pleasant. With ATM availability also offered at our branch, accessing your funds has never been more convenient. While members can visit us at 355 Howdershell Rd for all their banking needs, official correspondence should be sent to our mailing address: 355 Howdershell Road, Florissant, MO 63031.

Join Us Today!

As we look towards the future, Neighbors remains committed to being a reliable partner for all your financial needs. We invite you to join us on this journey and experience the many benefits of membership with Neighbors. Together, let's build a stronger community! For any inquiries or assistance, feel free to reach out at 314-837-3279 or visit our website at Neighbors Credit Union.

Our Mission

The mission of Neighbors is simple yet powerful: to enhance the financial well-being of our members while supporting the communities we serve. We are dedicated to offering a wide range of personal banking services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards designed to help you achieve your financial goals. Our commitment extends beyond just banking. We actively participate in community outreach initiatives aimed at improving the lives of those around us. By partnering with local organizations and providing resources for education and wellness, we strive to uplift everyone in our neighborhood.

Branch Location & Accessibility

Additional Services

In addition to traditional banking services like checking and savings accounts, auto loans, and personal loans, we also offer shared service center transactions for members of partner credit unions. This means even if you're visiting from another credit union, you'll still find helpful services available to you here. While you can visit us at 355 Howdershell Rd for all your banking needs, please note that official correspondence should be sent to our mailing address at 355 Howdershell Road, Florissant, MO 63031.

Convenient Features

At Neighbors, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and spacious parking for all visitors. If you're in a hurry, enjoy the added benefit of our drive-thru banking services, where you can handle deposits and withdrawals without leaving your car. Plus, we have an ATM on-site for quick cash access.

Get in Touch!

Ready to experience hassle-free banking? Don't hesitate! Call us at 314-837-3279 or stop by during our operating hours. At Neighbors Credit Union, we're dedicated to making your banking experience as smooth as possible. We look forward to seeing you soon!

Operating Hours

We're here to serve you! Our lobby hours run from 9 AM to 5 PM, Monday through Friday. Whether you're looking to open a new account or need assistance with loans and financing options, our friendly staff is ready to help during these hours.

Member Eligibility

At Neighbors, we believe that becoming a member is like joining a caring family dedicated to your financial well-being. If you're wondering whether you can be part of this supportive community, the good news is that many individuals qualify! Typically, anyone who lives, works, or worships in the area around our branch at 355 Howdershell Rd, Florissant, MO 63031 can apply for membership. This means that whether you're a local resident or someone who spends time in our vibrant community, you might just fit right in. For more specific details about eligibility criteria and to ensure you meet all requirements, please visit our website at Neighbors Credit Union Eligibility. Joining us is easy! You can start the process by reaching out to us at 314-837-3279. Our friendly team is ready to guide you through opening an account and answering any questions you may have. We want to make sure that every step feels welcoming and straightforward, so don't hesitate to give us a call or stop by!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services are crafted to simplify transactions for your business. Imagine having an easy way to accept payments from customers, whether they pay via card or mobile. This not only enhances customer satisfaction but also streamlines your cash flow management. If you're located near us at 355 Howdershell Rd, Florissant, MO 63031, come visit us or give us a call at 314-837-3279 to learn more about how our tailored services can help your business thrive!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Neighbors also understands the needs of small businesses through our comprehensive business banking services. From merchant services that simplify transactions for your customers to business loans that fuel growth, we're here every step of the way as you navigate the challenges of entrepreneurship.

Credit Cards and Rewards

For those who enjoy rewards, our credit cards with rewards program lets you earn points for everyday purchases. Imagine using those points for travel or cash back it's a great way to get more from what you already spend!

Digital Banking Convenience

To enhance your banking experience, we offer robust online and mobile banking features. Manage your accounts anytime, anywhere with ease whether it's checking balances or transferring money between accounts. With options like ATM and cash withdrawal services, along with drive-thru banking, accessing your funds has never been more convenient. For partner credit union members, we even provide basic shared branch transactions allowing deposits and withdrawals without any hassle.

Get Started Today!

We invite you to explore all that Neighbors has to offer at neighborscu.org. If you have any questions or need assistance, don't hesitate to reach out at 314-837-3279. Join us today and let us support you on your financial journey!

Home Financing

Buying a home? Our mortgage loans and refinancing options offer tailored solutions whether you're a first-time buyer or looking to refinance an existing loan. Picture yourself enjoying a cozy evening in your new living room our mortgage specialists are committed to helping you realize that dream. If you're facing challenges with debt, consider our personal loans and debt consolidation services. We strive to assist you in finding manageable solutions that allow you to take control of your financial future.

Personal Banking

One of the core offerings at Neighbors includes personal banking services. We provide various checking and savings accounts designed to fit different lifestyles and goals. Imagine having easy access to your funds with no hidden fees while earning interest on your savings this is just one way we help you make the most of your money. When it comes to financing, our auto loans and vehicle financing options are structured to ensure you can drive away in a car that suits your needs without breaking the bank. Our competitive rates and flexible terms make it easier than ever to get behind the wheel.

Digital & Online Banking

Connect with Others Effortlessly

Want to send money to a friend? Our person-to-person transfer feature allows you to send funds instantly with just a few taps on your phone. Plus, if you're always on the go, take advantage of our mobile application that offers everything from mobile payments to real-time account updates.

Easy Access Anytime, Anywhere

With our 24/7 online banking services, managing your money is just a click away. Whether you're checking your account balance, transferring funds, or paying bills, you can do it all through our secure online platform. Just visit us at https://www.neighborscu.org/home/home to get started.

Safety First

Your security is paramount at Neighbors. We utilize robust security measures so you can bank online with confidence. Your personal information is protected as you conduct transactions from the comfort of your home or while out and about. In today's fast-paced world, having control over your finances is essential. With the digital and online banking services at Neighbors, managing your money has never been easier or safer. Join us today and experience banking that fits into your life!

Stay in Control with Innovative Features

We offer a variety of features tailored to meet your needs. If you prefer going paperless, you'll love our e-statements, which provide an easy way to keep track of your finances without the clutter. And for those moments when you need to sign documents quickly, our electronic signature authorization makes the process hassle-free.

Financial Strength

Commitment to Members

Total Share and Deposit Accounts: 100,742, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 355 Howdershell Rd Florissant Mo 63031 or call (314) 837-3279 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Your savings are secured through $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-291,316 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $65,353,901 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in the $67,607 allocated for used auto loans and $375,542,271 in total loans and leases, supporting your financial goals across various sectors.

Strong Net Worth

With a net worth of $66,020,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these products, we also offer various personal loans and debt consolidation options tailored to help you achieve your financial goals. If you're considering refinancing or are unsure about eligibility requirements, our knowledgeable staff at Neighbors can help answer any questions you may have. Feel free to reach out to us at (314) 837-3279, visit us at 355 Howdershell Rd Florissant Mo 63031, or check out our website at Neighbors for more information on our loan offerings and services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take your next step toward financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have financing options that suit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $31,997,881 provide the capital needed to grow and expand your business. We understand that every business has unique financial needs, and our experienced team is ready to assist you in finding the best loan solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317. Our team is here to guide you through the process, ensuring you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $22,388,622 in loans helping members manage their finances effectively. This can be an excellent option for those looking to build credit or cover unexpected expenses without tying up collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By offering a clear view of available options, LendMesh empowers users to make informed decisions about their borrowing needs. LendMesh ensures accurate loan comparisons through its commitment to sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This focus on compliance guarantees that the offers presented are fair and transparent, giving users confidence in their choices. One of the standout features of LendMesh is its verified data. Loan offers come exclusively from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not use sponsored listings to prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. Users benefit from real-time rate comparisons that showcase up-to-date loan rates from multiple institutions, making it easier to choose the best option for their financial situation. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the positive impact LendMesh has on its users' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NEIGHBORS CREDIT UNION