Neighbors Credit Union Fenton MO | Best Auto Loans & Business Banking

Introduction

Welcome to Neighbors Credit Union at our Fenton branch, located conveniently at 612 Gravois Rd, Fenton, MO 63026. Since our establishment in 1928, we have been dedicated to serving our community with trust and reliability. With a strong membership base of 49,252 and total assets amounting to an impressive $521,272,636, we are here to provide you with the financial support you need. At Neighbors, we pride ourselves on our commitment to our members. Our team of 124 employees, under the leadership of CEO Jason Heath and Board President Kenneth Leach, works tirelessly to ensure that your banking experience is smooth and rewarding. Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgages, we've got you covered. While members can visit us at our Fenton branch, official correspondence should be sent to the same address: 612 Gravois Road, Fenton, MO 63026. We offer various services designed to fit your needs, including online and mobile banking for your convenience. Our total deposits stand at $43,887,291, alongside a net worth of $66,020,095, ensuring that your funds are secure with us. As a member-focused credit union, we believe in giving back to the community while helping you achieve your financial goals. We encourage you to stop by our branch or give us a call at 636-305-8010 during our lobby hours from 9 AM to 5 PM on weekdays. Visit us online at neighborscu.org for more information about our services and how we can assist you in reaching your financial dreams. Join us today and experience the Neighbors difference!

Branch History & Mission

Community Commitment

At Neighbors Credit Union, we understand that true success comes from lifting each other up. That's why we are deeply committed to community outreach and partnerships that make a difference. Our shared service center allows us to extend support beyond our walls, making it easy for members of partner credit unions to access essential services. Additionally, with convenient drive-thru banking options and ATM availability, we ensure that banking remains accessible for everyone. While members can visit us at 612 Gravois Rd, official correspondence should be sent to 612 Gravois Road, Fenton, MO 63026. Our team is available during lobby hours from 9 am to 5 pm, Monday through Friday. For any inquiries or assistance, feel free to call us at 636-305-8010.

Join Us Today!

As we look forward to the future, we invite you to be part of our story at Neighbors Credit Union. Discover how our member-focused approach can benefit you personally or for your business. Join us today and experience the difference of being part of a credit union that truly cares about its members and the community! Visit us online at NeighborsCU.org for more information on how we can serve you better.

Our Journey

From our humble beginnings, Neighbors has evolved into a trusted financial institution with total assets reaching an impressive $521,272,636. Over the decades, we've embraced change and innovation while holding true to our core values of service and community. The warmth of our local presence is matched by our modern offerings, including online banking and mobile payment solutions that make managing finances easier than ever. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering a sense of community among our members. We believe in empowering individuals and families through personalized banking experiences that cater to their unique needs. Whether it's auto loans, mortgages, or everyday banking services, we are here to support every step of your financial journey.

Branch Location & Accessibility

Convenient Access and Parking

At Neighbors, we prioritize accessibility for all members. Our branch is ADA compliant and features ramps for easy access. We also offer ample parking spaces so you can find a spot without hassle. If you prefer not to come inside, take advantage of our drive-thru service for quick transactions like deposits and withdrawals.

Operating Hours

We know your time is valuable, which is why we keep our doors open during convenient hours. Visit us Monday through Friday from 9 AM to 5 PM. If you need assistance outside these hours or have questions about services like personal banking or auto loans, feel free to give us a call at 636-305-8010. Our friendly team is always ready to help!

Services at Your Fingertips

At Neighbors, we provide a variety of services tailored to fit your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Plus, with ATM availability and shared service options for partner credit union members, accessing your funds has never been easier. We invite you to come by our Fenton branch today! Experience the welcoming atmosphere where member satisfaction is our top priority. Whether you're stopping in for advice or just want to chat about your financial goals, we're excited to meet you!

Member Eligibility

At Neighbors, we're excited to welcome you into our community, where being a member means having access to personalized financial support and a range of services tailored just for you. To join us, you simply need to meet some basic eligibility criteria, which may include living or working in our service area or being a family member of an existing member. Don't worry; the requirements are straightforward and designed to be inclusive! For more detailed information on what it takes to become a member, feel free to check out our eligibility page at this link. Once you're ready to open an account with us, the process is easy and welcoming. You can visit us at our branch located at 612 Gravois Rd, Fenton, MO 63026, or give us a call at 636-305-8010 if you have any questions. We're here to help you every step of the way as you start your journey with Neighbors!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers seamlessly whether they're using credit cards, mobile payments, or online transactions. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 612 Gravois Rd, Fenton, MO 63026, our dedicated team is ready to assist you with tailored financial solutions that fit your business needs. Reach out to us at 636-305-8010 and discover how Neighbors can be the key to your business success!

Comprehensive List Of Services

Business Banking Services

For our business members, Neighbors offers comprehensive banking solutions too. From merchant services that simplify payment processing to business loans that fuel growth, we are dedicated to supporting local entrepreneurs. We know that running a business comes with its own set of challenges; therefore, our team is always ready to assist you in finding the right financial products.

Convenient Access to Funds

We recognize the importance of having easy access to your money. That's why our branch in Fenton is equipped with an ATM for quick withdrawals and balance checks whenever you need it. Additionally, our drive-thru service allows for simple transactions like deposits and withdrawals without needing to leave your car perfect for busy days! Our shared service center means that if you're a member of partner credit unions, you can still conduct basic transactions such as deposits and withdrawals with us. This flexibility ensures that you have access to your funds no matter where life takes you.

Digital Banking Features

In today's fast-paced world, having digital tools at your fingertips is essential. With Neighbors' online and mobile banking platforms, managing your account is easier than ever. You can transfer money between accounts, pay bills online, and even send money directly to friends through person-to-person payments. Our electronic signature feature makes signing documents hassle-free from the comfort of your home. Plus, e-statements keep your paperwork organized and accessible. As you can see, Neighbors in Fenton provides an extensive range of services tailored just for you! If you're ready to explore how we can assist with your financial journey or if you have any questions about our offerings, please give us a call at 636-305-8010 or visit us at 612 Gravois Rd Fenton MO 63026. We're here to help!

Personal Banking Solutions

Our personal banking services start with checking and savings accounts that are tailored for everyday convenience. Imagine having easy access to your funds through online and mobile banking, allowing you to manage your finances anytime, anywhere. Plus, we offer auto loans and vehicle financing options that make purchasing a new or used car straightforward and affordable. If you're considering buying a home, our mortgage loans and refinancing options can help you navigate the process smoothly. We also provide personal loans for those unexpected expenses or debt consolidation needs. And don't forget about our credit cards with rewards perfect for making everyday purchases while earning points toward exciting rewards!

Digital & Online Banking

Effortless Mobile Banking

For those who prefer managing their finances on their smartphones, our mobile application is available to help you bank wherever you are. Make mobile payments easily and even send money to friends and family through our person-to-person transfer feature.

Explore Our Online Banking Services

With our online banking platform, accessible at https://www.neighborscu.org/home/home , you can manage your accounts 24/7. Check your balances, transfer funds, and pay bills all in one secure place. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no need for printing or mailing.

Security You Can Trust

Your security is our top priority. We've put robust measures in place to keep your information safe while you enjoy the ease of online banking. With real-time account management features, you'll always know where your money is going. Banking has never been easier or more secure than with Neighbors's digital services. Join us today and take control of your finances like never before!

Stay Informed with E-Statements

Worried about paperwork? Say goodbye to clutter! Our e-statements allow you to view and download your account statements anytime you need them. It's not only convenient but also eco-friendly.

Financial Strength

Growing Trust

As of now, we proudly serve 100,742 members who trust us with their finances. Our net shares (funds available for lending and investments) stand at $1,228,423, which further emphasizes our commitment to providing quality service. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 612 Gravois Rd Fenton Mo 63026 or call (636) 305-8010 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Growth and Innovation

Our commitment to growth is reflected in our $65,353,901 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $67,607 in used auto loans and $375,542,271 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Your savings are secured through $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

We believe that operational efficiency matters. Our $-291,316 showcases how well we manage our resources, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 3 part-time employees who are dedicated to serving you with expertise and care.

Solid Foundation

With a net worth of $66,020,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $31,997,881 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to offering solutions that support your entrepreneurial journey. Our commitment goes beyond just providing loans; we want to ensure you have access to refinancing options as well. If you're looking to lower your monthly payments or reduce interest rates on existing debts, we can assist you with refinancing opportunities tailored to fit your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Neighbors, we pride ourselves on being part of your community's financial growth and success. Visit us today or reach out for more information about how our loan offerings can work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317, make buying or refinancing simple. We are here to guide you through the process and ensure that you find the best mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,388,622 in loans helping members manage their finances effectively. This option provides an easy way to handle day-to-day expenses without the need for collateral.

Loan Aggregator

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NEIGHBORS CREDIT UNION - Fenton, MO