Neighborhood Credit Union Waxahachie TX | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Neighborhood, your trusted financial partner at the Waxahachie Branch, located at 1750 N Highway 77, Waxahachie, TX 75165. Since our establishment in 1930, we have proudly served our community and fostered a welcoming environment for over 69,000 members. At Neighborhood, we believe in empowering individuals and families with the financial tools they need to succeed. With total assets of $1,174,518,463 and a robust membership base, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. Our commitment goes beyond just numbers; it's about building relationships. Under the leadership of our CEO, Chet Kimmell, and Board President, Dwayne Boozer, our team of 216 employees is here to ensure that your experience is smooth and rewarding. Whether you're looking for checking accounts, auto loans, or even mortgages, we've got you covered with services designed for every step of your financial journey. With total deposits reaching $47,471,372 and loans amounting to 48,631, we are well-equipped to help you achieve your goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: POB 803476, Dallas, TX 75380-3476. We invite you to explore all that Neighborhood has to offer. Give us a call at 214-748-9393 or visit our website at www.myncu.com to learn more about how we can assist you today!

Branch History & Mission

The story of Neighborhood Credit Union, known locally as the Waxahachie Branch, is one of commitment and growth. Founded in 1930, we have been a cornerstone of the Waxahachie community for over nine decades. Our branch, located at 1750 N Highway 77 in Waxahachie, TX, has seen many changes and milestones since its inception. As we continue to expand our services, our dedication to our members remains steadfast. Over the years, we have grown significantly, now serving a total membership of 69,627 individuals. With total assets amounting to an impressive $1,174,518,463, we are proud to provide a range of financial services that cater to our members' diverse needs. Our operating hours from Monday to Friday are convenient for all open from 9:00 AM to 5:00 PM with both lobby and drive-thru services available for your ease. At Neighborhood Credit Union, our mission is clear: we strive to empower our members by providing accessible financial solutions while fostering a sense of community. We understand that banking goes beyond transactions; it's about building relationships and supporting one another. We actively engage in outreach efforts and partnerships that benefit not just our members but also the wider community. While members can visit us at 1750 N Highway 77 Waxahachie Tx 75165, official correspondence should be sent to POB 803476, Dallas, TX 75380-3476 if different. Our branch is equipped with modern conveniences including ATM access and drive-thru banking for quick transactions. We also embrace digital advancements with online banking options that make managing finances easier than ever. We invite you to experience the Neighborhood difference. Join us today and discover how our member-focused approach can help you achieve your financial goals while being part of a supportive community. For any inquiries or assistance, feel free to reach out at (214) 748-9393. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

We invite you to stop by the Waxahachie Branch today! If you have any questions or need assistance before your visit, feel free to give us a call at 214-748-9393. Your financial journey starts here with us at Neighborhood Credit Union!

Convenient Access and Nearby Landmarks

Our branch is situated near popular landmarks like the historic downtown area and just a stone's throw from local eateries and shops. Parking is available right outside our doors, ensuring you can pop in without any worries. Plus, we've made sure our location meets ADA standards with ramps and accessible entrances so everyone can bank comfortably.

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Our friendly staff is ready to assist you with personal banking needs, including checking and savings accounts, auto loans, mortgage options, and much more. Need to make a quick deposit or withdrawal? Take advantage of our drive-thru service or use our ATM for added convenience. While members can visit us at 1750 N Highway 77, official correspondence should be sent to POB 803476, Dallas, TX 75380-3476.

Member Eligibility

At Neighborhood, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around 1750 N Highway 77 Waxahachie Tx 75165, you're likely eligible to join us. We focus on building relationships rather than just accounts, and our members enjoy personalized service and a variety of financial products tailored to their needs. For more detailed information about eligibility requirements, you can visit our website at http://www.myncu.com/services/membership-benefits. Ready to take the next step? Opening an account is easy; just head over to http://www.myncu.com/bank/open-account or give us a call at (214) 748-9393. We're excited to welcome you into the Neighborhood family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work

Imagine running your business smoothly without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From accepting various payment methods to managing sales efficiently, we equip you with the tools needed for success. Located at 1750 N Highway 77 Waxahachie Tx 75165 in Waxahachie, TX, our dedicated team is ready to help you explore how our services can elevate your business. Contact us at (214) 748-9393 or visit our website here to learn more!

Comprehensive List Of Services

Business Banking

If you're a small business owner, we've got you covered too! Our Business Banking services include Merchant Services and Business Loans designed to support your ventures. From processing payments to obtaining funding for growth, we're here to help your business thrive.

Convenient Access

Accessibility is key at Neighborhood. With our ATM & Cash Withdrawal Services available around the clock, along with Basic Drive-Thru Banking for deposits and withdrawals during lobby hours (Monday through Friday from 9:00 AM to 5:00 PM), managing your finances has never been easier.

Loans and Financing

When it comes to financing your dreams, we offer various loan options to make things easier. If you're thinking about purchasing a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing can help get you on the road quickly. For those looking for a home, our Mortgage Loans & Refinancing services ensure you can find the best terms that suit your budget. Additionally, our Personal Loans & Debt Consolidation options allow you to manage expenses efficiently, whether it's for a big purchase or consolidating existing debts into one manageable payment. Plus, don't forget about our Credit Cards with Rewards that provide benefits as you spend.

Personal Banking

Our personal banking options are designed to fit your lifestyle. Whether you're looking to open a Checking or Savings Account, we have the right solutions for you. Imagine easily managing your finances from anywhere through our Online & Mobile Banking features. With just a few taps, you can check your balance, transfer funds, or even pay bills without stepping foot in the branch.

Stay Connected

We also offer tools like Person-to-Person payment options and e-statements that keep you connected and informed about your account activity. No need to worry about missing important updates; everything is at your fingertips! At Neighborhood, we understand that banking should be straightforward and user-friendly. Whether you're visiting us in person or using our online platforms, we're here to assist every step of the way. Ready to explore how we can assist you? Visit us today at 1750 N Highway 77 Waxahachie Tx 75165 or give us a call at (214) 748-9393. Join our community and let's take this journey together!

Digital & Online Banking

Key Features

One of the standout features is our E-Statements availability, which allows you to receive your account statements electronically. This not only saves paper but also keeps your information organized and accessible whenever you need it. For those who enjoy convenience, our mobile application makes banking even simpler. Whether you're out shopping or relaxing at home, you can manage your accounts right from your smartphone. Plus, if you want to send money to friends or family quickly, our Person-to-Person Transfers feature makes it easy to transfer funds instantly with just a few taps. While we currently do not offer Mobile Payments, rest assured that security is our top priority. We ensure that all transactions are protected with state-of-the-art encryption technology, so you can bank with confidence knowing your personal information remains safe. Finally, while we do not support Electronic Signature Authorization, our commitment to accessibility means that you have various options available for handling important transactions securely. At Neighborhood, we believe that managing your finances should be straightforward and stress-free. Explore all these digital options today and see how easy banking can be!

Financial Strength

At Neighborhood, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial health, reassuring you of our commitment to providing reliable and effective services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,234,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $13,040 in used auto loans and $830,894,284 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $207,360,702. Total Share and Deposit Accounts: 143,410, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 1750 N Highway 77 Waxahachie Tx 75165 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. We make it easy to apply and can guide you through every step of the process.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Eligibility and Refinancing Options

If you're interested in refinancing any existing loans or want more information about eligibility for our various products, please don't hesitate to reach out. Our team at Neighborhood is here to answer any questions and assist you with finding the right loan for your needs. For more information about our loan offerings or to start your application process, give us a call at (214) 748-9393, visit us at 1750 N Highway 77 Waxahachie Tx 75165, or check out our website at https://www.myncu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is here to support you in navigating your options.

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Take Action Today

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