NEIGHBORHOOD CREDIT UNION - Waxahachie, TX

Welcome to Neighborhood, your trusted financial partner at the Waxahachie Branch, located at 1750 N Highway 77, Waxahachie, TX 75165. Since our establishment in 1930, we have proudly served our community and fostered a welcoming environment for over 69,000 members. At Neighborhood, we believe in empowering individuals and families with the financial tools they need to succeed. With total assets of $1,174,518,463 and a robust membership base, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. Our commitment goes beyond just numbers; it's about building relationships. Under the leadership of our CEO, Chet Kimmell, and Board President, Dwayne Boozer, our team of 216 employees is here to ensure that your experience is smooth and rewarding. Whether you're looking for checking accounts, auto loans, or even mortgages, we've got you covered with services designed for every step of your financial journey. With total deposits reaching $47,471,372 and loans amounting to 48,631, we are well-equipped to help you achieve your goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: POB 803476, Dallas, TX 75380-3476. We invite you to explore all that Neighborhood has to offer. Give us a call at 214-748-9393 or visit our website at www.myncu.com to learn more about how we can assist you today!

The story of Neighborhood Credit Union, known locally as the Waxahachie Branch, is one of commitment and growth. Founded in 1930, we have been a cornerstone of the Waxahachie community for over nine decades. Our branch, located at 1750 N Highway 77 in Waxahachie, TX, has seen many changes and milestones since its inception. As we continue to expand our services, our dedication to our members remains steadfast. Over the years, we have grown significantly, now serving a total membership of 69,627 individuals. With total assets amounting to an impressive $1,174,518,463, we are proud to provide a range of financial services that cater to our members' diverse needs. Our operating hours from Monday to Friday are convenient for all open from 9:00 AM to 5:00 PM with both lobby and drive-thru services available for your ease. At Neighborhood Credit Union, our mission is clear: we strive to empower our members by providing accessible financial solutions while fostering a sense of community. We understand that banking goes beyond transactions; it's about building relationships and supporting one another. We actively engage in outreach efforts and partnerships that benefit not just our members but also the wider community. While members can visit us at 1750 N Highway 77 Waxahachie Tx 75165, official correspondence should be sent to POB 803476, Dallas, TX 75380-3476 if different. Our branch is equipped with modern conveniences including ATM access and drive-thru banking for quick transactions. We also embrace digital advancements with online banking options that make managing finances easier than ever. We invite you to experience the Neighborhood difference. Join us today and discover how our member-focused approach can help you achieve your financial goals while being part of a supportive community. For any inquiries or assistance, feel free to reach out at (214) 748-9393. Together, let's build a brighter future!

At Neighborhood, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around 1750 N Highway 77 Waxahachie Tx 75165, you're likely eligible to join us. We focus on building relationships rather than just accounts, and our members enjoy personalized service and a variety of financial products tailored to their needs. For more detailed information about eligibility requirements, you can visit our website at http://www.myncu.com/services/membership-benefits . Ready to take the next step? Opening an account is easy; just head over to http://www.myncu.com/bank/open-account or give us a call at (214) 748-9393. We're excited to welcome you into the Neighborhood family!

At Neighborhood, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial health, reassuring you of our commitment to providing reliable and effective services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,234,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $13,040 in used auto loans and $830,894,284 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $207,360,702. Total Share and Deposit Accounts: 143,410, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 1750 N Highway 77 Waxahachie Tx 75165 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.