Neighborhood Credit Union Richardson TX | Best Auto Loans & Business Banking

Introduction

Welcome to Neighborhood Credit Union, where your financial well-being is our priority! Located at 1271 W Campbell Rd, Richardson, TX 75080, we have been proudly serving our community since 1930. With a commitment to providing personalized banking solutions, we currently support over 69,000 members and manage assets totaling more than $1.17 billion. At Neighborhood, we understand that each member's journey is unique. Whether you're looking for a new auto loan or seeking assistance with personal banking needs, our team of dedicated professionals is here to help you every step of the way. Under the leadership of CEO Chet Kimmell and Board President Dwayne Boozer, we strive to create an environment where trust and service flourish. Our commitment goes beyond just numbers; it's about making a positive impact in the lives of our members. We are proud to offer various services, including checking and savings accounts, mortgage loans, credit cards with rewards, and business banking options. As part of our dedication to your financial success, we also provide online and mobile banking services for your convenience. While you can visit us at our branch location in Richardson, please note that any official correspondence should be sent to PO Box 803476, Dallas, TX 75380-3476. Ready to take control of your financial future? Call us today at 214-748-9393 or visit us online at myncu.com to learn more about how we can assist you!

Branch History & Mission

A Legacy of Service

Located at 1271 W Campbell Rd Richardson Tx 75080, just a stone's throw from local landmarks, our branch has witnessed significant changes in the financial landscape while staying true to our mission. Over the years, we have adapted and expanded our services to meet the evolving needs of our community. Our commitment to providing personal banking solutions, auto loans, mortgage refinancing, and business banking services reflects our dedication to enhancing the financial well-being of those we serve. While members can visit us at 1271 W Campbell Rd Richardson Tx 75080, official correspondence should be sent to PO Box 803476, Dallas, TX 75380-3476. This ensures that communication is smooth and efficient as we work to support you.

Community Focus

As part of the larger Neighborhood family based in Dallas, TX, we take pride in being more than just a bank; we're a vital part of the community. Our drive-thru service and ATM availability make it easy for you to access your accounts when you need them most, while also simplifying day-to-day transactions. With operating hours from Monday to Friday, 9 am to 5 pm, we are here when you need us. Our dedicated staff is always ready to assist with any questions or concerns, ensuring you feel valued and supported every step of the way.

Join Us Today!

We invite you to experience the benefits of membership at Neighborhood. Join us today and discover how we can help you achieve your financial goals while building a brighter future for our community together. Whether you're looking for personal banking options or business solutions, we're here for you because at Neighborhood, it's all about you! For more information, give us a call at (214) 748-9393 or visit us online at https://www.myncu.com/.

Our Mission

At Neighborhood, our mission is simple yet powerful: We strive to empower our members by providing exceptional financial services while supporting local initiatives that make a difference. We believe that strong communities lead to stronger finances. That's why we actively engage in outreach efforts and partnerships that uplift those around us. Our team is committed to offering innovative solutions, whether through traditional banking or digital advancements like online banking and mobile applications. We prioritize accessibility with features such as ADA compliance, ensuring everyone can benefit from our services.

Branch Location & Accessibility

Accessibility and Features

At Neighborhood Credit Union, we prioritize making your visit as comfortable as possible. Our branch is fully ADA compliant, featuring ramps and accessible parking options for those who need them. We also offer a drive-thru banking service for your convenience perfect for quick transactions without leaving your car. Plus, with an ATM available on-site, you can easily access cash whenever you need it.

Operating Hours

We're here to help you Monday through Friday from 9 am to 5 pm. Our friendly staff is ready to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Have questions? Feel free to call us at 214-748-9393; we're just a phone call away! While members can visit us at our branch location for in-person services, please note that any official correspondence should be sent to our mailing address: PO Box 803476, Dallas, TX 75380-3476. We invite you to come experience the personal touch at Neighborhood Credit Union. Stop by today or give us a call we look forward to welcoming you!

Member Eligibility

At Neighborhood, we believe that becoming a member is like joining a warm and welcoming family where your financial needs are our top priority. If you live, work, or worship in the local community, you're likely eligible to join us! We proudly serve individuals who share our commitment to fostering a supportive environment and making a positive impact together. You can find more detailed information about eligibility criteria by visiting our website at http://www.myncu.com/services/membership-benefits. Once you're ready to take the next step, opening an account is simple and straightforward. Whether you prefer to visit us in person at our branch located at 1271 W Campbell Rd Richardson Tx 75080 or explore your options online, we're here to guide you every step of the way. Feel free to reach out to us at (214) 748-9393 if you have any questions or need assistance. Join us today and experience all the benefits of being part of Neighborhood!

Business Banking & Commercial Services

Financing Options That Fit Your Needs

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the funds necessary to hire new staff, purchase equipment, or open another location. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Enhance Your Operations

In addition to loans, we offer merchant services designed to streamline your transactions. Picture this: a local coffee shop owner who uses our point-of-sale system to accept payments easily while keeping track of sales data effortlessly. Our merchant services not only simplify payment processing but also provide valuable insights that can help you make informed decisions about your business. Visit us at 1271 W Campbell Rd Richardson Tx 75080 in Richardson, TX, or call us at (214) 748-9393 to explore how our Business Banking & Commercial Services can fuel your success!

Comprehensive List Of Services

Business Banking Services

For small business owners, we understand the importance of having reliable banking solutions. Our Business Banking services, including Merchant Services and Business Loans, are here to support your business goals. Whether you're starting fresh or looking to grow, we are committed to helping local businesses thrive.

Convenient Access

We know convenience matters. That's why we offer an ATM & Cash Withdrawal Services for quick access to your funds whenever needed. Our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your vehicle ideal for busy days! With all these services available at Neighborhood, managing your finances has never been easier. We invite you to explore how we can assist you with your financial journey by visiting us at 1271 W Campbell Rd Richardson Tx 75080 or giving us a call at (214) 748-9393. Join our community today by checking out more about our membership benefits here or open an account online here. Your financial well-being is our priority!

Home Financing Options

Homeownership is a significant milestone for many, and our Mortgage Loans & Refinancing services are designed to make this journey easier. Whether you're purchasing your first home or looking to refinance for better rates, our experienced team can guide you through each step of the process.

Personal Banking Solutions

When it comes to personal banking, we have you covered with our Checking & Savings Accounts that help you manage your money effectively. Whether you're saving for a vacation or need a reliable account for daily transactions, we have options that fit your lifestyle. Imagine effortlessly transferring funds between accounts using our Online & Mobile Banking features, allowing you to check balances, pay bills, and even set up alerts all from the comfort of your home or on the go. If you're considering buying a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing can make that process simple and affordable. With competitive rates and flexible terms, driving away in your dream car is just a loan application away.

Personal Loans and Credit Cards

For those unexpected expenses or debt consolidation needs, we offer Personal Loans that provide financial relief when you need it most. Additionally, don't forget about our Credit Cards with Rewards, which not only give you purchasing power but also earn you rewards on your everyday spending perfect for those who love to travel or shop!

Digital & Online Banking

Key Features

Our online banking service allows you to take control of your financial life with just a few clicks. You can check your balance, pay bills, and transfer funds all from the comfort of your home or while on the go. For those who prefer mobile banking, our mobile application is available to give you access right in your pocket. Sending money to friends or family? Our person-to-person transfer feature makes it simple and quick. Plus, with e-statements available, you'll never have to worry about paper clutter again; you can view your statements online whenever you need them.

Security and Accessibility

We prioritize your security with robust measures in place to protect your information. Though we don't offer electronic signature authorization at this time, our systems are designed with your safety in mind. You can feel confident conducting transactions through our secure online banking portal, which is available 24/7. Whether you're at home or out and about, managing your money has never been easier or more accessible. Join us at Neighborhood today and experience the convenience of modern banking tailored just for you!

Financial Strength

Commitment to Growth

Our financial strength allows us to reinvest in our community. With $89,234,609 in undivided earnings, we continually improve our banking tools, lending options, and security measures to serve you better. We also support your financial goals with $13,040 in used auto loans and $830,894,284 in total loans and leases.

Member-Focused Savings

Your savings are safe with us! Members' funds are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our efficiency with a reported $0. This success enables us to keep offering competitive loan rates and solid financial products tailored for our members. We take pride in having 206 full-time employees and 10 part-time employees who are dedicated to ensuring that you receive top-notch service every time you visit us.

Solid Financial Health

With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

We have a strong membership base with 143,410 total share accounts. This shows the trust our community places in us as their preferred financial partner. Our net shares stand at $207,360,702, which means we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 1271 W Campbell Rd Richardson Tx 75080 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we provide flexible financing options tailored to your budget.

Credit Lines and Unsecured Loans

Managing finances can be challenging, but our total credit lines amounting to $247,098,906 give you the flexibility you need. We also offer flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans helping members manage their finances effectively. These products are perfect for those looking for additional purchasing power without tying up assets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. We aim to simplify the process so you can focus on what matters most creating a home filled with memories.

Refinancing Options

If you're considering refinancing your existing loans, we have options available that may help lower your monthly payments or reduce your interest rates. Be sure to ask our team about eligibility requirements and how we can assist you in making the most of your financial situation. At Neighborhood, we are dedicated to providing personalized service to help you find the right loan product that fits your unique needs. If you have any questions or would like more information on our offerings, don't hesitate to reach out by calling us at (214) 748-9393. For performance insights and financial data, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you every step of the way!

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Neighborhood