Neighborhood Credit Union Prosper TX | Easy Drive-Thru & ATM Access

Introduction

Welcome to Neighborhood, where your financial well-being is our top priority. Located at 2201 E University Dr, Prosper, TX 75078, our branch has proudly served the community since 1930, building strong relationships with our members along the way. With a robust membership of 69,627 and total assets exceeding $1.17 billion, we are committed to providing personalized service that meets your unique needs. At Neighborhood, we understand that finances can be overwhelming. That's why we offer a range of services designed to simplify your banking experience. Whether you're looking for loans over 48,631 approved or seeking assistance with your savings, our dedicated team is here to help every step of the way. We have a strong foundation built on trust and reliability, led by CEO Chet Kimmell and Board President Dwayne Boozer, both of whom are deeply invested in ensuring you receive the best service possible. While members can visit us at our branch location for in-person support, official correspondence should be sent to the same address: 2201 E. University Dr., Prosper, TX 75078. Feel free to reach out via phone at 214-748-9393 for any inquiries or assistance. As a member-owned credit union, we take pride in our commitment to the community. Our focus on financial education and empowerment helps individuals and families make informed decisions about their money. With total deposits amounting to $47,471,372 and cash in hand totaling $13,528,598, we are well-equipped to support you in achieving your financial goals. We invite you to explore what makes us unique by visiting our website at Neighborhood or stopping by our branch during lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Experience firsthand how Neighborhood can be your trusted partner in finance!

Branch History & Mission

Welcome to the heart of Prosper, Texas, where Neighborhood Credit Union has been serving the community since 1930. Our journey began with a simple mission: to provide financial services that empower our members and uplift the neighborhoods we call home. Over the years, we have grown from a small credit union into a trusted financial partner for over 69,000 members. Today, with total assets exceeding $1.17 billion, we remain committed to fostering strong relationships within our community. Located at 2201 E University Dr, Prosper, TX 75078, our branch is easily accessible and situated near local landmarks that reflect the charm of Prosper. You can find us right in the bustling heart of town, making it convenient for you to visit us during our lobby hours from 9:00 am to 5:00 pm Monday through Friday. For those who prefer drive-thru banking, we offer basic services including deposits and withdrawals. At Neighborhood Credit Union, we believe that our mission extends beyond just providing financial products. We are dedicated to supporting our community through various outreach programs and partnerships that make a real difference in people's lives. Our focus is not only on helping you achieve your financial goals but also on enhancing the quality of life in Prosper and surrounding areas. Our commitment to innovation means that we continue to adapt to meet the needs of our members. With features like online banking and mobile applications, accessing your account has never been easier or more secure. We also prioritize accessibility; our facilities comply with ADA standards to ensure everyone can benefit from our services. As we look back on our rich history, we are inspired by the trust placed in us by our members and the broader community. Each achievement fuels our passion for providing exceptional service and support. Whether you need assistance with loans, savings accounts, or simply want advice on managing your finances, our dedicated staff is here for you. While members can visit us at 2201 E University Dr, official correspondence should be sent to 2201 E. University Dr., Prosper, TX 75078 if different from the branch address. Join us at Neighborhood Credit Union and become part of a legacy built on trust and community spirit. Experience firsthand how we can help you navigate your financial journey while contributing positively to Prosper's growth and development. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Parking

At our Neighborhood branch, we prioritize accessibility for all members. The branch features ADA-compliant facilities, including ramps and designated parking spaces for those who may need them. We have ample parking available so that you can easily find a spot when you visit.

Operating Hours and Services

Our lobby and drive-thru hours are designed with your convenience in mind. We're open Monday through Friday from 9:00 am to 5:00 pm, ensuring you have plenty of time during the week to take care of your banking transactions. Our drive-thru offers basic banking services like deposits, withdrawals, and simple transactions perfect for those on the go. We also have an ATM available for quick access to cash and balance checks whenever you need them.

Visit Us Today!

We invite you to come by our Neighborhood branch today! Whether you're already a member or considering joining our family, we're ready to assist you with all your financial needs. If you have any questions or want to learn more about our services, don't hesitate to give us a call at 214-748-9393. We look forward to seeing you soon!

Member Eligibility

Joining the Neighborhood is more than just opening an account; it's about becoming part of a caring community that prioritizes your financial well-being. To become a member at our Prosper branch, located at 2201 E University Dr, you simply need to meet a few friendly criteria. Generally, anyone who lives, works, worships, or attends school in the area is welcome to apply. Additionally, family members of existing members are also eligible. This openness ensures that we can extend our services to those who truly need them and create a supportive environment for everyone involved. Opening an account with us is straightforward and welcoming. You can check out all the specific eligibility details at this link. If you're ready to take the next step, visit our account opening page for easy instructions. Should you have any questions along the way, feel free to call us at 2147489393 we're here to help! Becoming a member at Neighborhood means gaining access to resources tailored just for you, all while enjoying the benefits of being part of a caring community.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of payment processing. Our merchant services make it easy for you to accept payments from customers, whether online or in-person. This means you can focus on what you do best serving your customers and growing your brand. Located at 2201 E University Dr Prosper Tx 75078 in Prosper, TX, we invite you to explore how our business banking and commercial services can empower your business today. Reach out to us at (214) 748-9393 to learn more!

Comprehensive List Of Services

Everyday Banking Made Easy

We understand that life can get busy, which is why our services are designed with your convenience in mind. Our ATM services allow you to access your funds anytime, anywhere, so you can make withdrawals or check your balance on-the-go. For those who prefer face-to-face interactions, our drive-thru banking offers a quick way to handle deposits and simple transactions without ever leaving your vehicle.

Join Us Today!

We invite you to explore all the services available at Neighborhood and discover how we can support your financial journey. To learn more about becoming a member, visit us online or give us a call. Don't miss out on the opportunity to enhance your banking experience with personalized service and community-focused care. Ready to take the next step? Visit our website at https://www.myncu.com/ for more information or come by our branch in Prosper, TX today!

Member-Centric Approach

At Prosper Branch, we prioritize our members' needs above all else. If you're new to banking or simply looking for more information on how to manage your finances effectively, our team is always ready to assist you. You can reach us at (214) 748-9393 during business hours if you have any questions or need guidance about our offerings. In today's digital world, having options is essential. We offer online banking features that allow you to manage accounts from the comfort of your home. Whether it's checking balances, making transfers, or viewing statements, everything is just a click away.

Simplified Transactions

Handling your money should never be complicated. That's why at Neighborhood, we provide basic ATM access that ensures you can perform essential tasks like withdrawals and balance checks with ease. No need for long waits just straightforward service that respects your time.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://www.myncu.com/ to get started. You'll find it easy to check balances, view transactions, and make payments without ever needing to step into a branch. Plus, with E-Statements available, you can say goodbye to paper clutter and keep your financial records organized right from your device. For added convenience, our mobile application allows you to manage your accounts directly from your smartphone. Need to send money quickly? Our person-to-person transfers feature lets you transfer funds instantly to friends or family, making splitting bills or sharing expenses a breeze.

Security and Ease of Use

Your security is our top priority. While we currently do not support electronic signature authorization, rest assured that our online banking systems are designed with robust security measures in place to protect your information. Although we don't offer mobile payments just yet, our user-friendly interface ensures that navigating through your financial tasks is simple and straightforward. You can easily view account details and manage transactions in real time, giving you complete control over your finances. At Neighborhood, we believe in making banking accessible for everyone. With these digital services at your fingertips, you're empowered to take charge of your financial journey with confidence. Experience the convenience today by visiting us online!

Financial Strength

Commitment to Growth

With $89,234,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; with $13,040 in used auto loans and $830,894,284 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 143,410, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $207,360,702. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 2201 E University Dr Prosper Tx 75078 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Credit Lines

Our total credit lines amount to $247,098,906, offering you access to funds when you need them most. These lines are designed to give you financial flexibility while managing ongoing expenses. If you're considering refinancing any existing loans or want to know more about eligibility options for our various loan products, please reach out! Our team is here to assist you every step of the way. For more information or to speak with one of our representatives, feel free to call us at (214) 748-9393 or visit us at our branch located at 2201 E University Dr Prosper Tx 75078 in Prosper, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. We aim to provide you with the best possible path to owning your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans helping members manage their finances effectively. This is a great option for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers from legitimate lenders.

Neighborhood