Neighborhood Credit Union Mesquite TX | Top Auto Loans & Personal Banking

Introduction

Welcome to Neighborhood, your trusted financial partner located at 2201 N Belt Line Rd, Mesquite, TX 75150. Since our establishment in 1930, we have proudly served our community with a commitment to enhancing the financial well-being of our members. With a total membership of 69,627 and assets totaling $1,174,518,463, we are dedicated to providing personalized service and innovative financial solutions tailored to your needs. At Neighborhood, we understand that every member's financial journey is unique. That's why we offer a range of services designed to help you achieve your goals whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing. Our team of over 216 employees, led by CEO Chet Kimmell and Board President Dwayne Boozer, is here to support you every step of the way. While members can visit us at our branch for in-person assistance, official correspondence should be directed to our mailing address: POB 803476, Dallas, TX 75380-3476. We invite you to explore the resources available on our website at myncu.com and discover how we can help you manage your finances effectively. With total deposits amounting to $47,471,372 and cash in hand of $13,528,598, Neighborhood stands strong as a pillar of stability in the community. Our focus on building lasting relationships ensures that you're not just another number; you're part of a family that cares about your success. We encourage you to reach out to us at 214-748-9393 for any inquiries or assistance. Visit us during our lobby hours from Monday to Friday between 9 AM and 5 PM. Join us today and experience the difference that true community banking can make!

Branch History & Mission

Welcome to the Neighborhood branch of your trusted credit union, located at 2201 N Belt Line Rd, Mesquite, TX 75150. Since our doors opened in 1930, we have proudly served our community with a commitment to providing exceptional financial services and support. With a rich history spanning over nine decades, Neighborhood has grown alongside its members, adapting to their needs while maintaining a strong foundation in community values. Throughout our journey, we have reached significant milestones that reflect our dedication to enhancing the lives of those we serve. Today, we are proud to serve a total membership of 69,627 individuals, all while managing assets totaling over $1.17 billion. This growth is not just about numbers; it represents the trust and relationships we've built with our members. At Neighborhood, our mission is clear: We aim to empower individuals and families by offering personalized financial solutions that foster stability and growth. We understand that banking is more than just transactions; it's about building a brighter future together. Our comprehensive range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions tailored for local entrepreneurs. We also recognize the importance of accessibility in today's fast-paced world. That's why we offer convenient ATM services and drive-thru banking for quick transactions. Our lobby hours are Monday through Friday from 9 AM to 5 PM, ensuring that you can reach us when you need us most. If you prefer digital options, you can take advantage of our online banking features that allow you to manage your finances from anywhere. While members can visit us at 2201 N Belt Line Rd Mesquite Tx 75150, official correspondence should be sent to POB 803476, Dallas, TX 75380. This ensures seamless communication as we strive to provide the best service possible. Community involvement is at the heart of what we do. We actively seek partnerships with local organizations and participate in outreach efforts that support various initiatives within Mesquite and beyond. Our goal is to give back as much as we receive from this wonderful community. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members' financial well-being and community growth. Visit us today or explore our website at www.myncu.com to learn more about how Neighborhood can help you achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

At our Mesquite Branch, we prioritize accessibility for all our members. We offer ADA-compliant facilities, ensuring that everyone can navigate our space comfortably. There's ample parking available right outside the branch, so you won't have to worry about finding a spot.

Connect With Us

We invite you to stop by and meet our friendly team who are ready to assist you with any questions or banking needs. You can also give us a call at 214-748-9393 if you'd like to learn more about our services or set up an appointment. Come see how Neighborhood credit union can support your financial journey today!

Operating Hours and Services

We're here for you Monday through Friday from 9 AM to 5 PM. Whether you prefer visiting us in person or taking advantage of our drive-thru service for quick transactions, we've got you covered. Our drive-thru allows for hassle-free deposits and withdrawals without leaving your car. Plus, with ATM availability on-site, accessing cash has never been easier. While members can visit us at this location for various banking needs including personal checking and savings accounts, auto loans, and even mortgage options official correspondence should be sent to our mailing address: POB 803476, Dallas, TX 75380-3476.

Member Eligibility

At Neighborhood, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming. If you live, work, or go to school in the areas we serve, you're likely eligible! We also extend membership to family members of current members, making it easier for loved ones to enjoy our supportive services. The benefits of joining Neighborhood include access to personalized banking options, competitive rates on loans, and a friendly team ready to help with all your financial needs. For more detailed eligibility criteria, feel free to visit our website at http://www.myncu.com/services/membership-benefits. Once you're ready to join us, opening an account is just as easy! You can find all the details on how to get started at http://www.myncu.com/bank/open-account. If you have any questions, don't hesitate to call us at (214) 748-9393. We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have specific figures for commercial loans at this time, we are eager to discuss how our flexible financing options can help your business thrive. Imagine having the capital to expand your operations, purchase new equipment, or manage cash flow more effectively our team is here to help you navigate these opportunities.

Merchant Services That Make a Difference

Additionally, our merchant services are designed with practicality in mind. Picture this: you're running a busy store and need a reliable payment processing system that works as hard as you do. Our solutions simplify transactions, allowing you to focus on what matters most serving your customers and growing your business. Whether you're just starting out or looking to take your established business to the next level, Neighborhood is here for you. Visit us at 2201 N Belt Line Rd Mesquite Tx 75150 in Mesquite, or call us at (214) 748-9393 to learn more about how we can support your journey!

Comprehensive List Of Services

Digital Banking for Convenience

In today's fast-paced world, having access to your accounts online is crucial. Our Online & Mobile Banking features allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, and even send money with our Person-to-Person payment options. Plus, with our ATMs and drive-thru services available for basic transactions like deposits and withdrawals, accessing your cash is quick and straightforward.

Get Started Today!

To learn more about how Neighborhood can support your financial journey, feel free to reach out at (214) 748-9393 or visit us at our branch in Mesquite. We invite you to explore all the services we offer and see how we can help make your banking experience better. Whether you're just starting out or looking for more advanced financial solutions, we're here for you every step of the way. Visit us online at Mesquite Branch or stop by today!

Personal Banking Made Simple

When it comes to personal banking, we offer an array of options that fit various lifestyles. Our Checking & Savings Accounts are designed for convenience and flexibility, allowing you to manage your day-to-day finances with ease. Many members appreciate the Auto Loans & Vehicle Financing options we provide, making it easier than ever to get behind the wheel of a new car without breaking the bank. If you're considering purchasing a home or refinancing an existing mortgage, our Mortgage Loans are here to help simplify the process. We know that life can sometimes throw unexpected expenses your way; that's why our Personal Loans & Debt Consolidation services can assist you in managing those financial surprises more effectively.

Rewarding Your Loyalty

In addition to traditional banking services, we also offer Credit Cards with Rewards, giving you the chance to earn while you spend. This is perfect for those who want to maximize their purchasing power while enjoying benefits such as cashback or travel rewards.

Supporting Local Businesses

For our local business members, we haven't forgotten about you! Our Business Banking solutions include essential services like Merchant Services & Business Loans, ensuring that your business has what it needs to thrive. We understand the unique challenges faced by small businesses and are committed to helping you succeed.

Digital & Online Banking

Mobile Application

For those who prefer banking on their smartphones, our mobile application is here to help. With it, you can manage your account on the go, making banking as easy as a few taps on your screen. And if you're looking to send money to friends or family quickly, our person-to-person transfer feature makes it simple and hassle-free.

Online Banking Services

With our 24/7 online banking services, you can easily check balances, transfer funds, and pay bills from the comfort of your own home. No more waiting in line or rushing to the bank before it closes! Plus, with e-statements available, you can go green and keep track of your finances without the clutter of paper statements.

Security and Convenience

Your security is our priority. While we currently do not offer electronic signature authorization for certain transactions, rest assured that all our digital services are equipped with robust security measures to protect your personal information. Our goal is to provide a safe environment for you to manage your money effectively. Whether you're checking your balance or making payments, Neighborhood ensures that every transaction is straightforward and secure. Embrace the ease of modern banking with us today!

Financial Strength

Commitment to Growth

With $89,234,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,040 in used auto loans and $830,894,284 in total loans and leases.

Growing Member Base

The trust placed in us by our community is evident as we manage a total of 143,410 share and deposit accounts. This strong member base showcases the confidence you have in Neighborhood, reinforcing our commitment to your financial success. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 2201 N Belt Line Rd Mesquite Tx 75150 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our ability to efficiently manage resources is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable used vehicle, we have options that can fit your budget.

Credit Lines and Unsecured Loans

For those who need flexibility in managing their finances, our credit lines totaling $247,098,906 can offer you peace of mind. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans helping members manage their finances effectively. These options allow you to cover unexpected expenses without straining your budget.

Financial Solutions Tailored for You

At Neighborhood, we believe that everyone deserves access to affordable credit solutions. Whether you're considering refinancing your existing loans or exploring eligibility options for our various products, our team is ready to assist you every step of the way. If you're interested in learning more about our loan offerings or want to discuss your specific needs, please feel free to reach out at (214) 748-9393 or visit us at our branch located at 2201 N Belt Line Rd Mesquite Tx 75150 in Mesquite, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. We provide personalized service to help you navigate the home-buying process and secure the financing you need.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy allows users to trust that they are receiving legitimate loan options.

Neighborhood