Neighborhood Credit Union Lancaster TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Neighborhood, your trusted financial partner located at 1455 W Pleasant Run Rd, Lancaster, TX 75146. Since our establishment in 1930, we have been committed to serving our community with integrity and dedication. With over 69,000 members and total assets exceeding $1.17 billion, we pride ourselves on being a cornerstone of financial support in the Lancaster area. At Neighborhood, we understand that every member has unique financial needs. That's why we offer a variety of services, including personal banking, auto loans, mortgages, and business banking solutions. Whether you're looking to save for the future or finance your next vehicle, our team is here to help you navigate your options with confidence. While members can visit us at our branch location, official correspondence should be sent to POB 803476, Dallas, TX 75380-3476. Our dedicated staff is led by CEO Chet Kimmell and Board President Dwayne Boozer, both of whom are passionate about enhancing the financial well-being of our members. With total deposits amounting to $47,471,372 and robust financial health reflected in a net worth of $116,249,711, you can trust that your money is safe with us. Our commitment to providing excellent customer service is evident in everything we do, from personalized banking solutions to friendly assistance at our drive-thru service. We invite you to explore all that Neighborhood has to offer! Visit us or call us at 214-748-9393 during our lobby hours from 9 AM to 5 PM, Monday through Friday. Let's work together towards achieving your financial goals today! For more information about our services or to open an account online, check out our website at www.myncu.com.

Branch History & Mission

The story of Neighborhood in Lancaster, TX is one of commitment, community, and financial empowerment. Since our doors opened in 1930, we have dedicated ourselves to serving the needs of our members with a focus on building lasting relationships. Located at 1455 W Pleasant Run Rd Lancaster Tx 75146, right in the heart of Lancaster, we are proud to be a part of this vibrant community. Over the years, Neighborhood has grown from a small credit union to a trusted financial partner for over 69,627 members. Our total assets have reached an impressive $1,174,518,463, reflecting our stability and ability to support our members' financial journeys. As we continue to expand our services and enhance our offerings, we remain grounded in our mission: to provide accessible and personalized financial solutions that empower individuals and strengthen families. At Neighborhood, we believe that banking should be about more than just transactions; it should be about fostering connections within the community. Our mission is clear: to offer exceptional financial services while actively engaging in community outreach programs. We strive to make a positive impact by partnering with local organizations and supporting initiatives that uplift our neighbors. While members can visit us at 1455 W Pleasant Run Rd Lancaster Tx 75146, official correspondence should be sent to POB 803476, Dallas, TX 75380-3476. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our friendly staff is here to help you navigate your options. We offer convenient operating hours from Monday through Friday, 9 am to 5 pm, along with ATM availability and drive-thru services for added convenience. As we move forward, we are excited about embracing digital advancements that enhance your experience with us. From online banking and mobile applications to person-to-person payments, we aim to meet you where you are while ensuring ADA compliance and accessibility for all members. Join us at Neighborhood as we continue this journey together! Experience firsthand how we can help you achieve your financial goals while making a meaningful difference in the community. Visit us today or contact us at (214) 748-9393 for more information about membership benefits or opening an account. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Features

At Neighborhood Credit Union, we prioritize making banking easy for everyone. Our branch is equipped with ADA-compliant features, including ramps and accessible parking options, ensuring that all members can visit us comfortably. We also offer both an ATM and drive-thru service for those who prefer quick transactions without stepping inside.

Banking Services

Our Lancaster branch provides a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have solutions that fit various financial goals. If you need assistance, don't hesitate to reach out via phone at 214-748-9393. While members can visit us at 1455 W Pleasant Run Rd, official correspondence should be sent to POB 803476, Dallas, TX 75380-3476. We invite you to stop by our Lancaster Branch today! Discover how we can assist you in achieving your financial dreams while enjoying the friendly atmosphere at Neighborhood Credit Union.

Operating Hours

We understand that life can get busy, which is why our doors are open Monday through Friday from 9 AM to 5 PM. This schedule allows you to manage your banking on your terms, whether it's during your lunch break or after work.

Member Eligibility

Joining the Neighborhood family means stepping into a community that truly cares about its members. If you're looking to become a part of our welcoming group, you'll find that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, or worships in the area can apply for membership. This means whether you're a long-time resident or new to the neighborhood, we want you here! To get all the detailed eligibility requirements, feel free to check out our page at Neighborhood Membership Benefits. Opening your account with us is just as easy. Simply visit our website at Open an Account for step-by-step instructions. If you have any questions along the way, don't hesitate to reach out at 214-748-9393. We're here to help you make the most of your membership experience at Neighborhood, located conveniently at 1455 W Pleasant Run Rd, Lancaster, TX 75146. Come join us and discover the benefits of being part of a credit union that prioritizes your financial well-being!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having efficient payment solutions is crucial for any business. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers without hassle; it's this kind of practical support that helps your business thrive. Visit us at 1455 W Pleasant Run Rd Lancaster Tx 75146 in Lancaster, TX, or call us at (214) 748-9393 to learn more about how our business banking and commercial services can empower your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that suit various needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our ATM services ensure that you can withdraw money whenever necessary. Plus, enjoy basic drive-thru banking services for simple transactions like deposits and withdrawals without leaving your vehicle. At Neighborhood, we strive to make banking accessible for everyone in our community. If you're ready to explore these services further or have any questions, don't hesitate to reach out at (214) 748-9393 or visit us online at Lancaster Branch. Your financial well-being is our top priority!

Auto Loans and Vehicle Financing

If you're planning to purchase a new vehicle, consider our auto loans and vehicle financing options. We understand that buying a car is a significant investment, so we provide flexible terms and competitive rates to help you drive away happy. You could be cruising down the road in your dream car sooner than you think!

Business Banking Solutions

For small business owners, we provide tailored business banking solutions, including merchant services and business loans. We understand that running a business comes with its own set of challenges, so let us help you manage your finances effectively.

Credit Cards with Rewards

Take advantage of our credit cards with rewards programs that allow you to earn points on everyday purchases. Picture earning cashback or travel points while shopping for groceries or dining out! It's a great way to make your spending work for you.

Mortgage Loans and Refinancing

For those dreaming of homeownership or looking to refinance their existing mortgage, we offer comprehensive mortgage loans and refinancing options. Our friendly team will guide you through the process, ensuring that you find the best solution for your unique situation. Imagine stepping into your new home with confidence!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Check balances, transfer funds, and pay bills from anywhere at any time all from your smartphone or computer. With just a few taps or clicks, managing your finances has never been easier!

Personal Banking Solutions

Whether you're looking to manage your day-to-day expenses or save for future goals, our personal banking services have you covered. We offer checking and savings accounts designed for easy access and excellent customer service. Imagine being able to deposit your paycheck easily and watch your savings grow with competitive interest rates!

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Whether it's funding a special project or consolidating debt for easier management, we're here to assist you every step of the way.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer money, or pay bills, everything is just a few clicks away at https://www.myncu.com/. Our platform is designed with user-friendliness in mind, making it simple for you to navigate and manage your finances.

Essential Features

You can enjoy the convenience of e-statements, which allow you to view your account statements online instead of waiting for paper copies. This not only saves time but also helps the environment! Plus, our person-to-person transfer feature makes sending money to friends and family a breeze no need for cash or checks.

Mobile Access

On-the-go? No problem! With our mobile application available for download, you can manage your accounts right from your smartphone. While mobile payments aren't available yet, our app provides all the essential features for real-time account management. You can easily keep track of transactions and make transfers whenever you need to.

Security First

We prioritize your security with robust measures in place to protect your personal information. Although we currently do not offer electronic signature authorization for online documents, rest assured that all online transactions are encrypted and secure. At Neighborhood, our goal is to empower you with tools that enhance your banking experience while providing peace of mind. Join us today and discover how easy digital banking can be!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $207,360,702. Total Share and Deposit Accounts: 143,410, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 1455 W Pleasant Run Rd Lancaster Tx 75146 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $89,234,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,040 in used auto loans and $830,894,284 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have financing options that can fit your budget.

Business Support

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and having access to funds can make all the difference.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams without the stress.

Refinancing Options

If you're looking to lower your monthly payments or change your loan terms, refinancing options are available across many of our products. This flexibility allows you to adapt your financial plans as life changes. We invite you to visit us at our branch located at 1455 W Pleasant Run Rd Lancaster Tx 75146, Lancaster, TX or give us a call at (214) 748-9393 for more information about our loan offerings. Our friendly staff is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Neighborhood, we're dedicated to providing you with transparent financial solutions that empower you toward achieving your financial aspirations.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to meet your needs while ensuring you maintain control over your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means that you can trust the information presented to you is accurate and current.

Neighborhood