Neighborhood Credit Union Highland Village TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Neighborhood, your trusted partner in financial services located at 2760 Justin Rd, Highland Village, TX 75077. Since our establishment in 1930, we have been dedicated to serving our community with a commitment to integrity and support. With a strong membership base of 69,627 members, we pride ourselves on being more than just a credit union we're a part of your neighborhood. At Neighborhood, we understand that every member has unique needs. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets of $1,174,518,463 ensure that we are well-equipped to provide the financial support you need. Our CEO, Chet Kimmell, alongside Board President Dwayne Boozer, leads a dedicated team of 216 employees who are passionate about helping you achieve your financial goals. With over 48,631 loans and leases issued and total deposits amounting to $47,471,372, we are committed to fostering financial growth within our community. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. BOX 803476, Dallas, TX 75380. Our friendly staff is here to assist you Monday through Friday from 9 am to 5 pm. Whether you're looking for advice on financing a new vehicle or need assistance with your savings plan, we're here to help. Visit our website at www.myncu.com or call us at 214-748-9393 today! Let's take the next step together towards a brighter financial future.

Branch History & Mission

Join Us

As we continue to grow and adapt in this ever-changing world, we invite you to be part of our story. Experience firsthand the benefits of membership at Neighborhood Credit Union where your financial success is our priority. Explore how we can help you achieve your dreams by visiting us online at Neighborhood Credit Union or give us a call at 214-748-9393 today! Together, let's build a brighter future for our community.

Our Mission

At Neighborhood Credit Union, our mission is simple yet impactful: We strive to provide accessible and reliable financial services that meet the diverse needs of our members. Our focus extends beyond just transactions; we aim to foster financial literacy and empowerment through educational initiatives and community outreach programs. Whether it's assisting first-time homebuyers or supporting local businesses with tailored loans, we believe in building lasting relationships rooted in trust and support. We recognize the importance of convenience for our members. That's why we offer features like ATM availability and drive-thru banking for quick transactions without compromising quality service. Our lobby hours are designed for your convenience, open Monday through Friday from 9 am to 5 pm. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to P.O. BOX 803476, Dallas, TX 75380 if your mailing address differs.

Our Story

The journey of Neighborhood Credit Union began with a simple yet profound vision to help individuals and families achieve their financial goals. From our humble beginnings at 2760 Justin Rd Highland Village Tx 75077, we have grown alongside our members, adapting to their needs while maintaining our commitment to excellent service. As we expanded our offerings over the decades, we introduced innovative products like auto loans, mortgages, personal loans, and business banking solutions. Our headquarters in Dallas, TX continues to guide us as we aim for excellence in every facet of our operations. We take pride in being more than just a financial institution; we are a community partner dedicated to making a difference in the lives of those around us.

Branch Location & Accessibility

Convenient Access and Features

At our Highland Village Branch, we prioritize accessibility for all members. Our branch is ADA compliant, ensuring that everyone can easily enter and navigate the facility. You'll find ample parking available nearby, making your visit hassle-free. We understand that time is valuable; that's why we offer a drive-thru banking option for quick transactions like deposits and withdrawals. Plus, if you're on the go, our ATM is readily accessible for cash withdrawals and balance inquiries.

Operating Hours

Our doors are open Monday through Friday from 9 AM to 5 PM, providing plenty of opportunities for you to stop by and take care of your banking needs at a time that fits your schedule.

Services We Offer

At Neighborhood Credit Union, we provide a range of services tailored to meet your personal and business banking needs. Whether you're looking to open a checking or savings account, apply for an auto loan, or explore mortgage options our friendly staff is here to assist you every step of the way. We invite you to come visit us at our Highland Village Branch or give us a call at 214-748-9393. Experience how easy and enjoyable banking can be with us!

Member Eligibility

At Neighborhood, we believe that everyone deserves a chance to be part of a caring community, and joining us is as simple as it gets! If you live, work, or worship in the area, you're likely eligible to become a member. We welcome individuals from various backgrounds, ensuring that our membership reflects the vibrant diversity of our community. Once you become a member, you'll enjoy a wide range of benefits including personalized service, competitive rates on loans, and access to exclusive financial products tailored just for you. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at http://www.myncu.com/services/membership-benefits. Opening an account with us is straightforward and hassle-free. You can find all the information you need to get started at http://www.myncu.com/bank/open-account. If you have any questions or need assistance, don't hesitate to reach out to us at (214) 748-9393. Our friendly team is here to help you every step of the way! Come visit us at 2760 Justin Rd Highland Village Tx 75077 we can't wait to welcome you into our neighborhood family!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier for your business. From payment processing solutions to point-of-sale systems, we help streamline your operations so you can focus on what matters most growing your business. Visit us at 2760 Justin Rd Highland Village Tx 75077 in Highland Village, TX, or call us at (214) 748-9393 to learn more about how we can assist you in achieving your business goals.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options offer competitive rates and flexible terms to make owning your dream vehicle more attainable. Picture yourself driving off in that new car without the stress of complicated financing our team will guide you through every detail.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to support growth and efficiency. We recognize how vital it is for businesses to have reliable financial partners let us help take your business to new heights.

Convenient Access

Convenience is key in today's fast-paced world. At Neighborhood, we offer ATM and cash withdrawal services so you can access your funds when needed most. Our drive-thru banking allows for quick transactions without leaving your car perfect for busy days! We invite you to explore all these services designed with you in mind at Higland Village Branch. If you're ready to take the next step in managing your finances better or need assistance navigating any of our offerings, please don't hesitate to reach out! Call us at (214) 748-9393 or visit us today we're excited to assist you!

Credit Cards with Rewards

Our credit cards come with rewarding benefits that can enhance your spending experience. Enjoy earning rewards for everyday purchases, which means more value for the things you buy regularly. It's like getting paid back just for using your card!

Mortgage Loans & Refinancing

For those ready to buy their first home or refinance an existing mortgage, we provide comprehensive mortgage loans tailored to fit your budget. We know that buying a home can be overwhelming, but with our straightforward process, you'll feel confident making one of life's biggest investments.

Personal Banking

Our personal banking services include checking and savings accounts designed to meet various lifestyle needs. Imagine effortlessly managing your day-to-day transactions while also saving for a rainy day. With our online and mobile banking options, accessing your accounts is just a tap away. You can check balances, transfer funds, and even make deposits from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our personal loans are here to help. Whether it's consolidating debt or funding a special project, we offer personal loans with clear terms and fast approvals. Imagine reducing monthly payments by consolidating high-interest debt into one manageable loan it's possible with us!

Digital & Online Banking

Key Services

Access your accounts anytime, anywhere with our user-friendly online banking platform. Whether you're checking your balance, transferring funds, or paying bills, everything can be done from the comfort of your home or on the go. Our online banking service is always open, so you can bank when it suits you best. Need to send money to a friend or family member? Our person-to-person transfers make it simple and quick. Just a few taps on your smartphone or clicks on your computer, and you're set! Plus, if you prefer going paperless, you'll love our e-statements feature that allows you to view and manage your statements securely online.

Security and Convenience

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that our systems are designed with robust security measures to protect your personal information. For those who prefer mobile banking, our dedicated mobile application offers access to all these features right at your fingertips. Although we don't support mobile payments at this time, our app provides an easy way to stay connected with your accounts. With Neighborhood, you can easily manage your financial life in real-time. From checking balances to making transfers, everything is just a click away. Experience the convenience of modern banking tailored just for you!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 143,410, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $207,360,702 also reinforce our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 2760 Justin Rd Highland Village Tx 75077 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $89,234,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is further illustrated by our $13,040 in used auto loans and $830,894,284 in total loans and leases.

Secure Savings Options

Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our tailored solutions make the process straightforward and affordable.

Credit Lines

Additionally, if you need extra cash for unexpected expenses or ongoing projects, our total credit lines amount to $247,098,906, providing quick access to funds when you need them most. At Neighborhood, we prioritize making banking accessible and straightforward for everyone. If you're interested in learning more about any of these loan products or want to explore refinancing options further, please don't hesitate to reach out. You can contact us at (214) 748-9393 during our operating hours: Monday through Friday from 9 am to 5 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to stop by our branch or visit us online at https://www.myncu.com/ to see how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. We provide various mortgage products that cater to different budgets and circumstances. If you're considering refinancing your current mortgage, our team can help you explore eligibility options that could save you money.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans available. These cards come with no collateral requirement and can be an excellent tool for budgeting and building your credit score.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency guarantees that users receive fair and reliable offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Neighborhood