Neighborhood Credit Union Grand Prairie TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Neighborhood, your trusted financial partner located at 2525 W Bardin Rd, Grand Prairie, TX 75052. Established in 1930, we have proudly served our community for over nine decades, building strong relationships with our 69,627 members. With total assets of $1,174,518,463 and deposits totaling $47,471,372, we are committed to providing reliable banking solutions tailored to meet your unique needs. At Neighborhood, we understand that every member has different financial goals. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our goal is to empower you with the financial tools necessary to achieve your dreams. Under the leadership of our CEO, Chet Kimmell, and Board President Dwayne Boozer, we strive for excellence in service and community engagement. We take pride in our dedicated team of 216 employees who work tirelessly to ensure your experience with us is positive and fulfilling. While you can visit us at our Grand Prairie branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 803476, Dallas, TX 75380. Ready to take the next step toward a brighter financial future? Don't hesitate to reach out! Call us at 214-748-9393 or explore more about our offerings by visiting our website at myncu.com. We look forward to being a part of your financial journey!

Branch History & Mission

Community Commitment

Community involvement is at the heart of what we do at Neighborhood. We actively engage with local organizations and initiatives that uplift those around us. Our partnerships strengthen ties within Grand Prairie and demonstrate our dedication to making a positive impact. While members can visit us at our branch location, official correspondence should be sent to PO Box 803476, Dallas, TX 75380. We invite you to explore our operating hours Monday through Friday from 9 AM to 5 PM and take advantage of our drive-thru banking and ATM availability for added convenience.

Join Us

As we look towards the future, we remain committed to serving the people of Grand Prairie with compassion and integrity. We invite you to become part of our family at Neighborhood Credit Union. Experience firsthand how we can support your financial journey while contributing positively to the community. Visit us today or learn more about membership benefits on our website here. Let's build a brighter future together!

Our Growth and Milestones

From our humble beginnings, Neighborhood has seen remarkable growth. Today, we boast total assets of over $1.17 billion. This impressive figure reflects not only our financial strength but also the trust and loyalty of our members. As we expanded, we embraced digital advancements to ensure that banking remains accessible to everyone. Our members can enjoy online and mobile banking options that make managing their finances simple and convenient. Our mission is clear: to empower individuals and families through personalized financial solutions while fostering a sense of community. We believe that everyone deserves access to quality financial services that help them achieve their dreams. Whether it's securing an auto loan or opening a savings account, we strive to offer services tailored to meet the unique needs of each member.

Branch Location & Accessibility

Accessibility and Features

At the Neighborhood Grand Prairie Branch, we prioritize your convenience and comfort. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps to ensure all members can easily access our services. You'll find ample parking available right outside our doors, making your visit hassle-free. Our drive-thru banking service allows you to complete simple transactions without leaving your vehicle. Plus, we have an ATM on-site for quick cash withdrawals or balance checks whenever you need them.

Connect With Us

If you have any questions before your visit or want more information about our services like personal banking options or auto loans feel free to give us a call at 214-748-9393. While members can visit us at our branch address, official correspondence should be sent to PO Box 803476, Dallas, TX 75380 if needed. We invite you to come by and see how we can support your financial journey. The Neighborhood Grand Prairie Branch is here for all your banking needs!

Operating Hours

We understand that life gets busy! That's why we're here to serve you Monday through Friday from 9 am to 5 pm. Whether you need to open an account, apply for a loan, or simply ask a question, our friendly team is ready to assist you during these hours.

Member Eligibility

At Neighborhood, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Grand Prairie area, you're likely eligible to join us. We also invite family members of current members to take part in our credit union family. By joining Neighborhood, you'll enjoy access to a variety of financial services designed to help you thrive whether that's opening a checking account, securing an auto loan, or simply having a friendly place to manage your finances. To learn more about our eligibility criteria and see if you qualify, feel free to visit our detailed page at http://www.myncu.com/services/membership-benefits. Once you're ready to take the next step, opening an account is a breeze! You can find all the information you need at http://www.myncu.com/bank/open-account. If you have any questions or need assistance, don't hesitate to call us at (214) 748-9393. We can't wait to welcome you to the Neighborhood community at 2525 W Bardin Rd Grand Prairie Tx 75052!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, our merchant services simplify transactions for businesses. Imagine a local café seamlessly processing payments while ensuring quick access to funds. Our solutions help streamline operations so you can focus on what matters most growing your business. Located at 2525 W Bardin Rd Grand Prairie Tx 75052 in Grand Prairie, TX, our team is here to help you navigate your financial needs. Reach out at (214) 748-9393 to learn more about how we can partner in your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and other simple transactions without leaving your car. At Neighborhood, we're here to ensure that all these services are not just features but part of an experience designed around you. If you have questions or want to learn more about how we can help enhance your financial journey, please don't hesitate to reach out! Call us at (214) 748-9393 or visit us today at 2525 W Bardin Rd Grand Prairie Tx 75052 in Grand Prairie, TX. Let's take the next step together toward achieving your financial goals!

Auto Loans & Vehicle Financing

If you're planning to buy a new car or refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself cruising in that new vehicle with a manageable payment plan tailored just for you.

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive business banking solutions including merchant services and business loans. With our support, managing your finances and securing funds for growth has never been easier.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you every time you use them. Think about earning points while making everyday purchases points that can be redeemed for travel, shopping, or cash back. It's a simple way to make your spending work for you.

Mortgage Loans & Refinancing

Homeownership is within reach thanks to our mortgage loans and refinancing options. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we guide you through the process smoothly. With us, securing the keys to your new home becomes an exciting reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to access your accounts anytime, anywhere. Whether it's transferring funds or checking your balance on the go, we've made banking as simple as tapping on your smartphone.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, or you need help with budgeting, our personal banking services have got you covered. We offer checking and savings accounts that fit your lifestyle, making it easy to manage your money. Imagine having a place where you can easily save for that dream vacation or keep track of daily expenses without any hassle.

Digital & Online Banking

Key Services

One of the standout features of our online banking service is the ability to check your account balances, pay bills, and transfer money between accounts all with just a few clicks. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast. And for those who prefer electronic documentation, we provide e-statements, allowing you to view your financial information anytime without the clutter of paper.

Mobile Application

For even greater convenience, our mobile application brings all these features right to your fingertips. You can download the app and manage your accounts wherever you are whether you're waiting in line or relaxing at home. Please note that while we currently do not support mobile payments, our app includes everything else you need for effective banking on the go.

Security First

Your security is our top priority. We employ advanced security measures to protect your information as you navigate our online services. Although we don't offer electronic signature authorization at this time, rest assured that every transaction is safeguarded. Managing your finances has never been easier with Neighborhood's digital offerings. Experience the freedom of banking on your terms today!

Financial Strength

Committed Team

We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedication translates into personalized service that makes managing your finances easier.

Growing Member Base

Total Share Accounts: 143,410, show a strong and growing member base that trusts us with their finances. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 2525 W Bardin Rd Grand Prairie Tx 75052 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.

Reinvesting for Your Benefit

With $89,234,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $13,040 in used auto loans and $830,894,284 in total loans and leases.

Secure Savings Options

Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. Whether it's for a reliable used car or the latest model, our financing options can help you drive away with confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans helping members manage their finances effectively. Our credit cards come with rewards and low rates, making them a smart choice for everyday purchases or larger expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. We provide tailored solutions to fit your budget and lifestyle, ensuring that you have a supportive partner throughout your home-buying journey.

Personal and Business Loans

In addition to personal loans, our services extend to business financing options. For those considering growth opportunities, our outstanding commercial loans provide the capital needed to expand and thrive. At Neighborhood, we prioritize helping our members find the right loan solution that suits their unique circumstances. If you're interested in refinancing or exploring eligibility options for any of our products, please don't hesitate to reach out! You can contact us at (214) 748-9393 for more information. Visit us at our branch located at 2525 W Bardin Rd Grand Prairie Tx 75052 in Grand Prairie, TX to learn more about how we can assist you on your financial journey.

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Neighborhood