Neighborhood Credit Union Duncanville TX | Best Auto Loans & Checking

Introduction

Welcome to Neighborhood Credit Union, your trusted financial partner located at 791 W Wheatland Rd, Duncanville, TX 75116. Established in 1930, we have proudly served our community for over 90 years, growing together with our members and ensuring that everyone has access to the resources they need to thrive. With a strong membership base of 69,627 and total assets exceeding $1.17 billion, we are dedicated to offering personalized banking solutions tailored to fit your needs. At Neighborhood Credit Union, we believe in making banking easy and accessible. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, our friendly team is here to help you every step of the way. We currently have a total of 48,631 loans and leases available, allowing us to support our members in achieving their financial goals. Our commitment extends beyond just numbers; it's about building relationships. Under the leadership of CEO Chet Kimmell and Board President Dwayne Boozer, we prioritize community engagement and member satisfaction. We understand that each member's journey is unique, which is why we offer a variety of services including personal loans, credit cards with rewards, and business banking options. While members can visit us at our Duncanville branch for all their banking needs, official correspondence should be sent to our mailing address: POB 803476, Dallas, TX 75380-3476. Our team is ready to assist you Monday through Friday from 9 AM to 5 PM in both lobby and drive-thru services. Ready to take control of your financial future? Call us today at 214-748-9393 or visit our website at www.myncu.com to learn more about how we can help you achieve your dreams!

Branch History & Mission

Community Engagement

At Neighborhood, we understand that true success comes from supporting one another. That's why we actively participate in community outreach programs and collaborate with local organizations. By giving back through various initiatives, we strive to make Duncanville an even better place for all its residents. We invite you to join the Neighborhood family today! Experience firsthand how we can support your financial journey while making a positive impact in the community around us. Together, let's build a brighter future! For more information or to open an account with us online, visit our website. Feel free to call us at 214-748-9393 if you have any questions or need assistance!

Mission Statement

Our mission at Neighborhood is simple yet powerful: to empower our members financially while supporting and enriching our community. We believe that access to essential financial services should be available to everyone. That's why we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our goal is not only to provide financial solutions but also to help our members achieve their dreams and aspirations. We are committed to making banking accessible for all by embracing modern technology such as online and mobile banking. This allows our members to manage their accounts anytime and anywhere. Our ATM services and drive-thru options ensure that you can conduct your transactions conveniently.

Our Story

From our humble beginnings at 791 W Wheatland Rd, Duncanville, TX 75116, Neighborhood has grown significantly. With total assets now exceeding $1.17 billion, we have continually adapted to meet the evolving needs of our members. Our operating hours are designed with convenience in mind: Monday through Friday from 9 am to 5 pm, allowing you to manage your finances easily. While members can visit us at our branch address, official correspondence should be sent to P.O.B. 803476, Dallas, TX 75380-3476. This ensures that all communications are handled promptly and efficiently.

Branch Location & Accessibility

Welcome to the Neighborhood Credit Union at our Duncanville Branch, conveniently located at 791 W Wheatland Rd, Duncanville, TX 75116. Our branch is nestled in a friendly community, just a stone's throw away from local favorites like the Duncanville Town Center and the scenic Armstrong Park. Whether you're running errands or stopping by for your banking needs, we're right where you need us. At Neighborhood Credit Union, we prioritize accessibility for all our members. Our branch features easy parking and ADA-compliant facilities, ensuring everyone can access our services comfortably. If you're looking for quick transactions, our drive-thru banking is open for deposits and withdrawals without leaving your vehicle. We're committed to being here for you during the week! Our lobby and drive-thru hours are Monday through Friday from 9 am to 5 pm, making it easy to fit us into your busy schedule. For those on the go, we also offer ATM services right at our branch perfect for quick cash withdrawals or balance checks. While members can visit us at 791 W Wheatland Rd, official correspondence should be sent to POB 803476, Dallas, TX 75380-3476. We invite you to stop by or call us at 214-748-9393 to learn more about how we can assist you with personal banking needs like checking and savings accounts, auto loans, and much more. We look forward to welcoming you to Neighborhood Credit Union soon!

Member Eligibility

At Neighborhood, we believe that everyone deserves to be part of a welcoming and supportive financial community. Becoming a member is easy and open to anyone who lives, works, or worships in our local area. Whether you're looking for personal banking services or business solutions, joining us can help you achieve your financial goals with ease. For detailed eligibility criteria, feel free to check out our website at http://www.myncu.com/services/membership-benefits. Opening an account is just as simple! You can start your journey towards membership by visiting us at http://www.myncu.com/bank/open-account. If you have any questions or need assistance, don't hesitate to give us a call at (214) 748-9393. We're here to help you every step of the way as you join our vibrant community located at 791 W Wheatland Rd Duncanville Tx 75116.

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services help streamline your payment processing. Imagine being able to accept payments quickly and securely while focusing on what you do best running your business. With easy-to-use tools and dedicated support, we ensure that managing transactions is as hassle-free as possible. Visit us at 791 W Wheatland Rd Duncanville Tx 75116 in Duncanville, TX or contact us at (214) 748-9393 to learn how we can help your business thrive. Your success is our priority!

Comprehensive List Of Services

ATM & Drive-Thru Services

Our branch provides ATM access for quick withdrawals and balance checks, along with basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for when you're on the go! At Neighborhood, we want you to feel confident in managing your finances. For more information about our comprehensive list of services or how we can assist you further, don't hesitate to reach out at (214) 748-9393 or visit us online at Duncanville Branch. Join us today and experience the difference in financial service!

Business Banking Solutions

We also cater to local businesses with our business banking services. If you're looking for merchant services or business loans, we've got you covered. Our team is ready to assist you in finding the best solutions tailored for your business's growth.

Convenient Online and Mobile Banking

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why we offer online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, transfer funds, and even send money to friends easily through our person-to-person payment feature.

Personal Banking Made Easy

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features designed to help you achieve your financial goals. If you're thinking about buying a car, our auto loans and vehicle financing options are here to assist you. We provide competitive rates to make your dream vehicle more attainable. Looking to buy a home? Our mortgage loans and refinancing services ensure that you'll find the right plan for your circumstances, whether you're a first-time buyer or looking to refinance an existing loan. For those moments when unexpected expenses arise, our personal loans and debt consolidation options can help you regain control over your finances without added stress.

Rewarding Credit Options

Enjoy shopping with our credit cards that come with rewards! You can earn points for every dollar spent, giving you more reasons to choose Neighborhood for your purchasing needs.

Digital & Online Banking

Key Services

With our online banking services, you can check your balances, transfer funds, and pay bills anytime, anywhere. Enjoy the convenience of e-statements, making it easy to keep track of your financial history without the clutter of paper statements. Plus, if you need to send money quickly, our person-to-person transfer feature allows you to send funds directly to friends and family with just a few clicks. For those who prefer banking on their mobile devices, our mobile application offers all the functionalities you need right at your fingertips. You can easily manage your accounts, review transactions, and even deposit checks from wherever you are. While we currently do not offer mobile payments, rest assured that our services are designed to prioritize your security and ease of use.

Security & Accessibility

We take security seriously at Neighborhood. Your information is protected with advanced security measures so you can bank confidently. And while electronic signatures are not supported yet, our systems are straightforward and designed for ease of access. Our commitment is to ensure that banking fits seamlessly into your lifestyle. With real-time account management and 24/7 online access, you'll always have control over your finances without any hassle. Explore how Neighborhood can enhance your banking experience by visiting us online at https://www.myncu.com/ today!

Financial Strength

Commitment to Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

With a total of 143,410 share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $207,360,702, highlighting our ability to support your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 791 W Wheatland Rd Duncanville TX 75116 or call 214-748-9393 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Investment in the Future

With $89,234,609 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust: we have $13,040 in used auto loans and $830,894,284 in total loans and leases, supporting your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us. We currently hold $278,145,133 in share certificates and $19,657,957 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, making it easier than ever for you to drive away with the car you want.

Credit Lines and Unsecured Credit Cards

For those needing extra flexibility in their finances, we offer total credit lines of $247,098,906 and flexible terms on unsecured credit card loans. With a total of $35,130,077 in unsecured credit card loans available, our products help members manage their finances effectively without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523. This means whether you're buying your first home or refinancing an existing mortgage, we can guide you through the process with ease.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to take advantage of better rates or to adjust your payment plans, we are here to assist you. Our team will help evaluate your eligibility and guide you through the refinancing process. For more information about our loan products or to discuss your specific needs with one of our representatives, please don't hesitate to call us at 214-748-9393. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Neighborhood Credit Union in Duncanville, TX, we're committed to providing personal service and reliable financial solutions tailored just for you!

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