Neighborhood Credit Union Dallas TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Neighborhood, your trusted financial partner located at 13651 Montfort Dr, Dallas, TX 75240. Established in 1930, we have been dedicated to serving our community for over 90 years. With a strong commitment to our members, we proudly support 69,627 individuals and families in achieving their financial goals. At Neighborhood, we understand that banking is more than just transactions; it's about building relationships and fostering trust. With total assets of $1,174,518,463 and deposits totaling $47,471,372, we are well-equipped to provide the financial services you need. Our experienced team works diligently to offer a range of solutions tailored to meet your unique needs from personal banking options like checking and savings accounts to auto loans and mortgages. We are proud of our leadership under CEO Chet Kimmell and Board President Dwayne Boozer, who both share a deep commitment to community engagement and member satisfaction. Our dedicated staff of 216 employees is here to ensure you receive the best service possible. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: POB 803476, Dallas, TX 75380-3476. Whether you're stopping by or reaching out via phone at 214-748-9393, we're here to assist you. As a member-focused credit union, we have a wealth of resources available, including online banking and mobile services for your convenience. Join us in celebrating a legacy of community impact and financial empowerment visit us today or explore our website at myncu.com for more information. Your financial journey starts here with Neighborhood!

Branch History & Mission

Commitment to Community

At Neighborhood Credit Union, we don't just focus on transactions; we build relationships. Our team is dedicated to understanding the unique needs of each member. We actively engage in community outreach programs and partnerships that uplift those around us. We believe that when our community thrives, we all thrive. While members can visit us at 13651 Montfort Dr for all their banking needs where we offer convenient ATM access and drive-thru services official correspondence should be sent to POB 803476, Dallas, TX 75380-3476 if different.

Modern Banking Services

Embracing technology is essential in today's world. That's why we provide online and mobile banking options for easy access to your accounts anytime and anywhere. Our lobby hours from Monday through Friday are from 9:00 am to 5:00 pm ensuring that you can find time to manage your finances conveniently. As we look toward the future, Neighborhood Credit Union remains committed to improving member experiences through digital advancements while maintaining ADA compliance and customer-centric initiatives. We invite you to join us at Neighborhood Credit Union. Experience firsthand how we prioritize your financial health while nurturing our beloved Dallas community. Visit us today or explore membership benefits on our website here. Together, let's work towards building a brighter financial future!

Our Journey

From our humble beginnings, Neighborhood has continually evolved to meet the needs of our members. Over the decades, we've expanded our offerings to include personal banking accounts, auto loans, mortgages, and business banking solutions. As we grew, so did our dedication to innovation and customer service. Today, with total assets reaching an impressive $1,174,518,463, we stand as a testament to the trust and support of our members. Our mission is clear: to enhance the financial well-being of our members while fostering community growth. We believe that everyone deserves access to quality financial services that can help them achieve their goals. Whether you're looking to save for your future or secure a loan for your dream car, we're here to guide you every step of the way.

Branch Location & Accessibility

Getting Here

Situated near the bustling intersection of Montfort Drive and Belt Line Road, our branch is easy to find. You can easily reach us from nearby landmarks like the Preston Valley Shopping Center, making it simple for you to fit banking into your busy schedule. Parking is available right outside our entrance, and we ensure that our facilities are accessible for all members, including those with disabilities.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to accommodate your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM. If you have any questions or need assistance before stopping by, don't hesitate to give us a call at 214-748-9393. While members can visit us at 13651 Montfort Dr for all their banking needs, please note that official correspondence should be sent to POB 803476, Dallas, TX 75380. We invite you to come explore the benefits of membership at Neighborhood Credit Union. Our dedicated team looks forward to meeting you soon!

Services Offered

At Neighborhood Credit Union, we pride ourselves on offering a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Plus, if you prefer to bank on-the-go, we offer online and mobile banking services for your convenience. For those who enjoy drive-thru banking, we're pleased to provide this service as well. Whether it's deposits or withdrawals, you can complete your transactions quickly and efficiently without ever leaving your car.

Member Eligibility

At Neighborhood, we believe that everyone deserves to be part of a caring community. Joining us as a member is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible for membership. We strive to make banking accessible for all, so whether you're just starting out or looking to enhance your financial journey, we have something for you. You can enjoy benefits like competitive rates on loans and savings, personalized service, and a range of financial products tailored to meet your needs. To find out more about eligibility criteria and see if you qualify, visit us at http://www.myncu.com/services/membership-benefits. When you're ready to take the next step, opening an account is a breeze! Just head over to http://www.myncu.com/bank/open-account for all the details. If you have any questions or need assistance, feel free to give us a call at (214) 748-9393. We look forward to welcoming you to the Neighborhood family at our branch located at 13651 Montfort Dr Dallas Tx 75240!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we're excited about the potential for future partnerships. When we do offer loans, we aim to provide competitive rates and tailored solutions that meet the unique needs of each business.

Merchant Services

We know that accepting payments smoothly can make a big difference in your cash flow. Our merchant services are designed to simplify transactions, allowing you to focus on what you do best running your business. With user-friendly systems in place, you can accept payments easily, enhancing customer satisfaction while boosting sales. When you're ready to take your business to the next level, look no further than Neighborhood at 13651 Montfort Dr Dallas Tx 75240 in Dallas, TX. For more information, reach out to us at (214) 748-9393 or visit our website at https://www.myncu.com/. Let's grow together!

Comprehensive List Of Services

Business Banking

For small business owners, we offer tailored business banking services, including merchant services and business loans designed to help your enterprise thrive. We know how important it is for businesses to have reliable financial support, and our team is ready to assist with personalized solutions.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills from wherever you are. With basic drive-thru banking available for deposits and withdrawals, along with easy ATM access for cash withdrawals and balance checks, managing your money has never been easier.

Get in Touch

If you're ready to explore how Neighborhood can support your financial journey or if you have questions about any of our services, don't hesitate to reach out! Give us a call at 214-748-9393 or visit us at our branch. Our friendly staff is eager to assist you Monday through Friday from 9:00 AM to 5:00 PM. Join us at Neighborhood today where your financial well-being is our top priority! For more information on opening an account or learning about membership benefits, visit our website.

Loans and Credit Options

Life often presents unexpected expenses, and that's where our personal loans and debt consolidation services come into play. We understand that managing finances can be challenging, so we're here to offer solutions that help lighten the load. Additionally, our credit cards come with rewards that let you earn while you spend perfect for anyone looking to maximize their everyday purchases.

Personal Banking

Starting with our personal banking services, we offer a variety of checking and savings accounts that fit different lifestyles. If you're saving for a vacation or planning for retirement, our accounts can help you manage your money effectively. For those in need of financing options, we provide auto loans and vehicle financing to get you on the road without breaking the bank. Plus, our mortgage loans and refinancing options make home ownership more accessible than ever.

Digital & Online Banking

Conclusion

With all these features at your fingertips, banking with Neighborhood has never been easier or more secure. Explore the possibilities today by visiting us online at https://www.myncu.com/ and take control of your finances like never before!

Mobile Application

For even more convenience, download our mobile application. It's designed to give you the same great access as our website but right in your pocket. You can manage your accounts, view transactions, and even deposit checks from the comfort of wherever you are no need to visit a branch!

Security Features

Your security is our top priority. We ensure that all transactions are protected with advanced encryption technology. Although we currently do not support electronic signature authorization for certain documents, rest assured that every measure is taken to safeguard your personal information.

Financial Strength

At Neighborhood, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial health, which supports our commitment to providing you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,234,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $13,040 in used auto loans and $830,894,284 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $207,360,702. Total Share and Deposit Accounts: 143,410, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 13651 Montfort Dr Dallas Tx 75240 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier for you to find the right financing option.

Credit Lines and Unsecured Loans

Managing day-to-day expenses can be challenging. That's where our credit lines come in handy, with a total of $247,098,906 available to help you cover unexpected costs or plan for special projects. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing your current loan, we have options available that could save you money on interest rates and monthly payments. Be sure to ask us about eligibility criteria and how we can assist in this process. We pride ourselves on providing personalized service tailored to your needs. If you have any questions or would like more information about our loan offerings, don't hesitate to reach out to us at (214) 748-9393 or visit us at our location: 13651 Montfort Dr Dallas Tx 75240 in Dallas, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions. This commitment to transparency helps users feel secure in their choices. - No Sponsored Listings: Unlike many platforms that prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. Users can trust that the comparisons reflect true market rates. - Real-Time Rate Comparisons: With up-to-date loan rates from various institutions, users can quickly identify the best options available to them. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By relying on legitimate financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

Neighborhood