Neighborhood Credit Union Dallas TX | Affordable Auto Loans & Business Banking

Introduction

At Neighborhood, we believe in building strong connections with our community and empowering our members. Located at 13649 Montfort Dr, Dallas, TX 75240, we have been serving the financial needs of our members since 1930. With a commitment to trust and reliability, we're proud to support 69,627 members with a robust membership experience. With total assets exceeding $1,174,518,463 and deposits amounting to $47,471,372, we ensure your money is not only safe but also working for you. Our financial strength is complemented by a dedicated team of 216 employees, led by our CEO, Chet Kimmell, and Board President, Dwayne Boozer. Together, they foster an environment focused on member satisfaction and community impact. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 803476, Dallas, TX 75380-3476. We are here to offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and even business banking solutions. Explore how we can help you achieve your financial goals by visiting us or calling us at 214-748-9393. At Neighborhood Credit Union, your success is our mission!

Branch History & Mission

Join Us

We invite you to experience the benefits of being a part of Neighborhood. Whether you're looking for a checking account or exploring loan options, our friendly team is here to help you every step of the way. Reach out at (214) 748-9393 or visit us during our operating hours listed above. Join us today and discover how Neighborhood can be your partner in achieving financial wellness!

Our Journey

From humble beginnings, Neighborhood has evolved into a trusted financial institution with a total membership of 69,627 members and total assets reaching an impressive $1,174,518,463. This growth reflects not only our dedication to providing exceptional financial services but also our deep-rooted connection with the community we serve. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage loans, credit cards, and business banking services, all tailored to meet the diverse needs of our members. Our headquarters in Dallas, TX, provides strong leadership and guidance as we continue to innovate and adapt to the ever-changing financial landscape. We strive to create an environment where everyone feels welcome and valued. With operating hours designed for your convenience, we ensure that our services are accessible when you need them most.

Our Mission

At Neighborhood, our mission is clear: to empower individuals and families by providing personalized financial solutions while promoting community well-being. We believe that financial health is essential for overall happiness and success. This belief drives us to offer not just services but also resources that support education, growth, and stability. While members can visit us at 13649 Montfort Dr Dallas Tx 75240, official correspondence should be sent to PO Box 803476, Dallas, TX 75380-3476. Our commitment extends beyond traditional banking; we actively engage in community outreach efforts, partnering with local organizations to foster positive change in Dallas. As part of our ongoing mission, we embrace digital advancements that make banking easier for everyone. From online banking to mobile applications, we prioritize accessibility and convenience while ensuring compliance with ADA standards for all members.

Branch Location & Accessibility

Connect With Us!

Have questions? Don't hesitate to reach out! Give us a call at (214) 748-9393 or stop by to see how we can support your financial journey. We invite you to experience the community-focused banking that sets us apart at Neighborhood we look forward to seeing you soon!

Convenient Access and Nearby Landmarks

Situated near notable landmarks, our location is easily accessible for everyone in the area. While you can find us at 13649 Montfort Dr Dallas Tx 75240, if you need to send us official correspondence, please use our mailing address: PO Box 803476, Dallas, TX 75380-3476. We take pride in providing a welcoming environment that caters to all members of the community.

Operating Hours

Our doors are open for you! Visit us during our operating hours on 6-Jul, where our friendly staff is ready to assist you with a variety of services. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone.

Parking and Accessibility Features

We understand that accessibility is key. That's why our branch offers ample parking space, including designated spots for those who need them. With ADA-compliant features such as ramps and accessible entrances, we strive to ensure that every member can visit us comfortably.

Services Tailored for You

At Neighborhood, we offer a wide range of services that meet your financial needs. Whether you're looking for mortgage loans, debt consolidation options, or business banking solutions, we've got you covered. And while we currently do not have ATM availability or drive-thru services, our team is dedicated to providing personalized service right inside the branch.

Member Eligibility

Becoming a member of Neighborhood is like joining a close-knit family that truly cares about your financial well-being. If you're looking to take advantage of our supportive services, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the local community. Plus, if you have family members who are already part of our credit union, they can help you get started! We believe everyone deserves access to affordable financial services and the personal touch that comes with being part of our neighborhood credit union. For more detailed eligibility criteria, feel free to check out this resource: http://www.myncu.com/services/membership-benefits. Ready to take the next step? Opening an account with us is straightforward and welcoming! You can easily start the process online by visiting http://www.myncu.com/bank/open-account, or if you prefer a personal touch, give us a call at (214) 748-9393. Our friendly staff is here to guide you through every step and answer any questions you may have. Join us at Neighborhood, located at 13649 Montfort Dr Dallas Tx 75240, and experience the difference that community-focused banking can make in your life!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine being able to accept payments easily from customers using various methods, whether it's credit cards or mobile payments. This convenience not only enhances customer satisfaction but also boosts your sales potential. Visit us at 13649 Montfort Dr Dallas Tx 75240 or call us at (214) 748-9393 to learn how we can help your business thrive today!

Comprehensive List Of Services

Additional Services

Though we don't currently have ATM services at this branch location, we're dedicated to ensuring your banking experience remains positive with other cash withdrawal options available nearby. At Neighborhood, located at 13649 Montfort Dr Dallas Tx 75240, we're here not just as your financial institution but as your partner in achieving your financial goals. For any inquiries or assistance regarding our services, feel free to reach out at (214) 748-9393 or visit us online at Corporate Office. We invite you to explore all that we have to offer and discover how we can support your financial journey today!

Business Banking Solutions

For small business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. We understand the unique challenges businesses face and are committed to providing support tailored specifically for entrepreneurs.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards give you the ability to earn points on every purchase, which can be redeemed for travel, shopping, or other exciting perks. It's a great way to make everyday spending work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like person-to-person payments and easy access to your account information through our mobile app, banking has never been easier.

Personal Banking Services

When it comes to personal banking, we offer Checking & Savings Accounts designed to help you manage your day-to-day finances effortlessly. Whether you're saving for a vacation or just need a reliable account for everyday expenses, our accounts come with features that fit your lifestyle. If you're considering purchasing a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options are competitive and straightforward. We understand that buying a car is a significant investment, and we're here to help simplify that process for you. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide flexible terms and expert guidance. Your dream home is within reach, and our dedicated team will ensure you have all the support you need along the way. Moreover, if you find yourself in need of extra cash for personal projects or unexpected expenses, our Personal Loans & Debt Consolidation services can assist you in managing your finances more effectively. We aim to make borrowing easy and stress-free.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to view your account balances, transfer funds, and pay bills with ease. Plus, if you prefer receiving statements electronically, you'll be pleased to know that e-statements are available for your convenience. This feature not only saves paper but also helps you keep your financial information organized and easily accessible. For those who enjoy the flexibility of mobile banking, our dedicated mobile application makes it simple to manage your finances on the go. Whether you're making person-to-person transfers or checking your balance while out and about, our app puts everything right at your fingertips. Unfortunately, mobile payments are not supported at this time, but we continually assess new features to enhance your banking experience.

Security You Can Trust

We prioritize the security of your personal information. While we do not currently offer electronic signature authorization, rest assured that all transactions made through our online platform are protected by advanced security measures. Your peace of mind is essential as you manage your finances digitally. With Neighborhood, you're not just a member; you're part of a community that values accessibility and ease-of-use in banking. Our digital services are designed with you in mind, ensuring that you have real-time control over your accounts whenever you need it. Embrace the convenience of online banking today!

Financial Strength

Commitment to Growth

With $89,234,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $13,040 in used auto loans and $830,894,284 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 143,410, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $207,360,702 further highlights our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 13649 Montfort Dr Dallas Tx 75240 or call (214) 748-9393 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident as shown by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. We provide financing options that suit your budget and lifestyle. Plus, if you're considering refinancing your existing auto loan, we can help you explore eligibility options that may lower your payments.

Credit Lines and Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans helping members manage their finances effectively. If you're looking for an extra cushion during those unexpected moments or simply want to consolidate your debt, our credit lines provide convenient access to funds when you need them most.

Financial Insights

All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. This ensures you have the most accurate information when making your financial decisions. At Neighborhood, our commitment is to help you navigate your financial journey with confidence. Feel free to reach out to us at (214) 748-9393 or visit us at 13649 Montfort Dr Dallas Tx 75240 in Dallas, TX for more information about our loan offerings. Let us be part of your success story!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. We know that purchasing a home is one of the most significant investments you'll make, and our team is here to guide you through every step of the process.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh takes several steps to ensure that users receive accurate loan comparisons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every option presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed financial decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a reliable tool for securing better loan rates. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Neighborhood