Neighborhood Credit Union Dallas TX | Reliable Drive-Thru & ATM Access

Introduction

Welcome to the Neighborhood Credit Union's Uptown Branch, a place where your financial well-being is our top priority! Established in 1930, we have proudly served our community for over 90 years, building trust and fostering relationships that matter. Located conveniently at 4245 N Central Expy, Dallas, TX 75205, we are dedicated to providing exceptional service to our 69,627 members. At Neighborhood Credit Union, we understand that every member has unique financial needs. That's why we offer a variety of services tailored just for you. With total assets of $1,174,518,463 and total deposits reaching $47,471,372, we're not just a credit union; we are a strong financial partner committed to supporting your goals. Our robust loan portfolio of 48,631 loans reflects our dedication to helping you achieve your dreams whether it's buying a new car or purchasing your first home. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please address it to our mailing address: 4245 N. Central Expressway, Dallas, TX 75205. Under the leadership of CEO Chet Kimmell and Board President Dwayne Boozer, our team of 216 employees works tirelessly to ensure you receive personalized attention and support. We also take pride in having state-of-the-art facilities including an ATM and drive-thru services for your convenience. Ready to take the next step in your financial journey? Give us a call at 214-748-5166 or visit us online at myncu.com for more information about our services and how we can help you today!

Branch History & Mission

Community Commitment

Neighborhood takes pride in actively engaging with our community through various outreach programs and partnerships. We work closely with local organizations to support initiatives that uplift those in need and foster economic growth in the area. By choosing us as your credit union, you're not just gaining access to financial services; you're joining a movement dedicated to making a positive difference.

Join Us!

We invite you to experience what makes Neighborhood special. Whether you're looking for straightforward banking solutions or seeking guidance on your financial path, we are here for you. Discover how becoming a member can benefit you today! Visit us online at myncu.com or call us at 214-748-5166 for more information on how to join or open an account. Together, let's build a brighter future for ourselves and our community!

Our Mission

At Neighborhood, our mission goes beyond just banking; it's about empowering our members to achieve their financial goals while enhancing the community around us. We believe in providing not only quality financial products but also education and resources that help individuals make informed decisions. Our operating hours are convenient for our members Monday through Friday from 9 AM to 5 PM making it easy for you to access the services you need. In addition to traditional banking options, we offer ATM availability and drive-thru banking for quick transactions. While members can visit us at 4245 N Central Expy for all their banking needs, official correspondence should be sent to our mailing address: 4245 N. Central Expressway, Dallas, TX 75205.

Our Story

Neighborhood was founded with a simple yet powerful vision: to provide accessible financial services while fostering a sense of belonging within the community. Since its inception, we have evolved significantly, adapting to the changing needs of our members while maintaining our commitment to personalized service. Our branch has always emphasized building strong relationships and supporting local initiatives. Throughout the years, we have achieved numerous milestones that reflect our growth and dedication. With a robust membership base and substantial assets under management, we are proud to offer a range of services tailored for both individuals and families. We recognize that every member's financial journey is unique, which is why we are committed to providing solutions that meet diverse needs.

Branch Location & Accessibility

Getting Here

Our location offers ample parking for those visiting by car, along with features that ensure accessibility for all members. We are committed to making your visit comfortable, complete with ADA-compliant ramps and easy access points.

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 9 AM to 5 PM. If you need assistance outside of these hours, feel free to reach out via phone at 214-748-5166.

Services Offered

At the Neighborhood Credit Union's Uptown Branch, we provide essential banking services tailored for your needs. Enjoy the convenience of our drive-thru service for quick deposits and withdrawals. Plus, we have ATM services available for easy access to your funds whenever you need them. While members can visit us at 4245 N Central Expy, official correspondence should be sent to the same address as our mailing address is the same. We invite you to drop by and experience our friendly service firsthand! Your financial journey starts here at Neighborhood Credit Union come see us today!

Member Eligibility

Becoming a member of Neighborhood is like joining a welcoming family that's dedicated to helping you thrive. If you live, work, or worship in the community around our branch at 4245 N Central Expy Dallas Tx 75205, you're already on your way to membership! We believe that everyone deserves access to financial services designed with their best interests in mind. Whether you're looking for affordable loans or simple banking solutions, our team is here to support you every step of the way. To get started, just visit our website at http://www.myncu.com/services/membership-benefits for more details on eligibility requirements. It's straightforward and easy just the way it should be! When you're ready to open an account, check out this link: http://www.myncu.com/bank/open-account. If you have any questions, feel free to give us a call at (214) 748-5166. We can't wait to welcome you into the Neighborhood family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services simplify daily transactions for business owners. Whether it's setting up point-of-sale systems or managing online payments, we ensure you have the tools needed to keep your cash flow steady. Picture this: a customer walks into your store and makes a purchase seamlessly while you focus on delivering exceptional service. That's the kind of efficiency we strive to provide at Neighborhood. Located conveniently at 4245 N Central Expy Dallas Tx 75205, Dallas, TX, we're here Monday through Friday from 9 AM to 5 PM. Give us a call at (214) 748-5166 and discover how our business banking solutions can help your company flourish!

Comprehensive List Of Services

Convenience at Your Fingertips

In today's world, convenience is key. At Neighborhood, we understand that many of our members prefer managing their finances from their mobile devices or computers. That's why we offer access to basic ATM services that allow you to handle your banking efficiently. With our user-friendly online banking platform, you can check balances and manage transactions from the comfort of your home.

Everyday Banking Needs

For those who need quick and efficient banking solutions, our branch offers essential ATM Services Only. This means you can easily withdraw cash or check your balance anytime you need it. Our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your car, making it convenient for those busy days when you're on the go.

Join Us Today!

We invite you to visit us at Neighborhood in Dallas or give us a call at 214-748-5166 to learn more about how we can assist you with your financial journey. Our lobby hours are Monday through Friday from 9 AM to 5 PM, ensuring you have plenty of opportunities to connect with us. Explore all the ways we can support your financial needs by visiting our website at myncu.com. We look forward to serving you!

Digital & Online Banking

Key Features

With our online banking platform, available at https://www.myncu.com/, you can access your accounts 24/7. This means you can check balances, make transfers, and pay bills anytime you need to. Our user-friendly interface ensures that even if you're not tech-savvy, navigating your finances will be simple and stress-free. We also offer person-to-person transfers, allowing you to send money to friends or family quickly and securely. No more waiting in lines or handling cash; just a few taps on your device and you're done! For those who prefer to keep track of their finances digitally, e-statements are readily available. This feature not only helps you stay organized but also contributes to a greener environment by reducing paper waste.

Security Matters

Your security is our top priority. While we currently do not support electronic signature authorization, rest assured that all transactions on our platform are protected with robust security measures. You can bank with confidence knowing that your personal information is safe with us. If you're always on the move, don't forget to download our mobile application! It brings all the features of online banking right to your fingertips, making it easy to manage your accounts wherever you are. Although mobile payments aren't available yet, we're constantly working to enhance our services for you. In summary, Neighborhood is committed to providing accessible and convenient online banking options. Enjoy real-time account management and peace of mind knowing that your finances are secure. Explore all these features today by visiting https://www.myncu.com/!

Financial Strength

Commitment to Growth

Our $89,234,609 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,040 in used auto loans and $830,894,284 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $278,145,133 in share certificates and $19,657,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,824,792, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $116,249,711, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust from Our Members

Total Share and Deposit Accounts: 143,410, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $207,360,702. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood is your trusted partner. Visit us at 4245 N Central Expy Dallas Tx 75205 or call (214) 748-5166 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $264,261,815 in used vehicle loans and $88,551,983 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Contact Us

If you have any questions or want more details about our loan offerings, don't hesitate to reach out! You can contact us at (214) 748-5166, or visit us at our branch located at 4245 N Central Expy Dallas Tx 75205 in Dallas, TX. Our dedicated team is ready to assist you Monday through Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial goals today!

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,130,077 in loans helping members manage their finances effectively. This can be an excellent option for those who want to make purchases without tying up funds immediately. For members looking for additional flexibility, our credit lines totaling $247,098,906 provide quick access to funds when you need them most. It's a convenient way to handle unexpected expenses or large purchases without having to apply for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,314,523, make buying or refinancing simple. We provide personalized service to ensure you find the right loan for your unique situation. Plus, if you're considering refinancing your current mortgage, we can discuss eligibility options tailored to your needs.

Loan Aggregator

Benefits of Using LendMesh

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Neighborhood