Neighborhood Community Credit Union Omaha NE | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Neighborhood Community Federal Credit Union, your trusted financial partner located at 4848 S 120Th St, Omaha, NE 68137. Established in 1982, we have proudly served our community for over four decades, building a strong foundation of trust and reliability among our 2,072 members. With total assets amounting to $30,982,510, we are committed to providing you with the financial tools you need to achieve your goals. At Neighborhood Community, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages. Our total loans stand at 435, demonstrating our dedication to helping you secure the funding necessary for life's big moments. While members can visit us at our branch address, official correspondence should be sent to 4848 S 120th St, Omaha, NE 68137. Our dedicated team of six employees is here to support you every step of the way. Led by our CEO, Ruth Gryskiewicz, and Board President, Matthew Conrad, we strive to create an environment where you feel valued and understood. With total deposits reaching $1,576,223 and a net worth of $3,686,011, we are well-equipped to meet your financial needs while ensuring your money is safe and secure. Plus, with cash in hand totaling $112,800, we're prepared to provide prompt service when you need it most. We invite you to explore all that Neighborhood Community has to offer. Whether you're interested in setting up an account or learning more about our loan options, don't hesitate to reach out! Give us a call at 402-895-6880 during our operating hours from Monday to Friday 7:00 AM - 5:00 PM and Saturday from 9:00 AM - 12:00 PM. Join us today and experience the difference of being part of a community-focused credit union! For more information about our services and offerings, visit us online at neighborhoodcfcu.org.

Branch History & Mission

At Neighborhood Community, we take pride in our rich history and unwavering commitment to serving the community of Omaha, NE. Established in 1982, our branch has grown from humble beginnings into a trusted financial partner for over 2,072 members. Located at 4848 S 120th St, we are conveniently positioned to serve local families and businesses alike. From the start, our mission has been clear: to provide accessible financial services while nurturing a supportive community atmosphere. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home, purchasing a vehicle, or saving for the future. As of today, our total assets have reached an impressive $30,982,510, reflecting our members' trust and confidence in us. Over the years, we have embraced innovation while maintaining our focus on personal service. Our operating hours are designed to accommodate busy schedules Monday through Friday from 7:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM making it easy for you to access the services you need. While we currently do not offer ATM services at this location, we do provide drive-thru banking for your convenience. Our commitment extends beyond banking; we strive to make a positive impact within our community. Through partnerships and outreach programs, we actively support local initiatives that align with our values. We understand that financial education is crucial, so we offer resources to help our members navigate their financial journeys confidently. While members can visit us at 4848 S 120th St, official correspondence should be sent to 4848 S 120th St, Omaha, NE 68137 if it differs from the branch address. For any inquiries or assistance, feel free to call us at 402-895-6880. As we look toward the future, we invite you to join Neighborhood Community. Experience the benefits of being part of a credit union that prioritizes your needs and believes in building a stronger community together. Visit us online at neighborhoodcfcu.org or stop by today!

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize accessibility for all members. You'll find ample parking available, including designated spaces for those with disabilities. Our facility is fully ADA compliant, featuring ramps and accessible entrances to ensure that everyone can visit us comfortably. Our drive-thru service makes banking even more convenient, allowing you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. Although we don't have ATM services on-site, our shared services allow members to access accounts at partner credit unions nearby.

Call to Action

Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with loans and credit cards, our friendly team is ready to help. Give us a call at 402-895-6880 or stop by today! We look forward to welcoming you to the Neighborhood Community!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours designed to fit your schedule. Visit us Monday through Friday from 7:00 AM to 5:00 PM, or drop by on Saturday from 9:00 AM to 12:00 PM for your banking needs.

Member Eligibility

Becoming a member of Neighborhood Community is like joining a family that genuinely cares about your financial well-being. If you live, work, or worship in the Omaha area, you're already on the right path to membership! We welcome individuals from various backgrounds and situations, making our community rich and diverse. Our goal is to provide support and resources tailored just for you, whether you're looking to save for a dream vacation or secure an auto loan. For a detailed look at the eligibility requirements, feel free to check out our website at http://www.neighborhoodcfcu.org/mem%20app.htm. Opening your account at Neighborhood Community is simple and straightforward. Just visit us at our welcoming branch located at 4848 S 120Th St Omaha Ne 68137, where our friendly team is ready to guide you through every step of the process. You can also give us a call at (402) 895-6880 if you have any questions or need assistance. We can't wait to help you become part of our wonderful community!

Business Banking & Commercial Services

Financing Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business smoothly without worrying about payment processing. Our merchant services offer practical benefits like easy credit card acceptance and efficient transaction handling, allowing you to focus on what you do best serving your customers. Located at 4848 S 120Th St Omaha Ne 68137 in Omaha, NE, we invite you to explore how our business banking services can help take your enterprise to the next level. For more information, call us at (402) 895-6880 or visit our website at https://www.neighborhoodcfcu.org/. Let's build your vision together!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our Business Banking services can support your endeavors. From Merchant Services that simplify transactions to tailored Business Loans, we're here to help your business thrive.

Drive-Thru and Shared Service Transactions

For those who prefer face-to-face interactions, our Basic Drive-Thru Banking provides easy access for deposits and withdrawals without needing to step inside the branch. Plus, if you're a member of a partner credit union, feel free to utilize our Basic Shared Branch Transactions for deposits and withdrawals too! We invite you to explore all that Neighborhood Community has to offer. If you have any questions or would like more information about our services, don't hesitate to reach out at 402-895-6880. Visit us today at 4848 S 120Th St, Omaha, NE 68137, or check out our website at neighborhoodcfcu.org. Your financial journey starts here!

Embracing Technology

In today's fast-paced world, convenience is key. At Neighborhood Community, we offer robust Online & Mobile Banking platforms that allow you to manage your finances anytime and anywhere. You can pay bills, transfer funds, and even engage in Person-to-Person payments without leaving your home.

Flexible Loan Solutions

Life can be unpredictable, and sometimes unexpected expenses arise. That's where our Personal Loans & Debt Consolidation services come into play. We aim to provide flexible solutions that can help alleviate financial burdens and get you back on track.

Home Sweet Home

For those dreaming of homeownership, we offer Mortgage Loans & Refinancing to help you secure the keys to your new house or lower your monthly payments on your existing mortgage. Our team is here to guide you through the process, ensuring you understand each step along the way.

Personal Banking Made Easy

Whether you're looking to open a checking account or save for a future goal, our personal banking services cater to your everyday financial needs. With various options for Checking & Savings Accounts, you can choose what fits your lifestyle best. Additionally, if you're thinking about buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options make it simple and straightforward.

Rewards for Everyday Spending

Don't forget about our Credit Cards with Rewards! These cards not only make everyday purchases easier but also reward you for spending in categories that matter most to you.

Digital & Online Banking

Key Features

With just a few clicks at https://www.neighborhoodcfcu.org/, you can take advantage of our online banking platform. Check your balances, view recent transactions, and transfer money between accounts all from the comfort of your home or on the go. For those who enjoy paperless options, e-statements are readily available, allowing you to keep track of your finances without clutter. Need to send money quickly? Our person-to-person transfer feature lets you send funds directly to friends or family with ease. Plus, our user-friendly mobile application makes it simple to manage your accounts right from your smartphone.

Security and Convenience

We prioritize your security while ensuring that our digital services remain user-friendly. Although we currently don't offer electronic signature authorization or mobile payment options, you can still rest easy knowing that your information is protected with the latest security measures. At Neighborhood Community, we're dedicated to providing you with accessible and efficient banking solutions. Whether you're checking balances, transferring money, or accessing e-statements, our digital tools empower you to manage your finances in real-time. Experience the difference today by visiting https://www.neighborhoodcfcu.org/ and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $3,535,256 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have supported our community with $1,038,962 in used auto loans and a total of $6,281,891 in loans and leases that help our members achieve their financial goals.

Operational Efficiency

Our net income of $150,755 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $1,255,619 in share certificates and $524,714 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $0, all our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $3,686,011, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts stand at 3,324, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we ensure that every dollar is effectively utilized to benefit you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighborhood Community is your trusted partner. Visit us at 4848 S 120Th St Omaha Ne 68137 or call 402-895-6880 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,558,428 in used vehicle loans and $2,663,839 in new vehicle loans already helping members get on the road. We provide flexible terms that allow you to drive away with confidence.

Credit Lines

For those who prefer flexibility, our credit lines totaling $1,500,000 provide an excellent resource for ongoing financial needs. You can access funds as needed while only paying interest on what you use. Our team is here to guide you through each of these loan options and help determine which products fit your financial situation best. If you're interested in exploring eligibility options or want more information about refinancing, don't hesitate to reach out! Visit us at 4848 S 120Th St Omaha Ne 68137, Omaha, NE 68,137, or call us at (402) 895-6880. We're open Monday through Friday from 7:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take your next financial step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $719,800, make buying or refinancing simple. We aim to support you through every step of the process, ensuring you understand your options for refinancing as well.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes require extra support. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. With no collateral needed, our credit cards can help you navigate those unexpected costs without stress.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan option is presented with accurate information, allowing potential borrowers to compare rates confidently.