Dedicated Team
We also take pride in having 219 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your questions matter to us, and our staff is here to provide support whenever you need it.
Focused on Members
Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored to enhance your banking experience.
Lending Capacity
With $10,112 in used auto loans and $741,843,565 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to purchase a vehicle or finance other needs, we're here to help make it happen.
Member Trust
Total Share Accounts stand at 156,430, showcasing a strong and growing member base that trusts us with their finances. This trust is what drives us to continually improve and innovate for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neches is your trusted partner. Visit us at 676 Magnolia Ave Port Neches Tx 77651 or call (409) 722-1174 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our $6,197,966 reflects operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. A healthy income allows us to reinvest back into the services you rely on every day.
Reinvestment in Services
With $147,230,455 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This continuous improvement means more value for you as part of our community.
Secure Savings Opportunities
Members' savings are secured through $267,140,038 in share certificates and $109,073,163 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize safety in your savings while providing options that help your money grow.
Solid Capital Foundation
Our net worth ratio of 15.19% demonstrates a strong capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. This ratio is a key indicator of our ability to weather financial storms while supporting our members' needs.
Strong Net Worth
With a net worth of $149,724,167, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our mission of serving you with integrity and reliability.
