Neches Credit Union Nederland TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Neches branch, conveniently located at 220 N 17Th St, Nederland, TX 77627. Established in 1952, we have proudly served our community for over 70 years, fostering a strong sense of trust and reliability among our 76,852 members. With total assets exceeding $982,950,481, we are dedicated to providing you with financial solutions that truly matter. At Neches, we understand that every member's needs are unique. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable team is here to help. Under the leadership of our CEO, Jason Landry, and Board President, Wesley Spivey, we strive to create a welcoming environment where you feel valued. While members can visit us at 220 N 17Th St, official correspondence should be sent to our mailing address: P.O. Box 1118, Port Neches, TX 77651. With total deposits amounting to $73,561,708 and a robust net worth of $149,724,167, we ensure your funds are safe and accessible. Our commitment extends beyond just numbers; it's about making a positive impact in the lives of our members and the community at large. We invite you to experience personalized service and innovative financial products designed with your best interests in mind. Feel free to call us at 409-749-6375 or visit our website at www.nechesfcu.org for more information on how we can assist you today!

Branch History & Mission

Embracing Modern Banking

In today's fast-paced world, we recognize the importance of offering modern solutions that cater to your lifestyle. At Neches, we are proud to provide digital advancements like online banking and mobile payments. With features such as electronic signatures and e-statements, managing your finances has never been easier or more convenient. Accessibility is also key for us. Our branch is ADA compliant, ensuring that all members can navigate our services without barriers. We also feature ATM availability for quick cash withdrawals when you need them most.

Join Us Today!

As we continue this journey together since 1952, we invite you to become part of the Neches family. Whether you're looking for reliable banking options or seeking ways to get involved in community efforts, there's a place for you here. Experience the benefits of membership by visiting us today or exploring our website at nechesfcu.org. Together, let's build a stronger future!

Our Mission

At Neches, our mission is simple yet profound: to provide exceptional financial services while supporting the growth and well-being of our community. We understand that every member's journey is unique, which is why we offer a range of products tailored to meet diverse needs from checking and savings accounts to auto loans and mortgages. Our commitment goes beyond just banking; we strive to make a positive impact on the lives of those we serve. Through various community outreach initiatives and partnerships, we aim to uplift local organizations and foster a spirit of collaboration. We believe that when our community thrives, everyone benefits.

Branch Location & Accessibility

Connect with Us

We invite you to stop by or give us a call at 409-749-6375 if you have any questions or need assistance. At Neches, we're more than just a credit union we're your partner in financial success! Come visit us today and discover how we can help make your banking experience enjoyable and straightforward.

Convenient Location

Nestled near local landmarks, our branch is easily reachable whether you're coming from downtown Nederland or nearby Port Neches. Our location offers ample parking and is designed with accessibility in mind, featuring ADA-compliant entrances and facilities for all our members. If you need to send any official correspondence, please note that our mailing address is P.O. Box 1118, Port Neches, TX 77651.

Services Tailored for You

While visiting us, enjoy the ease of accessing an ATM on-site for quick withdrawals and balance checks. Although we currently do not offer drive-thru service, our friendly staff is always available to help you inside the branch. We're committed to providing a welcoming experience where you can take care of all your banking needs efficiently.

Welcoming Atmosphere

At Neches, we understand that life can get busy. That's why we keep our doors open Monday through Friday from 7:45 a.m. to 3:30 p.m., allowing you to visit us at your convenience during the week. Our dedicated team is ready to assist with a variety of services tailored just for you whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions such as auto loans and mortgages.

Member Eligibility

At Neches, we believe that everyone deserves a supportive community where they can thrive. Joining us as a member is simple and welcoming! If you live, work, or worship in certain areas around Nederland, TX, you're likely eligible to become part of our family. We embrace individuals from various backgrounds and offer a range of services tailored to meet your needs. The benefits of membership extend beyond just financial services; you gain access to personalized support and resources designed to help you succeed. To learn more about specific eligibility requirements, please check out our detailed information at . When you're ready to take the next step and open an account with us, just visit https://www.nechesfcu.org/borrow/apply-now.html or give us a call at (409) 749-6375. We're here to guide you through every step of the process at our branch located at 220 N 17Th St Nederland Tx 77627. Join us today and experience the Neches difference!

Business Banking & Commercial Services

At Neches, we understand that every business has unique needs and goals. Whether you're a startup looking to make your mark or an established company aiming to expand, our business banking and commercial services are designed to support your journey. Imagine a local bakery that dreams of opening a second location. With our tailored commercial loans, that dream can become reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $35,494,009, we continue to drive economic growth by financing new and expanding businesses. Additionally, we offer merchant services that simplify daily transactions for businesses. Imagine processing payments easily while keeping track of sales data all from one platform. This is not just convenience; it's about empowering you to focus on what truly matters: your business. Located at 220 N 17Th St Nederland Tx 77627 in Nederland, TX, we're here to help you thrive. Reach out today at (409) 749-6375 to learn how we can support your business goals!

Comprehensive List Of Services

ATM Services

We understand the importance of easy access to cash. That's why we provide ATM services that allow you to withdraw funds and check balances without hassle. Our basic ATM access ensures that getting cash when you need it is always straightforward. At Neches, we prioritize convenience and accessibility. Our lobby hours are Monday through Friday from 7:45 a.m. to 3:30 p.m., ensuring you can get the assistance you need during the week. In today's fast-paced world, having reliable financial services at your fingertips is essential. We invite you to explore all that Neches has to offer by visiting us in person or checking out our website at nechesfcu.org. If you have any questions or need assistance, don't hesitate to reach out at 409-749-6375. Join us today and take the first step towards better financial health!

Business Banking

For our business members, we offer comprehensive banking solutions tailored to meet your needs. From merchant services that simplify payment processing to business loans that help fuel growth, Neches is here to support local entrepreneurs in achieving their ambitions.

Loans and Financing

If you're planning to purchase a new car or refinance your home, Neches offers competitive auto loans and mortgage options that can help make those dreams a reality. Our personal loans provide flexibility for debt consolidation or unexpected expenses. Plus, our credit cards come with rewards that enhance your spending power while allowing you to earn points for every dollar spent.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine managing your finances effortlessly through our online and mobile banking platforms. With features like e-statements and mobile payments, accessing your accounts has never been easier. You can check your balance or make transfers with just a few taps on your smartphone, giving you peace of mind wherever you are.

Digital & Online Banking

Anytime Support

Our 24/7 online banking services ensure that you can access your accounts whenever you need assistance. Whether it's late at night or early in the morning, we are here for you. Experience the ease of digital banking with Neches today! Visit us online at https://www.nechesfcu.org/ to learn more about how we can help simplify your financial journey.

Convenient Access

Our online banking service at https://www.nechesfcu.org/ allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of person-to-person transfers, making it easy to send money to friends or family without needing to visit a branch. Plus, if you're always on the go, our mobile application provides all these features right at your fingertips.

Enhanced Security

We prioritize your security with features like electronic signature authorization. This means you can sign important documents digitally without worrying about the hassle of printing and mailing them. Additionally, we offer e-statements that keep your financial information safe and organized while helping you reduce paper clutter.

Mobile Payments Made Easy

With our mobile payments feature, shopping becomes even more convenient. Simply link your accounts and pay directly from your phone no need to carry cash or cards. You'll appreciate how simple it is to manage transactions while staying in control of your budget.

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our total share accounts stand at 156,430, showing a strong and growing member base that trusts us with their finances. As we continue to build on this foundation of trust, we remain dedicated to meeting your needs today while planning for tomorrow's challenges. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neches is your trusted partner. Visit us at 220 N 17Th St Nederland Tx 77627 or call (409) 749-6375 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $267,140,038 in share certificates and $109,073,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $149,724,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,519, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $147,230,455 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,112 in used auto loans and $741,843,565 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $198,700,273 in used vehicle loans and $137,324,072 in new vehicle loans to help our members get on the road with ease. Whether you're financing a new or used vehicle, we are here to support your journey with affordable options.

Commercial Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $35,494,009 provide the necessary capital. We understand that every business has unique needs and our team is ready to work with you for tailored solutions. If you're interested in refinancing any existing debts or exploring eligibility options for our various loan products, please reach out! You can contact us at 409-749-6375 during our operating hours from Monday to Friday between 7:45 a.m. and 3:30 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how Neches can assist you in achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,433,246. Our team will guide you through the process so you can focus on finding your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we provide flexible terms on unsecured credit card loans. With a total of $26,793,592 in loans helping members manage their finances effectively, you can enjoy peace of mind while making purchases or handling emergencies.

Loan Aggregator

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